Blogs

SMART MOVE FOR WOMEN, MINORITY, AND SMALL BUSINESS OWNERS: INVEST IN REAL ESTATE THROUGH THE FDIC

Beyond buying a home for your family, it may never have occurred to you to invest in real estate. You may think that you do not have the experience or the money to even know where to begin. However, a small initial investment could result in high returns for you, by either giving you the capital to grow your business or a new professional direction. There are a number of reasons investing in real estate may be a smart move for your business or your personal finances:

• Fixing up and flipping low cost homes could be an added source of income

• One-time or ongoing property investment offers a high ROI

• Finding cheap commercial assets or land to expand your business

The Federal Deposit Insurance Corporation (FDIC) offers an affordable way to invest in real estate, as they regularly hold auctions and have an online marketplace where they sell assets from failed banks. As there are no bid minimums at the auctions and bids can be placed in person or online, the FIDC offers an easy and affordable way for first time investors to get involved in real estate.

Why is it good for women, minority and small businesses?

To ensure a diversity of participation in the Owned Real Estate (ORE) program, the FDIC welcomes and strongly encourages small, minority and women investors and individuals to participate in the bidding under the program.

As minority-owned businesses typically receive less capital than non-minority-owned businesses, investing in real estate is an alternative way to build capital. Women are also becoming increasingly empowered to invest in real estate and they’re finding that there is always a profitable strategy regardless of the current market. You no longer have to have a wealth of experience or a lot of initial investing money because of the opportunity to buy affordable previously owned properties and flip them for a high return.

If you’re a first time investor, starting with an FDIC auction is great because of the lower prices of property sold through their Owned Real Estate Marketplace and the no bid minimum.

The FDIC’s Minority and Women Outreach Program also exists solely to make investing in real estate a reality for women and minorities who may not have been aware of the opportunity. They are eager to offer assistance and education so that you’re well informed on your opportunities for growth.

What if you have no idea where to start?

The FDIC holds information sessions specifically designed to expose and educate small, minority- and women-owned businesses to investing in real estate, as well as individual investors. The sessions focus on the process of acquiring real estate through the ORE Marketplace and any upcoming auctions. In November, there are three information sessions in Birmingham, AL (Nov. 12^th), Hickory, NC (Nov. 13^th) and Atlanta, GA (Nov 14^th). The information sessions are free and also provide a great networking opportunity for attendees.

If you’re not located near or in any of those states, the FDIC also offers 30-45 minute webinars. There are five webinars in November, on the 5^th, 7^th, 18^th, 19^th, and 21^st. As space is limited, you will want to register for your desired date as soon as possible.

To learn more and register, visit the information session and webinar registration page.

I would like to solicit your comments on my recent interview with Alfred Edmond, Jr. , SVP/Editor-at-large of Black Enterprise Magazine.  I was given 10 minutes to interview Mr. Edmond about the challenges facing minority/women entrepreneurs.  Please review the video link below and add your comments to the website.  In the next few days, your comments will be tallied and the blogger with the most comments will be given a pass to the Black Enterprise Conference.  It is conferences like this that have allowed me to grow my own business as well as introduce new trends to clients.  I would be greatly appreciate it if you would share with friends and encourage them to comment as well.

ONLY COMMENTS ON THE WEBSITE WILL COUNT TOWARDS MY FINAL TALLY. 

http://blackloveforum.com/our-founder-would-like-your-comments/

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.

Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012
SCHOLARSHIP OF THE DAY
2-2-2012

Do Something Awards Scholarship

Are you one of the nation's best young world-changers? Do Something Award nominees and winners represent the pivotal "do-ers" in their field, cause, or issue. In 2012 (up to) five finalists will be rewarded with a $10,000 community grant, media coverage and continued support from DoSomething.org The grand prize winner will receive $100,000 during the nationally televised broadcast.

Five $10,000 awards, one $100,000 award

March 1, 2012

http://www.dosomething.org/

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012
SCHOLARSHIP OF THE DAY
2-1-2011

National Sales Network Scholarships

The National Sales Network (NSN), an association of African American sales professionals, is giving out ten (10) $1,000scholarships. To qualify, you must be a college student interested in business, sales & marketing careers (full time student).

Scholarship winners will receive a $1,000 scholarship, an all expense paid trip and complimentary admission to the NSN Annual National Conference and Career Fair, an opportunity to interview with Career Fair companies, and a one year membership to a local NSN chapter.

The deadline for applying is April 1, 2012. To enter, go to http://www.salesnetwork.org.

