Blogs

http://BusinessCreditAmerica.com 5 Tips on How to get Bad Credit Financing.
goo.gl/ycLkHf

1. Merchant cash advances- these are loans that are done off of future credit card receipts. It you have an merchant account with flagship merchant, square-up, paypal, or intuit, just to name a few. You can attempt to get a loan without them looking at your personal credit. Although, I still feel you should focus on fixing your personal credit.

2. Forming a partnership with some that has access to cash or credit is another good resource. As long as, they have an clear understanding of what portion of the business they would own. This is why Business Credit America encourages entrepreneurs and business owners to setup C-corporations so you can just issue stocks instead of making people partnerships.

3. Micro-loans- are made by non-profit organizations, such as Accion (http://www.accionusa.org), which will grant small loans (up to $50,000) designed to help startups owned by women and minorities, as well as companies that are established in economic empowerment zones. Loans are also available through the Small Business Administration's (SBA) Microloan Program, which lends funds through non-profit community-based intermediary lenders. Microloans are a great option for businesses with bad credit or no credit histories because their credit requirements are typically more lenient. goo.gl/ycLkHf

4. Crowd funding- is a resource of private investors that are looking for business to invest in for a higher return on their money. When the banks experienced that financial melt down, they stop lending money to business owners. Many of their investors were not getting good returns on bank cd's, money market accounts, or annuities, so these investors started to lend money to small businesses in return for a better interest rate of return. They don't focus on the personal credit. These investors are looking at the profitability of the business is how they determine who they will invest their money with.

5. IRA'S- A lot of people that are still employed or may have access to their retirement plans, may want to consider borrowing from it. The term is called ROB- roll over business. We will discuss how to use the IRA's without being penalized early in the forums.

http://GoodCreditUnion.com 1-800-652-7157 In this video, I show a new CPN file. This client has a 2 Au's and 1 Primary which had give him high 700's across the board.  Once he had access to his file he went and opened up a checking accont with WellsFargo and Navy Federal. He had success in that, however he applied for a loan and was turned down.  The reason he was turned down is because he did not hhave enough primaries on the credit file,

We instruct all clients not to apply for any loans especially government loans because the file is not strong enough.   We you jump the gun like this guy you could cause problems for yourself.

DO NOT EVER, EVER, EVER APPLY FOR ANY TYPE OF GOVERNMENT LOANS WITH YOUR CPN.  YOU CAN GET YOURSELF INTO ALOT OF TROUBLE.

DO NOT USE AN ADDRESS YOU LIVED AT BEFORE OR HAD MAIL SEND TO IN THE PAST, YOU CAN CROSS UP YOUR FILE.

DO NOT HAVE MULTIPLE NAMES BECAUSE THE CREDIT BUREAUS WILL GIVE YOU A DELAY ON YOUR FILE.

THE ONLY USE FOR YOUR CPN IS TO GET CREDIT FROM NON GOVERNMENT LENDING INSTITUTIONS, THAT MEANS NO MORTGAGES.

You can have a lot of success with a cpn if you have the right people around you.  We encourages you to clean up your personal credit first before you get a CPN.

CHECK OUT OUR OTHER GREAT SERVICES.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

http://BusinessCreditAmerica.com 1-800-652-7157 Stop buying net30's and business credit services if you have bad credit.  hen you try to build up your business credit by purchasing net30's, trade lines, having corporate financials and taxes prepared as well as add ucc's to the company, you still are not guaranteed to get the funing you need to help your business.

Most banks and other lending instituions are insisting you do a personal guarantee or have enough assets to cover the loan.  Many of us, unfortunately don't have assets to cover the loan, however we can fix our personal credit to sign off for the loan.  

Good credit Union helps people all the time to fix their personal credit and help them obtain loans upto $50k in cash funding under their personal credit.  Business Credit America builds the client a 3 to 5 year old shelf corp and pair it up with their personal credit to get them up to $100k in cash funding.

