Cards - Blogs - Black Business Women Online2024-03-29T09:37:42Zhttps://mybbwo.com/profiles/blogs/feed/tag/CardsHow to buy business trade lines to build business credit? https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/how-to-buy-business-trade-lines-to-build-business-credit-https2017-01-11T16:26:32.000Z2017-01-11T16:26:32.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://3wayfunding.com/optin">https://3wayfunding.com/optin</a> , <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p>How to buy business trade lines to build business credit?</p><p><iframe width="640" height="360" src="https://player.vimeo.com/video/199017425" frameborder="0" allowfullscreen=""></iframe></p><p><a href="https://vimeo.com/199017425">how to buy business tradelines to build business credit? https://3wayfunding.com/optin</a> from <a href="https://vimeo.com/businesscreditamerica">businesscreditamerica</a> on <a href="https://vimeo.com">Vimeo</a>.</p><p>Many business owners buy business trade line to help build their business credit. However, when purchasing these business trade lines, you may continue to face several challenges when trying to get funding for your business. One of those challenges is once you add the business trade lines, you may still need to have bank statements and tax documents in order to get qualified for funding. </p><p>Another issue you may have with adding business trade lines knowing if and when they’re going to show up on your business credit file. This is a big gamble because you cannot predict when the credit bureaus are going to report. This is why I try to encourage small business owner and entrepreneurs to focus on repairing there personal credit and pairing it with their company then apply for funding.</p><p>When you have good credit and a new business banks will start you out with business credit cards and business lines of credit. The reason for this is that you do not have a business relationship with the banks. You may also want to stay away from the business loans because they want your business to have been in existence for at least 2 years and you would have to provide bank statements and taxes.</p><p>So, if you’re trying to get funding for your business, I would encourage you to repair your credit and then apply for the funding under your business.</p></div>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FASThttps://mybbwo.com/profiles/blogs/free-mlm-training-how-to-get-keep-and-grow-your-mlm-customers2017-10-14T16:11:22.000Z2017-10-14T16:11:22.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FMNLkxZ&event=video_description&v=HbAKNA6suyU">https://goo.gl/MNLkxZ</a></p><p></p><p>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FAST</p><p></p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/34WnqrBHmfw?rel=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p><span>LEARN HOW TO GET CUSTOMERS FAST FOR YOUR MULTI-LEVEL MARKETING (MLM) BUSINESS. Making money through multi level marketing (MLM) is another way to increase your earnings. For people who would want to conduct business from their home, owning their time and write their own paycheck without creating their own product? MLM will work. MLM will work even better if you have good leadership skills a self-starter and a hard worker where selling and promoting products does not give you shivers. If selling and promoting however is not your stronger points, MLM might prove to be a challenge for you since your success will largely rest on your ability to create down line. Multi level marketing has proven successful to only 5% of its members. The majority of the 95% fall out within the week, most in a year's time. Your multi level marketing upline will sell you the idea that you do not have much to do once your downline is established. This is mostly incorrect and partly true. Real downright hard work, especially so in personal selling. If someone says that it is a laid down work, that someone is pulling your leg. No matter, if you possess the above qualities, MLM marketing should not be a problem for you. It is a real moneymaker even if only a small percentage of those who joined have something to show for it.</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2F3wayfunding.com%2Fbusiness-credit&event=video_description&v=HbAKNA6suyU">https://3wayfunding.com/business-credit</a> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FpPTsVX&event=video_description&v=HbAKNA6suyU">https://goo.gl/pPTsVX</a> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FWQb5mq&event=video_description&v=HbAKNA6suyU">https://goo.gl/WQb5mq</a> <span>WEBSITE SETUP-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=http%3A%2F%2F1websetup.com%2Fwebsite&event=video_description&v=HbAKNA6suyU">http://1websetup.com/website</a> <span>CORPORATE PHONE NUMBER-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FxhuJHk&event=video_description&v=HbAKNA6suyU">https://goo.gl/xhuJHk</a> <span>GODADDY 99CENT DOMAIN-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FjSD7MP&event=video_description&v=HbAKNA6suyU">https://goo.gl/jSD7MP</a> <span>Set Up your online store- Click here</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FM9R5yH&event=video_description&v=HbAKNA6suyU">https://goo.gl/M9R5yH</a></p></div>Top 5 ways to reduce your business taxes using business credit cards. https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/top-5-ways-to-reduce-your-business-taxes-using-business-credit2017-01-08T01:37:23.000Z2017-01-08T01:37:23.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://3wayfunding.com/optin">https://3wayfunding.com/optin</a>, <a href="https://houstonmcmiller.com">https://houstonmcmiller.com</a> <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p></p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/gGpaoxSD3UU?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>There are many perks to being a business owner, like being you own boss, making your own schedule, putting a higher dollar value on your time, and pride of ownership. Another great reason, you want to own a business because you can qualify for higher credit card limits and these credit cards do not affect your personal credit once you’re approved and if you’re set up as a C-corporation.</p><p>However, one the biggest most benefits are the business tax write-offs. Business ownership does have a price, especially when you’re using the banks money to help fund the business. The good news is that business bank fees can be tax deductible and we give you a few examples here:</p><p><b>Annual Fees</b></p><p>Annual fees on a business card are tax deductible. This may be a great way to justify getting that card with the steep annual fee that also has amazing rewards. Yes, you can write it off, but keep in mind that the primary use of the card needs to be for business purposes and not for personal use.</p><p><b>Late Fees</b></p><p>Hopefully you’re not incurring late fees on your credit cards, but mistakes happen and you sometimes forget to make a payment. Those fees can be written off for your business taxes. Of course, it’s always best to call the company and explain you simply forgot and ask if they can waive the fee this time; saving $35 is almost always going to be better than claiming a $35 tax deduction.