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JUNIQUES MULTI CULTURAL CONNECTIONS IS AGE AWARE!!!http://www.jusmcc.org

If there ever was a group of people who need financial strategies for living a positive lifestyle is Senior Citizens (60-80) and the Elderly 80 and beyond).

Middle age folks (45-60) have to pay attention also, for they too, are heading into these catagories.

"The best-laid plans of mice and men often go awry" ( robert burns, poet)

Yes, the best laid plans can go wrong!!!!

JMCC is offering options for improving your finances ( which seems to effect so many areas of development). Living does not have to be difficult!!

USA economic policies are in place and/or being put in place to assist our youth. That is a good thing!

However, we must look at the other end of that "timeline" and see where these youths, will be arriving. 

If we properly prepare, we will not have to be repeating the same economic empowerment strategies for those "new age category" people. 

Additionally, we must assist seniors and elderly in devising an effective economic empowerment strategy. No one wants to be at the "mercy" of someone else benevolence to take care of them.

We have too much going for us economically in the USA to not make this happen!!!

www.jusmcc.org will be a advocate and provider in this endeavor. 

The demographical information shows us why this economic empowerment is imperative!!

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Senior Citizens to Exceed Children in Most of World and U.S. by 2050 Census Bureau estimates show seniors in U.S. increasing by 104% from 2012 to 2050

June 28, 2012 - The world's inhabitants in 2012 are an older mix of people than was the case a decade ago, driven by declining fertility and increasing life expectancy.

According to new U.S. Census Bureau population projections, by midcentury most world regions, and the United States, will resemble Europe, which in 2005 became the first major world region where the population 65 and older outnumbered those younger than 15. In the United States, the senior citizen population - those age 65 and older - is projected to grow by 104.3% between mid-year 2012 and 2050.

At that point there will be 80.5 million Americans under age 15 and 86.8 million seniors over age 64. Northern America, which includes Canada and the United States, will have joined Europe in this historic reversal of age group sizes by 2050, as will Asia, Latin America and Oceania (which includes Australia and New Zealand).

Moreover, China is projected to move from having nearly twice as many people in the younger age group than in the older one in 2012, to the opposite situation by midcentury. These projections come from an update of the Census Bureau's International Data Base, which includes estimates by age and sex to 100 years and older for countries and other areas with populations of 5,000 or more and provides information on population size and growth, mortality, fertility and net migration. Since April 2012, users of the International Data Base have been able to obtain population in single years of age, allowing them to calculate country-specific populations in particular age groups (e.g. population at selected ages younger than 5, or adolescents).

Between now and the middle of the 21st century, global population will continue aging. The percentage of population 65 and older will more than double, from 8 percent today to nearly 17 percent in 2050. This will carry with it well-established changes in the mix of communicable and noncommunicable disease patterns in populations, health care burden, pension systems, the composition and character of the labor force, and other economic variables, such as savings and consumption patterns.

One world region — Africa — will continue to have populations younger than 15 that are much larger than those 65 and older, but even there, the balance will have shifted toward the older group JMCC is active in providing job and opportunities for the multi cultural communities, especially seniors and elderly!!

Join us -http://www.jusmcc.org

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Every business begins with an idea and a goal. Sometimes the goal is to make money, to help others, or a desire to share one’s knowledge or creations. In any event, many people start businesses for different reasons. Statistics from the US business administration show that in 2006, 649,700 small businesses opened and 564,900 closed. From this statistic alone, it seems that many small businesses do not survive for the long haul.Unfortunately, I witnessed this statistic first hand with a black bookstore in my neighborhood. When the store first opened, of course, it was a novelty, and many folks from the neighborhood stopped by and made purchases. A black bookstore? Whoa! I was there almost every week because it was such an enjoyable experience. Where else could you go where you could browse through books that reflected you (or at least someone you knew, lol)? And it was not just fiction. It was here where I first discovered the science fiction writings of Octavia Butler and Dr. Alvin Poussaint. (But I do digress) The point is, within the next two years, the shelves became more bare and dusty and the people scarce. The owner even solicited his customers with money to keep the shop going and collected over $10,000 from us. Even after that effort and support from the community – the store still closed!What happened? Well, I know from my own observation, the wife of the owner would often come into the shop and take cash from the register and comment to her husband that she was going grocery shopping (I kid you not!). They drove the latest model of Mercedes Benz sedan (not a problem with that, but then don’t solicit your customers for $$$ to keep your store open) and often, the store was closed in the middle of the day. There were no sales, no specials, no saving programs, no new book introductions, no children’s story on Saturday – nothing. Certainly, he was personable enough and very willing to help customers, but did not seem to copy the business practices of the larger retailers. As a side note, I ordered a cookbook for my mother, and it took him a MONTH to get the order in.I write all this to say that it’s great to start a business, but for those just starting out, like me, and for those who have been in business for years, know that to do it correctly, to be in it for the long haul and to NOT become one of those statistics it takes hard work, dedication and a determination to achieve those goals and to make your work profitable. Over the course of my blog, I hope to both share my experiences of starting a business, running a business, and the business resources that assisted me along the way.Please, if you have specific questions, feel free to message me or post them in the comments.
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