economic (10)

5 Bad Credit Financing Sources

http://BusinessCreditAmerica.com 5 Tips on How to get Bad Credit Financing.
goo.gl/ycLkHf

1. Merchant cash advances- these are loans that are done off of future credit card receipts. It you have an merchant account with flagship merchant, square-up, paypal, or intuit, just to name a few. You can attempt to get a loan without them looking at your personal credit. Although, I still feel you should focus on fixing your personal credit.

2. Forming a partnership with some that has access to cash or credit is another good resource. As long as, they have an clear understanding of what portion of the business they would own. This is why Business Credit America encourages entrepreneurs and business owners to setup C-corporations so you can just issue stocks instead of making people partnerships.

3. Micro-loans- are made by non-profit organizations, such as Accion (http://www.accionusa.org), which will grant small loans (up to $50,000) designed to help startups owned by women and minorities, as well as companies that are established in economic empowerment zones. Loans are also available through the Small Business Administration's (SBA) Microloan Program, which lends funds through non-profit community-based intermediary lenders. Microloans are a great option for businesses with bad credit or no credit histories because their credit requirements are typically more lenient. goo.gl/ycLkHf

4. Crowd funding- is a resource of private investors that are looking for business to invest in for a higher return on their money. When the banks experienced that financial melt down, they stop lending money to business owners. Many of their investors were not getting good returns on bank cd's, money market accounts, or annuities, so these investors started to lend money to small businesses in return for a better interest rate of return. They don't focus on the personal credit. These investors are looking at the profitability of the business is how they determine who they will invest their money with.

5. IRA'S- A lot of people that are still employed or may have access to their retirement plans, may want to consider borrowing from it. The term is called ROB- roll over business. We will discuss how to use the IRA's without being penalized early in the forums.

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Juniques Multi Cultural Connections Making the Financial Way for Seniors and Elderly


JUNIQUES MULTI CULTURAL CONNECTIONS IS AGE AWARE!!!  http://www.jusmcc.org
If there ever was a group of people who need financial strategies for living a positive lifestyle is Senior Citizens (60-80) and the Elderly 80 and beyond).
Middle age folks (45-60) have to pay attention also, for they too, are heading into these catagories.
"The best-laid plans of mice and men often go awry" ( robert burns, poet)
Yes, the best laid plans can go wrong!!!!
JMCC is offering options for improving your finances ( which seems to effect so many areas of development). Living does not have to be difficult!!
USA economic policies are in place and/or being put in place to assist our youth. That is a good thing!
However, we must look at the other end of that "timeline" and see where these youths, will be arriving. 
If we properly prepare, we will not have to be repeating the same economic empowerment strategies for those "new age category" people. 
Additionally, we must assist seniors and elderly in devising an effective economic empowerment strategy. No one wants to be at the "mercy" of someone else benevolence to take care of them.
We have too much going for us economically in the USA to not make this happen!!!
www.jusmcc.org will be a advocate and provider in this endeavor. 
The demographical information shows us why this economic empowerment is imperative!!
****
Senior Citizens to Exceed Children in Most of World and U.S. by 2050 Census Bureau estimates show seniors in U.S. increasing by 104% from 2012 to 2050
June 28, 2012 - The world's inhabitants in 2012 are an older mix of people than was the case a decade ago, driven by declining fertility and increasing life expectancy.
According to new U.S. Census Bureau population projections, by midcentury most world regions, and the United States, will resemble Europe, which in 2005 became the first major world region where the population 65 and older outnumbered those younger than 15. In the United States, the senior citizen population - those age 65 and older - is projected to grow by 104.3% between mid-year 2012 and 2050.
At that point there will be 80.5 million Americans under age 15 and 86.8 million seniors over age 64. Northern America, which includes Canada and the United States, will have joined Europe in this historic reversal of age group sizes by 2050, as will Asia, Latin America and Oceania (which includes Australia and New Zealand).
Moreover, China is projected to move from having nearly twice as many people in the younger age group than in the older one in 2012, to the opposite situation by midcentury. These projections come from an update of the Census Bureau's International Data Base, which includes estimates by age and sex to 100 years and older for countries and other areas with populations of 5,000 or more and provides information on population size and growth, mortality, fertility and net migration. Since April 2012, users of the International Data Base have been able to obtain population in single years of age, allowing them to calculate country-specific populations in particular age groups (e.g. population at selected ages younger than 5, or adolescents).
Between now and the middle of the 21st century, global population will continue aging. The percentage of population 65 and older will more than double, from 8 percent today to nearly 17 percent in 2050. This will carry with it well-established changes in the mix of communicable and noncommunicable disease patterns in populations, health care burden, pension systems, the composition and character of the labor force, and other economic variables, such as savings and consumption patterns.
One world region — Africa — will continue to have populations younger than 15 that are much larger than those 65 and older, but even there, the balance will have shifted toward the older group JMCC is active in providing job and opportunities for the multi cultural communities, especially seniors and elderly!!
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JUNIQUES MULTI CULTURAL CONNECTIONS IS AGE AWARE!!!http://www.jusmcc.org

