job (19)

How to buy a new car with bad credit to drive for Lyft and Uber?

If you’re struggling with employment, bad credit, or transportation, you may want to consider ridesharing.   Although, you need a car you have several options to get that transportation like the following:

1. Buying a car

Buying a car is a big challenge for a person with bad credit.  However, you still have options to own a car and build a business through ridesharing.  If you’re employed but have bad credit you can buy a car from a buy here pay here car company.  They do not look at your personal credit which is perfect if you have bad credit. You may also have the option to borrow a car from a love one that has multiple cars and making payments to them.  Understanding buying a car is no small purchase, however, having the opportunity to up $16 an hour ridesharing it may just be worth the investment.

2. Express Drive

Lyft has partnered with General Motors to provide rental cars via the Express Drive Program, with weekly rates between $135 and $250. Drivers are eligible for $0 weekly rates when they hit 75 rides a week.

You’ll need to drive most of the week to bank that many rides, so it’s best for people who are looking to test the full-time driver lifestyle but don’t want to commit to buying a car.

3. Hertz and Enterprise

Hertz has partnered with Lyft and Uber to provide rideshare rentals. Lyft's deal starts at $165 for weekly rentals of compact sedans. After a certain number of rides per week, which varies regionally, drivers can earn a Power Driver Bonus to cover the rental cost.

Uber’s deal with Hertz is similar to Lyft Express Drive, but the two programs are offered in different cities. The Uber program has a $180-per-week base rate, which drops to zero after 75 rides a week.


Enterprise’s rentals, specifically for Uber, are a pricier $215 a week.

Renting is typically more expensive than buying a car and making monthly payments, but if you're a high-volume driver it basically can become free. Plus, if you don’t like rideshare driving, you can quit after a short trial period.

4. Uber Xchange

Uber Xchange offers short-term car leases from partnering car dealerships. Drivers pay a $250 deposit to start and make weekly payments over three years. Xchange leases to people with poor credit, but monthly totals and interest rates are much higher than with conventional financing.

For example, a 2013 Toyota Camry L Base leased through Uber Xchange may cost 156 weekly payments of $130, or $520 monthly. Comparatively, leasing a 2017 Camry through a Toyota dealer is only $199 a month — though you need a good credit score.

Xchange saves drivers money by including maintenance and insurance, but this means full-time drivers are dependent on Uber servicing their cars quickly.

“My car was in a shop over a month while a claim was investigated, and the people in the Xchange office had no willingness to work with me on payments since I was generating no income,” says James Taylor, an Uber driver from Los Angeles.

However, Xchange offers unlimited mileage, whereas traditional leases typically start charging extra after 12,000 miles. It also allows members to return the car and back out after 30 days – minus the $250 deposit.


Consider Xchange only if you’re driving 40-plus hours per week, want a car for personal use and can’t get other financing because of your credit. Remember, some lenders may be able to help you buy a used car at a better price.

5. Hyrecar

Hyrecar is a peer-to-peer rental service specifically for ridesharing. Uber and Lyft drivers connect with car owners to use their vehicles at varying daily, weekly and monthly rates. There are no contracts or sign-up fees, and daily rates are as low as $35. Weekly rates float around $200 to $300.

Read more…






Hello Community,
Lets get to it!!!! Everybody DO NOT want to work for themselves.

Yes, I know all the advertisements scream

that myth at you , Daily!!!!!

The marketeers try to convince you having a JOB is not a good thing.
Who are they trying to fool?????
If you are not earning a income , who will purchase the good and services and business opportunities

they promote???


I ask you WHO???
Yes, they say JOB like it is a bad thing. You gotta be kidding !!!!
Everybody who follows this flawed logic, join the JUST OVER BROKE mantra.
Many do not even think about what they are advocating.
Well, here is my take. JOB stands for JOY, OVERCOMING BROKE! Say that daily.

Yes, every action I take to improve my income and lifestyle is supporting that realization.

That includes keeping an 8 TO 5 Yes, the 8 TO 5 allows me to pursue my passion, which is marketing and
promoting, working with online business operators, consulting with small business owner.
The 8 TO 5 handle basic operational cost like food, shelter, clothing. ( Remember, I am a home based
business owner/operator ), so I can generate additional income from doing my passion.
Now, imagine trying to do that without the operational cost being handled.


You, those who have had to do this, know

what I am talking about , it is difficult, to say the least.

Here is another irony to the Everybody wants to work for themselves myth.

 As business owners grow, acquire new customers, service existing customers, purchase goods and services,

etc. they quickly realize they need help.

Guess what they do next- Inquire about people looking for a JOB!!!!!

Yes, a JOB!!!!

Get it,

We all have a JOB, some work for themselves, some work for others. A JOB is a good thing!!!

Now, here is the reality one should be focusing on . Create multiple streams of income.

Create income producing assets.


Do not rely on one source of income i.e JOB.

