card - Blogs - Black Business Women Online2024-03-28T19:25:28Zhttps://mybbwo.com/profiles/blogs/feed/tag/card$10 Birthday Gift Card from Legs247.com - Online Birthday Freebies and Free Giftshttps://mybbwo.com/profiles/blogs/10-birthday-gift-card-from-legs247-com-online-birthday-freebies2016-02-01T12:47:17.000Z2016-02-01T12:47:17.000ZJ. Williamsonhttps://mybbwo.com/members/JWilliamson<div><p><a target="_blank" href="http://legs247.com/wp-content/uploads/2015/12/bday-gift-card.png"><img class="align-center" src="http://legs247.com/wp-content/uploads/2015/12/bday-gift-card.png" height="352" width="574" alt="bday-gift-card.png" /></a>Who doesn’t love to load up on Free birthday gifts? At Legs247.com we believe that everyone deserves to be spoiled. You work hard and are always looking after others. Why not treat yourself? Join our mailing list and Get a Free $10 Birthday eGift Card Coupon emailed to you or posted to your facebook or Instagram profile on the day of your birthday. But act fast because its only good on the day of your birthday!</p><p></p><p><a href="http://legs247.com/online-birthday-freebies-and-free-gifts/" target="_blank">GET MY $10 GIFT CARD!</a></p></div>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FASThttps://mybbwo.com/profiles/blogs/free-mlm-training-how-to-get-keep-and-grow-your-mlm-customers2017-10-14T16:11:22.000Z2017-10-14T16:11:22.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FMNLkxZ&event=video_description&v=HbAKNA6suyU">https://goo.gl/MNLkxZ</a></p><p></p><p>FREE MLM TRAINING: HOW TO GET, KEEP, AND GROW YOUR MLM CUSTOMERS FAST</p><p></p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/34WnqrBHmfw?rel=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p><span>LEARN HOW TO GET CUSTOMERS FAST FOR YOUR MULTI-LEVEL MARKETING (MLM) BUSINESS. Making money through multi level marketing (MLM) is another way to increase your earnings. For people who would want to conduct business from their home, owning their time and write their own paycheck without creating their own product? MLM will work. MLM will work even better if you have good leadership skills a self-starter and a hard worker where selling and promoting products does not give you shivers. If selling and promoting however is not your stronger points, MLM might prove to be a challenge for you since your success will largely rest on your ability to create down line. Multi level marketing has proven successful to only 5% of its members. The majority of the 95% fall out within the week, most in a year's time. Your multi level marketing upline will sell you the idea that you do not have much to do once your downline is established. This is mostly incorrect and partly true. Real downright hard work, especially so in personal selling. If someone says that it is a laid down work, that someone is pulling your leg. No matter, if you possess the above qualities, MLM marketing should not be a problem for you. It is a real moneymaker even if only a small percentage of those who joined have something to show for it.</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2F3wayfunding.com%2Fbusiness-credit&event=video_description&v=HbAKNA6suyU">https://3wayfunding.com/business-credit</a> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FpPTsVX&event=video_description&v=HbAKNA6suyU">https://goo.gl/pPTsVX</a> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FWQb5mq&event=video_description&v=HbAKNA6suyU">https://goo.gl/WQb5mq</a> <span>WEBSITE SETUP-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=http%3A%2F%2F1websetup.com%2Fwebsite&event=video_description&v=HbAKNA6suyU">http://1websetup.com/website</a> <span>CORPORATE PHONE NUMBER-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FxhuJHk&event=video_description&v=HbAKNA6suyU">https://goo.gl/xhuJHk</a> <span>GODADDY 99CENT DOMAIN-</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FjSD7MP&event=video_description&v=HbAKNA6suyU">https://goo.gl/jSD7MP</a> <span>Set Up your online store- Click here</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=m9WnAtyfaBDNb5I1QrVY26pJ08B8MTUwODA4MzQzM0AxNTA3OTk3MDMz&q=https%3A%2F%2Fgoo.gl%2FM9R5yH&event=video_description&v=HbAKNA6suyU">https://goo.gl/M9R5yH</a></p></div>Top 5 ways to reduce your business taxes using business credit cards. https://3wayfunding.com/optinhttps://mybbwo.com/profiles/blogs/top-5-ways-to-reduce-your-business-taxes-using-business-credit2017-01-08T01:37:23.000Z2017-01-08T01:37:23.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://3wayfunding.com/optin">https://3wayfunding.com/optin</a>, <a href="https://houstonmcmiller.com">https://houstonmcmiller.com</a> <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a> 1-888-883-3013</p><p></p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/gGpaoxSD3UU?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>There are many perks to being a business owner, like being you own boss, making your own schedule, putting a higher dollar value on your time, and pride of ownership. Another great reason, you want to own a business because you can qualify for higher credit card limits and these credit cards do not affect your personal credit once you’re approved and if you’re set up as a C-corporation.</p><p>However, one the biggest most benefits are the business tax write-offs. Business ownership does have a price, especially when you’re using the banks money to help fund the business. The good news is that business bank fees can be tax deductible and we give you a few examples here:</p><p><b>Annual Fees</b></p><p>Annual fees on a business card are tax deductible. This may be a great way to justify getting that card with the steep annual fee that also has amazing rewards. Yes, you can write it off, but keep in mind that the primary use of the card needs to be for business purposes and not for personal use.</p><p><b>Late Fees</b></p><p>Hopefully you’re not incurring late fees on your credit cards, but mistakes happen and you sometimes forget to make a payment. Those fees can be written off for your business taxes. Of course, it’s always best to call the company and explain you simply forgot and ask if they can waive the fee this time; saving $35 is almost always going to be better than claiming a $35 tax deduction.</p><p><b>Interest Charges</b></p><p>Again, in an ideal world you won’t be paying interest on any of your purchases. But there are times when you need equipment, and there just isn’t enough cash in the bank to pay for it right away. Those interest charges are all tax deductible.</p><p><b>Swipe Fees (point of sales fees)</b></p><p>As a business owner, you pay the credit card company every time someone uses their card to pay you. These are always business-related expenses and fully tax deductible.</p><p><b>Miscellaneous Fees</b></p><p>There are sometimes other fees associated with using a credit card. For instance, your cash advance fees are deductible. </p></div>How do I get business credit cards and business loans with a 80 Paydex score? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/how-do-i-get-business-credit-cards-and-business-loans-with-a-802016-12-22T18:59:50.000Z2016-12-22T18:59:50.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/how-to-get-business-credit-cards10667319">https://houstonmcmiller.com/how-to-get-business-credit-cards10667319</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>How do I get business credit cards and business loans with a 80 Paydex score?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/EWteUyOd6NY?