If there ever was a group of people who need financial strategies for living a positive lifestyle is Senior Citizens (60-80) and the Elderly 80 and beyond).

Middle age folks (45-60) have to pay attention also, for they too, are heading into these catagories.

"The best-laid plans of mice and men often go awry" ( robert burns, poet)

Yes, the best laid plans can go wrong!!!!

JMCC is offering options for improving your finances ( which seems to effect so many areas of development). Living does not have to be difficult!!

USA economic policies are in place and/or being put in place to assist our youth. That is a good thing!

However, we must look at the other end of that "timeline" and see where these youths, will be arriving. 

If we properly prepare, we will not have to be repeating the same economic empowerment strategies for those "new age category" people. 

Additionally, we must assist seniors and elderly in devising an effective economic empowerment strategy. No one wants to be at the "mercy" of someone else benevolence to take care of them.

We have too much going for us economically in the USA to not make this happen!!!

www.jusmcc.org will be a advocate and provider in this endeavor. 

The demographical information shows us why this economic empowerment is imperative!!

****

Senior Citizens to Exceed Children in Most of World and U.S. by 2050 Census Bureau estimates show seniors in U.S. increasing by 104% from 2012 to 2050

June 28, 2012 - The world's inhabitants in 2012 are an older mix of people than was the case a decade ago, driven by declining fertility and increasing life expectancy.

According to new U.S. Census Bureau population projections, by midcentury most world regions, and the United States, will resemble Europe, which in 2005 became the first major world region where the population 65 and older outnumbered those younger than 15. In the United States, the senior citizen population - those age 65 and older - is projected to grow by 104.3% between mid-year 2012 and 2050.

At that point there will be 80.5 million Americans under age 15 and 86.8 million seniors over age 64. Northern America, which includes Canada and the United States, will have joined Europe in this historic reversal of age group sizes by 2050, as will Asia, Latin America and Oceania (which includes Australia and New Zealand).

Moreover, China is projected to move from having nearly twice as many people in the younger age group than in the older one in 2012, to the opposite situation by midcentury. These projections come from an update of the Census Bureau's International Data Base, which includes estimates by age and sex to 100 years and older for countries and other areas with populations of 5,000 or more and provides information on population size and growth, mortality, fertility and net migration. Since April 2012, users of the International Data Base have been able to obtain population in single years of age, allowing them to calculate country-specific populations in particular age groups (e.g. population at selected ages younger than 5, or adolescents).

Between now and the middle of the 21st century, global population will continue aging. The percentage of population 65 and older will more than double, from 8 percent today to nearly 17 percent in 2050. This will carry with it well-established changes in the mix of communicable and noncommunicable disease patterns in populations, health care burden, pension systems, the composition and character of the labor force, and other economic variables, such as savings and consumption patterns.

One world region — Africa — will continue to have populations younger than 15 that are much larger than those 65 and older, but even there, the balance will have shifted toward the older group JMCC is active in providing job and opportunities for the multi cultural communities, especially seniors and elderly!!