Scholarship/Grant Amount: $1,000 Scholarship

Grant Deadline: April 1, 2012

Majors Targeted: Scholarship/

Grant Sponsor: National Sales Network

Award Type: Scholarship Money

Scholarship/Grant Site: http://www.salesnetwork.org

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MARTIN LUTHER KING JR. DAY

"I HAVE A DREAM"

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America, (S.E.A.)

a Houston, Texasbased mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an

Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you
FREE MONEY! We all know through life there is nothing Free;

You have to apply to receive this money.

Your cost is - time!
The time it takes to fill out the scholarship application.

Look for the S.E.A. blog each day, highlighting a new scholarship listing 2012

SCHOLARSHIP OF THE DAY
1-15-2012

Castle Ink Paperless Scholarship

The Castle Ink Paperless Scholarship is available to students who are currently enrolled in college or planning to attend college in 2012 or 2013. You must be a resident of the U.S. to be eligible for this award. To be considered, you must submit a short essay, YouTube video, tweet, or Facebook status that explains how you "reduce, reuse, and recycle."

Scholarship/Grant Amount: $1,000.00
Scholarship/Grant Deadline: March 31, 2012
Majors Targeted:
Scholarship/Grant Sponsor: Castle Ink Cartridges
Award Type: Scholarship Money

Scholarship/Grant Site:
http://www.castleink.com/_ink-scholarship-paperless.html

S.E.A. HBCU ADMISSION TOUR
JUNE 25-30, 2012

Visit S.E.A.
Website: WWW.SSEEAA.COM

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.

Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
12-19-2011

Ralph W. Shrader Diversity Scholarship

The Ralph W. Shrader Diversity Scholarshipwas developed to provide educational opportunities for talented individuals pursuing advanced degrees at the master's level and to acknowledge and honor the unique contributions of Dr. Ralph W. Shrader, the only AFCEA Chairman of the Board to be elected to two different two-year terms. Dr. Shrader championed increased opportunities for women and minorities in the communications and electronics fields.

The AFCEA Educational Foundation is grateful to Booz Allen Hamilton for providing the initial investment to establish the Dr. Ralph W. Shrader Scholarship fund.

The Ralph W. Shrader Diversity Scholarship will be provided directly to the winner and is in addition to any other funds which the student may receive. Presentation will be made by a representative from the AFCEA Educational Foundationand whenever possible, Dr. Shrader or a designated representative from Booz Allen Hamilton.

Scholarships of $3,000each will be awarded to full-time graduate students currently working toward a master's degree in the following or related fields of electrical, electronics, chemical, systems or communications engineering; physics; mathematics; computer science; computer technology; or management information systems. Majors directly related to the support of U.S. intelligence or national security enterprises with relevance to the mission of AFCEA will also be eligible.

ELIGIBILITY: Candidate must be a U.S. citizen currently enrolled full time in a master's degree program at an accredited university in the United States. Primary consideration will be given for demonstrated academic excellence.

Majors Targeted: :Applied Mathematics::Applied Physics::Chemical Engineering::Computer and Information Science::Computer Hardware Engineering::Computer Systems Analysis::Electrical Engineering::Electronics::Electronics and Computer Technology::Mathematics::Physics::Computer Software Engineering::Business Information Systems:

PLEASE NOTE: At least two letters of recommendationwill be required from field-of-study professors.

Instructions on electronic submission of the Recommendation letters will be provided to the endorsers as part of the On-line Application process. Letters will be addressed to:

Mr. Fred H. Rainbow

Vice President and Executive Director

AFCEA Educational Foundation

4400 Fair Lakes Court Fairfax, VA 22033

An official transcript reflecting all college-level study will also be required. These items must arrive by the deadline date - electronic submission is preferred.

The AFCEA Graduate School scholarshipsseek to reward excellence for demonstrated effort at the master's level of study, rather than the potential for such excellence. Please read the requirements carefully to determine specific eligibility before submitting an application.

Scholarship/Grant Amount: $3,000

Scholarship/Grant Deadline: May 1, 2012

Scholarship/Grant Sponsor: AFCEA Educational Foundation

Award Type: Scholarship Money

Email Address: scholarshipsinfo@afcea.org

Scholarship/Grant Site: http://www.afcea.org/education/scholarships/graduate/grad2.asp

If you have any questions regarding your eligibility, please contact the Educational Foundation via the SCHOLARSHIP WEB SITE.

