Credit (93)

Renting a car - Fifteen things to consider

Hooray! Gas prices are down so visiting family for the holidays is a possibility that is affordable. If you are planning a trip or family is coming to visit, here are some tips about travel that may assist you.Renting a car is an option but can be a dilemma if you do not do your research. Call and ask questions, or be prepared for a big disappointment when your are all packed and ready to leave.1. Some car rental companies will allow you to use a debit card. Because debit cards are attached to your bank account, using a debit card means having a cash deposit above the cost of the rental on hold while you are using the rental. The amount can be up to $500 or more. Contact the car rental companies to discuss their requirements.2.Check with your auto insurance company that you have for your own car for car rental coverage.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect"
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Tis the season to be careful!Everyone will be doing some serious shopping no matter what is reported about the economy. Nothing stops us from spending money during the holiday season. Where there is a will, there is a way and we will find a way.So while you are out there finding all those bargains to make your loved ones happy, what about someone stealing your identity and taking all of your hard money, or using your identity to make their own purchases. Identity Theft, what is it?This can happen, don’t think for one moment that just because you use a debit card and have direct deposit, that is cannot happen to you.This is the crime of obtaining the personal or financial information of another person for the purpose of assuming assuming that identity to steal it and use it to make purchases or establish credit without the victims’ knowledge.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect".
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The recent downhill trend in the economy has caused major havoc on the Credit and Lending industry. Banks have lost billions of dollars over the past year and are not willing to take the same risks on businesses that they were just a short few months ago. However, the good news is establishing business credit is completely different than building personal credit. Please understand that business credit is what makes the business world go round. No matter what type of business or organization you have it is vital to have a separate credit profile. Long gone are the days where you put the weight of your business on your personal credit and finances. Don’t go into 2009 WITHOUT establishing a credit profile. It is not too late!In order to accomplish this goal we have a few options for you:1.The Business Credit Kit. ONLY 50 LEFT! www.businesscreditfirm.com2.The Business Credit Establisher 2.0 Coaching Program: This program is the foundation to an advanced level of business credit building. The Business Credit Establisher 2.0 will help you establish your business credit and set it up so you can obtain lines of credit. This foundation will help you in establishing trade (or vendor) credit, building the credit scores (from business credit bureaus) to strong levels, allowing us to aid you in applying for business credit cards that are based on the TAX ID ONLY and not your social security number! You will have a personal business credit coach to guide you through the entire process3.Business Credit 2.0 Complete: Our business credit experts will do all the work for you while you sit back and get approvals. Your focus should be on your business. Let us focus on building your credit.Call for details about our coaching and complete program 214.377.5911WWW.BUSINESSCREDITFIRM.COMPhotobucket
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As we know, Credit is at the root of ALL finances!!! Loans, insurances, credit cards, lines of credit, employment,the ability to rent a car, etc.! Well, as a result of that and the lack of education for consumers, everyone can benefit from our great service and join our team....all for only $698! We are apart of a team that has an awesome mentorship program that teaches you how to expand all across the United States. By recruiting, you will get the sales!!!If you are interested in finding out how to join a great team, a great company with an awesome compensation plan, no chargebacks, members of the BBB...get on the opportunity call tonight (Wednesday, Oct.8) at 8pm CST or 9pm EST. If you cannot make the call tonight, you have another chance on Friday night (Oct.10th).You can download the online presentation at www.tdtwmarketing.comand follow along or listen in only by calling 616-883-8400 pin 421173074#Send me a message if you have questions and/or want to join...I will check them after the call!This is how you can have a million dollar business for only $698....Seriously!
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Ok, I rose this morning (Thank you Jesus), got the kids on the bus by 6:30, received a few phone calls around 8'ish, ate a miniature Snicker's candy bar and a few chips and began networking......Well to start, my goal today is to enroll 3 people today into the service in an attempt to help them to restore their credit to its rightfull place, follow up with some customers that have gone through the process and offer them the opportunity to join our business. So far I have a 12 noon appt. and a 6pm appt and several phone calls to make in between, but I am on a mission today.I Plan on getting one recruit today as well.My mission: Help others while also helping myself. Put God first throughout the process and build an entire team that wants to go out and change the world.Point Blank: People need what our company has and I must to do today what others don't so I can have tomorrow what others won't!!!!!!!!!!!!!!!!!!!!!Dedicated to changing lives and creating a legacy,Credit RestorerIndependent Agent / National Sales Directorwww.vrtmg.com/sstreeterwww.tdtwmarketing.comOff to get my coffee!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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Well, here I am back at it again....loving what I do of course but wanting to get a cup of coffee. Anyway on to the reason for this blog.The importance of having a Business Building Philosophy is to build a network whereby recruiting never stops, therefore sales never stop, therefore income never stops. How many times have we all seen an "individual" come into an opportunity and generate numerous sales???? For me, I have observed this while they observe me RECRUIT! A person that can sale, sale, sale is gifted indeed at sales, no doubt about it.My point is that, with recruits (ie, multiple outlets and/or franchises) you can have others that will duplicate your skills if you train and mentor them. That is what our fearless leaders have taught us. Not only are they a walking billboard for success, but they also provide us with the same opportunities and mentorship every 2-4 months. You can experience this regardless of where you currently reside.We are not watching them from a podium in the back of the "Pepsi Center", but we are in the same room, taking notes and shaking hands with them.Success leaves footprints and I do not ever want to have to wonder "who moved my cheese". On February 13 & 14th, we will be at the fabulous Gaylord Texan Resort in Grapevine, TX. If you are interested in how you can build a true network by recruiting WIDE and field training DEEP, you should send me a message so we can get you ready for this HUGE and life changing event. Of course there is no better way to learn than by having a Valentine's day celebration at the resort at the end of the evening. Did I say, dinner, dancing, bringing out the formal wear and NETWORKING???Send me a message if interested and as always: Put God first in all that you do and pray over your business!CreditRestorerwww.tdtwmarketing.com
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"The World's Most Powerful Money Making Black Business "If you are ready to make a difference in your Community, this is the place to be. Join me now what are you waiting for ? time is of the essence. Just think, this site will teach how to become prosperous as well as how to make residual Income.You can use video and audio post cards this way your friends and family can hear you and see you while you introduce your new found secret. Yes to me it is a Gold mine, for a very small investment of $14.00 you get a wealth of help and encouragement. The gift… ContinuePosted by Ruth Clements on August 21, 2008 at 6:54pm — No Commentshttp://www.blackbusinessbuilders.com/?2659Feature
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Effective Small Business Credit Card Management