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p>Many people have come across misleading information of getting business credit cards with a 80 Paydex score. First, you must understand a paydex score is a three digit number that given to a business from Dun and Bradstreet. This number is generated once a business has four or more business tradelines or vendors reporting to them. </p><p>Once you’ve generate this number trade vendors use this number to make a decision on whether they are willing to offer your business credit. The higher the paydex score the better your chances are to being approved for credit. If you have a paydex score below 80 points this lets the creditor know you are not paying your other vendors on time.</p><p>Now, if you’re trying to build your paydex score to get business credit cards or business lines of credit, there are other factors that are used to determine,if you’re going to get approved for business credit. When you apply for business credit cards or business lines of credit, most lenders will want to look at your personal credit, your business bank statements, or your business financials.</p><p>The paydex score is irrelevant at this point when trying to get cash and credit for your business. This is the reason we suggest people to stop wasting money on Net30 accounts and just fixed their personal credit and put the money into a business bank account.</p></div>Should I Co-sign A business loan, credit card, or Apartment for a Family member? www.3wayfunding.comhttps://mybbwo.com/profiles/blogs/should-i-co-sign-a-business-loan-credit-card-or-apartment-for-a2016-12-20T18:10:00.000Z2016-12-20T18:10:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://houstonmcmiller.com/how-to-get-business-credit-cards10667319">https://houstonmcmiller.com/how-to-get-business-credit-cards10667319</a>, <a href="https://3wayfunding.com/how-to-get-business-credit-cards">https://3wayfunding.com/how-to-get-business-credit-cards</a>, <a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a>, 1-888-883-3013</p><p> </p><p>Should I Co-sign A loan, credit card, or Apartment for a Family member?</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/rKKUAk5mnFs?rel=0&controls=0&wmode=opaque" frameborder="0" allowfullscreen=""></iframe></p><p></p><p>If you’re a parent then I suggest to add your kids on your credit accounts as authorize user. This will build up their credit, so you as the parent will not need to co-sign for their student loans, cars, and apartments. </p><p>Now, if you have a family member or love one that having credit issues and they ask if you would sign for them a car, credit card, or apartment, then I would suggest you not to do it. The reason is that it could ruin the relationship. For example, if a family needs to move into a new apartment and they ask you to co-sign and you decide to do it. If that person loses his or her job, then you’ll be stuck with making the payments or ruining your personal credit and the relationship.</p><p>I always suggest if a person is having credit issues offer to help them repair their personal credit, if they refuse, then you know that person is not the one to be offering help too. Some may argue that you should look at how financially responsible the person is in order to determine if it’s worth you putting your good personal credit on the line. However, you must factor in that things could happen to the person or their employment and that may leave you on the hook for extra bills.</p><p>So, in conclusion, I would suggest find other ways to help them, rather reserve the relationship then jeopardize personal credit if the person is not will to fix their own credit.</p></div>HOW TO READ YOUR CREDIT SCORE? https://houstonmcmiller.com/homehttps://mybbwo.com/profiles/blogs/how-to-read-your-credit-score-https-houstonmcmiller-com-home2015-10-29T19:34:02.000Z2015-10-29T19:34:02.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="https://www.youtube.com/embed/l5yiHsPqbos?rel=0&wmode=opaque" frameborder="0"></iframe></p><p>houstonmcmiller.com, houston@businesscreditamerica.com 1-888-883-3013</p><p>Learn how to read your credit report and understand the credit score.</p><p>35% is for payment hstory<br />30% amount owned<br />15% line of credit history<br />10% CRedit used<br />10% new credit account</p><p>Check our the other credit repair videos<br /><a href="https://www.youtube.com/watch?v=pOcq8g2ejFE">https://www.youtube.com/watch?v=pOcq8g2ejFE</a><br /><a href="https://www.youtube.com/watch?v=ZfzKlDj3gHk">https://www.youtube.com/watch?v=ZfzKlDj3gHk</a><br /><a href="https://www.youtube.com/watch?v=Si_DCXdGAXo">https://www.youtube.com/watch?v=Si_DCXdGAXo</a><br /><a href="https://www.youtube.com/watch?v=gmr9mKJNRzg">https://www.youtube.com/watch?v=gmr9mKJNRzg</a><br /><a href="https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be">https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be</a></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a></p></div>You Don't Need A Credit Card To See Your Credit Report! http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/you-don-t-need-a-credit-card-to-see-your-credit-report-http-www2014-10-06T18:58:13.000Z2014-10-06T18:58:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://www.businesscreditamerica.com/ </a><span> </span><br /><br /><span>If You wish to see your credit report without using a credit card, here are 5 Free</span><br /><br /><span> As, I dig deeper into learning how to properly run my business, one thing keeps popping UP. "YOU HAVE TO HAVE GOOD CREDIT IF YOU WANT LENDERS TO WORK WITH YOU.</span><span class="text_exposed_show">" Some banks will accept a 620 credit score but many want at least a 680 fico score. Although, you're focused on the business, you still need to personal guarantee the funding if you don't have any assets to use as collateral. In my Ebook Insiders Bank secrets, I discuss this problem and some alternatives. Moving forward. understand that having bad credit makes it more challenging to get a credit card so you can pay to see your credit report. I decided to look around, and I found 5 credit companies that you can pull your credit from for FREE without using a credit card I hope this helps some of you.</span></p><p><span class="text_exposed_show"><a href="{{#staticFileLink}}10744109478,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744109478,original{{/staticFileLink}}" width="504" class="align-full" alt="10744109478?profile=original" /></a></span></p></div>Dun and Bradstreet and Experian Business File Review http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/dun-and-bradstreet-and-experian-business-file-review-http2014-06-12T20:30:00.000Z2014-06-12T20:30:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p></p><p>Get a professional review of your business credit file before you ask a banker or investor for money. Business Credit America knows it could be a very embarrassing and frustrating feeling to hear someone tell you that your business credit is not strong enough to be approved for a small business loan. We know what lenders are looking for in a business, and we could show you what's missing in your file that's keeping you from being approved for a loan.</p><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://BusinessCreditAmerica.com</a> 1-888-883-3013</p></div>How To Save Money On Your Small Business Taxes? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-save-money-on-your-small-business-taxes-http2013-11-20T12:14:51.000Z2013-11-20T12:14:51.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Are you a small business owner that hates tax season? You have to think of how you can reduce your tax bill and walk away with a nice tax return. In this video I'll share with you a few resources that could save you thousands of dollars in your small business. Many small business owners accountants, CPA's, or Attorneys don't share these writes with the majority of their clients.