I understand many of us have been taught it's not necessary to use your personal credit to get funding under the business, however due to new rules and regulations with the financial institutions things have changed.  I try to encourage people to fix their personal credit first because they will be able to have access to many other opportunities.  They can buy a car with no money down, pay lower interest rates on loans for mortgages, and personal loans.

This Tax season fix your personal credit first and you'll have access to money all year long.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://GoodCreditUnion.com 1-800-652-7157

http://www.businesscreditamerica.com/ 1-800-652-7157 In this video, I explain, why many businesses fail.

Many people imagine having a business already exstablished just like a full grown plant.  However, they don't full understand that they must do the following steps in order to see it grow to its full maturity.  Lets look at how you grow a plant. You pour the dirt, plant the seed, your water it often so it won't die. So basically you have to take time to nourish the business just like a plant.

There are specific reasons a businesses fail.  It starts with money.  Most people will borrow from their retirement plan or 401k, they borrow from their friends, family and relatives, the borrow from their saving and credit card.  

Now they've dumped all this money into a business that sells tangible products.  When they need money to restock they have no one to fund their business.  Another reason many businesses fail is because of the market they are trying to cater to may not be responding to their product.  For instance you can not stick a Louis Vuitton store in the hood, because people making between 25k to 35k don't have the means to buy 1k purses.  

Another reason many businesses fail is because of their product.  Most people sell a product because of the trend and it's making money now. However if you learn to do what you love and make that a product then you'll have less competition.  Especially if you further your education on that product.  Stop doing thing because it's trendy and making money now educatte your self on what it is you love to do and you'll always make money in your market.  

I get calls from a lot of people that want to get into real estate however they know very little about real estate investing.  They have very little knowledge  about buying a property and what is it going to take to get that property back on the mark to get a good rate of return.  Now with wall street buying residentual real estate from the banks for pennies on the dollar it better to focus on buying commercial real estate..  You get about 5 or 6 partners together and buy a strip mall and rent it out to people that are starting new business.  

I hope this video was informative to someone, thank you.

Check out our other great services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://GoodCreditUnion.com 1-800-652-7157

http://www.goodcreditunion.com/ 1-800-652-7157 This is a clients file that allowed us to use it as a testimonial video.  This is not a cpn file.  This individual only had a childsupport case showing on his credit.  We added 5 Authorize User to his account to get him in the 700's due to the fact we had applied for several credit cards and a loan.  This individual was approved for a Amex card, a $5k discover card and a $4100.00 citi card.

Check our our other great services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

Business Credit America has done it again. This time, their taking on the credit industry to prove to Americans it is still possible to build business credit. Their offering a free business credit forum and BUSINESS training teaching entrepreneurs, small business owners, internet and online marketers how to properly structure themselves for the best asset protection.

As the banks and other financial institutions still refuse to help the American economy rebuild itself, Business Credit America has decided, they will not wait until after an election to help revive the economy. A spokesperson for the company, said “they feel the American Economy should not be struggling when you have so many multimillionaires that are able to help small business owners keep their business going and help start new businesses”.

Business Credit America is offering a Free Business Credit Forum and Business Training to the American public. Learn some of the Basic things most business owners miss in order to have a successful business

• Learn, How to properly structure your business for the strongest asset protection
• Learn how to properly order you EIN number
• Learn about current trade vendors that offer business credit on net terms, such as ShareDaLuv.com, AZSnaxks.net, TradeSmartProducts.com, VipElectronicsCenter.com, SNS.com, these are just a few trade vendors.
• Learn the difference between a Paydex score and a Business Credit Score
• Learn how to properly file a Ucc-1 financial statement to help your business or personal credit
Business Credit America offer so much business information to help get the American Economy get back going. Check them out at BusinessCreditAmerica.com and join their free business credit forum today, IT’S FREE http://BusinessCreditAmerica.com

Protect your Identity and Social Security number with a CPN (Credit Profile Number).  Learn the secret that celebrities, government officials,and pro athletes use to protect their identity and get all the credit they want with out using their social security number.  Learn More @ http://GoodCreditUnion.com

4 Starter Companies to Help Get Bad-Credit-Business-Loans Business loans are very difficult to obtain in today’s challenging economy especially if you have bad credit. Many people are closing their small-businesses because they have bad credit. Lenders such as banks and credit unions have even made if hard on people with good credit scores.

