Posted by April Mason on November 19, 2008 at 4:51pm
The recent downhill trend in the economy has caused major havoc on the Credit and Lending industry. Banks have lost billions of dollars over the past year and are not willing to take the same risks on businesses that they were just a short few months ago. However, the good news is establishing business credit is completely different than building personal credit. Please understand that business credit is what makes the business world go round. No matter what type of business or organization you have it is vital to have a separate credit profile. Long gone are the days where you put the weight of your business on your personal credit and finances. Don’t go into 2009 WITHOUT establishing a credit profile. It is not too late!In order to accomplish this goal we have a few options for you:1.The Business Credit Kit. ONLY 50 LEFT!www.businesscreditfirm.com2.The Business Credit Establisher 2.0 Coaching Program: This program is the foundation to an advanced level of business credit building. The Business Credit Establisher 2.0 will help you establish your business credit and set it up so you can obtain lines of credit. This foundation will help you in establishing trade (or vendor) credit, building the credit scores (from business credit bureaus) to strong levels, allowing us to aid you in applying for business credit cards that are based on the TAX ID ONLY and not your social security number! You will have a personal business credit coach to guide you through the entire process3.Business Credit 2.0 Complete: Our business credit experts will do all the work for you while you sit back and get approvals. Your focus should be on your business. Let us focus on building your credit.Call for details about our coaching and complete program 214.377.5911WWW.BUSINESSCREDITFIRM.COMRead more…
Posted by Holly Spence on August 28, 2008 at 11:07pm
“Power of 10 Gaining Empowerment in 10 minutes, 10 words, 10 people”is a powerful tool that will cause senior executives, middle management or anyone in a leadership capacity to evaluate how they are procuring the American dream of success. Mrs. Spence declares that the necessity to review the corporate road to success, will prevent a premature headstone with no meaning for the “dash” that separates the beginning from the end. With more then 17 years of corporate management experience, Mrs. Spence is grateful for her faith and those that have made an impact in her life and thus she is sharing it through The Power of 10 Gaining Empowerment in 10 minutes, 10 words, 10 people.RetreatThe need for work/life balance in America is among the number one problems for corporate executives and leadership teams across the county. Each workshop is conducted with a maximum of 10 leaders to ensure a positive, intimate and eventual learning environment. Training is recommended to take place off site away from participant’s usual place of business to provide a change in scenery and increase focused energy.ReflectThis positive environment fosters self-evaluation of life priorities and provides steps to regroup and bring about the very necessary need for change to life/work balance.ImplementMrs. Spence has captured steps for each executive to read and evaluate their current state. This workshop along with her book restores empowerment through small steps of 10.Over the years corporate America has changed it’s culture and environment to improve the companies focus on R.R.I. (Retreat, Reflect, Implement) with various programs to address the life/work balance and mental health of their employees. The “Power of 10” is that workshop that reinforces the corporate commitment which ultimately improves the company's R.O.I through R.R.I.
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According to Target Market News, in 2005 Blacks/ African Americans spent $719 billion dollars on goods and services. It is projected that the buying power of Blacks/ African Americans will be $1 trillion dollars by the calendar year 2010. When I recently Googled 'black buying power' I was surprised by the number of professional articles I found that talked about how to market to Black/ African American people. Of the few articles I perused, not one of them talked about their corporate/ organizational responsibility to the communities they want to fleece. Not one of them mentioned the needs that exist in many of our communities. I was only five or six articles in when I got a clear image of a world (with few exceptions) that wants to take everything they can from us and give NOTHING back in return.An adage that I was taught many moons ago simply states: He who has the gold rules. It seems to me that since we as a race have the gold we should be ruling. I am so very happy to see the numbers of our people who are beginning to network with and patronize one another in greater numbers than ever before. I'm so happy that our value and worth are now being recognized and our historical accomplishments are no longer being hidden from our youth. But I am very curious and concerned about one thing. What is going to happen when our hard earned dollars are circulating in our own communities several times? What will happen as more and more sisters revert back to natural hair styles and patronizing black only nail techs in order to break the back of the Asian Connection that is not only taking over the hair care industry but is making inferior copies of black produced products while systematically nudging us out of the market? What is going to happen when there are lines outside of black owned grocery stores, liquor stores and gas stations while those that are owned and managed by other ethnicities become virtually empty? What is going to happen when our children are able to find summer jobs and internships within our own communities? What will happen as a result of us using our wealth for our own sustenance, empowerment, and glory?Personally, I don't think the rest of the world will stand idly by and let that happen. I suspect that at the very least we will all have a bunch of new found friends whose main concern will be to win our business away from our own family (I love that term as opposed to the n-word and it is soooooo fitting - my brothers and sisters). As that time approaches and as we deliberate regarding how to handle the opposition that is sure to come, let us remember that people of many nationalities would not hire one of us for any reason; and many of those who did required us to work for minimum wage money under the table, doing work that is beneath them so we would not be entitled to any working benefits or unemployment. Let us remember that many of them treated us like second or third class citizens while we were patronizing their establishments. Many of them intentionally cheat us and our children then get an attitude when we bring their -ah hem- error to their attention. I'm so glad that growing numbers of us are finally working in concert toward leveling the playing field. But remember, just because we deserve to benefit from the power of our own buying power doesn't mean they will sit by idly and let us.BTW: They in this blog specifically refers to people who are either not ethnically recognized as being Black or African American or supporters of the equal rights and entitlements of Blacks/African Americans.
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