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/NwsXkLPQklk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>Business Plan elements http://www.businesscreditamerica.com/ 888-883-3013https://mybbwo.com/profiles/blogs/business-plan-elements-http-www-businesscreditamerica-com-888-8832014-09-15T17:55:56.000Z2014-09-15T17:55:56.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="fbPhotosPhotoCaption" id="fbPhotoSnowliftCaption">As a business owner, you may have heard that banks want to see a business plan, however that's not true. Banks want to see an action plan, which is a scaled down business plan that shows them how long it's going to take you to pay the loan back. The business plan is a road map to help keep you on track. For those that don't know what goes into a business plan here are the 7 main components.</span></p><p><a href="{{#staticFileLink}}10744107296,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744107296,original{{/staticFileLink}}" width="535" class="align-full" alt="10744107296?profile=original" /></a></p></div>Why Are You Losing Money in Your Business? https://www.facebook.com/businesscreditamerica 1-888-883-3013https://mybbwo.com/profiles/blogs/why-are-you-losing-money-in-your-business-https-www-facebook-com2014-09-23T22:41:53.000Z2014-09-23T22:41:53.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="https://www.facebook.com/businesscreditamerica" target="_blank">https://www.facebook.com/businesscreditamerica</a></p><p></p><p><span>BIGGEST MISTAKE I MADE IN MY BUSINESS- I started my business with the notion, that if, I could lose enough money in my business it would offset my personal taxes. Although, it did help, I still lost money. You see, the thought of owning you</span><span class="text_exposed_show">r own business, is about creating something profitable to take care of you and your love ones. Also, having something to pass on to that next generation that they can build off of because I don’t know of anyone who ever inherited a job.<br />Moving forward, I revaluated, why I was losing money in business. I realize that it was foolish of me to start a business just to lose money for tax purposes. I begin to learn, how setting up a business and managing it the right way, it would actually become profitable and lower my taxes.</span></p><p><span class="text_exposed_show"><a href="{{#staticFileLink}}10744107474,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744107474,original{{/staticFileLink}}" width="600" class="align-full" alt="10744107474?profile=original" /></a></span></p></div>Are You Struggling To Grow As A Business Owner? http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/are-you-struggling-to-grow-a-business-owner-http-www2014-09-16T16:00:00.000Z2014-09-16T16:00:00.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span><a href="http://www.businesscreditamerica.com/">http://www.businesscreditamerica.com/</a></span></p><p></p><p><span>As Black Business Owners, we seem to think at times that the reason our businesses are not growing, because we don't get enough support from our own communities. Many of us have not realize because of social networking around the world, we now have a larger audience to offer our product or service too. So, I have a Question, Please, share your thoughts.</span></p><p><span><a href="{{#staticFileLink}}10744106700,original{{/staticFileLink}}"><img src="{{#staticFileLink}}10744106700,original{{/staticFileLink}}" width="567" class="align-full" alt="10744106700?profile=original" /></a></span></p></div>Credit Privacy Number(CPN NUMBER) IDENTITY THEFT http://www.businesscreditamerica.com/legal-cpn-numbers/https://mybbwo.com/profiles/blogs/credit-privacy-number-cpn-number-identity-theft-http-www2014-09-15T17:08:06.000Z2014-09-15T17:08:06.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/dLGvJ1MiQY8?wmode=opaque" frameborder="0"></iframe></p><p></p><p>C</p><p><a href="http://www.businesscreditamerica.com/legal-cpn-numbers/">http://www.businesscreditamerica.com/legal-cpn-numbers/</a> 1-888-883-3013</p><p>In this Video I discuss CPN NUMBER IDENTITY THEFT the 4 most common issue people have when trying to use a CPN NUMBER.</p><p>1. 80% OF PEOPLE THAT HAVE A CPN NUMBER ARE USING SOMEONE ELSE SOCIAL SECURITY NUMBER<br />2. THE INFO. YOU PUT INTO THE SYSTEM OVER POPULATES THE ORIGINAL OWNERS INFO.<br />3. PEOPLE THAT CREATE THESE NUMBERS ARE NOT REGISTERING AND DATA BASING THE INFO. CORRECTLY<br />4. PEOPLE ARE MERGING THEIR PERSONAL CREDIT WITH THEIR CPN NUMBERS BECAUSE THEY ARE APPLYING FOR CREDIT AT COMPANIES THEY ALL READY HAVE AN ACCOUNT WITH.</p><p><a href="http://www.businesscreditamerica.com/legal-cpn-numbers/">http://www.businesscreditamerica.com/legal-cpn-numbers/</a></p><p>redp</p></div>Getting A Business Loan Today. http://www.businesscreditamerica.com/ 1-888-883-3013https://mybbwo.com/profiles/blogs/getting-a-business-loan-today-http-www-businesscreditamerica-com2014-09-03T02:42:38.000Z2014-09-03T02:42:38.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://www.businesscreditamerica.com/</a></p><p><a href="{{#staticFileLink}}10744103878,original{{/staticFileLink}}"><img class="align-full" src="{{#staticFileLink}}10744103878,original{{/staticFileLink}}" width="535" alt="10744103878?profile=original" /></a></p></div>80 Paydex Score, Business Credit Rating, and Bank Rating. What's the Difference?https://mybbwo.com/profiles/blogs/80-paydex-score-business-credit-rating-and-bank-rating-what-s-the2014-03-04T16:04:46.000Z2014-03-04T16:04:46.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/tVz08DDiSwU?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p><a href="http://www.businesscreditamerica.com/business-credit-services/">http://www.businesscreditamerica.com/business-credit-services/</a><br /><br /> Okay. Now, I hope that you all can see that. But the thing about the business credit score, what it is and how is it affecting your business? Now, I've broken it down into three categories because these are your most important categories. You have your PAYDEX score, you have your business credit rating, and then you have your bank rating. And talking about the PAYDEX score, a lot of people are concerned about their PAYDEX score, which is 80 or above. However, the PAYDEX score is only good for trade vendors and net vendors. So, if you really don't need those type of companies, you're just trying to get funding for another project, or whatever, this really wouldn't be an impact on you because you're not trying to get trade credit or Net 30. Net 30, Net 7, Net 15, they have different wants, such as Net Vendor credit and stuff, and Trade credit. That's basically like your Seton, ULine, Grainger. And what ends up happening most of the time, we buy from these companies just to get them to report on our business credit, to get a PAYDEX score. However, the thing about it, the majority of the stuff we buy, we usually don't need it for our business.<br /><br /> And so, we got stuck in this... This is mainly part of the tier system method where they teach you, set the company up, buy some Net 30s then buy another round of Net 30s, then apply for some gas cards, then attempt to apply for some unsecured cards. Usually, the tier system... I can truly attest to this, it usually will take you anywhere from nine months to a year or longer. Depends on how active you are in your business. Okay, so that's what the PAYDEX score. The PAYDEX rating is 80 or above, meaning that you're good a payer. You pay good on time, okay, and it's just mainly for vendor credit.