How - Blogs - Black Business Women Online2024-03-28T12:43:53Zhttps://mybbwo.com/profiles/blogs/feed/tag/HowHow to Gain Self Confidencehttps://mybbwo.com/profiles/blogs/how-to-gain-self-confidence2015-04-24T12:00:00.000Z2015-04-24T12:00:00.000ZJoAnn Y. Kinghttps://mybbwo.com/members/JoAnnYKing<div><p>Sometimes our self-confidence is shaken when we make decisions that are not supported by family, friends or people we respect. When we feel that we are by ourselves regarding our choices, it is important to apply the universal law of cause and effect. Acknowledging others rights to their opinions opens the way for us to receive the same treatment. The adage shows itself over and over, what you do unto others will be done unto you.</p><p>Remember you can create the life you want to live by your actions. Being gentle and loving yourself is the way to bring that behavior into your life from others. Although it may not feel apparent, life supports you. The universal order of life does support you. This may sound airy-fairy, but it is a real and important principle to believe in when feeling challenged. Understanding that everyone has a right to live and think as he or she chooses removes the emotional conviction that others opinions are personal attacks. Each adult is their life decision maker, and one’s opinion does not overthrow anyone else’s choice.</p><p>Your ability to hold this idea and conduct yourself on this principle will govern others manners when engaging or having a relationship with you.</p><p>Valuing yourself is a requirement for a successful life. Lacking self-worth is mirrored back to us through our personal and work relationships. The characteristics of caring and respecting yourself are reflected in how you address other people’s degrading and dismissive attitudes. Life already supports you; you are here. The statement, "you are an accident", is only an attempt to devalue your existence. It is <b>your</b> primary responsibility to embrace and love yourself.</p><p>Sometimes we allow the opinions of others to reign over our internal voice. That is a sign that we need to stop and remember what is important to us. Getting clear about the way you choose to live your life and what you value gives you the strength to make seemingly hard choices. You regret less when your actions are decided from how you choose to be in this world. Living this way opens you to new ideas and activates your potential.</p><p>Aiming for a successful life based on your values can sometimes feel like a struggle but the end results are worth it. Gaining self-confidence is the practice of making and moving forward with your decisions that are founded on what is important to you. Every opportunity you have to apply this principle will help you become self-confident authentically.</p></div>How do I get a mortgage with bad credit? https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/how-do-i-get-a-mortgage-with-bad-credit-https-3wayfunding-com2017-01-02T19:09:29.000Z2017-01-02T19:09:29.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://3wayfunding.com/optin">https://3wayfunding.com/optin</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p>How do I get a mortgage with bad credit?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/uSG8EF4_JNk?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p>Being a homeowner is a great feeling. You know you’ve made some progress in your life, when you’re no longer a renter but instead an homeowner. However, many of us struggle to get the chance to own a home because we have bad credit. </p><p>Now, you don’t have to be discourage anymore, because there are home buying programs and lenders willing to help you become a home owner even with bad credit. Although, they may have a few extra criteria’s, you can buy a piece of real estate. </p><p>With the FHA mortgage program, their criteria’s are fairly simple. They would like for you to have a minimum credit score of 580, 3 to 6 months of paystubs, 2 years of taxes, and debt to income ratio of 35%. They also want you to have a down payment of 3.5% of the mortgage value and you can even borrow that from a friend or family member. Another nice thing about the FHA mortgage program, if you have relative living with you, they will include their income to help you qualify for that mortgage.</p><p>There are also conventional mortgages that also have become very flexible when working with new home buyers, such as allowing a home buyer to put 3% down on that house. Also, they’ve made it easier for veterans to buy a home with no down payment.</p><p>So, can I buy a home with bad credit? The answer is yes, however I would encourage to fix your bad credit so you can get a lower interest rate.</p></div>How to buy business trade lines to build business credit? https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/how-to-buy-business-trade-lines-to-build-business-credit-https2017-01-11T16:26:32.000Z2017-01-11T16:26:32.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://3wayfunding.com/optin">https://3wayfunding.com/optin</a> , <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p>How to buy business trade lines to build business credit?</p><p><iframe width="640" height="360" src="https://player.vimeo.com/video/199017425" frameborder="0" allowfullscreen=""></iframe></p><p><a href="https://vimeo.com/199017425">how to buy business tradelines to build business credit? https://3wayfunding.com/optin</a> from <a href="https://vimeo.com/businesscreditamerica">businesscreditamerica</a> on <a href="https://vimeo.com">Vimeo</a>.</p><p>Many business owners buy business trade line to help build their business credit. However, when purchasing these business trade lines, you may continue to face several challenges when trying to get funding for your business. One of those challenges is once you add the business trade lines, you may still need to have bank statements and tax documents in order to get qualified for funding. </p><p>Another issue you may have with adding business trade lines knowing if and when they’re going to show up on your business credit file. This is a big gamble because you cannot predict when the credit bureaus are going to report. This is why I try to encourage small business owner and entrepreneurs to focus on repairing there personal credit and pairing it with their company then apply for funding.</p><p>When you have good credit and a new business banks will start you out with business credit cards and business lines of credit. The reason for this is that you do not have a business relationship with the banks. You may also want to stay away from the business loans because they want your business to have been in existence for at least 2 years and you would have to provide bank statements and taxes.</p><p>So, if you’re trying to get funding for your business, I would encourage you to repair your credit and then apply for the funding under your business.</p></div>#Business #Loan Rejections Pt 1 http://www.businesscreditamerica.com/https://mybbwo.com/profiles/blogs/business-loan-rejections-pt-1-http-www-businesscreditamerica-com2015-01-07T19:46:06.000Z2015-01-07T19:46:06.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank" title="http://www.businesscreditamerica.com/" dir="ltr" class="yt-uix-redirect-link">http://www.businesscreditamerica.com/</a><span> 1-888-883-3013</span></p><p><span><iframe width="640" height="360" src="//www.youtube.com/embed/RvSZd4N0jqU?wmode=opaque" frameborder="0"></iframe></span></p><p></p><p><a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p>Hey guys, Houston here with Business Credit America and I wanna wish all of you a Happy New Year. I hope that you all had an amazing holiday season, and now it's the beginning of a new year; and with this year coming up, a lot of things are changing. The banks are gonna be loosening up on funding. So there's more opportunities. More real estate is gonna be coming on the market for those that are real estate investors. A lot of things are gonna start easing up for you to have the opportunity to grow your business and to get access to capital to help fund the business. So in this video, what I wanna do, I wanna talk about the three things that you do not want to ever share with your banker when you're trying to borrow money. Okay. And the first one we're talking about for business loan rejection key points.