Now, that does now mean it’s impossible to get business funding with bad credit, it just means you have to be a little more creative. The creative process starts by finding trade vendors that will give you credit regardless of your personal-credit. I done a little research and found 4 trade vendors or net 30 companies that would be more than willing to help you startup you business-credit file. If you order from these companies first, they will automatically create you a Dun and Bradstreet report that way you don’t have to purchase their product just to get a Dun’s number.

The four companies that will give you credit regardless of your personal-credit are Grainger, Nebs, Uline and Rapid Forms. You do not have to pay up front they will automatically give you trade vendor credit to help you establish yourself for a business loans and create a paydex score with Dun and Bradstreet.

This is just an alternative to helping you get funding with bad-credit. If you would like to get you’re personal-credit repaired in less than 30 business days then I recommend you check out Good Credit Union (http://www.goodcreditunion.com/), there fast reliable and comes with a 100% money back guarantee.

How to get Business Credit Cards Without a Personal Guarantee? http://BusinessCreditAmerica.com 1-888-821-6408x2
How to get a Business Credit Card with out a Personal Guarantee is a step by step process. First you have to see what business is more favorable to banks, which is called SIC CODE. Once you know and understand this step then you can continue on with the proper step to get business credit cards.
http://www.businesscreditamerica.com/services.html

Here are the necessary steps to get a Business Credit Card with out a Personal Guarantee.

Know you Sic Code for what type of business your looking to Start.
Call and get your EIN#/TAX ID# over the phone not online and please make sure you use Incorporated at the end of your company name.
Incorporate your business to a C-Corporation Banks love this entity.
Get your Dun and Bradstreet Number from their website. DandB.com. You want the number thru the CCR Government program. This way you get the number for Free and within 48hrs instead of 30 days.
You need to have Projected Financials submitted to Dun and Bradstreet in order to a Clear complete file this is very important.
You need to file Ucc-1 lien against your business for the money and equipment, you invest in the business to get it started. This is very important to creditors.
Once these steps are completed then you need at least 6 to 9 Net30 Accounts such as http://www.sharedaluv.com/, http://vipelectronicscenter.com/, http://www.tradesmartproducts.com/index.html, http://www.azsnacks.net/, http://ucc-1credit.com/, https://www.stntsol.com/, Grainger, Uline, Seton, nebs, deluxe and so on. Remember Dun and Bradstreet does not report your credit limits, they report the amount you spend on purchase, so the more you spend on products the better the tradeline looks on your business credit file.

If you follow this step by step, you're guaranteed to get Business Credit cards with out a Personal Guarantee.http://www.businesscreditamerica.com/services.html

As a part of our community growth we are offering several promotional incentives for members. For the month of June 2011, community members are eligible to win the following cash rewards:

• Top Member: $50 (member with the most activity, including comments)
• Top Blog Post: $20 (member with the most popular blog posts).
• Top Forum: $20 (member with the most active forum discussion)
• Top Video: $10 (member with the most popular videos)

YourNight is a free social interactive site where you can connect with your friends and family. Similar to Facebook, with better functionality. You can expand the Whiteboard so it is easier to read and reply.

-With your YourNight profile, you can create up to five separate profiles, one for your friends, family, professional associates, a blogging profile, and a dating profile if you chose to do so.