<br /><br /> Now, your business credit rating. Your business credit rating, this is important. This is an important factor because this determines if you get business loans or business credit cards. So that's what the business credit rating is. That's the reason that you'd see me on the video always telling you to update your financials. Make sure you do the UCCs, things like that. That's what affects your business credit rating. And then I told you about the different banks to go to in my ebook that tell you where to go and get those secured bank cards and stuff, because that will help with their business credit rating.<br /><br /> Now, this is one that most people aren't aware of and not too many people speak of it, maybe because they don't. But the bank rating... Now the bank rating actually deals with... Well, your business bank rating. It actually deals with the activity of the business checking account in which you should have... When you're setting up a corporation, usually what I teach on, with the corporation, with C corporations, you wanna to have three accounts. You wanna have a business checking account, a business savings, and a business expense account. And in my ebook, I explain to you why you want to have those accounts set up like that. But the business banking ratings this year, is where it goes off the activity. How many deposits have been in the account? How often are you depositing money into the account? How long does the deposit stay in there? And the larger the amount of money you deposit in the bank, and the longer it stays, the higher your rating. So, the larger the amount, the longer it stays, the higher your rating.<br /><br /> So, this is your bank rating. This is what really determines the amount of money they're gonna loan you. This here determines whether you're gonna get approved for unsecured credit cards and/or loans with a business credit rating. But this here, determines the amount of money. So those are the two differences there. So, you have your PAYDEX score, which is talking about your trade credit or your vendors. Your trade vendors, which describe you as Net 30s, you're Net 7s, you're net 15. Then you have the business credit rating, and this is what determines you being approved for loans or credit cards, unsecured or secured, okay. But your bank rating, that's dealing with the activity on those business bank accounts, okay. So, the more money you have in it, the longer it stays in it, determines the amount of money they're gonna loan you, future-wise. So, this is just a basic video I wanted to break down to you guys, so you can understand. If you are looking at companies, and they are not explaining this process to you, to actually help decide whether you should let them help you or you should do it on your own, then you don't need them because they should be at least explaining some of these basics to you. If they're not explaining these basics to you, they're wasting your time guys. And more likely they're gonna linger you on, so that you are paying them more money, but at the same time you're not getting any results.<br /><br /><br /><a href="http://www.businesscreditamerica.com/business-credit-services/">http://www.businesscreditamerica.com/business-credit-services/</a></p><p></p></div>"Sallie Mae" Illegal Student Loan Collection Practices.https://mybbwo.com/profiles/blogs/sallie-mae-illegal-student-loan-collection-practices2014-03-04T15:49:19.000Z2014-03-04T15:49:19.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="640" height="360" src="//www.youtube.com/embed/nMOxq3As0aQ?list=UU89rEq3EvbzNWvxs5mh-HcQ&wmode=opaque" frameborder="0"></iframe></p><p></p><p><a href="http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/" target="_blank">http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/</a><br /><br />Hey guys! Houston here with Business Credit America, and today I'm just gonna get right to the point, and I wanted to talk to you all about Sallie Mae Student Loans. And I know from many of you all, may have seen my student loan video removal of Sallie Mae Student Loans. And the thing about it, you actually can't have those type of student loans because they're, not under the government guidelines. If you have government student loans, you can go to directloan.com. If you go to directloan.com, right there, all of your government student loans, they can consolidate them all into one, and they will lower your payments.<br /><br />In reference to your private student loans, because they're all under FDCPA, you have the right if you have to, if you need to file bankruptcy, those types of student loans, you can, especially like Sallie Mae. Sallie Mae is a privately held company, and I tell a lot of people that call me, and I talk to them about their student loan. By them being a privately held company, they're not under the government guidelines. And so you do have a right to file bankruptcy under that because like with Wells Fargo, with Chase Bank, Sallie Mae, they all fall under...<br /><br />What type... What it is is that Sallie Mae... Sallie Mae, what they were doing, they would go to the government, and they would buy student loans from the government. And then, "Okay, we're going to service these." So the government like, "Well, okay. If you service these then, you have to pay us a monthly insurance payment on these loans." See, when you took a student loan, they automatically used... But most of the time they automatically loaned you until the insurance program. And so that insurance program was for in case you default, then the insurance company pays off that loan for you. And so, like a lot of people, they don't know that.<br /><br /> And if you ask for your original contract with whoever, whatever school you went to, when you signed up for Sallie Mae, if they can't produce that contract, then they should not be reported on your credit report anyway. Also, another thing that Sallie Mae does is that say, that you defaulted way back when on your loan. What they'll do to keep on the collection practices, they'll re-age your account. And so they never report the original default date. So that puts you, like you're just starting over when you actually, because of the seven year time lapse on a loan or a regular loan except for a government loan, then it should have been folding up your credit anyway. But what they do, they re-age your account so to keep the student loan on there, especially when they're not backed by the government.</p></div>How to find Small Business Loans for Bad Credit up to $100k http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-find-small-business-loans-for-bad-credit-up-to-100k-http2013-11-20T15:52:12.000Z2013-11-20T15:52:12.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="http://www.businesscreditamerica.com/" target="_blank">http://BusinessCreditAmerica.com</a><br /><span class="font-size-5"><strong>Are you in bad need of money for your business but you have bad credit. In this video, I teach you a process to acquiring a loan for your business even with bad credit. I give you the break down on what you need to set the business up properly so that the business qualifies for that loans.</strong></span><br /><br /><span class="font-size-5"><strong>Even more I teach you how to find investors for your business.</strong></span><iframe width="420" height="315" src="//www.youtube.com/embed/x-HNTt348aY?wmode=opaque" frameborder="0"></iframe></p></div>How To Start A Business with No Money? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-start-a-business-with-no-money-http-businesscreditamerica2013-11-20T12:00:13.000Z2013-11-20T12:00:13.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>Have you ever wanted to be your own boss, but you did not have the money to start the business? In this video, I'll share with you some great resources to help you get started in becoming a business owner.</strong></span></p><p><iframe width="560" height="315" src="//www.youtube.com/embed/ZclQS9PmASg?wmode=opaque" frameborder="0"></iframe></p></div>How To Incorporate and the 7 Benefits? http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/how-to-incorporate-and-the-7-benefits-http-businesscreditamerica2013-11-20T12:35:09.000Z2013-11-20T12:35:09.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><span class="font-size-5"><strong>How does incorporating your small business benefit you? In this video, I'll share with you 7 of the great benefits of a corporation. You'll also learn how easy it is to save thousands of dollars in your small business.</strong></span></p><p><span class="font-size-5"><strong><iframe width="560" height="315" src="//www.youtube.com/embed/Q6wmFOtvSvk?wmode=opaque" frameborder="0"></iframe></strong></span></p></div>Small Business Financing http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/small-business-financing-http-businesscreditamerica-com2013-10-01T19:55:18.000Z2013-10-01T19:55:18.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="{{#staticFileLink}}10744098097,original{{/staticFileLink}}"><img class="align-left" src="{{#staticFileLink}}10744098097,original{{/staticFileLink}}" width="508" alt="10744098097?profile=original" /></a> If you’re an entrepreneur or veteran in your business, and you’re finding it difficult to borrow money, then you may need to look at the foundation of your business. It’s unfortunate a lot of financial institutions loan officer do not have the knowledge to help you qualify for funding.<br />As a <a href="http://www.businesscreditamerica.com/" target="_blank">business</a> owner for over 10 years, I am very familiar with the stress that comes about when you need money either to expand your business or just trying to make payroll. I discover 4 years ago about business credit, and I took all my free time to learn as much as I could about it. Many used this method to acquire funding, because their personal credit was destroyed.<br /><br /> A few things that I learned from studying business credit was that in order to obtain funding you must have a strong business foundation as well as good personal credit. Although, those facts made since, it made me feel discourage and uncomfortable, but as I educated myself more and took action, I felt a sense of relief.<br /><br /> I’ll like to share with you those steps I took to build up the foundation of my business in this outline.<br /><br /> 1st you must pick a favorable lending code. In the business world they call it SIC CODE or NAICS CODE. I made a video explaining these terms on my <a href="http://www.youtube.com/user/coci3076" target="_blank">youtube</a> channel on my website <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>. Some of the favorable lending codes with be the following niches such as technology, education, retail, wholesale, and telecommunication.<br /><br /> 2nd step to building the foundation of your business is the structure of the business. Banks and Credit Unions are biased to the structure of the business. The majority of business owners are focused on either a S-Corporation or an LLC. However, banks favor C-corporations, because it’s look at as an entity that can vouch for its own credit, built up correctly. Another reason the C-corporation is preferred is because you can raise capital by issuing stock in the company.<br /><br /> 3rd step in building the foundation of your business is the registration of the company online. There are several avenues you need to take when registering your business. You would start with the business credit bureaus. These would be Experian business, Equifax business, Credit.net, and Dun and Bradstreet. Once you’ve register with those, you move on and register with the government systems like, Sam.gov, ORCA, MBA, and SBA. After, you’ve completed those you’ll register with the top search engines like google, bing, yahoo to name a few. The purpose of doing all of this registration, because this acts as a third party verifier. I discuss more of this in my ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/" target="_blank">THE INSIDER BANK SECRETS.</a><br /><br /> 4th step in obtaining business funding is opening up 3 business bank accounts (checking, savings, and expense). By opening these accounts, you are establishing a relationship with the banks as well as building business credit with the credit bureaus. In my ebook I teach you how to make a small budget go a long way when building a good business relationship with the banks.<br />If you wish to learn more tips and secrets on how to build business credit to obtain funding join our community and forum at <a href="http://businesscreditamerica.com/">http://BusinessCreditAmerica.com</a>.</p></div>Blacksmiths Cards and Print, Robert D. Smith, Master of Pen and Ink Arthttps://mybbwo.com/profiles/blogs/blacksmiths-cards-and-print-robert-d-smith-master-of-pen-and-ink2013-08-20T18:10:25.000Z2013-08-20T18:10:25.000ZRickeyhttps://mybbwo.com/members/Rickey<div><p>Hello Community, I am please to share Robert D. Smith Pen and Ink Artwork<iframe width="420" height="315" src="//www.youtube.com/embed/5N4CD92BMxo?rel=0&wmode=opaque" frameborder="0"></iframe></p></div>Build Business Credit without Net30 Accounts http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/build-business-credit-without-net30-accounts-http2013-09-20T17:57:35.000Z2013-09-20T17:57:35.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/bMompUzt8Yc?wmode=opaque" frameborder="0"></iframe></p><p></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-800-652-7157 How to Build Business Credit without Net30 Accounts. <br /><br />In this video I explain why net30 accounts are not necessary for business credit funding. I have stated over the year that if people want to get approved for revolving credit they have to do several things, starting with their personal credit.<br /><br />1. Repairing your personal credit so you can be a guarantor on business credit cards or loans is important to the business. If you feel that repairing your personal credit may take to long, then find a service that offer cpn's or scn's. <br />Click on the link <a href="http://www.goodcreditunion.com/">http://www.goodcreditunion.com/</a><br /><br />Some business owners have elected to add someone with strong credit on their board to be a personal guarantee for the company.<br /><br />Click on the link <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. Building the business foundation to acquire funding. As a small business owner you need a website and social media, as well as, registering the company.<br /><br />3. Business owners need to file financials and ucc-1. This is what the banks look for in a business credit file. These documents are what is used to help get the business loans and revolving credit cards.<br /><br />4. When you receive your articles of incorporation, you need to go open up 3 bank accounts (checking, savings, and expense). In the ebook I teach you how to properly use those bank accounts to build a relationship with the banks. <br /><br />5. Purchasing the Dun and Bradstreet credit builder package is a good way to expedite to build up your business credit file.