housing - Blogs - Black Business Women Online

Resolution or Revolution?

Posted by Larisa Troche on February 7, 2011 at 3:16am

As is custom at the beginning of a New Year the mind turns fondly to self-improvement endeavors and dreams as yet unmet. What might be different is the approach one takes in order to make those changes. Do you solemnly swear that THIS year, things are going to be really different? Or have you come to the conclusion that it is time for more, much more than a traditional exercise that is frequently abandoned by the wayside a mere few days or weeks later?

Then let us hereby start a revolution, and boldly state that My BAG, my Big Audacious Goals are… what? Fill in the blank. For me, and by that I mean Pink Passport Society of course, my BAG includes doubling our membership, bringing you weekly videos (I just did the trial run today and it was pretty darned fun). Of course what I decided was instead of the waist up – oh no, full length was never under consideration – I will shoot the videos from the chest or neck up. Yeah, much better angle.

Let me tell you of a few more wonders in the New Year:

The aforementioned weekly Passport Living Video Blog, that includes questions from you, the members;

Our newest partnership brings you an Annual Weeklong Retreat in Maui (sorry, for members only so join today!)

Passport Inn (our first community program – transitional housing for homeless women vets) is going LIVE this year;

National Alliance of Philanthropists for Women membership site will be up and running by the 2^nd quarter (we want to make sure it is just plump and bursting at the seams with information and resources for the members);

We are planning to take An Evening Prelude to Your Future on the road, with 4 stops this year, one each quarter. First we’re going to take over California and then head east, starting with Las Vegas. I mean, who doesn’t love a good party. Maybe we’ll be the ones to give a real boost to the Vegas economy if our numbers are large enough by then, eh?

Okay, that’s too much good stuff. Let’s talk about you now. If you’ll tune in to the weekly blog, you’ll be getting some real information about boosting your net worth. We’ll help you create your own Prosperity Plan, get you started in investing and otherwise diversifying your income, as well as give you real life accounts of (my) Passport Living so you can learn from my own (mis)adventures!

If you’re reading the blog, visit the website and sign-up: http://PinkPassport.org If you started the excerpt on the website, check out the blog and read the archives http://PinkPassportBlog.com . There’s great info in those golden pages. Shoot me an email @ GuidedJourney@PinkPassport.org and ask me a question I can answer on the video or tell me, what’s your BAG?

Employers Are Now Offering Housing Benefits...Find out how and why they are doing it...