</p><p>And that first key point is, when you go to a bank and they ask you, "What do you wanna use the money for?" You do not wanna respond you wanna make use of the money for a business venture, or a real estate opportunity. The reason is, you sound like a gambler. Because you sound like you wanna take their money, and see if you have the opportunity to make profits, and then come back and pay them. You don't never sound like a gambler, when you're trying to borrow money. So never use these terms in explaining why you need money. And those terms are, you do not wanna say that you're looking into a business venture, or a real estate opportunity. This is just a poor way of communicating why you need money for your business or for your start-up. So this is Houston with Business Credit America. This is our first key point. We're talking about business loan rejection key points, and I hope that this is something that you can understand, and that you can work within your plan, as you move forward to get funding for your business. I really appreciate the support, and look forward to hearing from you. Thank you.</p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a></p></div>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FASThttps://mybbwo.com/profiles/blogs/free-mlm-training-how-to-get-keep-and-grow-your-mlm-customers2017-10-14T16:11:22.000Z2017-10-14T16:11:22.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FMNLkxZ&event=video_description&v=HbAKNA6suyU">https://goo.gl/MNLkxZ</a></p><p></p><p>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FAST</p><p></p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/34WnqrBHmfw?rel=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p><span>LEARN HOW TO GET CUSTOMERS FAST FOR YOUR MULTI-LEVEL MARKETING (MLM) BUSINESS. Making money through multi level marketing (MLM) is another way to increase your earnings. For people who would want to conduct business from their home, owning their time and write their own paycheck without creating their own product? MLM will work. MLM will work even better if you have good leadership skills a self-starter and a hard worker where selling and promoting products does not give you shivers. If selling and promoting however is not your stronger points, MLM might prove to be a challenge for you since your success will largely rest on your ability to create down line. Multi level marketing has proven successful to only 5% of its members. The majority of the 95% fall out within the week, most in a year's time. Your multi level marketing upline will sell you the idea that you do not have much to do once your downline is established. This is mostly incorrect and partly true. Real downright hard work, especially so in personal selling. If someone says that it is a laid down work, that someone is pulling your leg. No matter, if you possess the above qualities, MLM marketing should not be a problem for you. 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Another great reason, you want to own a business because you can qualify for higher credit card limits and these credit cards do not affect your personal credit once you’re approved and if you’re set up as a C-corporation.</p><p>However, one the biggest most benefits are the business tax write-offs. Business ownership does have a price, especially when you’re using the banks money to help fund the business. The good news is that business bank fees can be tax deductible and we give you a few examples here:</p><p><b>Annual Fees</b></p><p>Annual fees on a business card are tax deductible. This may be a great way to justify getting that card with the steep annual fee that also has amazing rewards. Yes, you can write it off, but keep in mind that the primary use of the card needs to be for business purposes and not for personal use.</p><p><b>Late Fees</b></p><p>Hopefully you’re not incurring late fees on your credit cards, but mistakes happen and you sometimes forget to make a payment. Those fees can be written off for your business taxes. Of course, it’s always best to call the company and explain you simply forgot and ask if they can waive the fee this time; saving $35 is almost always going to be better than claiming a $35 tax deduction.</p><p><b>Interest Charges</b></p><p>Again, in an ideal world you won’t be paying interest on any of your purchases. But there are times when you need equipment, and there just isn’t enough cash in the bank to pay for it right away. Those interest charges are all tax deductible.</p><p><b>Swipe Fees (point of sales fees)</b></p><p>As a business owner, you pay the credit card company every time someone uses their card to pay you. These are always business-related expenses and fully tax deductible.</p><p><b>Miscellaneous Fees</b></p><p>There are sometimes other fees associated with using a credit card. For instance, your cash advance fees are deductible. </p></div>How to discharge student loans in bankruptcy? https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/how-to-discharge-student-loans-in-bankruptcy-https-3wayfunding2017-01-02T19:50:53.000Z2017-01-02T19:50:53.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p>How to discharge student loans in bankruptcy?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/aLFvckkd9_s?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p></p><p>When you’re trying to discharge a student loan in bankruptcy, you need to know which student loans are dischargeable. There’s a difference between a federal student loan, federal student loan serviced by a private student loan, and a private student loan?</p><p>A federal student loan is issued by the federal government and serviced by the federal government. They have a lower interest rate and the federal government usually can forgive the balance of the loan if you are not able to make the payments. </p><p>Now the federal student loans that are serviced by private lenders have been recalled by the federal government because the private servicer were not being flexible with the borrower with their payment plans. Which also cause the borrower to default as well as taint the borrower credit.</p><p>The third type of student loan is from private lenders, such as Sallie Mae, Citibank, Wells Fargo, bank of America, and Navient, which is a subsidiary of Sallie Mae. When these private lenders issue student loans they do not have the federal government protection, so those loans are treated like a regular personal loan. Which also means that these lenders make up their own rules when issuing loan and collecting on them. They can increase the interest rates, if you miss a payment, they’ll send you collections, file the insurance claim get your student loan paid off and then force you to may them too.</p></div>How do I get business credit cards and business loans with a 80 Paydex score? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/how-do-i-get-business-credit-cards-and-business-loans-with-a-802016-12-22T18:59:50.000Z2016-12-22T18:59:50.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/how-to-get-business-credit-cards10667319">https://houstonmcmiller.com/how-to-get-business-credit-cards10667319</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>How do I get business credit cards and business loans with a 80 Paydex score?