<br /><br />Check out the ebook <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>80 Paydex Score and Business Credit Score/Rating http://BusinessCreditAmerica.comhttps://mybbwo.com/profiles/blogs/80-paydex-score-and-business-credit-score-rating-http2013-09-20T17:38:08.000Z2013-09-20T17:38:08.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><iframe width="420" height="315" src="//www.youtube.com/embed/6csaTFuF9B4?wmode=opaque" frameborder="0"></iframe></p><p><a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> Understanding a 80 Paydex Score and Business Credit Score/Rating<br /><br />In this video I explain to you the difference between a paydex score and a business credit rating.<br />First, understanding that a paydex score is based off a customer paying 3 to 5 trade credit vendors on time. Trade credit vendors commonly called Net30 Accounts give credit to start-ups or established companies. There is not a lot of factoring that goes into it.<br /><br />Now lets look at a few important things that are used to factor a business credit rating.<br />1. A company's size and it's structure pay a key roll in it's credit rating. I explain these factors in my new ebook "The Insider Bank Secrets." <br />Click here to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />2. The industry risk code or SIC CODE AND NAICS CODE also help to factor your business credit rating. In my new ebook, I give you examples of good and bad risk codes in helping you to obtain business credit funding.<br /><br />3. The outstanding balances of your accounts payable will also affect your business credit rating. <br /><br />4. Paying your bills on time or earlier help determine you a good risk as well as your credit card utilization. Having high utilization, but low credit card balances also has an impact on your business credit score.<br /><br />5. Having good public records and updated financials help boost your business credit score. When file those ucc-1 financials statements showing you paid a loan off, or paid a lien in full you are showing lenders your business is a good credit risk. Always keeping up to date financials on file to show the growth in your business also has a positive influence or your business credit rating. I explain all these steps in my new ebook "The Insider Bank Secrets." <br />Click on the link to get the book <br /><a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a><br /><br />6. The length of your credit history for the business also is important. This show the business has stability and profitability over a period of time. In our business credit forum, we show our members how to create this history. <br /><br />Click on the link to get the ebook and check out the forum. <a href="http://www.businesscreditamerica.com/business-credit-without-net30-accounts/">http://www.businesscreditamerica.com/business-credit-without-net30-accounts/</a></p></div>Best Business Cards for Credit 2012 http://BusinessCreditAmerica.com 1-888-821-6408x2https://mybbwo.com/profiles/blogs/best-business-cards-for-credit-2012-http-businesscreditamerica2012-10-01T20:09:30.000Z2012-10-01T20:09:30.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p><a href="{{#staticFileLink}}10744086053,original{{/staticFileLink}}"><img class="align-full" src="{{#staticFileLink}}10744086053,original{{/staticFileLink}}" width="661" alt="10744086053?profile=original" /></a></p><p><span class="font-size-4"><a href="http://businesscreditamerica.com" target="_blank">Business Credit America</a> has do</span><span class="font-size-4">ne</span> <span class="font-size-4">it again. This time, their taking on the credit industry to prove to A</span><span class="font-size-4">mericans it is still possible to build business credit. Their offering a free business credit forum and BUSINESS training teaching entrepreneurs, small business owners, internet and online marketers how to properly structure themselves for the best asset protection.</span> <br /><br />As the banks and other financial institutions still refuse to help the American economy rebuild itself, Business Credit America has decided, they will not wait until after an election to help revive the economy. A spokesperson for the company, said “they feel the American Economy should not be struggling when you have so many multimillionaires that are able to help small business owners keep their business going and help start new businesses”. <br /><br />Business Credit America is offering a Free Business Credit Forum and Business Training to the American public. Learn some of the Basic things most business owners miss in order to have a successful business <br /><br />• Learn, How to properly structure your business for the strongest asset protection <br />• Learn how to properly order you EIN number <br />• Learn about current trade vendors that offer business credit on net terms, such as ShareDaLuv.com, AZSnaxks.net, TradeSmartProducts.com, VipElectronicsCenter.com, SNS.com, these are just a few trade vendors. <br />• Learn the difference between a Paydex score and a Business Credit Score <br />• Learn how to properly file a Ucc-1 financial statement to help your business or personal credit <br /><span class="font-size-3">Business Credit America offer so much business information to help get the American Economy get back going. Check them out at BusinessCreditAmerica.com and join their free business credit forum today, IT’S FREE <a href="http://businesscreditamerica.com" target="_blank">http://BusinessCreditAmerica.com</a></span></p><p></p><p></p></div>Get A High Paydex Score.Using Good Credit Union 30 Day Secrets http://www.goodcreditunion.comhttps://mybbwo.com/profiles/blogs/get-a-high-paydex-score-using-good-credit-union-30-day-secrets2012-12-14T22:55:47.000Z2012-12-14T22:55:47.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><div id="watch-description-text"><p id="eow-description"><a href="http://www.goodcreditunion.com/" target="_blank" title="http://www.goodcreditunion.com/" dir="ltr" class="yt-uix-redirect-link">http://www.goodcreditunion.com/</a> Get A High Paydex Score.Using Good Credit Union 30 Day Secrets. Using Good Credit Unions Business Credit Approval Secrets they'll get you a high paydex score in 30 Days. <br /><br />Everyone that's ever did any business with Dun and Bradstreet and the credit bureaus (Experian, Equifax, and Transunion) know how important it is to have a paydex score of 80 and above.<br /><br />This is part of the bloodline to getting funding for your business. When lenders see you have a high paydex score, they feel confident your business will pay them om time too.<br /><br /><a href="http://BusinessCreditAmerica.com" target="_blank" title="http://BusinessCreditAmerica.com" dir="ltr" class="yt-uix-redirect-link">http://BusinessCreditAmerica.com</a></p><p style="text-align:center;"><iframe width="420" height="315" src="http://www.youtube.com/embed/v6ouaVh30ck?wmode=opaque" frameborder="0"></iframe></p></div></div>How to get Business Credit Cards Without a Personal Guarantee? http://BusinessCreditAmerica.com 1-888-821-6408x2https://mybbwo.com/profiles/blogs/how-to-get-business-credit-cards-without-a-personal-guarantee2012-09-06T17:17:01.000Z2012-09-06T17:17:01.000ZHOUSTON MCMILLERhttps://mybbwo.com/members/HOUSTONMCMILLER<div><p>How to get Business Credit Cards Without a Personal Guarantee? <a href="http://BusinessCreditAmerica.com">http://BusinessCreditAmerica.com</a> 1-888-821-6408x2<br /> How to get a Business Credit Card with out a Personal Guarantee is a step by step process. First you have to see what business is more favorable to banks, which is called SIC CODE. Once you know and understand this step then you can continue on with the proper step to get business credit cards.