</p><p><b>Interest Charges</b></p><p>Again, in an ideal world you won’t be paying interest on any of your purchases. But there are times when you need equipment, and there just isn’t enough cash in the bank to pay for it right away. Those interest charges are all tax deductible.</p><p><b>Swipe Fees (point of sales fees)</b></p><p>As a business owner, you pay the credit card company every time someone uses their card to pay you. These are always business-related expenses and fully tax deductible.</p><p><b>Miscellaneous Fees</b></p><p>There are sometimes other fees associated with using a credit card. For instance, your cash advance fees are deductible. </p></div>Should I Co-sign A business loan, credit card, or Apartment for a Family member? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/should-i-co-sign-a-business-loan-credit-card-or-apartment-for-a2016-12-20T18:10:00.000Z2016-12-20T18:10:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/how-to-get-business-credit-cards10667319">https://houstonmcmiller.com/how-to-get-business-credit-cards10667319</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>Should I Co-sign A loan, credit card, or Apartment for a Family member?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/rKKUAk5mnFs?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p>If you’re a parent then I suggest to add your kids on your credit accounts as authorize user. This will build up their credit, so you as the parent will not need to co-sign for their student loans, cars, and apartments. </p><p>Now, if you have a family member or love one that having credit issues and they ask if you would sign for them a car, credit card, or apartment, then I would suggest you not to do it. The reason is that it could ruin the relationship. For example, if a family needs to move into a new apartment and they ask you to co-sign and you decide to do it. If that person loses his or her job, then you’ll be stuck with making the payments or ruining your personal credit and the relationship.</p><p>I always suggest if a person is having credit issues offer to help them repair their personal credit, if they refuse, then you know that person is not the one to be offering help too. Some may argue that you should look at how financially responsible the person is in order to determine if it’s worth you putting your good personal credit on the line. However, you must factor in that things could happen to the person or their employment and that may leave you on the hook for extra bills.</p><p>So, in conclusion, I would suggest find other ways to help them, rather reserve the relationship then jeopardize personal credit if the person is not will to fix their own credit.</p></div>How to get a business loan with bad personal credit? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/how-to-get-a-business-loan-with-bad-personal-credit-www2016-12-19T17:47:38.000Z2016-12-19T17:47:38.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/business-credit-cards-and-personal-credit-cards-program8408213">https://houstonmcmiller.com/business-credit-cards-and-personal-credit-cards-program8408213</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>How to get a business loan for people with bad credit?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/xlulAhsAuo8?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>The easiest way to get a business loan for people with bad credit is to take out a loan thru your 401k plan it’s called a ROB (ROLL OVER BUSINESS LOAN). If you don’t have a 401k or Roth, you may want to consider putting up some assets for a collateral loan. It’s a lot of lenders that will ignore your personal credit if you have an asset to borrow against. Those assets make be a piece of land, a car, or a family heirloom.</p><p>However, if you don’t have any assets to use as collateral, you make want to borrow the money from a family member of a friend or ask them if they would be willing go into business with you. You make want to also start putting a small portion of your paycheck aside to help you move toward you goal of saving up to start your business. </p><p>Now depending on what type of business you’re going into, you make be able to pick up a few clients and see if they will give you an advance toward future business. </p><p>Most don’t realize it really does not cost a lot to start a business the issue for most is finding the right customer for your product or service.</p></div>You Don't Need A Credit Card To See Your Credit Report! http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/you-don-t-need-a-credit-card-to-see-your-credit-report-http-www2014-10-06T18:58:13.000Z2014-10-06T18:58:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://www.businesscreditamerica.com/ </a><span> </span><br /><br /><span>If You wish to see your credit report without using a credit card, here are 5 Free</span><br /><br /><span> As, I dig deeper into learning how to properly run my business, one thing keeps popping UP. "YOU HAVE TO HAVE GOOD CREDIT IF YOU WANT LENDERS TO WORK WITH YOU.</span><span class="text_exposed_show">" Some banks will accept a 620 credit score but many want at least a 680 fico score. Although, you're focused on the business, you still need to personal guarantee the funding if you don't have any assets to use as collateral. In my Ebook Insiders Bank secrets, I discuss this problem and some alternatives. Moving forward. understand that having bad credit makes it more challenging to get a credit card so you can pay to see your credit report. I decided to look around, and I found 5 credit companies that you can pull your credit from for FREE without using a credit card I hope this helps some of you.</span></p><p><span class="text_exposed_show"><a href="{{#staticFileLink}}10744109478,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744109478,original{{/staticFileLink}}" width="504" class="align-full" alt="10744109478?profile=original" /></a></span></p></div>Dun and Bradstreet and Experian Business File Review http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/dun-and-bradstreet-and-experian-business-file-review-http2014-06-12T20:30:00.000Z2014-06-12T20:30:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p></p><p>Get a professional review of your business credit file before you ask a banker or investor for money. Business Credit America knows it could be a very embarrassing and frustrating feeling to hear someone tell you that your business credit is not strong enough to be approved for a small business loan. We know what lenders are looking for in a business, and we could show you what's missing in your file that's keeping you from being approved for a loan.</p><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://BusinessCreditAmerica.com</a> 1-888-883-3013</p></div>How To Save Money On Your Small Business Taxes? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-save-money-on-your-small-business-taxes-http2013-11-20T12:14:51.000Z2013-11-20T12:14:51.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Are you a small business owner that hates tax season? You have to think of how you can reduce your tax bill and walk away with a nice tax return. In this video I'll share with you a few resources that could save you thousands of dollars in your small business. Many small business owners accountants, CPA's, or Attorneys don't share these writes with the majority of their clients.