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/EWteUyOd6NY?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>Many people have come across misleading information of getting business credit cards with a 80 Paydex score. First, you must understand a paydex score is a three digit number that given to a business from Dun and Bradstreet. This number is generated once a business has four or more business tradelines or vendors reporting to them. </p><p>Once you’ve generate this number trade vendors use this number to make a decision on whether they are willing to offer your business credit. The higher the paydex score the better your chances are to being approved for credit. If you have a paydex score below 80 points this lets the creditor know you are not paying your other vendors on time.</p><p>Now, if you’re trying to build your paydex score to get business credit cards or business lines of credit, there are other factors that are used to determine,if you’re going to get approved for business credit. When you apply for business credit cards or business lines of credit, most lenders will want to look at your personal credit, your business bank statements, or your business financials.</p><p>The paydex score is irrelevant at this point when trying to get cash and credit for your business. This is the reason we suggest people to stop wasting money on Net30 accounts and just fixed their personal credit and put the money into a business bank account.</p></div>Should I Co-sign A business loan, credit card, or Apartment for a Family member? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/should-i-co-sign-a-business-loan-credit-card-or-apartment-for-a2016-12-20T18:10:00.000Z2016-12-20T18:10:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/how-to-get-business-credit-cards10667319">https://houstonmcmiller.com/how-to-get-business-credit-cards10667319</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>Should I Co-sign A loan, credit card, or Apartment for a Family member?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/rKKUAk5mnFs?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p>If you’re a parent then I suggest to add your kids on your credit accounts as authorize user. This will build up their credit, so you as the parent will not need to co-sign for their student loans, cars, and apartments. </p><p>Now, if you have a family member or love one that having credit issues and they ask if you would sign for them a car, credit card, or apartment, then I would suggest you not to do it. The reason is that it could ruin the relationship. For example, if a family needs to move into a new apartment and they ask you to co-sign and you decide to do it. If that person loses his or her job, then you’ll be stuck with making the payments or ruining your personal credit and the relationship.</p><p>I always suggest if a person is having credit issues offer to help them repair their personal credit, if they refuse, then you know that person is not the one to be offering help too. Some may argue that you should look at how financially responsible the person is in order to determine if it’s worth you putting your good personal credit on the line. However, you must factor in that things could happen to the person or their employment and that may leave you on the hook for extra bills.</p><p>So, in conclusion, I would suggest find other ways to help them, rather reserve the relationship then jeopardize personal credit if the person is not will to fix their own credit.</p></div>How to get a business loan with bad personal credit? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/how-to-get-a-business-loan-with-bad-personal-credit-www2016-12-19T17:47:38.000Z2016-12-19T17:47:38.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/business-credit-cards-and-personal-credit-cards-program8408213">https://houstonmcmiller.com/business-credit-cards-and-personal-credit-cards-program8408213</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>How to get a business loan for people with bad credit?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/xlulAhsAuo8?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>The easiest way to get a business loan for people with bad credit is to take out a loan thru your 401k plan it’s called a ROB (ROLL OVER BUSINESS LOAN). If you don’t have a 401k or Roth, you may want to consider putting up some assets for a collateral loan. It’s a lot of lenders that will ignore your personal credit if you have an asset to borrow against. Those assets make be a piece of land, a car, or a family heirloom.</p><p>However, if you don’t have any assets to use as collateral, you make want to borrow the money from a family member of a friend or ask them if they would be willing go into business with you. You make want to also start putting a small portion of your paycheck aside to help you move toward you goal of saving up to start your business. </p><p>Now depending on what type of business you’re going into, you make be able to pick up a few clients and see if they will give you an advance toward future business. </p><p>Most don’t realize it really does not cost a lot to start a business the issue for most is finding the right customer for your product or service.</p></div>HOW TO GET FREE MONEY FOR YOUR BUSINESS? https://houstonmcmiller.com/homehttps://mybbwo.com/profiles/blogs/how-to-get-free-money-for-your-business-https-houstonmcmiller-com2015-10-29T19:41:40.000Z2015-10-29T19:41:40.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="560" height="315" src="https://www.youtube.com/embed/_nIKevmzcKc?rel=0&wmode=opaque" frameborder="0"></iframe></p><p><a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> <a href="https://houstonmcmiller.com/home">https://houstonmcmiller.com/home</a> 1-888-883-3013</p><p>LEARN HOW TO GET FUNDING FOR YOUR BUSINESS BY FOLLOWING THE STEPS TO RESTORE YOUR PERSONAL CREDIT THEN BUILDING A BUSINESS RELATIONSHIP WITH THE BANKS.</p><p>Check our the other credit repair videos<br /><a href="https://www.youtube.com/watch?v=pOcq8g2ejFE">https://www.youtube.com/watch?v=pOcq8g2ejFE</a><br /><a href="https://www.youtube.com/watch?v=ZfzKlDj3gHk">https://www.youtube.com/watch?v=ZfzKlDj3gHk</a><br /><a href="https://www.youtube.com/watch?v=Si_DCXdGAXo">https://www.youtube.com/watch?v=Si_DCXdGAXo</a><br /><a href="https://www.youtube.com/watch?v=gmr9mKJNRzg">https://www.youtube.com/watch?v=gmr9mKJNRzg</a><br /><a href="https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be">https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be</a></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a></p></div>[REAL ESTATE INVESTING] WITH [BAD CREDIT] http://www.businesscreditamerica.com/https://mybbwo.com/profiles/blogs/real-estate-investing-with-bad-credit-http-www2014-12-19T04:53:35.000Z2014-12-19T04:53:35.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="853" height="480" src="//www.youtube.com/embed/_kW2O9HddM4?wmode=opaque" frameborder="0"></iframe></p></div>How to Achieve Short Term Goalshttps://mybbwo.com/profiles/blogs/how-to-achieve-short-term-goals2014-09-24T11:00:00.000Z2014-09-24T11:00:00.000ZJoAnn Y. Kinghttps://mybbwo.com/members/JoAnnYKing<div><p>It can feel like a daunting responsibility to embark on how to achieve short term goals. This overwhelming feeling can lead us to energetic stagnation making us confused and sad. Once these feelings take root we could benefit from an external boost to return to empowerment and mental clarity. Below are three steps that you can use to find your way out of the cloud to achieve your short term goals.