Join us -http://www.jusmcc.org

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SERIES - 001sponsored by : www.jusmcc.org creating your financial legacyNo other recent recent economic crisis better illustrates the term "When America catches a cold, African America gets a pneumonia" then the subprime mortgage meltdown. Family financial assets play a key role in poverty reduction, social mobility, and securing middle class melt-down. With a gloomy future and an unemployment rate of 30%, the highest since the great-depression, how can Blacks continually look for jobs that are not there.We are becoming a nation in the US that you will be either self-employed or unemployed. There is no longer something in between. It is projected that buy 2011, Africans Americans buying power will increase to over trillions of dollars. Still yet today only 3% of those dollars actual help the black communities. What has happened to reason? Certainly every child that grows up will not be a rapper or sports player. Why are we so focused on materialistic things rather then assets of value.Although we have come a long way but still lag to far behind on financial stability compared to other cultures. But could it be that someone has broken the "Financial Code" for blacks and if so how do we as a people change the mindset to promoting, empowering, educating, nurturing lifting up Black Business Owners.The vehicle of change is called the African American Connection and Visionary and Activist Charles Bowlds has broken the Code to the financial failures in the Black Community! Corporate Affiliate and Marketing Strategist, Carolyn Simmons of E-Business Solutions along with others create the spark, and starts the engine of a hidden treasure that now has come out of hiding! As she debates politics and and stirs a vigorous conversation on what the African American Connection, one realizes and is surely intrigued by her aggressiveness on the subject while being a delight as she speaks with soul and conviction on these pressing issues.GET MORE INFO AT WWW.JUSMCC.ORGEMAIL: JUNIQUES@YAHOO.COM
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JUNIQUES MULTICULTURAL CONNECTIONS IS PROUD TO ANNOUNCE THE INTRODUCTION OF THE AFRICAN AMERICAN CONNECTION E COMMERCE. HERE IS LETTER FROM THE CEO OF E BUSINESS SOLUTIONS"Epiphanysoul"Black Visionary and Activist; Charles Bowlds breaks the "Code" to the Financial Failures In the African American Community".Introducing the AAC's EBusiness Solution's CEO; Carolyn Simmonshttp://www.jusmcc.orgclick here to check out AACBorn in Beaufort, SC to a single mother who was the first black school bus driver in the county and a woman who always put education first, I was anointed and blessed to have such a strong-willed,powerful and loving women who gave me everything.My mother left Beaufort at an early age to better herself and to pursue her education. She moved to Portland, MA and she sent for me four years later. My mother was determined to show me that independence would carry me many days in my life. I can say that I truly had the best and went to the best public schools.My mother involved me in music at an early age as well as many other activities. Although we lived in the north, economic slavery and discrimination were still very real for most Blacks. Even though my mother faced a lot of racism, she never brought her sorrows and frustrations home to me. She was and still is today the strongest women I know even with her disability. As a small child I never knew what discrimination was even though there were days when incidents would occur. It wasn't until moving back home to Beaufort in the seventies did I begin to realize what the great migration to the north was about.We Blacks have always been last in having the freedoms, rights, justice, and the so called "American Dream". So my life trials and pains of watching and understanding what my family and others have went through for so many years, molded me and gave me determination to a lifelong dream of empowering my people. I have always had a love for and always sought to find the vehicle that would help us break the generational curse of poverty, hopelessness and financial death. After going through and being in many different companies, groups, organizations that I thought would break the "Code", of financial disparity in the black community and watching the collapse of Wall Street, I had received a call from Charles about the company I watched him grow five years ago.That vehicle is the African American Connection. http://www.jusmcc.orgclick here to check out AACWe often complain about and debate about the forty acres and a mule and why blacks our always last to succeed but no one really broke the "Code". One thing we as blacks must realize is that for to long we have looked to others to in some way confirm who we are as a people. We've measured ourselves not by the characteristics of who we are and what God has blessed us with but we believe we are not worthy unless other cultures validate us. Not only am I humbled and grateful but I'm truly excited about the capability and the sureness of this company to be one of the pillars that will help us through the toughest of times.Charles has showed that in the AAC we don't have to be politically correct and we should be proud of our Afro Centric Views and Values. The African American Connection in my opinion demands and requests the true spirit and values of the Black community. It stirs in us a sense of pride, strength and worthiness’, as well as empowers the entrepreneurial spirit that is a part of our DNA. It allows us (without penalty), to learn the value of having our own business.It is the vehicle to which the prerequisite is to be accountable for your culture, your children and your legacy. It is one of the most powerful visions that has been brought to life by a man not just seeking a monetary fix but a long-lasting legacy that will reshape our destiny as African Americans.Understand this, the energy that will fuel this vehicle is the solidarity of the Black community and the responsibility we have to lift up all black businesses and admonish our owners who choose to with (courage and a strong sense of urgency), take their place in history.I encourage you all to partake of this wonderful opportunity to embrace our economic power, build our financial freedom and secure entrepreneurship for the future. Know that it is then and only then that we will assure the survivability of our children for generations.Welcome all to the African American Connection's E-Business SolutionsSincerely,Carolyn Simmons CEOE-Business Solutionshttp://www.jusmcc.orgclick here to check out AAC
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I just wanted to touch base with my online friends to give you an update on some of the exciting things that have happened at The Black Business Network and how you can be a part of this historic economic empowerment movement. The online pre-launch party was phenomenal on 8/1/09. Then there was a powerful, historic presentation on 8/7/09 from Maggie Anderson (Empowerment Experiment). This sister is on a mission not seen since legendary Rosa Parks was too "tired" to relinquish her seat on that bus. Maggie got "tired"of seeing her money go out of her community. She and her family publicly pledged to buy only from Black products/services for the entire year of 2009. Her commitment and passion are second to none in this day and age.Tonight there will be a Black Business Network SUPPORTER Conference Call! So if you want to help the Black Business Network expand and grow, call in tonight! If you want to be in the company of George Fraser (FraserNet), Jackie Mayfield (ComproTax) and Maggie Anderson (Empowerment Experiment) just to name a few of the supporters of BBN, call in tonight! If you want to help this powerful movement change the Black community forever as a consumer or business owner, call in tonight.BBN would love your help. Find out exactly what you can do to contribute. Hear top Supporters get recognized. Get the game plan for the week directly from TAG TEAM Marketing President Delxino Wilson de Briano on this exciting, weekly conference call. (712) 432-1100, pin 586281#Tuesday, August 18, 20099:30 PM - 10:00 PM Eastern, 8:30 PM - 9:00 PM Central, 7:30 PM - 8:00 PM Mountain, 6:30 PM - 7:00 PM Pacific,5:30 PM - 6:00 PM Alaskan,3:30 PM - 4:00 PM Hawaiian, 10:30 PM - 11:00 PM AtlanticVisit www.blackbusinessnetwork.com/TeamDollar for more info, watch the video on the front page, join as a general member to show your support; tell as many positive Black people as you can to show their support too.
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Buy Black Friday: Meet The Andersons, founders of the “Empowerment Experiment.” Come be a part of this historical event if you live in the Atlanta area. Maggie Anderson is our modern day Rosa Parks in the sense that “she took a stand because she was tired” of watching her money leave her community. Wouldn’t you like to say you and your family were apart of this historical journey? Join the Black Business Network today as a general member/consumer to show your support for this cause right now. Find out about more Black businesses that you can support. Hear powerful presentations, have fun, be inspired and empowered like never before. Let’s work together to change the way Black Consumers spend with Black Businesses. REGISTER NOW at www.BlackBusinessNetwork.com/TeamDollar while space is still available. Please let them know that Darlene Robinson invited you.