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/NwsXkLPQklk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>Business Plan elements http://www.businesscreditamerica.com/ 888-883-3013https://mybbwo.com/profiles/blogs/business-plan-elements-http-www-businesscreditamerica-com-888-8832014-09-15T17:55:56.000Z2014-09-15T17:55:56.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="fbPhotosPhotoCaption" id="fbPhotoSnowliftCaption">As a business owner, you may have heard that banks want to see a business plan, however that's not true. Banks want to see an action plan, which is a scaled down business plan that shows them how long it's going to take you to pay the loan back. The business plan is a road map to help keep you on track. For those that don't know what goes into a business plan here are the 7 main components.</span></p><p><a href="{{#staticFileLink}}10744107296,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744107296,original{{/staticFileLink}}" width="535" class="align-full" alt="10744107296?profile=original" /></a></p></div>Why Are You Losing Money in Your Business? https://www.facebook.com/businesscreditamerica 1-888-883-3013https://mybbwo.com/profiles/blogs/why-are-you-losing-money-in-your-business-https-www-facebook-com2014-09-23T22:41:53.000Z2014-09-23T22:41:53.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://www.facebook.com/businesscreditamerica" target="_blank">https://www.facebook.com/businesscreditamerica</a></p><p></p><p><span>BIGGEST MISTAKE I MADE IN MY BUSINESS- I started my business with the notion, that if, I could lose enough money in my business it would offset my personal taxes. Although, it did help, I still lost money. You see, the thought of owning you</span><span class="text_exposed_show">r own business, is about creating something profitable to take care of you and your love ones. Also, having something to pass on to that next generation that they can build off of because I don’t know of anyone who ever inherited a job.<br />Moving forward, I revaluated, why I was losing money in business. I realize that it was foolish of me to start a business just to lose money for tax purposes. I begin to learn, how setting up a business and managing it the right way, it would actually become profitable and lower my taxes.</span></p><p><span class="text_exposed_show"><a href="{{#staticFileLink}}10744107474,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744107474,original{{/staticFileLink}}" width="600" class="align-full" alt="10744107474?profile=original" /></a></span></p></div>Are You Struggling To Grow As A Business Owner? http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/are-you-struggling-to-grow-a-business-owner-http-www2014-09-16T16:00:00.000Z2014-09-16T16:00:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span><a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a></span></p><p></p><p><span>As Black Business Owners, we seem to think at times that the reason our businesses are not growing, because we don't get enough support from our own communities. Many of us have not realize because of social networking around the world, we now have a larger audience to offer our product or service too. So, I have a Question, Please, share your thoughts.</span></p><p><span><a href="{{#staticFileLink}}10744106700,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744106700,original{{/staticFileLink}}" width="567" class="align-full" alt="10744106700?profile=original" /></a></span></p></div>Credit Privacy Number(CPN NUMBER) IDENTITY THEFT http://www.businesscreditamerica.com/legal-cpn-numbers/https://mybbwo.com/profiles/blogs/credit-privacy-number-cpn-number-identity-theft-http-www2014-09-15T17:08:06.000Z2014-09-15T17:08:06.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/dLGvJ1MiQY8?wmode=opaque" frameborder="0"></iframe></p><p></p><p>C</p><p><a href="http://www.businesscreditamerica.com/legal-cpn-numbers/">http://www.businesscreditamerica.com/legal-cpn-numbers/</a> 1-888-883-3013</p><p>In this Video I discuss CPN NUMBER IDENTITY THEFT the 4 most common issue people have when trying to use a CPN NUMBER.</p><p>1. 80% OF PEOPLE THAT HAVE A CPN NUMBER ARE USING SOMEONE ELSE SOCIAL SECURITY NUMBER<br />2. THE INFO. YOU PUT INTO THE SYSTEM OVER POPULATES THE ORIGINAL OWNERS INFO.<br />3. PEOPLE THAT CREATE THESE NUMBERS ARE NOT REGISTERING AND DATA BASING THE INFO. CORRECTLY<br />4. PEOPLE ARE MERGING THEIR PERSONAL CREDIT WITH THEIR CPN NUMBERS BECAUSE THEY ARE APPLYING FOR CREDIT AT COMPANIES THEY ALL READY HAVE AN ACCOUNT WITH.</p><p><a href="http://www.businesscreditamerica.com/legal-cpn-numbers/">http://www.businesscreditamerica.com/legal-cpn-numbers/</a></p><p>redp</p></div>Getting A Business Loan Today. http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/getting-a-business-loan-today-http-www-businesscreditamerica-com2014-09-03T02:42:38.000Z2014-09-03T02:42:38.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://www.businesscreditamerica.com/</a></p><p><a href="{{#staticFileLink}}10744103878,original{{/staticFileLink}}"><img class="align-full" src="{{#staticFileLink}}10744103878,original{{/staticFileLink}}" width="535" alt="10744103878?profile=original" /></a></p></div>80 Paydex Score, Business Credit Rating, and Bank Rating. What's the Difference?https://mybbwo.com/profiles/blogs/80-paydex-score-business-credit-rating-and-bank-rating-what-s-the2014-03-04T16:04:46.000Z2014-03-04T16:04:46.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/tVz08DDiSwU?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p><a href="http://www.businesscreditamerica.com/business-credit-services/">http://www.businesscreditamerica.com/business-credit-services/</a><br /><br /> Okay. Now, I hope that you all can see that. But the thing about the business credit score, what it is and how is it affecting your business? Now, I've broken it down into three categories because these are your most important categories. You have your PAYDEX score, you have your business credit rating, and then you have your bank rating. And talking about the PAYDEX score, a lot of people are concerned about their PAYDEX score, which is 80 or above. However, the PAYDEX score is only good for trade vendors and net vendors. So, if you really don't need those type of companies, you're just trying to get funding for another project, or whatever, this really wouldn't be an impact on you because you're not trying to get trade credit or Net 30. Net 30, Net 7, Net 15, they have different wants, such as Net Vendor credit and stuff, and Trade credit. That's basically like your Seton, ULine, Grainger. And what ends up happening most of the time, we buy from these companies just to get them to report on our business credit, to get a PAYDEX score. However, the thing about it, the majority of the stuff we buy, we usually don't need it for our business.