http://BusinessCreditAmerica.com 5 Tips on How to get Bad Credit Financing.
goo.gl/ycLkHf
1. Merchant cash advances- these are loans that are done off of future credit card receipts. It you have an merchant account with flagship merchant, square-up, paypal, or intuit, just to name a few. You can attempt to get a loan without them looking at your personal credit. Although, I still feel you should focus on fixing your personal credit.
2. Forming a partnership with some that has access to cash or credit is another good resource. As long as, they have an clear understanding of what portion of the business they would own. This is why Business Credit America encourages entrepreneurs and business owners to setup C-corporations so you can just issue stocks instead of making people partnerships.
3. Micro-loans- are made by non-profit organizations, such as Accion (http://www.accionusa.org), which will grant small loans (up to $50,000) designed to help startups owned by women and minorities, as well as companies that are established in economic empowerment zones. Loans are also available through the Small Business Administration's (SBA) Microloan Program, which lends funds through non-profit community-based intermediary lenders. Microloans are a great option for businesses with bad credit or no credit histories because their credit requirements are typically more lenient. goo.gl/ycLkHf
4. Crowd funding- is a resource of private investors that are looking for business to invest in for a higher return on their money. When the banks experienced that financial melt down, they stop lending money to business owners. Many of their investors were not getting good returns on bank cd's, money market accounts, or annuities, so these investors started to lend money to small businesses in return for a better interest rate of return. They don't focus on the personal credit. These investors are looking at the profitability of the business is how they determine who they will invest their money with.
5. IRA'S- A lot of people that are still employed or may have access to their retirement plans, may want to consider borrowing from it. The term is called ROB- roll over business. We will discuss how to use the IRA's without being penalized early in the forums.
economic (10)
Juniques Multi Cultural Connections Making the Financial Way for Seniors and Elderly
JUNIQUES MULTI CULTURAL CONNECTIONS IS AGE AWARE!!!http://www.jusmcc.org
If there ever was a group of people who need financial strategies for living a positive lifestyle is Senior Citizens (60-80) and the Elderly 80 and beyond).
Middle age folks (45-60) have to pay attention also, for they too, are heading into these catagories.
"The best-laid plans of mice and men often go awry" ( robert burns, poet)
Yes, the best laid plans can go wrong!!!!
JMCC is offering options for improving your finances ( which seems to effect so many areas of development). Living does not have to be difficult!!
USA economic policies are in place and/or being put in place to assist our youth. That is a good thing!
However, we must look at the other end of that "timeline" and see where these youths, will be arriving.
If we properly prepare, we will not have to be repeating the same economic empowerment strategies for those "new age category" people.
Additionally, we must assist seniors and elderly in devising an effective economic empowerment strategy. No one wants to be at the "mercy" of someone else benevolence to take care of them.
We have too much going for us economically in the USA to not make this happen!!!
www.jusmcc.org will be a advocate and provider in this endeavor.
The demographical information shows us why this economic empowerment is imperative!!
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Senior Citizens to Exceed Children in Most of World and U.S. by 2050 Census Bureau estimates show seniors in U.S. increasing by 104% from 2012 to 2050
June 28, 2012 - The world's inhabitants in 2012 are an older mix of people than was the case a decade ago, driven by declining fertility and increasing life expectancy.
According to new U.S. Census Bureau population projections, by midcentury most world regions, and the United States, will resemble Europe, which in 2005 became the first major world region where the population 65 and older outnumbered those younger than 15. In the United States, the senior citizen population - those age 65 and older - is projected to grow by 104.3% between mid-year 2012 and 2050.
At that point there will be 80.5 million Americans under age 15 and 86.8 million seniors over age 64. Northern America, which includes Canada and the United States, will have joined Europe in this historic reversal of age group sizes by 2050, as will Asia, Latin America and Oceania (which includes Australia and New Zealand).
Moreover, China is projected to move from having nearly twice as many people in the younger age group than in the older one in 2012, to the opposite situation by midcentury. These projections come from an update of the Census Bureau's International Data Base, which includes estimates by age and sex to 100 years and older for countries and other areas with populations of 5,000 or more and provides information on population size and growth, mortality, fertility and net migration. Since April 2012, users of the International Data Base have been able to obtain population in single years of age, allowing them to calculate country-specific populations in particular age groups (e.g. population at selected ages younger than 5, or adolescents).
Between now and the middle of the 21st century, global population will continue aging. The percentage of population 65 and older will more than double, from 8 percent today to nearly 17 percent in 2050. This will carry with it well-established changes in the mix of communicable and noncommunicable disease patterns in populations, health care burden, pension systems, the composition and character of the labor force, and other economic variables, such as savings and consumption patterns.
One world region — Africa — will continue to have populations younger than 15 that are much larger than those 65 and older, but even there, the balance will have shifted toward the older group JMCC is active in providing job and opportunities for the multi cultural communities, especially seniors and elderly!!
Join us -http://www.jusmcc.org
FOR IMMEDIATE RELEASE
March 16 , 2009
PRESS RELEASE
CONTACT: Darrly Bundridge
(909) 466-4848
info@ultimatejazzfestival.com
www.ultimatejazzfestival.com
Jazz Goes Green Local Businessmen Collaborate To Preserve Jazz And Develop Green Opportunities
Riverside, CA - Two long-time local businessmen, Darryl Bundridge, proprietor of several business, and Sean Jones, CEO of SLJ Pro Audio Services, have joined together to create “Jazz to be Green”, a non-profit public benefit corporation, to help educate businesses and consumers about energy efficiency, green environment and green jobs opportunities while preserving the art form and legacy of jazz.
JAZZ TO BE GREEN presents its first inaugural Ultimate Jazz Festival in Riverside at Fairmount Park, August 22-23, 2009. The event will host a variety of jazz greats and emerging artists representing all genres of jazz from swing to classic, to be-bop to smooth jazz. The inaugural event includes a Go Green Fair with vendors, speakers, and activities that educate and bring awareness to the community about using energy wisely, environmental opportunities and responsibilities, and green jobs.
The City of Riverside was chosen as the best location for this event. Riverside’s rapidly growing community, cultural diversity, strategic and innovative commitment to high standards of “green” living, strong economic growth, and its Riverside Renaissance initiative makes the City of Riverside the perfect place for The Ultimate Jazz Festival.
Strategic partnerships with local businesses is a strategy JAZZ TO BE GREEN has employed to ensure a beneficial outcome for the City of Riverside. Local jazz enthusiast and CEO of eBiz Marketing, The Inland Empire’s emerging premier email marketing service provider, states, “Our media sponsorship of Jazz To Be Green Ultimate Jazz Festival was a no-brainer. Combining the overarching need for our world, and especially our state to be actively environmentally conscious and creating solutions with the need to preserve, share, and celebrate the precious art of jazz, is a win-win scenario for all.”
The Ultimate Jazz Festival missions to provide the Inland Empire with an Ultimate experience in Jazz entertainment by celebrating aspiring, new, and world-renowned artists while cultivating the region’s rapidly growing cultural diversity and educational and economical opportunities through the Art of Jazz. For more information or to get involved, please contact Darrly Bundridge (909) 466-4848, info@ultimatejazzfestival.com, or visit online at www.ultimatejazzfestival.com.
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