Recognize and accept events change, sometimes for the good and sometimes for the not so good.
You want to be prepared either way. Have options, Create options.
Without options they is no choice, just situations.

Need help with creating your PLAN B? Want to know how to create income producing assets?
How to determine how many streams of income you will need to be financially solid??
Great!! I have suggestions!!!!! Email me at
Subject: Having a Job is ok with me show me how to create my Plan B!!!

Networkingly yours,



Read more…

Program Manager: 
AMHP is seeking a program manager to help shape the organization as it expands and grows into different arenas. This is a tremendous opportunity to be a part of a large national organization that is involved in many facets of the healthcare industry.  This is an opportunity to build your resume all the while gaining real-world experience leading a large non-profit organization.
This is a paid position that requires a, minimum, 1 year commitment with a 90 day probationary period.
The program manager needs to be able to participate in:
Strategic Planning:
· Encourages Board's role in strategic planning
· Appoints the project managers of committees, in consultation with other Board members.
· Oversees the work of the project managers and uses standardized metrics to ascertain success.
·Steps in to fill the role of the project manager as necessary.
· Monitors financial planning and financial reports.
· Plays a leading role in fundraising activities
· Allocates funding to project initiatives and follows up on each implementation.
· Works with 3rd party vendors
Bachelors in Public Health; relevant work experience; graduate work preferred; motivated, confident individual with excellent interpersonal communication and experience leading a team; ability to communicate through multiple tools; 


Project Manager:
AMHP is seeking a volunteer project managers to lead its Health Educaton taskforce in its core mission.  This is a strictly volunteer position but give a breadth of experience and networking opportunity for the right individual.  You will gain the opportunity to meet people in the health care industry, lead a note-worthy initiative as well as build your resume.

· Work with team members to develop scopes of work
· Develop and oversee project budgets
· Work with program manager to obtain project financing and prepare on-going reporting
· Delegate tasks to appropriate team members
· Strategize and implement solutions relating to project, budget, management, etc.
· Develop and maintain communication pipeline with key people (President, program manager, board and members of the team)
· Work with local organizations and officers as needed in the development process
·Facilitate meetings
· Submit required paperwork to program manager and the board
Monitor project schedule and oversee details such as plan selection
Bachelors in Public Health/related field or in the process of completing; motivated, confident individual with excellent interpersonal communication and experience leading a team; ability to communicate through multiple tools. A 9-month commitment is required.

For more information please contact:


Rabia Akram, President


Deadline to apply: January 21, 2011

Good Luck

Michelle  International trade and consulting Jewelry Art and More


Read more…

My Future Schedule...

when I leave the 9-5 is going to consist of webinars, getting kids to school, client meetings, site updates, blogs, encouraging messages and videos and TWO POWER NAPS.

So there....I am not going to work weekends unless absolutely necessary.

Can't wait for my release from the 9-5. Thank you LORD for this job right now, but thank you for the gifts you have given me to leave a legacy for my children and be at home for them.

I use Tungle for scheduling events and meetings AND Plancast

I will order my blankets and comforters from LTD for my nap time AND I am using GVO Conference right now for my webinars

(stay tuned for my next blog....on the GVO Conference)

Read more…

Do you dread going to work? Feel like you were made to something else with your life other than working for “the man?” Or is your hobby starting to pay you more than your day job? If you answered “yes” to any of these questions, then it’s time to move on and follow your purpose. But first, we must identify the risks and rewards of quitting your day job and becoming an entrepreneur. Finally, we will learn 10 key strategies for implementing your purpose because although entrepreneurship may be calling you, are you really ready for it?

Okay! Let’s be real, here. There are risks to quitting one’s job, but many are just plain myths that need debunking because they are preventing you from following your purpose. Here are the top five myths to reasons why not to quit your day job:

· I will have no Health Insurance

· I will lose or not have Retirement Funds

· I will be homeless

· I need thousands of dollars to start my business and to survive

· There is no security in entrepreneurship

Now here is reality. First, you can purchase private health insurance that may cost more, but it’s better to be safe than sorry. Google health insurance options online such as or call your local insurance agency such as Nationwide Insurance or State Farm. Second, you can rollover your 401(k) plans or others into a ROTH IRA. Talk to your financial advisor/planner for more information as they are a resource that everyone should use to help make sound financial decisions like quitting one’s job. Third, your home can be protected through insurance and other special programs. Again, speak with your financial advisor/planner to learn about your options. Fourth and most pivotal to your success, is plan, plan, plan, budget, budget and here, again, is where your financial advisor/planner will come in handy. Are you beginning to see a pattern here? Visit your local Small Business Administration technology center or go to their website at They can provide you with a plethora of information on funding options and more. Finally, tomorrow is not promised to anyone. If you plan smartly and be clear about your objectives, quitting your job will not lead you to the unemployment line.

Now, as previously stated, you must plan smartly and be clear about your objectives. Quitting your day job is a big step, and one must not become caught up in the myths about the rewards of being your own boss. So, here are some myths about the rewards of quitting your day job.