<br /><br /> And so, we got stuck in this... This is mainly part of the tier system method where they teach you, set the company up, buy some Net 30s then buy another round of Net 30s, then apply for some gas cards, then attempt to apply for some unsecured cards. Usually, the tier system... I can truly attest to this, it usually will take you anywhere from nine months to a year or longer. Depends on how active you are in your business. Okay, so that's what the PAYDEX score. The PAYDEX rating is 80 or above, meaning that you're good a payer. You pay good on time, okay, and it's just mainly for vendor credit.<br /><br /> Now, your business credit rating. Your business credit rating, this is important. This is an important factor because this determines if you get business loans or business credit cards. So that's what the business credit rating is. That's the reason that you'd see me on the video always telling you to update your financials. Make sure you do the UCCs, things like that. That's what affects your business credit rating. And then I told you about the different banks to go to in my ebook that tell you where to go and get those secured bank cards and stuff, because that will help with their business credit rating.<br /><br /> Now, this is one that most people aren't aware of and not too many people speak of it, maybe because they don't. But the bank rating... Now the bank rating actually deals with... Well, your business bank rating. It actually deals with the activity of the business checking account in which you should have... When you're setting up a corporation, usually what I teach on, with the corporation, with C corporations, you wanna to have three accounts. You wanna have a business checking account, a business savings, and a business expense account. And in my ebook, I explain to you why you want to have those accounts set up like that. But the business banking ratings this year, is where it goes off the activity. How many deposits have been in the account? How often are you depositing money into the account? How long does the deposit stay in there? And the larger the amount of money you deposit in the bank, and the longer it stays, the higher your rating. So, the larger the amount, the longer it stays, the higher your rating.<br /><br /> So, this is your bank rating. This is what really determines the amount of money they're gonna loan you. This here determines whether you're gonna get approved for unsecured credit cards and/or loans with a business credit rating. But this here, determines the amount of money. So those are the two differences there. So, you have your PAYDEX score, which is talking about your trade credit or your vendors. Your trade vendors, which describe you as Net 30s, you're Net 7s, you're net 15. Then you have the business credit rating, and this is what determines you being approved for loans or credit cards, unsecured or secured, okay. But your bank rating, that's dealing with the activity on those business bank accounts, okay. So, the more money you have in it, the longer it stays in it, determines the amount of money they're gonna loan you, future-wise. So, this is just a basic video I wanted to break down to you guys, so you can understand. If you are looking at companies, and they are not explaining this process to you, to actually help decide whether you should let them help you or you should do it on your own, then you don't need them because they should be at least explaining some of these basics to you. If they're not explaining these basics to you, they're wasting your time guys. And more likely they're gonna linger you on, so that you are paying them more money, but at the same time you're not getting any results.<br /><br /><br /><a href="http://www.businesscreditamerica.com/business-credit-services/">http://www.businesscreditamerica.com/business-credit-services/</a></p><p></p></div>"Sallie Mae" Illegal Student Loan Collection Practices.https://mybbwo.com/profiles/blogs/sallie-mae-illegal-student-loan-collection-practices2014-03-04T15:49:19.000Z2014-03-04T15:49:19.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/nMOxq3As0aQ?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p></p><p><a href="http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/" target="_blank">http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/</a><br /><br />Hey guys! Houston here with Business Credit America, and today I'm just gonna get right to the point, and I wanted to talk to you all about Sallie Mae Student Loans. And I know from many of you all, may have seen my student loan video removal of Sallie Mae Student Loans. And the thing about it, you actually can't have those type of student loans because they're, not under the government guidelines. If you have government student loans, you can go to directloan.com. If you go to directloan.com, right there, all of your government student loans, they can consolidate them all into one, and they will lower your payments.<br /><br />In reference to your private student loans, because they're all under FDCPA, you have the right if you have to, if you need to file bankruptcy, those types of student loans, you can, especially like Sallie Mae. Sallie Mae is a privately held company, and I tell a lot of people that call me, and I talk to them about their student loan. By them being a privately held company, they're not under the government guidelines. And so you do have a right to file bankruptcy under that because like with Wells Fargo, with Chase Bank, Sallie Mae, they all fall under...<br /><br />What type... What it is is that Sallie Mae... Sallie Mae, what they were doing, they would go to the government, and they would buy student loans from the government. And then, "Okay, we're going to service these." So the government like, "Well, okay. If you service these then, you have to pay us a monthly insurance payment on these loans." See, when you took a student loan, they automatically used... But most of the time they automatically loaned you until the insurance program. And so that insurance program was for in case you default, then the insurance company pays off that loan for you. And so, like a lot of people, they don't know that.<br /><br /> And if you ask for your original contract with whoever, whatever school you went to, when you signed up for Sallie Mae, if they can't produce that contract, then they should not be reported on your credit report anyway. Also, another thing that Sallie Mae does is that say, that you defaulted way back when on your loan. What they'll do to keep on the collection practices, they'll re-age your account. And so they never report the original default date. So that puts you, like you're just starting over when you actually, because of the seven year time lapse on a loan or a regular loan except for a government loan, then it should have been folding up your credit anyway. But what they do, they re-age your account so to keep the student loan on there, especially when they're not backed by the government.</p></div>How to find Small Business Loans for Bad Credit up to $100k http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-find-small-business-loans-for-bad-credit-up-to-100k-http2013-11-20T15:52:12.000Z2013-11-20T15:52:12.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://BusinessCreditAmerica.com</a><br /><span class="font-size-5"><strong>Are you in bad need of money for your business but you have bad credit. In this video, I teach you a process to acquiring a loan for your business even with bad credit. I give you the break down on what you need to set the business up properly so that the business qualifies for that loans.