<br /><a href="http://www.businesscreditamerica.com/services.html">http://www.businesscreditamerica.com/services.html</a></p><p>Here are the necessary steps to get a Business Credit Card with out a Personal Guarantee.</p><p>Know you Sic Code for what type of business your looking to Start.<br /> Call and get your EIN#/TAX ID# over the phone not online and please make sure you use Incorporated at the end of your company name.<br />Incorporate your business to a C-Corporation Banks love this entity.<br />Get your Dun and Bradstreet Number from their website. DandB.com. You want the number thru the CCR Government program. This way you get the number for Free and within 48hrs instead of 30 days.<br />You need to have Projected Financials submitted to Dun and Bradstreet in order to a Clear complete file this is very important.<br />You need to file Ucc-1 lien against your business for the money and equipment, you invest in the business to get it started. This is very important to creditors.<br />Once these steps are completed then you need at least 6 to 9 Net30 Accounts such as <a href="http://www.sharedaluv.com/">http://www.sharedaluv.com/</a>, <a href="http://vipelectronicscenter.com/">http://vipelectronicscenter.com/</a>, <a href="http://www.tradesmartproducts.com/index.html">http://www.tradesmartproducts.com/index.html</a>, <a href="http://www.azsnacks.net/">http://www.azsnacks.net/</a>, <a href="http://ucc-1credit.com/">http://ucc-1credit.com/</a>, <a href="https://www.stntsol.com/">https://www.stntsol.com/</a>, Grainger, Uline, Seton, nebs, deluxe and so on. Remember Dun and Bradstreet does not report your credit limits, they report the amount you spend on purchase, so the more you spend on products the better the tradeline looks on your business credit file.</p><p>If you follow this step by step, you're guaranteed to get Business Credit cards with out a Personal Guarantee.<a href="http://www.businesscreditamerica.com/services.html">http://www.businesscreditamerica.com/services.html</a></p></div>Marketing: K.I.S.S. (Keep It Seriously Simple)https://mybbwo.com/profiles/blogs/marketing-kiss-keep-it2011-05-31T15:00:00.000Z2011-05-31T15:00:00.000ZJai Stone (Emotional Nudist)https://mybbwo.com/members/JaiStoneEmotionalNudist<div><img width="300" class="align-left" src="http://thebrandcoach.com/wp-content/uploads/2011/05/mba_ad2008_fullpage.jpg?width=300" alt="mba_ad2008_fullpage.jpg?width=300" /><p>One of the biggest challenges that Small Businesses face is creating effective marketing collateral. In addition to a challenging budget, there is just the question of what to communicate. My motto is K.I.S.S., Keep It Seriously Simple! Don't make the mistake of over communicating your product or services. Consumers are a lot smarter than you think, but they don't want to be bombarded with tons of messaging or content. It takes too much time to sift through the clutter. So in order to help you avoid overkill, I will offer you some Tips in Marketing K.I.S.S.</p><br /><p> </p><p><strong>1. Avoid Hokey Taglines - </strong>If you can't afford to hire a marketing consultant, then leave off the tagline all together. As cleaver as you might think you are, customers can always tell when your tagline is homegrown.</p><p> </p><p><strong>2. Get to the Point </strong>- Don't waste time with too many details on your materials. Your collateral should communicate four things immediately. 1) Who you are, 2) What you do, 3) What is unique about your offering and 4) How to contact you. Anything more is TMI (too much information).</p><p> </p><p><strong>3. Minimize Images</strong> - Too many images can be a lot of the brain to process. Keep your collateral to 1 or 2 images that communicate your focus at a glance. If you need to show multiple images, then stick to one main image that draws the focus. Keep the other images subordinate so they con't compete with the main focus.</p><p> </p><p><strong>4. Use the 3-Click Rule -</strong> When it comes to your website or blog be sure not to bury your content and confuse visitors. The 3-Click Rule states that a visitor should be able to get to any content on your site within 3 clicks. Does your site measure up?</p><p> </p><p><strong>5. Eliminate Business Card Clutter </strong>- While your business card has a lot of 'real estate', its important to stage the content carefully. Stick to relevant contact details on the front, such as your name, title, email address and phone number. Put all other details on the back (but don't make the mistake of printing a book back there).</p><p> </p><p>There are lots of other ways to Keep It Seriously Simple, but its easiest just to keep the customer in mind by asking a simple question. If I had 5 seconds what would I want my customers to know? I have included a sample ad that we designed for a customer utilizing Marketing K.I.S.S.</p><p> </p><p>Happy Branding!</p><p> </p><p><em>You can continue this conversation on Twitter<a target="_blank" href="http://twitter.com/#!/brandcoachllc"> @brandcoachllc</a> or on<a target="_blank" href="http://www.facebook.com/thebrandcoach"> Facebook.com/TheBrandCoach</a></em></p></div>Death of the Tri-fold Brochurehttps://mybbwo.com/profiles/blogs/death-of-the-trifold-brochure2011-05-26T15:00:00.000Z2011-05-26T15:00:00.000ZJai Stone (Emotional Nudist)https://mybbwo.com/members/JaiStoneEmotionalNudist<div><p><img height="368" width="285" src="http://thebrandcoach.com/wp-content/uploads/2011/05/fh-move_mgmt_Page_1-791x1024.jpg" title="fh-move_mgmt_Page_1" class="alignleft size-large wp-image-1545 align-left" alt="fh-move_mgmt_Page_1-791x1024.jpg" /></p><p><span>Small businesses and start-ups put forth great effort to appear stable and established. But often times they have a 'tell'. Business cards printed at home, an AOL email address or ...a tri-fold brochure. No matter how great your company/ service may be, you simply sell yourself short with these marketing flubs.</span></p><h3>Marketing Faux Pas</h3><p>While the tri-fold format in printed collateral has long been a a staple in marketing, in recent years the layout style has become a faux pas. We live in the age of 'instant' success, consumers want to get information at a glance. That means they are looking for a Visual Snapshot. Its a big risk to assume that someone will take the time to comb through the folds of a page just to find out what you do, and how it will benefit them.</p><h3>The Visual Snapshot</h3><p>If you are wondering what a Visual Snapshot is, then imagine yourself in line at the supermarket. When you glance at the magazines on the shelf you make a decision on whether or not to buy, just by looking at the cover. The same thing happens when a person looks at your marketing collateral. I mean we don't want to have to read the</p><p>entire magazine to determine if we should buy it.</p><p>The first page of your brochure should state the following (very obviously):</p><ul><li>Who are you?</li><li>What do you offer?</li><li>What is unique about your product or service?</li></ul><p>I'm not saying that the triple dipper doesn't have its effective uses. It can be quite helpful as a pamphlet and its a wonderful tool in the health care industry. But for small businesses, it just makes you LOOK small time.</p><p> </p><p>I have included an example of a Sell Sheet. Whether single or double sided, its a sure fire way to impress prospects.</p><p>Happy Branding Everyone! (<a href="http://thebrandcoach.com/">http://thebrandcoach.com/</a> or <a href="http://twitter.com/#!