<br /> <br /> <b>Move</b> <b>in the direction</b>: Once you know the short term goal you want to achieve, start moving yourself physically in that direction. If you have a full-time job then, it is imperative that you begin to write a schedule of when you can do one or two objectives per week in the direction of accomplishing your short term goal. If you want to be a real estate agent then, you start by finding out what classes are available, what real estate trade organizations that you can join and read success stories to learn how others are thriving in your career aim. An important step towards achieving your short term goals is to move in the direction of what you want to do.<br /> <br /> <b>Gratitude</b> <b>Practice</b>: When starting a journey to accomplish an objective it is easy to see what is missing or wrong with us. However, practicing gratitude keeps your mind open to possible opportunities and ideas that you would not receive if your mind is full replaying the lack and negative thoughts from your mental playlist. If you have a job that you do not like at this time, be grateful of the income that it provides that enables you to join a real estate organization and have access to all of its knowledge. Teaching your mind what to think and discard is a requirement when working toward short term goals. A success coach can show you how to work on discarding your negative thoughts.<br /> <br /> <b>Visualize</b>: When you are sitting around and your mind drifts back to lack or ‘what’s wrong thoughts,' redirect them by seeing yourself living the life you want. If you need some help visualizing, write it down. The physical action of writing can lead your thoughts in the direction you want to go. Going back to the real estate example, if you want to become a real estate agent or broker in your area see yourself showing beautiful homes to prospective buyers. In your down time, watch million dollar listing and see yourself showing and serving your clients excellently to get their dream home. These actions will support you in accomplishing your short term goals. <br /> <br /> Although it is easy to agree with and believe the above steps are beneficial to reach short term goals, it is difficult sometimes to do them. Just as New Year’s Eve resolutions, we start out well but then one thing leads to another, and we stop. We will write down our goals and resolutions, but not complete one thing we had listed. Before you realize it, one incomplete task becomes two then three. When this happens, contacting a success coach would be helpful. Success coaches can see your goals and co-create a plan of action when you feel confused on how to get started and support you in the process. Success coaches are your accountability partners; they believe that you can accomplish your goal, and they inspire you with ideas regarding actions you can take to reach your short term goals.<br /> <br /> There is a practical method on how to achieve your short term goals. Actions, thoughts and beliefs can turn your life around when they are all compatible and moving toward to the same aim. If you find that you are in need of support, you are among many that also have the same situation. If this happens contact a success coach to help you move forward, get clear, empowered and reach your short term goals.</p><p>Bio:</p><p>JoAnn Youngblood King is a CTA Certified Success Coach, Author and Owner of Live Your Potential is a member of the Coaching Training Alliance, the Association of Coaching & Consulting Professionals on the Web and the International Association of Coaching. JoAnn, who has a diploma in Small Business Management, is a Business Trainer and Facilitator for Project Enterprise, an organization that provides access to business loans, business development services and networking opportunities for entrepreneurs and small business owners. To find out more about achieving your goals visit <a href="http://www.liveyourpotential.blogspot.com/">http://www.liveyourpotential.blogspot.com/</a>.</p></div>Say goodbye to High Business Taxes in One Step! http://www.businesscreditamerica.com/business-education/https://mybbwo.com/profiles/blogs/say-goodbye-to-high-business-taxes-in-one-step-http-www2014-09-22T21:54:45.000Z2014-09-22T21:54:45.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span>As business owners, we tend to become uncomfortable when talking about business taxes. A lot of us will try to avoid it all together. However, this is a key component to helping you acquire funding if your trying to grow your business, I</span><span class="text_exposed_show">n my book, "The Insider Bank Secrets" I teach people how to reduce their business taxes doing this one simple strategy. Many small business owners don't realize they are over paying their taxes. <a href="http://www.businesscreditamerica.com/business-education/">http://www.businesscreditamerica.com/business-education/</a></span></p><p><span class="text_exposed_show"><a href="{{#staticFileLink}}10744108273,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744108273,original{{/staticFileLink}}" width="600" class="align-full" alt="10744108273?profile=original" /></a></span></p></div>How To Save Money On Your Small Business Taxes? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-save-money-on-your-small-business-taxes-http2013-11-20T12:14:51.000Z2013-11-20T12:14:51.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Are you a small business owner that hates tax season? You have to think of how you can reduce your tax bill and walk away with a nice tax return. In this video I'll share with you a few resources that could save you thousands of dollars in your small business. Many small business owners accountants, CPA's, or Attorneys don't share these writes with the majority of their clients.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/NwsXkLPQklk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>7 Things You Need To Get A Business Loan Approved.https://mybbwo.com/profiles/blogs/7-things-you-need-to-get-a-business-loan-approved2014-08-14T18:23:04.000Z2014-08-14T18:23:04.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="{{#staticFileLink}}10744107054,original{{/staticFileLink}}"><img class="align-left" src="{{#staticFileLink}}10744107054,original{{/staticFileLink}}" width="250" alt="10744107054?profile=original" /></a></p><p>1. Pick a Favorable SIC/NAICS CODE.</p><p>2. Add the description of the business into the business name.</p><p>3. Use a C-corp. structure because most lenders and investors prefer this structure.</p><p>4. Have a strong 680+ credit score to use as a personal guarantor</p><p>5. Have a Strong Business Credit Rating</p><p>6. Have a Paydex Score of 80+</p><p>7. Have a good Business Bank Rating.</p><p></p><p></p><p></p><p><a href="http://www.businesscreditamerica.com/new-business-express-startup-program/" target="_blank">http://www.businesscreditamerica.com/</a></p><p><a href="http://www.pinterest.com/pin/create/extension/"></a></p></div>How-To: Get More Leads For Your Businesshttps://mybbwo.com/profiles/blogs/how-to-get-more-leads-for-your-business2013-12-15T20:05:18.000Z2013-12-15T20:05:18.000ZApple Danielshttps://mybbwo.com/members/AppleDaniels<div><p> <a href="{{#staticFileLink}}10744103891,original{{/staticFileLink}}"><img width="300" src="{{#staticFileLink}}10744103891,original{{/staticFileLink}}" class="align-left" alt="10744103891?profile=original" /></a><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">I swear this is the greatest thing ever.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Okay maybe ever is an overstatement, but hear me out.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Every now and again I come across a tool that excites me. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Inspires me.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Reminds me of WHY I'm in business. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Every now and again, I discover something that makes me want to sit down and write </span><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">a post without thinking about keywords, or H1, H2, H3 tags or any of the other technical aspects to <a title="How to Increase Your Alexa Page Rank" href="http://appledaniels.com/increase-alexa-page-rank/">make a post rank higher in the search engines.</a></span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Every now and then, I see something SO GOOD I just have to share. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">And that's how I'm feeling right now. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">I've been doing a lot of research on how I can convert the traffic I get from various sources ( free and paid) to leads and then to actual buyers. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">One quick glace and the online marketing world and you'll find that's the number on thing on everyone's mind. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Well... </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">I discovered something last night that I believe will bring me (and you) one step closer to the goal. </span></p><h2><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">The First Step to Get More Leads</span></h2><p><br /><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Before I tell you about my discovery, the first think you need to understand about how to get more leads is that the lead itself isn't what you're after. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">See, most marketers get so caught up in getting the actual lead itself that they fool themselves into believing they've crossed the finish line as soon as it comes through their autoresponder.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Your goal as a marketer is not to get the lead.</span></p><h3><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Leads don't pay your bills. </span></h3><p><br /><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Your job as a marketer is to get the sale.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">That means you want leads that will actually buy something from you. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">And in order to go from lead to prospect to buyer you have to take your suspect through a high converting funnel. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">What I discovered was a simplistic, yet genius way to target and capture subscribers at the initial point of decision... </span></p><p style="text-align:left;"><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;"><strong>THE LEAD CAPTURE PAGE</strong></span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Sounds simple enough, but trust me... everyone doesn't get this. </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Now just think, <em>what if</em> you could geographically target your capture pages with just the click of a button? Meaning anyone, anywhere would see your capture page customized to their exact location?</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Don't you think the chances of them opting in would increase?</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Of course it would</span></p><h3><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;"><a href="http://jvz1.com/c/18319/63807" target="_blank">CLICK HERE TO DISCOVER WHY</a></span></h3><p></p></div>HOW DO YOU HANDLE FEAR? THIS IS A MUST ANSWER QUESTION! I WILL GO FIRST!https://mybbwo.com/profiles/blogs/how-do-you-handle-fear-this-is-a-must-answer-question-i-will-go2013-11-03T20:36:30.000Z2013-11-03T20:36:30.000ZRickeyhttps://mybbwo.com/members/Rickey<div><p>Hello Community,</p><p>You hear this word used in many conversations. Speakers earn great income from addressing this issues. Many theories are submitted to addressing theory. Ok here is my take on the powerful word fear!!! I look forward to your assessment of what this word can or can not do!!</p><p>At your service,</p><p>Rickey</p><p><a href="http://www.jusmcc.net">www.jusmcc.net</a></p><p> </p><p> <iframe width="420" height="315" src="//www.youtube.com/embed/Tbde_Z_fS7s?wmode=opaque" frameborder="0"></iframe></p></div>How To Build An Email List On Your Bloghttps://mybbwo.com/profiles/blogs/how-to-build-an-email-list-on-your-blog2013-12-07T06:31:19.000Z2013-12-07T06:31:19.000ZApple Danielshttps://mybbwo.com/members/AppleDaniels<div><p style="text-align:center;"><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;"><a href="http://appledaniels.com/build-email-list-blog/"><img class="aligncenter wp-image-8398" title="Apple Daniels Blog Image" alt="Build An Email List On Your Blog" src="http://appledaniels.com/wp-content/uploads/2013/12/Build-An-Email-List-On-Your-Blog.jpg" width="692" height="418" /></a></span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">One of the biggest challenges that bloggers face is how to build an email list.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Most know and understand the saying, "the money is in the list."</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Loyal subscribers who know, like, and trust you turn into customers provided you're continuously providing value and have good content.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;"> </span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Back when I first started blogging, I didn't understand this.</span> <span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">I wanted tons of readers, but I wasn't exactly looking for emails because I didn't have a product to sell (or so I thought).</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">This is before internet marketing really hit.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">A friend of mine suggested I get a blog to promote myself as a freelance writer, but that was about as far as it went. It was probably about 6 months to a year before I REALLY figured out that I was doing it ALL wrong.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Even as a freelance writer, I should have been building a list of loyal subscribers and sending out at least a weekly newsletter with my content to engage my readers.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">Crazy right?</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">What's even crazier is that with ALL the information out there about how to <a title="Autopilot" href="http://appledaniels.com/autopilot/">make money blogging</a>, and <a title="4 Simple Ways to Build Your List" href="http://appledaniels.com/4-simple-ways-build-list/">how to build a list</a>, I still see people who make the silliest mistakes that myself and so many others made years ago.</span></p><p><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">The sad thing is that a lot of them have great blog, filled with valuable content, fabulous designs, and yet.... one mistake in particular is costing them BIG</span></p><h2><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;">How To Build An Email List On Your Blog</span></h2><p style="text-align:right;"><strong><span style="font-family:tahoma, geneva, sans-serif;font-size:medium;"><a href="http://appledaniels.com/build-email-list-blog/" target="_blank">Click Here To Read More</a></span></strong></p></div>How to find Small Business Loans for Bad Credit up to $100k http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-find-small-business-loans-for-bad-credit-up-to-100k-http2013-11-20T15:52:12.000Z2013-11-20T15:52:12.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://BusinessCreditAmerica.com</a><br /><span class="font-size-5"><strong>Are you in bad need of money for your business but you have bad credit. In this video, I teach you a process to acquiring a loan for your business even with bad credit. I give you the break down on what you need to set the business up properly so that the business qualifies for that loans.