</strong></span><br /><br /><span class="font-size-5"><strong>Even more I teach you how to find investors for your business.</strong></span><iframe width="420" height="315" src="//www.youtube.com/embed/x-HNTt348aY?wmode=opaque" frameborder="0"></iframe></p></div>How To Start A Business with No Money? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-start-a-business-with-no-money-http-businesscreditamerica2013-11-20T12:00:13.000Z2013-11-20T12:00:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Have you ever wanted to be your own boss, but you did not have the money to start the business? In this video, I'll share with you some great resources to help you get started in becoming a business owner.</strong></span></p><p><iframe width="560" height="315" src="//www.youtube.com/embed/ZclQS9PmASg?wmode=opaque" frameborder="0"></iframe></p></div>How To Incorporate and the 7 Benefits? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-incorporate-and-the-7-benefits-http-businesscreditamerica2013-11-20T12:35:09.000Z2013-11-20T12:35:09.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>How does incorporating your small business benefit you? In this video, I'll share with you 7 of the great benefits of a corporation. You'll also learn how easy it is to save thousands of dollars in your small business.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/Q6wmFOtvSvk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>Small Business Financing http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/small-business-financing-http-businesscreditamerica-com2013-10-01T19:55:18.000Z2013-10-01T19:55:18.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="{{#staticFileLink}}10744098097,original{{/staticFileLink}}"><img class="align-left" src="{{#staticFileLink}}10744098097,original{{/staticFileLink}}" width="508" alt="10744098097?profile=original" /></a> If you’re an entrepreneur or veteran in your business, and you’re finding it difficult to borrow money, then you may need to look at the foundation of your business. It’s unfortunate a lot of financial institutions loan officer do not have the knowledge to help you qualify for funding.<br />As a <a href="http://www.businesscreditamerica.com/" target="_blank">business</a> owner for over 10 years, I am very familiar with the stress that comes about when you need money either to expand your business or just trying to make payroll. I discover 4 years ago about business credit, and I took all my free time to learn as much as I could about it. Many used this method to acquire funding, because their personal credit was destroyed.<br /><br /> A few things that I learned from studying business credit was that in order to obtain funding you must have a strong business foundation as well as good personal credit. Although, those facts made since, it made me feel discourage and uncomfortable, but as I educated myself more and took action, I felt a sense of relief.<br /><br /> I’ll like to share with you those steps I took to build up the foundation of my business in this outline.<br /><br /> 1st you must pick a favorable lending code. In the business world they call it SIC CODE or NAICS CODE. I made a video explaining these terms on my <a href="http://www.youtube.com/user/coci3076" target="_blank">youtube</a> channel on my website <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>. Some of the favorable lending codes with be the following niches such as technology, education, retail, wholesale, and telecommunication.<br /><br /> 2nd step to building the foundation of your business is the structure of the business. Banks and Credit Unions are biased to the structure of the business. The majority of business owners are focused on either a S-Corporation or an LLC. However, banks favor C-corporations, because it’s look at as an entity that can vouch for its own credit, built up correctly. Another reason the C-corporation is preferred is because you can raise capital by issuing stock in the company.<br /><br /> 3rd step in building the foundation of your business is the registration of the company online. There are several avenues you need to take when registering your business. You would start with the business credit bureaus. These would be Experian business, Equifax business, Credit.net, and Dun and Bradstreet. Once you’ve register with those, you move on and register with the government systems like, Sam.gov, ORCA, MBA, and SBA. After, you’ve completed those you’ll register with the top search engines like google, bing, yahoo to name a few. The purpose of doing all of this registration, because this acts as a third party verifier. I discuss more of this in my ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/" target="_blank">THE INSIDER BANK SECRETS.</a><br /><br /> 4th step in obtaining business funding is opening up 3 business bank accounts (checking, savings, and expense). By opening these accounts, you are establishing a relationship with the banks as well as building business credit with the credit bureaus. In my ebook I teach you how to make a small budget go a long way when building a good business relationship with the banks.<br />If you wish to learn more tips and secrets on how to build business credit to obtain funding join our community and forum at <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>.</p></div>JUNIQUES MULTI CULTURAL CONNECTIONS Saves $10 off your printing need from Vistaprinthttps://mybbwo.com/profiles/blogs/juniques-multi-cultural-connections-saves-10-off-your-printing2013-08-14T02:30:01.000Z2013-08-14T02:30:01.000ZRickeyhttps://mybbwo.com/members/Rickey<div><p><br /><span style="font-size:14px;">Hi JMCC Community,</span></p><p><span style="font-size:14px;">Have you checked out Vistaprint yet? Use my link to get $10 off personalized business cards, stationery, invitations and more. They have great products and even greater deals on all your<br /></span></p><p><span style="font-size:14px;">printing needs, business cards, flyers, banners, etc.</span></p><p><span style="font-size:14px;">You get $10 off your first order and I get $10 in return. It’s a win-win for both of us.Make sure you use this link to get your exclusive</span> <span style="font-size:14px;">discount:</span></p><p><a href="http://vistaprint.tellapal.com/a/clk/zPdYm" target="_blank"><span style="font-size:14px;">Click here to save $10 on your printing order</span></a></p><p><span style="font-size:14px;">Talk to you soon,<br />rickey</span><br /></p></div>Build Business Credit without Net30 Accounts http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/build-business-credit-without-net30-accounts-http2013-09-20T17:57:35.000Z2013-09-20T17:57:35.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/bMompUzt8Yc?wmode=opaque" frameborder="0"></iframe></p><p></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157 How to Build Business Credit without Net30 Accounts. <br /><br />In this video I explain why net30 accounts are not necessary for business credit funding. I have stated over the year that if people want to get approved for revolving credit they have to do several things, starting with their personal credit.