· I don’t have to answer to anyone

· I can set my own hours and work when I want

· I have an idea that is going to make millions

· I can go on vacation when I want to

Stop right there! If these are the reasons you want to quit your day job, you and your family are in trouble. The reality to entrepreneurship is that you do have to answer to someone – YOUR CUSTOMERS/CLIENTS. Entrepreneurship is not an 8 hour job, but a 24 hour job. Most businesses, depending on the industry, do not see a profit for the first 2-5 years. And can you say TAXES, EMPLOYEES, MARKETING and RENT/LEASE FEES? Finally, who’s going to cover the shop when you are on vacation? Many entrepreneurs have not made that leap to business owner where the company can now function without the owner/founder’s presence. You are the sales clerk, janitor, cashier, secretary and CEO until the business has “arrived.”

The bottom line is that the decision to quit one’s job is very personal and subjective. It is not something that can necessarily be predicted as being the right thing or the wrong thing to do at the time of the decision-making process. But is something that can work to you and your family’s advantage if it fits in line with your purpose and with careful planning.

So, are you ready to turn in your resignation? Wait! I want to leave you with 10 key strategies for implementing your purpose before you take that leap of faith into entrepreneurship.

10 Key Strategies to Implementing Your Purpose

1. Create a list of the things you are good at and enjoy doing: What is your calling? Write down your vision

2. Create a list of pros and cons about your current job: Be real and not just make up excuses here. Perhaps you will find that you might not need to leave the job just yet, but can leverage a raise or a newly created position tailor-made for you.

3. Plan a long-term and short-term list of goals that relate to 1 & 2: Speak with a counselor at a local women’s business center to help with this.

4. Tell your Crying Angel Network or your business consultant/coach your ideas and goals: Get a fresh perspective from someone who is not your family or circle.

5. Before quit job, see if you can negotiate a part-time deal: Don’t leave until all avenues have been exhausted – keep a part-time job until income from purpose super cedes or matches income from job.

6. Research access to capital: Capital can come in many different forms such as friends, family, loans, and savings. Bottom line: you must have a money plan.

7. Live within your means: You should start a budget and have been living by it at least 3 months before quit your job, if possible. If not, call your financial advisor/planner immediately.

8. Network, Network, Network: You can use the traditional (i.e., BNI groups, workshops & seminars) and/or non-traditional (i.e., post office, birthday parties, grocery store), but you must learn how to network and use your net to work for you.

9. Talk to your spouse before you jump into the water: Get their support or understanding, if not both, because this decision will impact them for a long time to come. They need to know where they stand in all of this because they will be making sacrifices with you. This is not about just you.

10. Keep a sense of humor because you are going to need it: That’s right! Laughter is the remedy for insanity and depression, so keep laughing and enjoy the journey.

One of my favorite inspirational quotes says, “Ambition knows no obstacles” (Chinese Proverb). I want to add to that that ambition is a curse without careful planning. That is not to say that you will be able to plan everything out, but when the bumps come up - and they will - you, your company and your family will be better equipped to handle them.

~Copyright © 2010 Rebekah L. Pierce. Mrs. Pierce is the Founder and President of The Girlfriend Connection (formerly Average Girl Magazine LLC). She is also a playwright, former radio talk show host, motivational speaker, teacher, wife and mother. Visit for more information.

Read more…

5 Startup Business Mistakes!

So you decide to startup a business. You have an idea. Let's say you want to be a carpenter. You print some brochures, some business cards, and take out an ad in the Yellow Pages. You pay $600 for a website and a domain name that tells everyone about your amazing credentials and experience. You distribute your fliers at a local grocery store. And then you wait. And wait. And wait...

Nothing happens. But, that's what everyone starting a business does, isn’t it? Print out some brochures, tell everyone how great you are, and wait for the money to roll in.

Stop right there. You have just made several of the top 5 startup mistakes entrepreneurs make when starting a business.

Startup Mistake # 1: First, being a "carpenter" is too general. There are a million carpenters in the world, but the only successful ones have something to concentrate on. Wood carving, house renovation, specialized pieces. Like the old saying goes, "Jack of all trades, master of none."

Startup Mistake # 2: If you fail to plan, you plan to fail. An idea is not a business plan, or a marketing plan, or even just a goal. It is simply an idea. Although the planning process may seem long and tedious now, it will benefit you more than you could imagine in the future. For example, when you are seeking funding, when you are joining an association of professionals, when your goals change, when your business changes, or if you take on a partner or investor. Your plan should guide you, but not constrain you. If something in your plan doesn't fit just right, change it. Your business plan will never have a final draft.

Startup Mistake # 3: Brochures and business cards are garbage to startup businesses! You will spend far more producing them than they will produce for you. Ignoring the high cost of printing these materials, and the costs associated in designing them if you aren't proficient yourself, most startup businesses change too quickly for these materials to be effective for more than a short period, sometimes as little as days.