-YourNight is message specific, which means, the unique thing with YourNight is when you create your "What are you doing now?" message, you can send it to only one or all of your 5 five profiles people. This means you can have your message viewed by only your friends, and your family and professional profile people will not see it, which means, better privacy. With Facebook, everyone sees what you write.

-YourNight comes with customizable widgets. With YourNight, you have a page where you can have access to your favorite sites, such as Gmail, AOL, Yahoo, Youtube, Facebook, Twitter, Myspace, CNN, People, Amazon, Ebay, Target, Bank of America, Wachovia, to name a few.

-YourNight is creating a shopping network where you can purchase products at major retailers at up to 20% off. Major retailers such as Best Buy, Target, Overstock.com, Expedia, Hotels.com, Walmart, and other major retailers, are partnering with YourNight.

-YourNight is a referral social site. You need to be invited by or know someone who is a member of YourNight to create your free profile. This is important, because YourNight.com is sharing in the revenues it receives with its members. YourNight needs to track who you refer, because you can receive additional income, if you chose, based on their buying habits from the shopping site and the Gold Member referral program. You can receive 1% cash back of the total purchase amount of all the people that you refer, when they purchase items through the YourNight website. Cash Back rewards can be increased to up to 2.5% if certain requirements are made.

-With YourNight, you have the option to upgrade to a Gold Member for $10.00 per month, if you chose. (6.80) If you live in the UK. You can always remain as a free member of YourNight and enjoy the entertainment value of being able to socialize with friends and family, if that is your desire. There are many additional cash reward benefits for Gold Members, one of which is, you can receive $2.00 per month of all the people that you refer, with a minimum of five people who upgrade to Gold Member status. Hence, your $10.00 per month membership is paid for by your cash rewards from the $2.00 each you receive for the referrals of the five Gold Members.

-YourNight is also a charitable organization. $0.50 a month from every Gold Membership is transferred to YourNight.org, a not-for-profit sister company to YourNight. The donations are planned to be distributed within the area that they are collected from.

Those are just a few of the major benefits of creating a free profile with YourNight.com. YourNight's goal is to become the major social website on the internet. Facebook currently has over 400 million members. If YourNight surpasses that, just imagine the friends you could make, the professional connections you could make, the additional income you could make, and the monetary contributions you could create for the world!

Create your "FREE" profile today.

Hi everyone, Gee Renee here. I wanted to post this short bio, introducing me to the BBWO community.

I was born and raised in The Bronx, NY, and am the 2nd eldest of 7 children. I have always been a trend-setter and a go-getter. I was the first to do many things in my immediate family; from breaking my leg to leaving home, to graduating from college, to getting married. I am also a born-again believer in The Lord Jesus Christ

For the past 18 years, I have been honored to be married to who I call "the greatest living Jazz Pianist", Mr. Levi Barcourt (bar-coo). Together, we have 3 beautiful children, who I know will one day leave indelible marks on this world. In addition to being a mommy and a wifey, I am also an entrepreneur.

After working in Corporate America for 16 years; 13 years ago, I was privileged to stay at home and become a full-time Momprenuer. I've owned my own baking business; worked as a church administrator, and as a network marketer. Currently, I am a first-time author, writing my first book, a baby name book, entitled, "You Were Destined To Be."

My current online activities includes that of an Internet Marketer. I promote cash leveraging programs, and am passionate about helping others "Create Wealth so they can Leave a Lasting Financial Legacy." Offline, I am also the co-owner of LB Music & Entertainment, Inc., a premier entertainment company, serving the NY Tri-State regions.

If you'd like to learn even more about me, please check out my profile at: www.myspace.com/gee.renee. As a member of BBWO, I am seeking to network with and befriend women who are driven to succeed, and have a will to fulfill their God-given destiny.

I'm looking forward to building additional syncopated and synergistic relationships here!

Remember, "Destiny is Not left up to Chance…It's a Matter of CHOICE!!!

Peace & Blessings,
Gee Renee
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