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Hello Super Woman, I would like to invite you to Check out my blog...Which is an empowering blog dedicated to Today's Woman...highlighting articles related to woman. I use Celebrity and real life examples to discuss different topics related to relationships, fashion, hair and music. You will thoroughly enjoy! Check it out at http://superwomanspeaks2010.blogspot.com/ join up to follow my blog as certain contests will be available soon related to the articles. You can also follow me on twitter @superwomanspeak I also am currently looking for wonderful success stories for an interview section of my blog! If you have a great story to tell message me! I will be highlighting different people or business owners from all over the World!
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I would like to invite you to join us as a guest, vendor or advertiser at our Summer Spree Event on August 22nd at Antun's of Westchester. Come enjoy cocktails and passed O'horderves while shopping for unique and elegant items. Live entertainment and guest speakers. Visit http://www.summerspree.weebly.com for additional vendor and advertising information. You may email firstname.lastname@example.org for more information.
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
This is LaShanda Henry, founder of Black Business Women Online. I hope you are enjoying the network. If you want to really get started, Grab your FREE Black Business Starter Kit which includes social networking tips, webinars, and more.
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Just a quick note to invite you to visit our meetup site and view photos from our Brunch last Sunday http://tinyurl.com/cmps5q please save the date for our Pre-Mother's Day Expo on May 2, 2009. If you are interested in participating you may email me at firstname.lastname@example.org we are looking for vendors, clowns, balloon artists, magician, fashion show promoters, playwrights, etc..... The Event is FREE to the Public!
Thanks and God Bless!
Just a quick note to tell you about our upcoming Champagne Brunch and Vendor Blender at Antun's of Westchester. We are inviting you to attend as a guest or to participate at the event as an advertiser for $25.00. If you are interested in more information, please send me an email email@example.com
COME JOIN US IN THE NEW REVOLUTION OF JOINING TOGETHER & UPLIFTING OUR COMMUNITY AND KEEPING THE BLACK DOLLAR CIRCULATING AMONGST US. COME VIEW SEVERAL SHORT BUT POWERFUL VIDEOS ON THE SUBJECT AND BANNERS TO CONNECT YOU WITH THE GROUP THAT IS MAKING A DIFFERENCE, SEE MY PAGE FOR MORE INFO. CLICK ANY OF MY BANNERS THERE TO JOIN US TODAY. COME ADD YOUR TALENTS & SERVICES TO OUR CLUB. THX I LOOK FORWARD TO WORKING WITH YOU.
Hello there, Sherryl,
This is Chloe Taylor Brown. How is life flowing for you today? I'm hosting a FREE 1 hour “Living Life By Design” Global tele-seminar on Tuesday, November 11 from 9 to 10 PM and would love to share this powerful applicable knowledge with you and others. Click or copy and paste for full details.