When you have an important financial decision to make, take a step back and breathe. First look at all the options, not just the ones you prefer. Before you panic or fear, ask God what solution He has already provided for you. Ask your Savior for guidance in doing the thing that is best for both you and your family. Once you've prayed, then go about listing what all of your options are. On paper or out loud with a loved one, work out the good and bad consequences of choosing each… Continue

Let me start by saying I grew up with Michael Jackson's music and while I am sad about both his life and death, I think the musical gift God gave him to share with the world is undeniable.



I believe in learning from our mistakes so we can try not to repeat them. While reading some of the news stories on the state of the King of Pop's finances, I realized there are 3 lessons we can all learn from him. …

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So you don’t want to eliminate your morning cup of coffee from your routine just to save a few bucks a week.



As a coffee drinker, I understand.



But what other ideas can you think of? No matter which books you read about money, you will never be completely satisfied with their recommendations because your life is… Continue

Be honest. We’ve all had those lean days when every pocket was searched, bags were emptied and banks were broken. All this scrounging done in search of the thing we forget about until we need it …. change. That’s right! Quarters, dimes, nickels and especially pennies are often treated like the black sheep of our financial family. No one wants them until there is no more paper to fold.



However change is still currency. It still spends, even though you may get a harsh look or two… Continue