/BrandCoachLLC" target="_blank">@brandcoachllc</a>)</p></div>10 reasons to add greeting cards to your marketing, promotion and customer loyalty planhttps://mybbwo.com/profiles/blogs/10-reasons-to-add-greeting2010-07-31T04:37:32.000Z2010-07-31T04:37:32.000ZVanessa Wilsonhttps://mybbwo.com/members/VanessaWilson<div><p>You want customer loyalty in your business. You want repeat business, yes? How about making your customers into valued friends? Showing concern and empathy for their situation? The more your able to treat your customers as friends, the more business they will want to do with you. <br />You’ll watch your profits soar.</p><p><br /></p><p>Let’s go through 10 ways you can keep your customers coming back to you, time and time again. And you will no doubt make close, lifelong “friends” in the process.</p><p><br /></p><p><span style="font-weight:bold;">1</span>. Send Birthday Cards – Do you like to be remembered on your birthday? How about doing something really easy and sending birthday cards to your customers. Could you send a little gift with it? What <br />about a “special offer” coupon? Free tickets to an event.</p><p><span style="font-weight:bold;">2.</span> Make “How’s thing’s going” calls regularly – Section out 15 minutes a day to call your customers for no other reason then saying ” Hi ______, I just called to see how things are going?” Have you ever called your customers to do that? Watch your customers appreciate you thinking of them. It makes them feel that you do care. If you want to have more business, do this regularly.</p><p><span style="font-weight:bold;">3</span>. Send out small bags of jelly beans or candies - Could you include a bag of jelly beans, with a handwritten note on your next sale, with the note saying, ” I thought you may like these, they are my favorites.” Or a note saying “Here’s something for you to enjoy” Watch their eyes light up.</p><p><span style="font-weight:bold;">4.</span> Send unexpected gifts – If you find an article, audiotape, or anything specific customers might be interested in,send it with a note saying ” I thought you’d enjoy this. I just finished reading it and <br />there are some interesting ideas here. Also, if you educate your customers they will send you more business.</p><p><span style="font-weight:bold;">5.</span> Send Holiday Cards – What about sending a Holiday Card that is different then all the “others” your customers are getting? Make it UNIQUE and PERSONAL and DO NOT promote or ask for business when sending holiday or birthday cards. These should remain sincere and be all about the person you are sending it to, not about you or your business!</p><p><span style="font-weight:bold;">6</span>. Send Thank You notes – Send Thank you notes for everything. When they pay their bills on time, every time they order from you, if they send a referral your way. Be sure and thank them for referring <br />business, coming to see you. Whatever you want more of, reward. It works.</p><p><span style="font-weight:bold;">7</span>. Make Thank You calls - You should started making Thank you calls, A variation from the letters. Saying, “Hi ________, Just wanted to say Thank you for referring Mr. Smith to ABC Co.”</p><p><span style="font-weight:bold;">8</span>. Give your customers recognition - Take a photo of your customers while they are in your business and send them a card with their picture in it. How about a photo and a testimonial? They’ll be flattered and <br />your business will increase. People love recognition.</p><p><span style="font-weight:bold;">9.</span> Give your customer awards – Yes, you read that right. Have customers of the month. Send them a award certificate or even plaque. Dear _______, Just the other day I was going through my records and I <br />realized that you are one of the top (10,20,50,) customers. We really appreciate your business. That’s why I want to send you this “Top Customer Certificate” that is enclosed.ABC Company looks forward to <br />seeing you soon.</p><p><span style="font-weight:bold;">10</span>. Hold seminars, breakfasts, lunches. If you want to give recognition to your customers and stay in touch, have monthly or quarterly functions for your customers. Have a speaker and an interesting topic. Dear _______, I would like to invite you to our “Special Customers” lunch. It will be held at ______ on ______. It’s FREE It’s our way of saying Thank you. etc…</p><p><br /></p><p>Do not under-estimate the power of showing gratitude and appreciation for your customers. Treat them like GOLD and it will result in more GREEN for your business! <br /></p><p><br /></p><p>If you are looking for an easy and affordable way to send out cards & gifts to your clients and customers, Send Out Cards is a cost effective way to do this. Contact me for more info on this awesome customer-appreciation system! Visit my website <span style="font-weight:bold;"><a href="http://www.socretail.com/80793">www.socretail.com/80793</a></span> or drop me an email dbjdesigns@gmail.com and I can tell you more.<br /></p></div>Add greeting cards to your marketing, promotion and customer loyalty planhttps://mybbwo.com/profiles/blogs/add-greeting-cards-to-your2010-07-19T22:13:53.000Z2010-07-19T22:13:53.000ZVanessa Wilsonhttps://mybbwo.com/members/VanessaWilson<div><font size="2">Marketing a small business is not limited to print or online media. Using greeting cards in business is still a highly beneficial tool for marketing, promoting and most importantly to show appreciation to your clients.<br />REAL cards that come addressed, stamped and in the mail, not e-cards are proven effective in securing business relationships, creating referrals and can be used as a tool to generate sales. Unlike sales letters, greeting cards are appreciated and have less chance of ending up in the trash bins. <br /><br />Some reasons to add greeting cards to your marketing plan-<br /><br />Adding greeting cards create loyalty. A company that shows appreciation for their clientsis likely to have better business relationships in the long run. Show them that you do <span style="font-weight:bold;">thank</span> them for choosing you to provide the product or service they need by sending thank you cards.<br /><br />Cards are <span style="font-weight:bold;">easy to send any time of the year.</span> Another advantage of usinggreeting cards is that you don’t even need special occasions to send them. <br /><br />You can personalize them making the messages more sincere thus strengthening your relationship with them. You can also include a personal message about the recent product or service that you are promoting. Tell them that you want them to experience what you have to offer and any help that you can give them. <br /><br /></font><p><font size="2">Using a online greeting card system like Send Out Cards can make it easy and affordable for you to send real, high quality cards on an ongoing basis to your customers to keep your business “top of mind” so that they will entrust their loyalty to you!</font></p><p><font size="2"><br /></font></p><p><font size="2">I extend an invitation to all of you to take a few minutes and send a thank you to your most recent customer or someone whose business you've been after. <br /></font></p><p><font size="2"><br /></font></p><p><font size="2">Try Send Out Cards- online greeting card and gifting system. Visit my website at <a href="http://www.sendoutcards.com/80793">www.sendoutcards.com/80793</a> select option #2 OR for more information on how you can purchase this product contact me at dbjdesigns@gmail.com.</font></p><p><font size="2"><br /></font></p><p><font size="2">Thank you and stay blessed!</font><br /></p></div>