<br /><br />1. Repairing your personal credit so you can be a guarantor on business credit cards or loans is important to the business. If you feel that repairing your personal credit may take to long, then find a service that offer cpn's or scn's. <br />Click on the link <a href="http://www.goodcreditunion.com/">http://www.goodcreditunion.com/</a><br /><br />Some business owners have elected to add someone with strong credit on their board to be a personal guarantee for the company.<br /><br />Click on the link <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. Building the business foundation to acquire funding. As a small business owner you need a website and social media, as well as, registering the company.<br /><br />3. Business owners need to file financials and ucc-1. This is what the banks look for in a business credit file. These documents are what is used to help get the business loans and revolving credit cards.<br /><br />4. When you receive your articles of incorporation, you need to go open up 3 bank accounts (checking, savings, and expense). In the ebook I teach you how to properly use those bank accounts to build a relationship with the banks. <br /><br />5. Purchasing the Dun and Bradstreet credit builder package is a good way to expedite to build up your business credit file.<br /><br />Check out the ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>80 Paydex Score and Business Credit Score/Rating http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/80-paydex-score-and-business-credit-score-rating-http2013-09-20T17:38:08.000Z2013-09-20T17:38:08.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/6csaTFuF9B4?wmode=opaque" frameborder="0"></iframe></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> Understanding a 80 Paydex Score and Business Credit Score/Rating<br /><br />In this video I explain to you the difference between a paydex score and a business credit rating.<br />First, understanding that a paydex score is based off a customer paying 3 to 5 trade credit vendors on time. Trade credit vendors commonly called Net30 Accounts give credit to start-ups or established companies. There is not a lot of factoring that goes into it.<br /><br />Now lets look at a few important things that are used to factor a business credit rating.<br />1. A company's size and it's structure pay a key roll in it's credit rating. I explain these factors in my new ebook "The Insider Bank Secrets." <br />Click here to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. The industry risk code or SIC CODE AND NAICS CODE also help to factor your business credit rating. In my new ebook, I give you examples of good and bad risk codes in helping you to obtain business credit funding.<br /><br />3. The outstanding balances of your accounts payable will also affect your business credit rating. <br /><br />4. Paying your bills on time or earlier help determine you a good risk as well as your credit card utilization. Having high utilization, but low credit card balances also has an impact on your business credit score.<br /><br />5. Having good public records and updated financials help boost your business credit score. When file those ucc-1 financials statements showing you paid a loan off, or paid a lien in full you are showing lenders your business is a good credit risk. Always keeping up to date financials on file to show the growth in your business also has a positive influence or your business credit rating. I explain all these steps in my new ebook "The Insider Bank Secrets." <br />Click on the link to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />6. The length of your credit history for the business also is important. This show the business has stability and profitability over a period of time. In our business credit forum, we show our members how to create this history. <br /><br />Click on the link to get the ebook and check out the forum. <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>2013 CPN FILE REVIEW http://GoodCreditUnion.com 1-800-652-7157https://mybbwo.com/profiles/blogs/2013-cpn-file-review-http-goodcreditunion-com-1-800-652-71572013-01-28T21:19:29.000Z2013-01-28T21:19:29.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://GoodCreditUnion.com">http://GoodCreditUnion.com</a> 1-800-652-7157 In this video, I show a new CPN file. This client has a 2 Au's and 1 Primary which had give him high 700's across the board. Once he had access to his file he went and opened up a checking accont with WellsFargo and Navy Federal. He had success in that, however he applied for a loan and was turned down. The reason he was turned down is because he did not hhave enough primaries on the credit file,<br /><br />We instruct all clients not to apply for any loans especially government loans because the file is not strong enough. We you jump the gun like this guy you could cause problems for yourself.<br /><br />DO NOT EVER, EVER, EVER APPLY FOR ANY TYPE OF GOVERNMENT LOANS WITH YOUR CPN. YOU CAN GET YOURSELF INTO ALOT OF TROUBLE.<br /><br />DO NOT USE AN ADDRESS YOU LIVED AT BEFORE OR HAD MAIL SEND TO IN THE PAST, YOU CAN CROSS UP YOUR FILE.<br /><br />DO NOT HAVE MULTIPLE NAMES BECAUSE THE CREDIT BUREAUS WILL GIVE YOU A DELAY ON YOUR FILE.<br /><br />THE ONLY USE FOR YOUR CPN IS TO GET CREDIT FROM NON GOVERNMENT LENDING INSTITUTIONS, THAT MEANS NO MORTGAGES.<br /><br />You can have a lot of success with a cpn if you have the right people around you. We encourages you to clean up your personal credit first before you get a CPN.<br /><iframe width="560" height="315" src="http://www.youtube.com/embed/b4P2cvrVAfM?wmode=opaque" frameborder="0"></iframe><br />CHECK OUT OUR OTHER GREAT SERVICES.<br />2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br />Business Credit Building with No Upfront Fee<br />Personal Credit Sweep<br />Personal Credit Repair<br />Bankruptcy Removal<br />Private Student Loan Removal<br />Guarantee Funding<br />Foreclosure Removal<br />Chex System Removal<br />Seasoned Trade Lines<br />Retirement Plan Transfer to your Corporation<br />Car Repossession Removal<br />Credit Card Charge off Removal <br />Free Net30 Account Reporting<br />Dun and Bradstreet File Review<br /><br /><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157</p></div>2013 Win Round Trip to Vegas and $1000.00 Just become the Top Affiliate. http://GoodCreditUnion.comhttps://mybbwo.com/profiles/blogs/2013-win-round-trip-to-vegas-and-1000-00-just-become-the-top2013-01-27T15:00:00.000Z2013-01-27T15:00:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://GoodCreditUnion.com">http://GoodCreditUnion.com</a> 1-800-652-7157 Win a round trip to Las Vegas and $1000.00 to Hangout with the GCU GROUP. We running a contest to see how many people we can help and we want to reward you with the opportunity to come have fun with us. <br /> <br /> Here's are the rules.<br /> 1. You must purchase the services your self. The reason is, how can you tell someone about a product if you never tried it.<br /> 2. You need to market the product. That means you make video, Tweet about it Facebook it. What ever it take to let people know about Good Credit Union. <br /> <br /> Remember even if you don't be the Top Affiliate thru out the year. You still make a lot of money with us and you still can come hang out with us, at your own expense of course.