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Watch the TAG TEAM University Seminar "Succeeding in Tough Economic Times" with Black America’s #1 Networker, world-renowned speaker & author George Fraser. This brother has been on the Tavis Smiley State of the Black Union, advised top executives around the world, responsible for millions of dollars of Black Business Contracts. I watched this seminar live online in January and was totally blown away with the knowledge this brother shared so freely with the audience.This brother usually charges $200 per ticket and over $10,000 for a one-hour lecture/presentation. I have told many of you about his free seminar that was scheduled for Saturday, 5/16/09 on "How to Develop a Winning Mind Set". So if you couldn’t get to Atlanta for that seminar. You can purchase this seminar to watch online for only $9.99 right now. Learn powerful wealth principles that you can apply to your personal and business life today in this life-changing seminar. George's message is very impacting, and will change your life forever. This is a message every Black person needs to hear. People come out of these seminars with a renewed sense of self, their ancestry and setting future goals for themselves and their families. My husband and I drove over 400 miles in April to see him in person and we are so very glad that we made that trip! So if you can afford a book of stamps, do you think you can afford to purchase this video online to hear one of our greatest motivators and Black Business advocates of our time?View and hear the powerful event online in the comfort of your own home. Visit www.TAGTEAMUniversity.com/TeamDollar click on seminars and scroll down the page and click on order now.Seminar must be viewed within 7 days of your purchase.
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How To Prepare for the Coming Economic Boom