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Website: WWW.SSEEAA.COM

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
12-26-2011

TEXAS AFRICAN AMERICAN MALE

The Dallas Foundation/Dr. Dan J. and Patricia S. Pickard Scholarship

The Dr. Dan J. and Patricia S. Pickard Scholarship Fund was established at the Dallas Foundation in 2004 to assist African-American male students in Dallas County. Dr. Pickard was an optometrist and founder of the Pickard eye clinic. He believed that if you did something nice for someone and they do something nice for someone else, you can affect the lives of many people. The Scholarship Fund is his way of "passing it on".

AWARD INFORMATION

Award Amount: $1,000 - $2,000

Number of Awards: 1 - 2

Application Deadline: April 1, 2012

Available to Class Level: Freshmen

Renewability: Renewable

ELIGIBILITY REQUIREMENTS

Minimum GPA Required: 2.5

Ethnicity/Heritage: African-American/Black

Residency: Texas

Gender: Male Student

Religious Affiliation: None specified

Location of College: State of Texas

Area of Study: None specified

Financial need analysis is required

SCHOLARSHIP SPONSOR

Organization: Program Associate The Dallas Foundation

900 Jackson Street, Suite 705

Dallas, TX 75202

Telephone: (214) 741-9898

Fax: (214) 741-9848

E-mail: scholarships@dallasfoundation.org

Visit S.E.A.
Website: WWW.SSEEAA.COM

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Follow on Twitter @sseeaa2011

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,
students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!
The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
11-03-2011

Gen and Kelly Tanabe Scholarship Program

The Gen and Kelly Tanabe Scholarship is
open to ninth through twelfth grade high school students, college students, and graduate students who are legal U.S. residents. Students not currently in school must plan to enroll in a higher education program within 12 months. You must submit a 250 - word personal statement to be considered for this award. The award may be used for tuition, room and board, books, or any related educationalexpense. You will be directed to the scholarship provider's website. There, you can begin your application for this scholarship.

Type of Award: Scholarship

Deadline: December 31, 2011

Applicable Majors: All Fields of Study

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Visit S.E.A. Website: WWW.SSEEAA.COM

(For more information scan with you Smartphone)

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,

students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
12-6-2011

Joshua David Gardner Memorial Scholarship Endowment

The Joshua David Gardner Memorial Scholarship Endowment Inc., was established in June 2007 to provide scholarships to undergraduates attending historically black colleges and universities.

Scholarship Eligibility Criteria:

Open to United States citizens (ages 17-25) who are admitted or enrolled in an accredited four-year historically black college or university in the United States with a minimum grade point average (G.P.A.) of 3.0/4.0. Official Academic transcripts from high school or an accredited four-year college or university; Student must be seeking a bachelor’s degree or certificate of completion from an accredited institution and be a full-time or part-time student. Must provide an acceptance letter from the higher learning institution you are planning to attend.

Students should have ACT score of 19 or SAT score of 1000.Unofficial copies are acceptable

Three letters of reference must be submitted, one from an academic reference, attesting to the applicant’s character, leadership ability, and academic ability.

A 500 word essayon the topic of “The importance of personal integrity for leaders.”

A completed application form. There are no major or field of study criteria or requirements Funds must be used for tuition, fees, and/or books Scholarship funds are not renewable Number of Awards: At least a one-time $2,000 scholarship will be awarded annually.

Applications are accepted October 30, 2011 to April 30, 2012. Selected awardees will be notified in writing by May 2012. Awards will be disbursed directly to the institution of higher education on or before

August 1, 2012.

Scholarship/Grant Amount: $2,000

Scholarship/Grant Deadline: April 30, 2012

Joshua David Gardner

Memorial Scholarship Endowment, Inc.

Award Type: Scholarship Money

Contact Person: Eugenia Gardner Email Address: gardner@joshgardnerendowment.org

Scholarship/Grant Site: www.joshgardnerendowment.org

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,
students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!
The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
10-26-2011

Odenza Marketing Scholarship

The Odenza Marketing Scholarship is available to students in the U.S. and Canada who are between the ages of 16 and 25. You must submit two (2) 500 - word essays to be considered for this award. A minimum 2.5 GPA is also required.

Scholarship/Grant Amount: $500.00

Scholarship/Grant Deadline: March 30, 2012

Majors Targeted:

Scholarship/Grant Sponsor: Odenza Marketing Group, Inc.

Award Type: Scholarship Money

Scholarship/Grant Site: http://www.odenzascholarships.com/

Visit S.E.A. Website: WWW.SSEEAA.COM

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America (S.E.A.)

an Houston, Texas based mentoring program for high school students, students at-risk, and college bound student, wanting to attend an Historically Black College / University. (H.B.C.U.).

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free; you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.

Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY

10-18-2011

Top Ten List Scholarship 2011

ScholarshipExperts.com is again offering the Top Ten List Scholarship and will award three scholarships of $1,000 each.

Applicants must:

Be thirteen (13) years of age or older at the time of application

Be legal residents of the fifty (50) United States or the District of Columbia

Be currently enrolled (or enroll no later than the fall of 2017) in an accredited post-secondary institution of higher education

Submit an online short written response (250 words or less) for the scholarship topic:

“Create a list of your 10 favorite books and what they have taught you.”

Application Deadline:

December 31, 2011

at 11:59 pm Eastern Time

Complete scholarship program rules for the Top Ten List Scholarship.

Scholarship winners will be notified on or around February 29, 2012.

Website: http://www.scholarshipexperts.com/rules.htx?selected=topten

VISIT S.E.A. WEBSITE: WWW.SSEEAA.COM

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,
students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!

The time it takes to fill out the scholarship application.

Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
10-24-2011
Stokes Educational Scholarship Program

The National Security Agency (NSA) is currently accepting applications from across the country for the Stokes Educational Scholarship Program. This program is looking for high school seniors, particularly minorities, who are interested in pursuing degrees in Computer Science, Computer or Electrical Engineering.
Selected participants in the Stokes Program receive an annual salary, full college tuition and mandatory fees, and reimbursement for required books.
A position in the Stokes Educational Scholarship Program means you will attend classes full-time at the college of your choice in the U.S., and then work during the summer at NSA in areas that are related to your course of study. If you are selected as a program participant, you are required to work in your area of study at NSA after your college graduation for at least one-and-a-half times your length of study. If you should leave NSA employment earlier, we'll make arrangements for you to pay back the government for your tuition and book costs. Also, students accepted into the program must maintain at least a 3.0 GPA on a 4.0 scale each semester after their freshman year.
While the eligibility requirements for our Stokes Program are subject to change from year to year, below you will find our basic prerequisites.

High School Students: (applying for Computer Science, Computer or Electrical Engineering):
- U.S. Citizenship
- Minimum SAT score of 1600, or ACT score of 25, or equivalent College Board Score.
- Preferred GPA of 3.0 or above on a 4.0 scale
- Demonstrated leadership abilities
.Pay, Benefits, & Work Schedule
Salary: $20,493 annual plus locality pay.

Application Deadline:

September 15th-November 15th of each year.

National Security Agency, Attn: STOKES
9800 Savage Rd, Suite 6779
Fort George G. Meade, MD 20755-6779

1-866-NSA-HIRE or 410-854-4725.

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,
students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!
The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
10-24-2011

ALA Viral Video Scholarship Contest

The ALA Viral Video Scholarship Contest is open to high school and college students. To enter, you must create and submit a viral video / public service announcement, of up to 240 seconds, on any topic covering public safety. Please visit the sponsor's Web site for additional information.

Applicable Majors: All Fields of Study

Provided By: American Lawyer Academy, LLC

Deadline: March 31, 2012

Type of Award: Contest

Amount: $1500.00

Awards Available: TWO (2)

Black Male Teachers needed.

Do you know any Black Males who are seniors in high school who want to go to college out of state for FREE? The CALL ME MISTER program offered by 4 historical black colleges in South Carolina, Benedict College,Chaflin University, Morris College and South Carolina State University.

Online application: www.callmemister.clemson.edu/index.htl

Phone: 1.800.640.2657

Visit S.E.A.
Website: WWW.SSEEAA.COM

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(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America. (S.E.A.)
a Houston, Texas based mentoring program for high school students,
students at-risk, and college bound student, wanting to attend an
Historically Black College / University, (H.B.C.U.)

S.E.A will post a scholarship for minority students each day. If you are a high school, junior, senior or a transferring college student, these scholarships are for you!

FREE MONEY! We all know through life there is nothing Free;
you have to apply to receive this money.

Your cost is - time!
The time it takes to fill out the scholarship application.
Look for the S.E.A. blog each day, highlighting a new scholarship listing 2011/2012

SCHOLARSHIP OF THE DAY
11-6-2011

UNCF General Scholarship

The UNCF General Scholarship

is available to undergraduate and graduate students attending a UNCF member college.

You must have a minimum 2.5 GPA to be eligible for this award.

Scholarship/Grant Amount: $5,000

Deadline:May 18, 2012

Majors Targeted: Scholarship/Grant
Sponsor:United Negro College Fund

Award Type: Scholarship Money

Scholarship/Grant Site:

http://www.uncf.org/forstudents/scholarship.asp

Visit S.E.A. Website: WWW.SSEEAA.COM

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