If it costs $1000 to print these the first time, and $1000 to design them the first time, imagine how much you will pay if your brochures beat statistics and last two months. If alterations to design cost $500, it costs $1500 every time your business changes. If your business changes every two months, you can expect to spend at least $9000 that year on brochures and business cards. Yes, that is nine thousand dollars in lost revenue, over something that is less effective than graffiti. Don't waste your time, or your money, on brochures and business cards until you can keep your typical sales presentation the same for at least six months. Otherwise, for business startups, these things aren't worth the trouble.

Startup Mistake # 4: Okay, the Yellow Pages. Let's take a look in the Yellow Pages and see how many other trillions of carpenters there are. Which ones stand out? Definitely not the tiny ad in the corner. Probably not the one-liner. And as a business startup, that is all you would be able to afford. For the one or two clients per year this would bring you, it is better to wait until your marketing budget can afford to buy large, extravagant and eye-catching ads.

Startup Mistake # 5: Six hundred dollars for a website and domain name? A website and domain name before a marketing plan? This scenario is already causing headaches for those of you "in the know". Best idea for a business startup, design your own website for free if you can. Second best idea for a business startup, get a friend or relative to design it for free. Third best, pay a minimal fee for the complicated stuff and the rest can be done by yourself and a relative.

Only if no one in the world can help you, do you want to hire a professional to do the whole thing for you. And when you do, try and get it on 30 or 60 days post. That way, the new website will be generating money for you before you pay. If you do pay upfront, and can't get around it, ask if they do free updates. You are guaranteed to change a thing or two, probably at least once a week as you test out your new site. If you pay $600, it had better be a good website – because your entire marketing budget just paid for it.

Read more…
Are you a job seeker looking for career opportunities in the green industry?

Are you a career professional who helps individuals withcareer planning?

Would you like to understand what the green economy reallymeans?

If you answered yes to any of the above, then you shouldjoin me on Wednesday, April 28th as I interview author and Green Career expert Carol McClelland, PhD, as she talks about the industries and sectors that make
up the green economy and what job opportunities exist for those willing to extend themselves beyond traditional career paths. Carol will also offer advice to coaches and other career professionals on how they can coach their clients to transition into green careers.

We would love to have you on the call, but if you can’t makeit, feel free to follow this link to post your questions. You can also go directly to our CareerTips2Go show page on Blog Talk Radio - for call-in details.

Make sure to pencil in Wednesday, April 28, at 2 pm Easternto tune in to our discussion. We promise you an enlightening hour.

Please forward this to anyone who could benefit from this discussion.



Read more…

Stress inevitably will be part of the job search process. Here are tips to help you deal with stress.

Write down what seems to be causing the stress - Identify the "stressors," thenthin of possible ways to handle each one. Can some demands be altered, lessened, or postponed? Can you live with any of them just as they are? Are there some that you might be able to deal with more effectively?

Set Priorities - Deal with the most pressing needs or changes first. You cannot handle everything at once.

Establish a workable schedule - When you set a schedule for yourself, make sure it is one that can be achieved. As you perform your tasks, you will feel a sense of control and accomplishment.

Reduce stress - Learn relaxation techniques, or other stress-reduction techniques. This can be as simple as sitting in a chair, closing your eyes, taking a deep breath and breathing out slowly while imagining all the tension going out with your breath. There are a number of other methods, including listening to relaxation tapes, that may help you cope with stress more effectively.

Avoid isolation - Keep in touch with your friends, even former coworkers, if you can do that comfortably. Unemployed individuals often feel a sense of isolation and loneliness. See your friends, talk with them, socialize with them. You are the same person you were before unemployment. The same goes for activities that you have enjoyed in the past. Evaluate them. Which can you afford to continue? If you find that your old hobbies or activities can't be part of your new budget, perhaps you can substitute new activities that are less costly.

Join a support group. No matter how understanding or caring your family or friends might be, they may not be able to understand all that you're going through and you might be able to find help and understanding at a support group for job seekers.

These groups consist of people who are going through the same experiences and emotions you are. Many groups also share tips on job opportunities, as well as feedback on way to deal more effectively in the job search process. National Business Employment Weekly, available at major newsstands, list support groups throughout the country. Local churches, YMCAs, YWCAs, and libraries often list (or even host) support groups. For information about self-help groups in New Jersey, call The New Jersey Self-Help Group Clearinghouse at 1-800-367-6274. It's on the Internet at

Forty Plus is a national nonprofit organization with clubs around the country. It is an excellent source of information about issues concerning older employees and the job-search process. Both Philadelphia and Manhattan have chapters:

Philadelphia: 1218 Chestnut St., Philadelphia, PA 19107; online:
phone: (215)923-2074

New York: 470 Seventh Ave., Suite 403; New York, NY 10018;
phone: (212)947-4230

Clarence Coggins
Crown Prince of Web 2.0
Equal Access To Justice For All
Build Them All With One Link

Read more…

Black Women Adjusting to Job Loss

Magic Power Coffee - You never had coffee like this before!

