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Business Credit America has done it again. This time, their taking on the credit industry to prove to Americans it is still possible to build business credit. Their offering a free business credit forum and BUSINESS training teaching entrepreneurs, small business owners, internet and online marketers how to properly structure themselves for the best asset protection.

As the banks and other financial institutions still refuse to help the American economy rebuild itself, Business Credit America has decided, they will not wait until after an election to help revive the economy. A spokesperson for the company, said “they feel the American Economy should not be struggling when you have so many multimillionaires that are able to help small business owners keep their business going and help start new businesses”.

Business Credit America is offering a Free Business Credit Forum and Business Training to the American public. Learn some of the Basic things most business owners miss in order to have a successful business

• Learn, How to properly structure your business for the strongest asset protection
• Learn how to properly order you EIN number
• Learn about current trade vendors that offer business credit on net terms, such as,,,,, these are just a few trade vendors.
• Learn the difference between a Paydex score and a Business Credit Score
• Learn how to properly file a Ucc-1 financial statement to help your business or personal credit
Business Credit America offer so much business information to help get the American Economy get back going. Check them out at and join their free business credit forum today, IT’S FREE

Read more… Get A High Paydex Score.Using Good Credit Union 30 Day Secrets. Using Good Credit Unions Business Credit Approval Secrets they'll get you a high paydex score in 30 Days.

Everyone that's ever did any business with Dun and Bradstreet and the credit bureaus (Experian, Equifax, and Transunion) know how important it is to have a paydex score of 80 and above.

This is part of the bloodline to getting funding for your business. When lenders see you have a high paydex score, they feel confident your business will pay them om time too.

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How to get Business Credit Cards Without a Personal Guarantee? 1-888-821-6408x2
How to get a Business Credit Card with out a Personal Guarantee is a step by step process. First you have to see what business is more favorable to banks, which is called SIC CODE. Once you know and understand this step then you can continue on with the proper step to get business credit cards.

Here are the necessary steps to get a Business Credit Card with out a Personal Guarantee.

Know you Sic Code for what type of business your looking to Start.
Call and get your EIN#/TAX ID# over the phone not online and please make sure you use Incorporated at the end of your company name.
Incorporate your business to a C-Corporation Banks love this entity.
Get your Dun and Bradstreet Number from their website. You want the number thru the CCR Government program. This way you get the number for Free and within 48hrs instead of 30 days.
You need to have Projected Financials submitted to Dun and Bradstreet in order to a Clear complete file this is very important.
You need to file Ucc-1 lien against your business for the money and equipment, you invest in the business to get it started. This is very important to creditors.
Once these steps are completed then you need at least 6 to 9 Net30 Accounts such as,,,,,, Grainger, Uline, Seton, nebs, deluxe and so on. Remember Dun and Bradstreet does not report your credit limits, they report the amount you spend on purchase, so the more you spend on products the better the tradeline looks on your business credit file.

If you follow this step by step, you're guaranteed to get Business Credit cards with out a Personal Guarantee.

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Have you Mastered the Balancing Act?

Balance is a precious thing. Some days I have it and others …not so much. I don’t think my life is particularly busier than most; I just try to cram 40 hours of activity in a 24 hour day! I’m learning to cut things down to manageable size tasks and even to not work every day; yet I still feel a twinge of guilt when I’m sitting at my computer and my sons want me to stop and play basketball or color. I have a great husband who doesn’t mind pitching in and doing when I’m “in the zone”. There’s always a nagging that I should be able to do more. Looking for tips from some other busy women…how do you keep everything in balance?
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