Posted by Denise R. McCoy on October 8, 2009 at 7:30pm

Ezine Article by Denise R. McCoyEmployers have it tough these days. In the everchanging world of employee relations, how can you be sure that your employees are truly happy with you as an employer? Are you gauging their happiness by using the traditioanl checks and balances?Do they show up everyday?--check! Are they well groomed?--check! Do they report to work on time?--check! Have they told you how much they appreciate their job? During the last employee review, was it an improvement from the previous 6 to 12 months, or has there been a change in their performance?Well, let's hope this New Housing Employee Benefits: Building Moral, Retaining Employees & Recruiting Top Talent can help shed some light on a traditional subject with an innovative spin.Remember the game, Family Feud? During the 30 minute game show families from all over the United States would compete for a chance to win $10,000.00 by guessing what America thought about certain topics. The questions would go something like this...."Name something found in your mother's purse?" "This is something you might consume after you eat a spicy meal." "Name something a teenage girl looks forward to?" Truly, there was never a wrong or right answer. The only answer was YOUR answer.Imagine you invited me to visit with you this afternoon. Let's say, I stopped by during the lunch hour. The purpose of my visit is to help you gain a better understanding of how your employees see YOU as their employer. The core focus of my discussion is your current benefits package. I might ask your employees, "How would you rate your employers' benefits package? How do the benefits offered match up to the needs of your family? Are there any benefits not being offered that you would like to see offered?Again, this is a hypothetical scenario. By walking you through the exercise, I'm sure your wheels started to turn. You began to think like the employee for just a moment. Employee relations is just that--relating to your employees.Traditionally, 401(k), medical, dental and vision benefits were the norm for any job. However, alot has changed. Employees are looking for a benefits package that is tangible with the ability to build long term stability and growth. Although the same old benefits program is still widely received by most employees, offering an innovative alternative could change the landscape of your business model tremendously.The National Association of Realtors is the largest trade organization in the world. To date, they have over 1 million Realtor members. They are the "Voice of Real Estate". The NATIONAL ASSOCIATION OF REALTORS® was founded as the National Association of Real Estate Exchanges on May 12, 1908, at the YMCA Auditorium in Chicago, IL. Their code of ethics was adopted in 1913, as the "Golden Rule." Visit www.Realtor.org. After 101 years in existence, NAR remains the most trusted name in Real Estate.Recently, the National Association of Realtors made history during the launch of one of the most innovative employer assisted housing benefits program (EAH), known as Home from Work. The program encourages employers to help their valued employees realize their dream of home ownership by assisting them with the purchase process.To help get the word out about the program, Realtors are trained by Certified Trainer/Instructors in the benefits of the Home from Work program. They are shown how to introduce the concept to their local associations, non-profit housing agencies and employers. As you can imagine, Realtors are more than just agents. Many consumers see real estate professionals as housing advocates. The Home from Work program allows Realtors the opportunity to become leaders in their community with the power and ability to effect positive change.Employers may wonder how they may benefit by offering such a program. There are three key benefits of the Home from Work Employer Assisted Housing Benefits Program:*On-site home buyer education workshops conducted by Realtors and lenders*On-one-one counseling administered by a non-profit housing agency*Financial incentive (matched savings, grant, deferred loan.Traditionally, potential homeowners face 3 hurdles. Lack of information, lack of confidence and lack of funds are barriers to homeownership. It's only fitting that the 3 benefits of the HFW programs, cancel out these barriers.Employers like Kaiser, Agilent, National Bank of Redwoods, Novato Hospital and the North Main Water District have developed a successful EAH benefits campaign and so can you. Housing benefits help build moral, retain employees and adds a new flavor to your recruitment efforts. Not only that, employers that are proactive in building good employee/employer relations are seen as leaders on the cutting edge of what's new and what's next for their respective industries.Still not convinced your employees would respond favorably to such a program? I would encourage you to devote 5 minutes of your time by asking them. Not sure how to do that? Email a request for the "Employee Homeownership Survey", to Denise.McCoyTilson@ReaRealtors.com.com.The survey only takes 4 minutes to complete. You will be amazed at the responses and well on your way to becoming a better employer.Think your employer might like this idea? Share this article with them or connect with me directly:denise.mccoytilson@rearealtors.com.

Grandparents reinforce family values

Posted by Omitunde on December 10, 2008 at 8:00pm

Grand parents are the salt of the Earth! We have raised our families and worked for most of our lives to take care of ourselves and our families to the best of our ability. Providing safe shelter, clean living conditions, healthy food, a balanced environment free from abuse or neglect, was my goal for my children. Maintaining this level of clean drama free living requires discipline, focus and determination to live life with a consistent level of devotion to giving your children the best life you could.In our 50’s, 60’s and beyond we should be able live the life we have earned and do whatever we want to do in our retirement years. For some this is not until until the late sixties or even 70’s, now retirees work part time either out of necessity or to stay active. It is not so easy to retire nowadays unless you have a sound financial plan in place to cover the cost of living a comfortable existence.Health care, housing, food, life insurance, transportation, are essential whether you are a married or single retiree. We don’t want to be a burden to our children, we want to live the “golden years” when you can travel, indulge in your favorite hobbies, become a serious gardener and play with our grandkids when we want to.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect".

Note: this page contains paid content.

Note: this page contains paid content.

Note: this page contains paid content.

Note: this page contains paid content.