One can start adjusting to unemployment by using a little psychology. Many studies have been done on how to deal with loss. Psychologists have found that people often have an easier time dealing with loss if they know what feelings they might experience during the "grieving process." Grief doesn't usually overwhelm us all at once; it usually is experienced in stages. The stages of loss or grief may include:

1. Denial - You cannot believe that the loss is true.

2. Anger - You blame those who you think might be responsible -- including yourself.

3. Bargaining - You try to "strike a deal" ( with a Higher Authority): "If you help me get a job, I promise never to be late to work again.

4. Depression - You realize the reality of the loss

5. Acceptance - You come to terms with the loss and get the energy and desire to move beyond it. The "acceptance"stage is the best place to be when starting a job search, but you might not have the luxury of waiting until you get to this point before beginning your search.

It is helpful to monitor you reactions and control any adverse emotions. Although you may well experience the stages of grief outlined above, they may not necessarily be in the order mentioned. If you experience strong negative emotions during these stages, you may need a break from your job search until you reach the acceptance stage. Most people can function in the earlier stages, as long as they remain aware of their feelings and are able to Keep these emotions from affecting their activities. For example, if you're still in your "angry" stage, it's important to understand that expressing your anger during a job interview could be self-defeating. Following are some tips to keep in mind during the job search process to keep yourself emotionally healthy and motivated to look for work.

Clarence Coggins
Crown Prince of Web 2.0
Equal Access To Justice For All
Build Your Business With One Link

Magic Power Coffee - You never had coffee like this before!

Read more…
Pass this on its true I just join to try no credit card needed or bank account you can start making money now today I just made some cash just by being on the site check it outEarn cash just by socializing Check out this its on the news all over .Free,Free You will not believe what I saw on the news you get paid just by getting your friends and family to join the social network its free you do not get paid here on fb but they pay you for getting friend to join you I just joined today they paid me .03 just after getting in 3 seconds freeEarn cash just by socializing
Read more…

Finding Your Passion

What does it take to find your passion. Four years ago I got serious about this, I walked away from the co-operate world to find my passion and make a living doing that. I have have had speed bumps, I have had detours, I have had disappointments, I have had failure, I have wanted to give up on pursuing my Dream.People have laughed at me, asked me what in the world was I doing why did I leave the comfort and stability of a paycheck? All of this was needed for me to reach where I am today. If I did not go through this I would not have found my Passion.Everyone wants to do what they love to do, there is no doubt about that, but how many are willing to go through all the the ups and down to get there. well if you want to be fulfilled in life you will take the risk. Risk it all to get to a place that you can truly look back and say it was all worth it. "CAUTION !! NOT EVERYONE HAS TO QUIT THEIR JOB" Calculate your risk! Be smart about it.Being true to yourself and following your Dream takes work. You have to be willing to work on yourself. Relationships in life are the tools that are used to help you navigate your life and find the true meaning of life. Look around you, which relationships are causing you pain? When you take the time to review those relationships and take inventory of what is really going on inside of you, you will find that this is your moment to face life's obstacle so that you can reach your destiny. Once you take the time and work on the most painful relationships, you will come out a winner, whether you have to let go of that relationship and move on, or make it more healthy is all the work you need for personal growth.Now you are ready to move into personal development. You will find that you are becoming more energized to start working on the things that you have always wanted to do. There is no more hindrance, you have worked on the most difficult tracks of life. You are now ready to go and rise up to your full potential. You can face anything, nothing will move you as long as you keep your head up!Start with thinking about what comes naturally to you, what do people say, you are so good at? I love to write, I write and write and write, I always have something to write about, I always have to write a shopping list even when I will not follow through with it, I just enjoy writing. People noticed and they always told me you are a writer. I had to one day say "yes I am a writer", then I started writing stuff that I could share with others, other than writing a grocery list or writing in my journal. I took the time to share my talent, and gift.Once you open one gift, the other gifts in you will start screaming to be opened too. You will start to realize there are so many boxes that needed to be unwrapped, you might not necessarily like some,but they are still yours to keep. DO what ever you want to do with them, you can give them away, keep them, or sell them.What gifts are you willing to give away today? Those are the gifts you are willing to give back for example doing Volunteer work. What are you willing to keep, those are the ones you use to enjoy your past time. What are you will to sell? Now these are the gifts you use to make money. Are you with me so far?Follow your heart and Find your passion.
Read more…