<br /> <br /> LET'S MAKE SOME MONEY, CHANGE SOME LIVES AND HAVE SOME FUN.<br /> <iframe width="420" height="315" src="http://www.youtube.com/embed/j9F91dej7qY?wmode=opaque" frameborder="0"></iframe> <br /> Check out our other Great Services.<br /> 2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br /> Business Credit Building with No Upfront Fee<br /> Personal Credit Sweep<br /> Personal Credit Repair<br /> Bankruptcy Removal<br /> Private Student Loan Removal<br /> Guarantee Funding<br /> Foreclosure Removal<br /> Chex System Removal<br /> Seasoned Trade Lines<br /> Retirement Plan Transfer to your Corporation<br /> Car Repossession Removal<br /> Credit Card Charge off Removal <br /> Free Net30 Account Reporting<br /> Dun and Bradstreet File Review<br /> <br /> <a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157</p></div>2013 Authorize User Still Work and Get your CPN/SCN SCANNED http://GoodCreditUnion.com 1-800-652-7157https://mybbwo.com/profiles/blogs/2013-authorize-user-still-work-and-get-your-cpn-scn-scanned-http2013-01-26T11:19:39.000Z2013-01-26T11:19:39.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p style="text-align:left;"><a href="http://GoodCreditUnion.com">http://GoodCreditUnion.com</a> 1-800-652-7157 Authorize Users(AU) used for credit score booster still works. Piggy backing someones whole credit file is what's challenging these days. <br />Most of us don't realize how hard the financial industry was hit with all these regulations. Because of that credit bureaus have made it challenging for people to repair their credit. Yes, you still can use AU's to boost the credit score. The piggy backing a whole credit file is the challenging part.<br /><br /></p><p style="text-align:left;"><iframe width="560" height="315" src="http://www.youtube.com/embed/8WDZePJn4Pc?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p style="text-align:left;">Let's talk about credit profile numbers(cpn) and secondary credit numbers(scn), as I stated in another video these 2 numbers are legal numbers. However, you must make sure whom ever you retrieve these numbers from that they are not giving you an already existing number. such as a baby's ssn, an inmate or an deceased personhttp://BusinessCreditAmerica.com 1-800-652-7157</p></div>[2013] $10K Shelf Corps with Store Front Addresses http://BusinessCreditAmerica.com 1-800-652-7157https://mybbwo.com/profiles/blogs/2013-10k-shelf-corps-with-store-front-addresses-http2013-01-16T07:09:03.000Z2013-01-16T07:09:03.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://www.youtube.com/redirect?q=http%3A%2F%2Fbusinesscreditamerica%2F&session_token=uAd9dAbJu2kIlb6MfNakPftH0LR8MTM1ODQwNjE2M0AxMzU4MzE5NzYz" target="_blank" title="http://BusinessCreditAmerica" dir="ltr" class="yt-uix-redirect-link">http://BusinessCreditAmerica.com</a> Business credit America will soon be offering shelf corporations with store front addresses and commercial phone numbers. This program is designed to help clients that want a shelf corp but do not have an commercial address to go along with the shelf. Also, it gives the client a way to generate an income to pay back the loans they take out under the business and their personal credit.<br /><br />Once the client shelf corp is completed and then they will have the opportunity to partner with the GCU GROUP, INC. and they be able to generate a income from $300.00 up to $900.00 a month GUARANTEED. The client will also make money by referring customers to us as well. Our referral fee pay out is on the business credit and the personal credit, so that give the client 3 different ways to make money with GCU GROUP INC.</p><p style="text-align:center;"><iframe width="560" height="315" src="http://www.youtube.com/embed/xBkE_nfWDJQ?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p><br />Check out our other great services<br />2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br />Business Credit Building with No Upfront Fee<br />Personal Credit Sweep<br />Personal Credit Repair<br />Bankruptcy Removal<br />Private Student Loan Removal<br />Guarantee Funding<br />Foreclosure Removal<br />Chex System Removal<br />Seasoned Trade Lines<br />Retirement Plan Transfer to your Corporation<br />Car Repossession Removal<br />Credit Card Charge off Removal <br />Free Net30 Account Reporting<br />Dun and Bradstreet File Review<br /><br />We only ask that only motivated and serious clients inquire about this program. We do everything by contract.<br /><br /><a href="http://GoodCreditUnion.com" target="_blank" title="http://GoodCreditUnion.com" dir="ltr" class="yt-uix-redirect-link">http://GoodCreditUnion.com</a> 1-800-652-7157</p></div>2013 Stop Buying Net30's and Business Credit Services With Bad Credit http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/2013-stop-buying-net30-s-and-business-credit-services-with-bad2013-02-03T23:21:42.000Z2013-02-03T23:21:42.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157 Stop buying net30's and business credit services if you have bad credit. hen you try to build up your business credit by purchasing net30's, trade lines, having corporate financials and taxes prepared as well as add ucc's to the company, you still are not guaranteed to get the funing you need to help your business.<br /><br />Most banks and other lending instituions are insisting you do a personal guarantee or have enough assets to cover the loan. Many of us, unfortunately don't have assets to cover the loan, however we can fix our personal credit to sign off for the loan. <br /><br />Good credit Union helps people all the time to fix their personal credit and help them obtain loans upto $50k in cash funding under their personal credit. Business Credit America builds the client a 3 to 5 year old shelf corp and pair it up with their personal credit to get them up to $100k in cash funding.<br /><br />I understand many of us have been taught it's not necessary to use your personal credit to get funding under the business, however due to new rules and regulations with the financial institutions things have changed. I try to encourage people to fix their personal credit first because they will be able to have access to many other opportunities. They can buy a car with no money down, pay lower interest rates on loans for mortgages, and personal loans.<br /><br />This Tax season fix your personal credit first and you'll have access to money all year long.<br /><iframe width="560" height="315" src="http://www.youtube.com/embed/81OYyuGa1Ko?wmode=opaque" frameborder="0"></iframe><br />Check out our other great services<br />2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br />Business Credit Building with No Upfront Fee<br />Personal Credit Sweep<br />Personal Credit Repair<br />Bankruptcy Removal<br />Private Student Loan Removal<br />Guarantee Funding<br />Foreclosure Removal<br />Chex System Removal<br />Seasoned Trade Lines<br />Retirement Plan Transfer to your Corporation<br />Car Repossession Removal<br />Credit Card Charge off Removal <br />Free Net30 Account Reporting<br />Dun and Bradstreet File Review<br /><br /><a href="http://GoodCreditUnion.com">http://GoodCreditUnion.com</a> 1-800-652-7157</p></div>2013 Credit Repair Update http://www.goodcreditunion.com/ 1-800-652-7157https://mybbwo.com/profiles/blogs/2013-credit-repair-update-http-www-goodcreditunion-com-1-800-6522013-02-15T04:22:30.000Z2013-02-15T04:22:30.