</strong></span><br /><br /><span class="font-size-5"><strong>Even more I teach you how to find investors for your business.</strong></span><iframe width="420" height="315" src="//www.youtube.com/embed/x-HNTt348aY?wmode=opaque" frameborder="0"></iframe></p></div>How To Start A Business with No Money? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-start-a-business-with-no-money-http-businesscreditamerica2013-11-20T12:00:13.000Z2013-11-20T12:00:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Have you ever wanted to be your own boss, but you did not have the money to start the business? In this video, I'll share with you some great resources to help you get started in becoming a business owner.</strong></span></p><p><iframe width="560" height="315" src="//www.youtube.com/embed/ZclQS9PmASg?wmode=opaque" frameborder="0"></iframe></p></div>How To Get Out Of ChexSystems (check system) http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-get-out-of-chexsystems-check-system-http2013-11-20T11:41:05.000Z2013-11-20T11:41:05.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/blog/">http://www.businesscreditamerica.com/blog/</a> <span class="font-size-5"><strong>Have you ever wrote a bad check and now you can not get a checking account? Well, you're now alone. In this video, I'll show you, how to get a new checking account as well as show you how to contact ChexSystems to remove youself from their database.</strong></span></p><p><iframe width="560" height="315" src="//www.youtube.com/embed/pl6LYjxpdKs?wmode=opaque" frameborder="0"></iframe></p></div>How To Incorporate and the 7 Benefits? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-incorporate-and-the-7-benefits-http-businesscreditamerica2013-11-20T12:35:09.000Z2013-11-20T12:35:09.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>How does incorporating your small business benefit you? In this video, I'll share with you 7 of the great benefits of a corporation. You'll also learn how easy it is to save thousands of dollars in your small business.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/Q6wmFOtvSvk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>5 Failures of Internet and Online Marketing in Business. http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/5-failures-of-internet-and-online-marketing-in-business-http2013-09-19T01:43:14.000Z2013-09-19T01:43:14.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="560" height="315" src="//www.youtube.com/embed/Fzo_VrWCn9g?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 5 Reasons Internet Marketers Fail in Business.<br /><br />In this video I discuss why Internet Marketers fail in business and how to avoid these failures. <br />goo.gl/ycLkHf<br />1. Internet Marketers or online marketers don't know how to properly structure their business. They seek out help from companies like Legal Zoom to help them structure the business. However, companies customer support does not understand that their is more things that go along with structuring the business then just filing some secretary of state paperwork. The clients business must be properly registered online in multiple data bases, so the company can get the exposure it needs from 3rd party companies.<br /><br />2. Many internet marketers don't use their own products. This is a problem because if you don't know your product then it becomes challenging then to get someone else to purchase and use your product. The force their products on potential customers not knowing if that product it right for that customers. <br />goo.gl/ycLkHf<br /><br />3. Internet Marketers need to build relationships with their customers. Building a good relationship before and after they purchase from you. This help builds the customer confidense that they made the right choice in purchasing from you. You never want a customer to have buyers remorse, because you never communicated with them after they purchased from you. <br /><br />Although, many of them may not use the products giving them a follow up call or sending them an email shows that you were interested in their purchase, and you want to see if they make have an issue with the product.<br /><br />4. Learning how to manage the business. A lot of internet marketer don't treat this as their business. They look at it as away to earn some extra cash with out the responsibility. Understanding they may be using it as a career change, it still is a business. <br /><br />You still need to invest in the business, whether it may be education or software to help you run the business much soother. Their accounting and taxes to be paid for what ever income that's generated from the business.<br /><br />5. Many internet marketers want instant success. They don't realize it takes time to grow the business in order for your to have success in it. It's not easy, it's a growing and learning process. We would all like to have short cuts in business, but it could lead us to a loss. <br />goo.gl/ycLkHf<br /><br />I encourage you to join the business credit forum to get access to more videos and other resources to help you grow your business. <br />goo.gl/xfsIVs <a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a></p></div>Small Business Financing http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/small-business-financing-http-businesscreditamerica-com2013-10-01T19:55:18.000Z2013-10-01T19:55:18.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="{{#staticFileLink}}10744098097,original{{/staticFileLink}}"><img class="align-left" src="{{#staticFileLink}}10744098097,original{{/staticFileLink}}" width="508" alt="10744098097?profile=original" /></a> If you’re an entrepreneur or veteran in your business, and you’re finding it difficult to borrow money, then you may need to look at the foundation of your business. It’s unfortunate a lot of financial institutions loan officer do not have the knowledge to help you qualify for funding.<br />As a <a href="http://www.businesscreditamerica.com/" target="_blank">business</a> owner for over 10 years, I am very familiar with the stress that comes about when you need money either to expand your business or just trying to make payroll. I discover 4 years ago about business credit, and I took all my free time to learn as much as I could about it. Many used this method to acquire funding, because their personal credit was destroyed.<br /><br /> A few things that I learned from studying business credit was that in order to obtain funding you must have a strong business foundation as well as good personal credit. Although, those facts made since, it made me feel discourage and uncomfortable, but as I educated myself more and took action, I felt a sense of relief.<br /><br /> I’ll like to share with you those steps I took to build up the foundation of my business in this outline.<br /><br /> 1st you must pick a favorable lending code. In the business world they call it SIC CODE or NAICS CODE. I made a video explaining these terms on my <a href="http://www.youtube.com/user/coci3076" target="_blank">youtube</a> channel on my website <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>. Some of the favorable lending codes with be the following niches such as technology, education, retail, wholesale, and telecommunication.<br /><br /> 2nd step to building the foundation of your business is the structure of the business. Banks and Credit Unions are biased to the structure of the business. The majority of business owners are focused on either a S-Corporation or an LLC. However, banks favor C-corporations, because it’s look at as an entity that can vouch for its own credit, built up correctly. Another reason the C-corporation is preferred is because you can raise capital by issuing stock in the company.