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Chicago, IL
About
Why do you want to join Black Business Women Online?
to network with women of color
What's Your Business?
hygiene products
How did you find BBWO?
A Friend
About Me:
I'm 39y/o and stepping out on faith to launch a line of hygiene products geared to male and female. I am married with 2 daughters, and I am a nurse.
What are your most common online activities?
searching fashion and health and beauty
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Come out and share your passion with others. Vendor packages are available for those who would like to sell or distribute their merchandise, product and/or literature during the event. Several Packages to choose from. For more details call 630-413-9910 or email info@anitasdesigns-events.com or you can download the information at www.anitasdesigns-events.com/featuredevents.html
Passion and Purpose Expo
Best Western Conference and Expo Center
4400 W Frontage Road, Hillside, IL June 17, 2011
6pm-10pm
Secure your Vendor Space by June 3, 2011. Space is available on a first come first serve basis. (We will not have duplicate Vendors)
**Receive $25 off your Registration Fee if you register by May 6, 2011**
(Discount available only on limited packages)
For invited guests we will provide a gift bag, food and beverages, and entertainment by Spoken Word Artist Moe-Mentum.
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What type of products exactly do you sell?
Indulge Yourself.
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When visiting New Orleans, please visit our store in the French Quarter.
Before you get frustrated trying to find new ways to promote your business online, let me show you how to promote your business on Black Business Women Online (click here).
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
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