Ezine Article by Denise R. McCoyEmployers have it tough these days. In the everchanging world of employee relations, how can you be sure that your employees are truly happy with you as an employer? Are you gauging their happiness by using the traditioanl checks and balances?Do they show up everyday?--check! Are they well groomed?--check! Do they report to work on time?--check! Have they told you how much they appreciate their job? During the last employee review, was it an improvement from the previous 6 to 12 months, or has there been a change in their performance?Well, let's hope this New Housing Employee Benefits: Building Moral, Retaining Employees & Recruiting Top Talent can help shed some light on a traditional subject with an innovative spin.Remember the game, Family Feud? During the 30 minute game show families from all over the United States would compete for a chance to win $10,000.00 by guessing what America thought about certain topics. The questions would go something like this...."Name something found in your mother's purse?" "This is something you might consume after you eat a spicy meal." "Name something a teenage girl looks forward to?" Truly, there was never a wrong or right answer. The only answer was YOUR answer.Imagine you invited me to visit with you this afternoon. Let's say, I stopped by during the lunch hour. The purpose of my visit is to help you gain a better understanding of how your employees see YOU as their employer. The core focus of my discussion is your current benefits package. I might ask your employees, "How would you rate your employers' benefits package? How do the benefits offered match up to the needs of your family? Are there any benefits not being offered that you would like to see offered?Again, this is a hypothetical scenario. By walking you through the exercise, I'm sure your wheels started to turn. You began to think like the employee for just a moment. Employee relations is just that--relating to your employees.Traditionally, 401(k), medical, dental and vision benefits were the norm for any job. However, alot has changed. Employees are looking for a benefits package that is tangible with the ability to build long term stability and growth. Although the same old benefits program is still widely received by most employees, offering an innovative alternative could change the landscape of your business model tremendously.The National Association of Realtors is the largest trade organization in the world. To date, they have over 1 million Realtor members. They are the "Voice of Real Estate". The NATIONAL ASSOCIATION OF REALTORS® was founded as the National Association of Real Estate Exchanges on May 12, 1908, at the YMCA Auditorium in Chicago, IL. Their code of ethics was adopted in 1913, as the "Golden Rule." Visit After 101 years in existence, NAR remains the most trusted name in Real Estate.Recently, the National Association of Realtors made history during the launch of one of the most innovative employer assisted housing benefits program (EAH), known as Home from Work. The program encourages employers to help their valued employees realize their dream of home ownership by assisting them with the purchase process.To help get the word out about the program, Realtors are trained by Certified Trainer/Instructors in the benefits of the Home from Work program. They are shown how to introduce the concept to their local associations, non-profit housing agencies and employers. As you can imagine, Realtors are more than just agents. Many consumers see real estate professionals as housing advocates. The Home from Work program allows Realtors the opportunity to become leaders in their community with the power and ability to effect positive change.Employers may wonder how they may benefit by offering such a program. There are three key benefits of the Home from Work Employer Assisted Housing Benefits Program:*On-site home buyer education workshops conducted by Realtors and lenders*On-one-one counseling administered by a non-profit housing agency*Financial incentive (matched savings, grant, deferred loan.Traditionally, potential homeowners face 3 hurdles. Lack of information, lack of confidence and lack of funds are barriers to homeownership. It's only fitting that the 3 benefits of the HFW programs, cancel out these barriers.Employers like Kaiser, Agilent, National Bank of Redwoods, Novato Hospital and the North Main Water District have developed a successful EAH benefits campaign and so can you. Housing benefits help build moral, retain employees and adds a new flavor to your recruitment efforts. Not only that, employers that are proactive in building good employee/employer relations are seen as leaders on the cutting edge of what's new and what's next for their respective industries.Still not convinced your employees would respond favorably to such a program? I would encourage you to devote 5 minutes of your time by asking them. Not sure how to do that? Email a request for the "Employee Homeownership Survey", to survey only takes 4 minutes to complete. You will be amazed at the responses and well on your way to becoming a better employer.Think your employer might like this idea? Share this article with them or connect with me
Read more…


JUNIQUES BUSINESS HOUR - TELL ME ABOUT YOUR PLAN BCLICK HERE TO LISTENHello Community, Tell me about your PLAN B!!!!!You do not quit your job, YOUR JOB QUITS YOU!!!!JOB !!! JOY!!!!!! OVERCOMING BROKEWhat Income producing assets are your creating?What are your skills??ACTIONABLE, DOABLE, MEASURABLE SUCCESSChange minds or Change People!!!WIN AND DIN = WON!!!Oh, this business hour is guaranteed to improve the quality of your lifeBelieve you me!!!!!
Read more…
I am looking for referrals for sales opportuities that i'm working to fill in Tampa-FL, Stamford-CT, & Irvine-Ca.We are essentially looking for seasoned outside sales executives who would be interested in marketing conferencing solutions to fortune 500 companies in the areas listed above. This position pays a generous salary in addition to commissions (40k-50k base + 25k-29k commission target/ 70k-80k year one total comp.). We also offer health benefits after 90 days. I would like to invite you to view Our website address is .If you know of any friends or family who might be on the market for outside, business to business sales opporutnities, please email a resume to
Read more…