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.goodcreditunion.com/">http://www.goodcreditunion.com/</a> 1-800-652-7157 This is a clients file that allowed us to use it as a testimonial video. This is not a cpn file. This individual only had a childsupport case showing on his credit. We added 5 Authorize User to his account to get him in the 700's due to the fact we had applied for several credit cards and a loan. This individual was approved for a Amex card, a $5k discover card and a $4100.00 citi card.<br /><iframe width="560" height="315" src="http://www.youtube.com/embed/KvhVOqiGARw?wmode=opaque" frameborder="0"></iframe><br />Check our our other great services.<br />2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br />Business Credit Building with No Upfront Fee<br />Personal Credit Sweep<br />Personal Credit Repair<br />Bankruptcy Removal<br />Private Student Loan Removal<br />Guarantee Funding<br />Foreclosure Removal<br />Chex System Removal<br />Seasoned Trade Lines<br />Retirement Plan Transfer to your Corporation<br />Car Repossession Removal<br />Credit Card Charge off Removal <br />Free Net30 Account Reporting<br />Dun and Bradstreet File Review<br /><br /><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157</p></div>2013 Financing Program For Personal Credit Repair. http://www.goodcreditunion.https://mybbwo.com/profiles/blogs/2013-financing-program-for-personal-credit-repair-ht-http-www2013-01-09T21:00:00.000Z2013-01-09T21:00:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p style="text-align:left;"><a href="http://www.youtube.com/redirect?q=http%3A%2F%2Fwww.goodcreditunion.com%2F&session_token=VFv92hgF3fvcf18n7GV_KWbWyBp8MTM1Nzg1MjY3N0AxMzU3NzY2Mjc3" target="_blank" title="http://www.goodcreditunion.com/" dir="ltr" class="yt-uix-redirect-link">http://www.goodcreditunion.com/</a> Good Credit Union has a new financing program to help you pay to get your personal credit repaired. You pay 1/3 down up front and we financed the rest. <br /> <br /> Once your personal credit is repaired you pay the remaining balance. It usually takes 45 to 60 days to repair a tipical file. We remove bankruptcies, private student loans, car repossessions, judgements, liens (other than tax liens), short sales, late pays, inquiries, charege offs, and check systems. <br /> <br /> There no reason you should be walking around with bad credit. With good credit you pay less money and lower interest rates on a car loan, mortgage, private loans. <br /> <br /> If we're willing to invest in you, why not take advantage of a great opportunity to have perfect again.<br /> <br /> As you are aware that Business Credit America no longer charges upfront fees to help you build your business. We only charge you when we get you the funding for your business.<br /> <iframe width="420" height="315" src="http://www.youtube.com/embed/t8AayEd2Krc?wmode=opaque" frameborder="0"></iframe></p><p style="text-align:left;"></p><p style="text-align:left;">Check out our other great services<br /> 2013 and Past Due Tax Preparation for Personal and Small Business Taxes<br /> Business Credit Building with No Upfront Fee<br /> Personal Credit Sweep<br /> Personal Credit Repair<br /> Bankruptcy Removal<br /> Private Student Loan Removal<br /> Guarantee Funding<br /> Foreclosure Removal<br /> Chex System Removal<br /> Seasoned Trade Lines<br /> Retirement Plan Transfer to your Corporation<br /> Car Repossession Removal<br /> Credit Card Charge off Removal <br /> Free Net30 Account Reporting<br /> Dun and Bradstreet File Review<br /> <a href="http://www.businesscreditamerica.com/index.html" target="_blank" title="http://www.businesscreditamerica.com/index.html" dir="ltr" class="yt-uix-redirect-link">http://www.businesscreditamerica.com/index.html</a> 1-800-652-7157</p></div>Why Business Credit 2012 is Important to your Business? http://BusinessCreditAmerica.com 1-888-821-6408x2https://mybbwo.com/profiles/blogs/why-business-credit-2012-is-important-to-your-business-http2012-10-03T22:21:13.000Z2012-10-03T22:21:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span style="z-index:10;float:left;clear:left;margin-top:0px;"><a><img src="http://www.businesscreditamerica.com/uploads/5/1/2/3/5123728/4209134.jpg" style="margin:5px 10px 10px 0px;border-width:1px;padding:3px;" alt="Picture" class="galleryImageBorder" /></a></span> <font size="3"><a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">Business Credit America</a> <span style="font-weight:bold;">specializes in helping companies nationwide gain greater access to trade credit and investment capital. Our program, uses a step-by-step approach to help companies solidify their financial standing, so they can build a</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business credit</a> <span style="font-weight:bold;">history, obtain lines of credit and position themselves for loans from banks, angel investors and other outside funding sources.</span></font> <br /> <br /> <span style="font-weight:bold;">We provide our clients with an over whelming amount of</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business</a> <span style="font-weight:bold;">and personal credit education as we walk them through the</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business credit</a> <span style="font-weight:bold;">building process that focuses on three main areas: establishing credibility with major credit agencies, creating a credit file and building a business credit history</span>.</p><p><span style="font-weight:bold;"> </span></p><p><span style="font-weight:bold;">Business Credit America's credit-building system offers a variety of benefits, including:</span></p><ul style="font-weight:bold;"><li>multiple vendor lines of credit and business credit cards</li><li>credit-reporting files with Dun & Bradstreet, Experian and Equifax</li><li>filing Ucc-1 Financial Statements to boost your business credit</li><li>creative solutions for funding any kind of small business</li></ul><p><span style="font-weight:bold;">Many</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business owners</a> <span style="font-weight:bold;">rely solely on their personal credit and funds to start and grow their</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business</a><span style="font-weight:bold;">, However, by following this process a lot of business owners debt to income ratio is to high to be considered for a loan approval from traditional lenders.</span><br /> <br /> <span style="font-weight:bold;">We encourage</span> <a title="" style="font-weight:bold;" href="http://goo.gl/lmos4" target="_blank">business owners</a> <span style="font-weight:bold;">and entrepreneurs alike to consider joining the</span> <a title="" style="font-weight:bold;" href="http://goo.gl/Z52n1" target="_blank">Free Business Credit Training Forum</a><span style="font-weight:bold;">, so they can be aware of what the possibilities are when it comes to obtaining business credit. </span> <a title="" style="font-weight:bold;" href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a></p></div>