<br /><br /> 3rd step in building the foundation of your business is the registration of the company online. There are several avenues you need to take when registering your business. You would start with the business credit bureaus. These would be Experian business, Equifax business, Credit.net, and Dun and Bradstreet. Once you’ve register with those, you move on and register with the government systems like, Sam.gov, ORCA, MBA, and SBA. After, you’ve completed those you’ll register with the top search engines like google, bing, yahoo to name a few. The purpose of doing all of this registration, because this acts as a third party verifier. I discuss more of this in my ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/" target="_blank">THE INSIDER BANK SECRETS.</a><br /><br /> 4th step in obtaining business funding is opening up 3 business bank accounts (checking, savings, and expense). By opening these accounts, you are establishing a relationship with the banks as well as building business credit with the credit bureaus. In my ebook I teach you how to make a small budget go a long way when building a good business relationship with the banks.<br />If you wish to learn more tips and secrets on how to build business credit to obtain funding join our community and forum at <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>.</p></div>Build Business Credit without Net30 Accounts http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/build-business-credit-without-net30-accounts-http2013-09-20T17:57:35.000Z2013-09-20T17:57:35.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/bMompUzt8Yc?wmode=opaque" frameborder="0"></iframe></p><p></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157 How to Build Business Credit without Net30 Accounts. <br /><br />In this video I explain why net30 accounts are not necessary for business credit funding. I have stated over the year that if people want to get approved for revolving credit they have to do several things, starting with their personal credit.<br /><br />1. Repairing your personal credit so you can be a guarantor on business credit cards or loans is important to the business. If you feel that repairing your personal credit may take to long, then find a service that offer cpn's or scn's. <br />Click on the link <a href="http://www.goodcreditunion.com/">http://www.goodcreditunion.com/</a><br /><br />Some business owners have elected to add someone with strong credit on their board to be a personal guarantee for the company.<br /><br />Click on the link <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. Building the business foundation to acquire funding. As a small business owner you need a website and social media, as well as, registering the company.<br /><br />3. Business owners need to file financials and ucc-1. This is what the banks look for in a business credit file. These documents are what is used to help get the business loans and revolving credit cards.<br /><br />4. When you receive your articles of incorporation, you need to go open up 3 bank accounts (checking, savings, and expense). In the ebook I teach you how to properly use those bank accounts to build a relationship with the banks. <br /><br />5. Purchasing the Dun and Bradstreet credit builder package is a good way to expedite to build up your business credit file.<br /><br />Check out the ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>80 Paydex Score and Business Credit Score/Rating http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/80-paydex-score-and-business-credit-score-rating-http2013-09-20T17:38:08.000Z2013-09-20T17:38:08.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/6csaTFuF9B4?wmode=opaque" frameborder="0"></iframe></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> Understanding a 80 Paydex Score and Business Credit Score/Rating<br /><br />In this video I explain to you the difference between a paydex score and a business credit rating.<br />First, understanding that a paydex score is based off a customer paying 3 to 5 trade credit vendors on time. Trade credit vendors commonly called Net30 Accounts give credit to start-ups or established companies. There is not a lot of factoring that goes into it.<br /><br />Now lets look at a few important things that are used to factor a business credit rating.<br />1. A company's size and it's structure pay a key roll in it's credit rating. I explain these factors in my new ebook "The Insider Bank Secrets." <br />Click here to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. The industry risk code or SIC CODE AND NAICS CODE also help to factor your business credit rating. In my new ebook, I give you examples of good and bad risk codes in helping you to obtain business credit funding.<br /><br />3. The outstanding balances of your accounts payable will also affect your business credit rating. <br /><br />4. Paying your bills on time or earlier help determine you a good risk as well as your credit card utilization. Having high utilization, but low credit card balances also has an impact on your business credit score.<br /><br />5. Having good public records and updated financials help boost your business credit score. When file those ucc-1 financials statements showing you paid a loan off, or paid a lien in full you are showing lenders your business is a good credit risk. Always keeping up to date financials on file to show the growth in your business also has a positive influence or your business credit rating. I explain all these steps in my new ebook "The Insider Bank Secrets." <br />Click on the link to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />6. The length of your credit history for the business also is important. This show the business has stability and profitability over a period of time. In our business credit forum, we show our members how to create this history. <br /><br />Click on the link to get the ebook and check out the forum. <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>What to do when your "new" business begins to feel like the "old" job you lefthttps://mybbwo.com/profiles/blogs/what-to-do-when-your-new-business-begins-to-feel-like-the-old-job2013-05-17T20:30:57.000Z2013-05-17T20:30:57.000ZKatrina M Harrellhttps://mybbwo.com/members/KatrinaMHarrell<div><p><span>You left your corporate job (or perhaps it left you) and you’re finally self-employed. You get to finally live your dreams of business ownership right. but do you have the right mindset? Are you still treating yourself like an employee of your own business? What are the 3 things you need to do to shift your mindset from thinking "paycheck to paycheck" to thinking like a real employer?</span></p><p></p><p><span>When I said "that's IT" from my last corporate layoff (yes I had 2) I was ready to embrace self-employment head-on. I had clients almost immediately and had replaced my corporate salary and then some. BUT</span></p><p><span>I was overwhelmed, I didn't know know to set boundaries with my clients, I felt like I had to "earn" every penny they paid me. I was "crackberry" addict (my Blackberry stayed on 24/7 literally. I spend 40+ hours on client work with little time to actually build my business. Despite the fact I had 15 years+ experience and a solid background in operations and systems. I was still struggling and overwhelmed. Even though I was my own boss, I was treating my business and my value like I was still an employee.</span></p><p><span>Listen to this latest <strong><a href="https://soundcloud.com/katrinamharrell/ep-2-employee-vs-employer" target="_blank">podcast</a></strong> for the 3 things I learned about myself and my business that literally changed the course of my business.