The Heart That Keeps On Beating

THE HEART THAT KEEPS ON BEATINGIt has the most important job. Wounded yet it never skips a beat. There is no gluing or stitching involved, it just continues to work, as if oblivious to attacks.It’s a wonder and many are in awe of it. It’s the pumper of life.Sometimes it’s carelessly handled and is crushed easily.Many are not conscious of its fragileness. It is the holder of emotions and takes a direct hit when trampled upon.Shattered, broken and cracked in many places, however never giving up. It’s as if it has hope that tomorrow will offer it a chance to mend itself.The actions of it are involuntary and are easily taken for granted. There can be times when one is not aware of it, yet it continues to perform its duties.It pumps life and must pump on in spite of circumstances.Second by second, minute by minute, day by day, week by week, year by year, it keeps on beating, refusing to succumb to the blows of life.Copyright © 2009Brenda Farrar-Ejemai(Author of: The Family in the Car, A Revelation)CEO, Favor Blooms, 978-1-58909-485-7
Read more…

Alternative Job Fairs need you!

More than 37 million Americans live in poverty, and the vast majority of them are in line for extra help under the giant stimulus package coming out of Congress. Millions more could be kept from slipping into poverty by the economic lifeline.People who get food stamps — 30 million and growing — will get more. People drawing unemployment checks — 4.8 million and growing — would get an extra $25, and keep those checks coming longer. People who get Supplemental Security Income — 7 million poor Americans who are elderly, blind or disabled — would get one-time extra payments of $250.If we can just help 1 percent become self-sustaining that will be some help considering the very little the stimulus plan will do.SummaryMake A Difference Ministries is a not-for-profit humanitarian program that serves all of Johnson County, Cleburne TX. MADM goal is to help unemployed families in Johnson County and expand to help others nationally by soliciting, collecting, and packaging food for distribution through a network of service agencies and programs that serve our target population groups. Our services include food box programs, alternative job fairs, utility assistance, and a youth job shadowing program that provides opportunities for self-sufficiency activities for "at risk" youth.Unemployment rates continue to rise and now millions of families are without sustainable income. Our client base is low-mid income people, mainly families, who need emergency help to put food on the table. Nearly half of those served by the program are children. MADM facility where we store donated clothes for distribution will host our first alternative Job Fair. The program is, soliciting food donations, vendors, and door prizes. In addition, we are offering an alternative from traditional job fairs to bringing in net-workers, small business owners to mentors others how to use one’s skill or talent to make a living.Alternative Job Fairs provide the opportunity to connect face-to-face with recruiters who would appreciate training and mentoring prospects.Our services will improve the ability of families to care for children and achieve goals of self-sufficiency. MADM services, now, are a small investment in comparison to cost of ignoring the problem of unemployment, hunger, in the country and the influence it has on a number of health, mental health and crime issues.MissionThe mission of MADM is to help as many families as possible by soliciting, collecting, packaging food for distribution through a network of agencies and programs, as well as provide opportunities for self sufficiency. Our services include food box programs, alternative job fairs, and children's programs.ObjectivesThis new initiative is designed to create an Alternative Job Fair that will serve all of Johnson County, Cleburne TX and expand nationally. Our objectives are:• Effectively organize our first alternative job fair with a network of vendors, volunteers, as a pilot event before expansion.• Establish donation network of local growers, retailers, wholesalers, and processors in Johnson County and provide utility assistance.• Establish youth program that will employ "at risk" youth.• Collect over four million pounds of food the first year of operation. Increase collection amount by 20% each year.• Effectively distribute the food to low-income families that make up over 20% of Johnson County.• Acquire $500,000 of start-up funding through corporate, private charities and government financial support.• Raise an additional $100,000 in fundraising activity.Strategy and SummaryMADM will focus on establishing an effective system for organizing alternative job fairs, collection network with retailers, wholesalers, and processors. Another primary goal will be the creation of a youth program that will employ "at risk" youth. The program will also start a fundraising campaign with area retail markets, banks and credit unions in order to raise an additional $100,000.MADM will advertise its services to the target populations groups through the agencies that serve these groups on a daily basis.Marketing StrategyMADM program will focus on increasing its visibility in the community. Participating business and food retail stores will carry information about MADM and how programs like this one are helping the community. Award certificates will be distributed to businesses each year and the program will find additional methods to raise the profile of businesses that assist the program.Program brochures will be distributed by local social service programs and agencies that serve the target population groups. In addition, these programs and agencies will serve as advocates of using MADM in response to the need for emergency food.Fundraising StrategyMADM will immediately start a Fundraising campaign that will focus on using the local banks and credit unions to collect donations to help unemployed families. Typically, food drives are started in October and November. MADM will place donation bins in participating banks and credit union. In addition, customers in local retail food stores can donate money to MADM at the checkout stand at participating businesses.Vendors will pay a booth fee and various speakers will pay a registration fee to highlight their business and do presentations. We need your support contact us thru
Read more…

