Rebuild your score. I encourage anyone that may be going through a bad loan to rebuild. Pick up the pieces and get motivated. If you have been late with your bills, get caught up. Paying your bills is 30% of your score. This is a simple and one basic tool. Identify what accounts are worth keeping and focus on those accounts. The one's that are too far gone.. Leave them to god...Any late account should be brought up todate and show current on your file.. As for collection accounts, repo's, and charge offs.. the damage has been done. Do not focus on the bad..Only the new...
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