</span></p><p><span> </span></p><p></p><p></p></div>"Stay in your lane!' A note to "Jane of all trades" Entrepreneurs...https://mybbwo.com/profiles/blogs/stay-in-your-lane-a-note-to-jane-of-all-trades-entrepreneurs2013-05-10T21:30:00.000Z2013-05-10T21:30:00.000ZKatrina M Harrellhttps://mybbwo.com/members/KatrinaMHarrell<div><p><span>Multipassionate entrepreneurs often suffer from this...Self-competition - doing WAY too much in your business or having so many visions and passions that it's difficult and challenging to know exactly what to focus on - where and when to ask for help and how to really impact change with your work. What is the key "thing" you MUST know and understand if you desire your visions to truly manifest into real impact?</span></p><p><span>I'm excited to introduce my new PODCAST show "Liberation Conversations with Katrina" discussing a issue I struggled with for YEARS in my business. The issue that caused me to start a business on Monday and by Friday I'd be "on the next". Or to start a project and then find myself completely overwhelmed (and underperforming) because I was doing waaaay too much and not delegating properly. I got the wake up call and in this podcast I reveal the "thing" we must all do to be both effective and sane. The truth revealed here may ruffle a few feathers and be uncomfortable to hear but often the truth isn't comfortable, but it's always necessary if you intend to grow.</span></p><p></p><p><span>Listen to <strong><a href="https://soundcloud.com/katrinamharrell/lc-podcast-ep-1-stay-in-your" target="_blank">this podcast</a></strong>, then leave me your thoughts, comments. Do you agree with me? Disagree? Are you challenged in your own business with "Self-competition?"</span></p><p><span>Until next week</span></p><p><span>-Katrina</span></p><p></p></div>Video Marketing: Does it work?https://mybbwo.com/profiles/blogs/video-marketing-does-it-work2013-03-06T17:41:52.000Z2013-03-06T17:41:52.000ZTamara Garrison-Thomashttps://mybbwo.com/members/TamaraGarrisonThomas<div><p></p><p><a href="{{#staticFileLink}}10744092059,original{{/staticFileLink}}"><img class="align-center" src="{{#staticFileLink}}10744092059,original{{/staticFileLink}}" height="109" width="163" alt="10744092059?profile=original" /></a></p><p>I have recently gotten more involved in my Video Marketing for my new extra-income driving business venture. In doing so, I have noticed how much more people I am connecting with across the country. Last week I had 3 sales conversions within 2 days all as a result of my videos. Although I knew YouTube.com was a great resource, honestly I didn't realize how beneficial it would be to my company. Here are some interesting statistics I found in regards to how much video marketing works.</p><p>According to comScore, the global leader in digital business analysis, so you understand the potential for marketing with video: <a href="http://www.incitecreativeinc.com/resources/articles/Does-Video-Marketing-Work?/">http://www.incitecreativeinc.com/resources/articles/Does-Video-Marketing-Work?/</a></p><ul><li>89 million people will watch 1.2 billion videos <strong>today</strong>. Yes, today. Not for the week, or for the month, or for the year, but every day.</li><li>Businesses spent $1.4 billion in video marketing on 441 billion videos in 2010. This number continues to increase.</li><li>Video is popular across all age groups. Although 18 – 34 year olds spend the most time watching video, over 80% of the population across all age demographics watches video. So it isn’t just your teen that consumes content on the screen.</li><li>Probably the most important statistic of all, comScore reported that on average retail site visitors who view videos are 64% more likely to purchase than other site visitors.</li></ul><p>These stats should give you a little hope when venturing out into Video Marketing. Although it can be scary because you are making yourself available for people to critique, it can still be great for business.</p><p>According to Edelman and Adobe, the stats below show how much audiences enjoy videos that tell stories. UNIQUE stories at that. I believe people are captivated by unique stories because of the authenticity. My husband sometimes gets on me about where I choose to shoot my videos but in my research I have found that when you are real with your audience they connect more. Of course that is to an extent. You should never go on camera with a messy house in the background or in your pj's, etc. However, is you have a nice office space or living area feel free to have in the background.</p><p><a href="http://garrisonprosperitysolutions.com/2013/03/06/video-marketing-does-it-work/video-marketing-stats/"><img class="aligncenter size-full wp-image-714" title="video marketing stats" src="http://garrisonprosperitysolutions.com/wp-content/uploads/2013/02/video-marketing-stats.png" alt="" height="438" width="584" /></a></p><p>So far Video Marketing is going well for me as a tester campaign. The following are <strong>5 tips</strong> on how to make video marketing work for you.</p><p>1. <strong>Know why you are doing this</strong>. Having a lot of viewers is great, but you want to make sure they are targeted viewers that want what you have. So make sure you present it well.</p><p>2. <strong>Have a script</strong>. As boring as that sounds, a script will at least guide your video in the direction it needs to go. Although you may be recording alone, millions could potentially view your video so it can be nerve-racking while recording. So you want to make sure you have a clear understanding of what you are saying to your audience and that there is minimum babble.</p><p>3. <strong>Be patient & Have time</strong>. These two go hand in hand. As I stated earlier, taping can be nerve-racking and lead to having to do a lot of takes. Don't get frustrated, impatient or stop taping because of this. Make sure you regroup in between each take and feel free to practice before taping.</p><p>4. <strong>Use the right keywords.</strong> This is the most crucial part of Video Marketing. You want to make sure you use the correct words in your title and in the tags. I would suggest researching what videos in your content area are getting the most views and why. Look at the titles and the tags. Revamp the title to fit what you are doing and see if you will show up on the first page of YouTube for the keyword. That should be your goal. For example: If you are looking to target people who are looking for <em>diet pill</em>s, then look up "diet pills" on YouTube. What videos are coming up and what are their titles? Research this and apply to your video. After posting your video, test the keyword to see if your video pops up on the first page. If not, keep editing your title and tags until you do (without full-on copying anyone, of course).</p><p>5. <strong>Camera equipment.</strong> Some people believe they need a high-tech video camera with bells and whistles, which (don't get me wrong) is not necessary but will be great when you start to get those millions of viewers. But to start out, the video camera on your computer will suffice. Or on your phone like a Samsung Galaxy or iPhone. For the phones, just make sure whomever is camera man has a still hand while recording. The convenient thing about using your video cam is that you do not need anyone to record for you and you can record alone.</p><p>These are just a few tips to consider when starting your Video Marketing venture. I hope they help. Let me know how Video Marketing works for you!</p><p>Tamara</p><p><a href="http://www.busy925.com">Busy925.com</a><br /> <a href="http://www.micoreinternationalonline.com">MicoreInternationalOnline.com</a><br /> <a href="http://www.befamousonline2.com">BeFamousOnline2.com</a></p></div>