Small business credit card is a good way of building your business credit. Proper management of the small business credit card will turn to an effective business tool to help small business owners grow their businesses. It also strengthen your credit standing, thus it is very useful for additional financing for growth or expansion purposes. Misuse of your business credit card has the potential to destroy your business and dreams. Follow these small business credit card tips to effectively manage your credit.Avoid missed or late paymentsBe responsible for your monthly business credit card payments. Failure to comply the payments can leaves you vulnerable to higher interest, costly fees and a blemish on your credit record.Use GraceSmall business credit cards offer a 21-day grace period before you have to make payment on your purchases. Improve your cash flow using a credit card instead of checks and also, by maximizing your grace.Pay your bill onlinePaying online through business credit card companies website can saves time and avoid the extra costs normally incurred when making use of other modes of payment. It is a secured website and they ensure that your payments will not be subject to delays.Limit Card HoppingTruly when signing to multiple business credit cards gives you advantages on deals but it has a negative impact on your credit rating and managing you accounts can be difficult.Apply at HomeAlways consider applying for your small business credit card at your existing financial institution. This way, you can establish good relationship for the easy approval for other process.No Cash AdvanceAlways keep in mind that by not using cash advance feature on your card can reduce credit card fees and interest costs.Recommended Cards:Starwood Preferred Guest Business Credit CardCiti ProfessionalSM Card with ThankYouSM Network
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What is Business Credit Cards?

Financial is one of the important parts of the business. Whether it is a start-up business or an established business, business credit cards can be an aid in building business credit. As your business grows, you will need a helping hand to manage your business expenses and income. Using a business credit card separates your personal accounts from your business accounts. Most importantly, using business credit cards is the quickest and easiest way to obtain credit.Why Business Credit Cards?Here are some of the benefits why you should apply for a business credit card.Interest-free credit. Using business credit cards, your business can take advantage of interest-free credit for a limited period.Separation of expenses. For business, handling expenses is a difficult task. For example, how many times you've had to pay for a business dinner on your personal credit card if you need evidence of that.Expense managed report. With this, it allows you to get periodic reports of any section your business expenses. In this case, your accounting department no longer has to manually account for all your business expenses as the card comes with itemized monthly statements.Staff cardholders. Your staff can have each business credit card, so that they can meet their business expenses without having to pay for them personally.Online payments. You can pay quickly and easily all your business expenses online. In this way, it helps save your accounting team plenty of time and effort.Insurance. With the use of credit cards for business to pay for any business travel expenses of your staff members, they should not only get free travel insurance but also any other travel benefits that are associated with the card. In this way, it saves your business the expense of having to pay for the insurance separately.Higher credit line. Some credit card companies are willing to give business credit cardholders a higher level of credit than individuals. This should mean that your business never needs worry about how to pay for entertainment, stationary or travel expenses again.Rewards. Avail rewards packages with the use of your business credit card e.g. air miles, cash back, etc.Hotels. As a member of a business card program you may find that the card issuer has a special relationship with a hotel that gives you preferential bookings at hotels close to where you need to be - so no more long travel journeys from hotels to meetings.Billing. With small business credit cards billing, you may have an option whether to pay the entire balance each month or carryover a balance to the next statement period, as suits your business needs, much the same way individual credit cards do.
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How is Ministry and business going? I have just completed compiling a 483 page manual that will show you step by step how to write grant proposals as well as give you over 400 pages of agencies that actually give grants to for profit and non-profit organizations. Now is the time to tap into where the funds are, while they are still available. The cost is 39.95 plus 5.00 shipping and handling to have it shipped or you can download it as an e-book for 39.95 which will also include April Masons latest e-book " How to Establish your business Credit without using your personal credit" . Contact me at prophetesscross@yahoo.com. Here is the link to download the e-book

"Prophetess Allison J. CrossFire and Rain Ministriesemail: prophetesscross@yahoo.comphone: 231-343-2511
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