The Toxic Job

Is your JOB toxic?? We have all heard of toxic relationships and friendships. You know the ones that bring you down, lead you down the wrong path, or cause you more harm or hurt than good. So, is your JOB toxic? And how can you tell. If your immediate response to the question was yes, then case closed. If you are not so sure whether your job is toxic or not, I have some things you may want to think about. I'm not professing to be a career counselor, or anything like that, but I had a conversation with a friend that some people may be able to relate to...~ Signs your job may be "toxic" ~- Are you literally saddened by thoughts of your job or the thought of going to work?- Do you constantly go to work in a good mood, but leave angry or depressed?- Have you or are you developing health issues, (for example, high blood pressure, ulceres, anxiety) due to job related stress?- Does your job consumes all aspects of your life, even when you don't want it to?- Does your job interfere with your personal life or cause a strain in your personal relationships? You know, you are constantly missing valuable family time because you have to work late or bring the job home with you. ( Think carefully about this, don't confuse it with a toxic relationship at home)- Has your behavior change negatively since you have been working at your job.?- Do the practices of your company conflict with your personal values?I think that if you've answered yes to more than one or two of these questions then you may have a toxic situation on your hands. But what should you do about it? Now, with the economy today, I would not advise just quitting. 71,000 jobs were lost on Monday, 10,000 on Wednesday, and there are certainly more to come. So chances of getting hired somewhere else are slim.But in the meantime, see if there are other ways to survive and keep your sanity. Instead of griping about your job, thank God, that you have a means to provide for yourself or your family. While you are there, take comfort in knowing that you are doing the best that you can do while you are at work. Set limitations for your self try to work late only once or twice a week, and then set limitations on how late you will stay. Say I'm leaving at "x o'clock" no matter what. And stick to it. If possible, find something you do like, whether it be another job, or your own business. And by all means, be sure not to take the stresses of the day out on your loved ones. They will be there for you long after that job has passed.
Read more…

Let me Introduce To You Our Newest srsd

Let Me Introduce To You Our NewestSENIOR REGIONAL SALES DIRECTOR...Lee Williams, SRSDI joined Ameriplan because I wanted to work from the comfort of my home take care of my mother and generate additional income as well. Ameriplan has met and surpass my expectations,I work at home I am a part of a fast growing and exciting team and I get promotions. As SRSD I am encouraged to reach higher and help many other families realize their financial goals. I am blessed with the support and encouragement of my husband and my family. To my enroller Denise Lynch SESD, you are a terrific coach and leader.I am fortunate to be in your organization. To my upline Pennie Berk NSD, you are a great example, we love you. As we know, success is a journey not a destination. My sight is set on the next promotion, ESD, S O O N!!!!!!!Lee WilliamsSenior Regional Sales Director.Proud Enroller and Friend:Congratulations!!!! I am very proud of you and your growing organization!!! Lee Williams is one of my original IBOs. I must say we have a long history together. I'm so proud of this incredible leader and very dear friend. I know this has not been an easy journey for you, but here you are at SRSD. Lee is one of the most coachable IBOs I've ever met. It's an honor to have you on my team. Next stop ESD!!!!See you at the TOP!!!Denise Lynch, SESDProud NSD and friend:Lee is absolutely amazing. She has a great attitude and is always ready to give 110%. She attends the RTS/Accountability Calls, she helps her team members and is totally 'in the game'. I knew when I first talked with her that she had what it takes to go all the way with Ameriplan. She is just such a sweet, friendly, warm person that you can't help but just love her. I'm so proud of her and her accomplishment!!!! Way to go!!!Pennie Berk, NSDWE ARE ENROLLING EVERYONE NOW WWW.IBOPLUS.COM/40585101
Read more…

Let me Introduce To You Our Newest RSD

Let Me Introduce To You Our NewestREGIONAL SALES DIRECTOR...Dawna Shengle, RSDWhew.what a ride. And it's just the beginning. When I first started with AmeriPlan and The Freedom At Home Team I set my goal to reach RSD in 6 months (I'm not a real go-getter and thought I was being realistic). After going thru the training I changed that goal to 3 months. And here it is, after just 6 weeks I made RSD.and my first week was going thru the training, putting off posting my first ad. Gosh, if I had started advertising sooner I would have made it by 5 weeks.or even sooner!I don't want to make it sound easy. I work hard and put a lot of time into my business. As one of my team members says The only way you can fail at this business is to do nothing at all ~thanks Gail. I also really owe a lot of my success to my sponsor and trainer, Dana. I was one of those recruits that always was emailing and calling her with tons of questions (and still do). Thanks for being so patient with me! And of course I owe a huge thanks to my husband, Rich. The encouragement and support he shows me gives me the confidence that I can make it big with this business. I want to thank him for all the dinners he had to finish cooking so that I could make just 'one more phone call'. I love you hun!There's still a ton of things I need to learn, but I enjoy waking up every morning knowing that I have a great work at home business that allows me to be with my family and still have a successful career.Dawna Shengle, RSD****************************************************************************You can start your story today at
Read more…

Blog Topics by Tags

Monthly Archives