It is now the time to get ready to take advantage of the turn in the economy.Just like when a person go surfing, they don't get on the board or wave afterafter it is crested. Right now is the time to continue the work to positionyourself to take advantage of the coming demand.One of the first things to consider is did you set up anything to catch people.Do you have a way to have people pay you online? Do you have a way toretain those people all those things are important questions.Each of those items is covered with the Black Business Builders Club. Eachmember gets a copy of The Black Folks Guide to Making Money on the Internet,which covers each step necessary for building a successful online business.Below I want share with you more about building your Personal Economic Boom.Check it out here:Prepare for you Personal Economic BoomI can start seeing good results from getting the helpI need and can see now how I will easily double my affiliatesales in the next months using this system.Believe me, you will be thanking me for showing it toyou. I know you are busy, and I also have to get backto my normal marketing, but I just had to make sure youhad a chance to review this.Prepare for your personal economic boomIf not, do so now. As I said, I need to get back toother things, it would just be a shame if you missedout on this while so many others have taken advantageof this great system.
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The Ultimate Jazz Festival - Fairmont Park Riverside CA

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FOR IMMEDIATE RELEASE

March 16 , 2009
PRESS RELEASE

CONTACT: Darrly Bundridge
(909) 466-4848
info@ultimatejazzfestival.com
www.ultimatejazzfestival.com

Jazz Goes Green Local Businessmen Collaborate To Preserve Jazz And Develop Green Opportunities

Riverside, CA - Two long-time local businessmen, Darryl Bundridge, proprietor of several business, and Sean Jones, CEO of SLJ Pro Audio Services, have joined together to create “Jazz to be Green”, a non-profit public benefit corporation, to help educate businesses and consumers about energy efficiency, green environment and green jobs opportunities while preserving the art form and legacy of jazz.

JAZZ TO BE GREEN presents its first inaugural Ultimate Jazz Festival in Riverside at Fairmount Park, August 22-23, 2009. The event will host a variety of jazz greats and emerging artists representing all genres of jazz from swing to classic, to be-bop to smooth jazz. The inaugural event includes a Go Green Fair with vendors, speakers, and activities that educate and bring awareness to the community about using energy wisely, environmental opportunities and responsibilities, and green jobs.

The City of Riverside was chosen as the best location for this event. Riverside’s rapidly growing community, cultural diversity, strategic and innovative commitment to high standards of “green” living, strong economic growth, and its Riverside Renaissance initiative makes the City of Riverside the perfect place for The Ultimate Jazz Festival.

Strategic partnerships with local businesses is a strategy JAZZ TO BE GREEN has employed to ensure a beneficial outcome for the City of Riverside. Local jazz enthusiast and CEO of eBiz Marketing, The Inland Empire’s emerging premier email marketing service provider, states, “Our media sponsorship of Jazz To Be Green Ultimate Jazz Festival was a no-brainer. Combining the overarching need for our world, and especially our state to be actively environmentally conscious and creating solutions with the need to preserve, share, and celebrate the precious art of jazz, is a win-win scenario for all.”

The Ultimate Jazz Festival missions to provide the Inland Empire with an Ultimate experience in Jazz entertainment by celebrating aspiring, new, and world-renowned artists while cultivating the region’s rapidly growing cultural diversity and educational and economical opportunities through the Art of Jazz. For more information or to get involved, please contact Darrly Bundridge (909) 466-4848, info@ultimatejazzfestival.com, or visit online at www.ultimatejazzfestival.com.

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