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How to buy a new car with bad credit to drive for Lyft and Uber?

If you’re struggling with employment, bad credit, or transportation, you may want to consider ridesharing.   Although, you need a car you have several options to get that transportation like the following:

1. Buying a car

Buying a car is a big challenge for a person with bad credit.  However, you still have options to own a car and build a business through ridesharing.  If you’re employed but have bad credit you can buy a car from a buy here pay here car company.  They do not look at your personal credit which is perfect if you have bad credit. You may also have the option to borrow a car from a love one that has multiple cars and making payments to them.  Understanding buying a car is no small purchase, however, having the opportunity to up $16 an hour ridesharing it may just be worth the investment.

2. Express Drive

Lyft has partnered with General Motors to provide rental cars via the Express Drive Program, with weekly rates between $135 and $250. Drivers are eligible for $0 weekly rates when they hit 75 rides a week.

You’ll need to drive most of the week to bank that many rides, so it’s best for people who are looking to test the full-time driver lifestyle but don’t want to commit to buying a car.

3. Hertz and Enterprise

Hertz has partnered with Lyft and Uber to provide rideshare rentals. Lyft's deal starts at $165 for weekly rentals of compact sedans. After a certain number of rides per week, which varies regionally, drivers can earn a Power Driver Bonus to cover the rental cost.

Uber’s deal with Hertz is similar to Lyft Express Drive, but the two programs are offered in different cities. The Uber program has a $180-per-week base rate, which drops to zero after 75 rides a week.

Enterprise’s rentals, specifically for Uber, are a pricier $215 a week.

Renting is typically more expensive than buying a car and making monthly payments, but if you're a high-volume driver it basically can become free. Plus, if you don’t like rideshare driving, you can quit after a short trial period.

4. Uber Xchange

Uber Xchange offers short-term car leases from partnering car dealerships. Drivers pay a $250 deposit to start and make weekly payments over three years. Xchange leases to people with poor credit, but monthly totals and interest rates are much higher than with conventional financing.

For example, a 2013 Toyota Camry L Base leased through Uber Xchange may cost 156 weekly payments of $130, or $520 monthly. Comparatively, leasing a 2017 Camry through a Toyota dealer is only $199 a month — though you need a good credit score.

Xchange saves drivers money by including maintenance and insurance, but this means full-time drivers are dependent on Uber servicing their cars quickly.

“My car was in a shop over a month while a claim was investigated, and the people in the Xchange office had no willingness to work with me on payments since I was generating no income,” says James Taylor, an Uber driver from Los Angeles.

However, Xchange offers unlimited mileage, whereas traditional leases typically start charging extra after 12,000 miles. It also allows members to return the car and back out after 30 days – minus the $250 deposit.

Consider Xchange only if you’re driving 40-plus hours per week, want a car for personal use and can’t get other financing because of your credit. Remember, some lenders may be able to help you buy a used car at a better price.

5. Hyrecar

Hyrecar is a peer-to-peer rental service specifically for ridesharing. Uber and Lyft drivers connect with car owners to use their vehicles at varying daily, weekly and monthly rates. There are no contracts or sign-up fees, and daily rates are as low as $35. Weekly rates float around $200 to $300.

EVERYBODY WORKING FOR THEMSELVES IS A MYTH. HERE IS THE TRUTH!!!!

EVERYBODY WORKING FOR THEMSELVES IS A MYTH. HERE IS THE TRUTH!!!!

Hello Community,
Lets get to it!!!! Everybody DO NOT want to work for themselves.

Yes, I know all the advertisements scream

that myth at you , Daily!!!!!

The marketeers try to convince you having a JOB is not a good thing.
Who are they trying to fool?????
If you are not earning a income , who will purchase the good and services and business opportunities

they promote???

I ask you WHO???
Yes, they say JOB like it is a bad thing. You gotta be kidding !!!!
Everybody who follows this flawed logic, join the JUST OVER BROKE mantra.
Many do not even think about what they are advocating.
Well, here is my take. JOB stands for JOY, OVERCOMING BROKE! Say that daily.

Yes, every action I take to improve my income and lifestyle is supporting that realization.

That includes keeping an 8 TO 5 Yes, the 8 TO 5 allows me to pursue my passion, which is marketing and
promoting, working with online business operators, consulting with small business owner.
The 8 TO 5 handle basic operational cost like food, shelter, clothing. ( Remember, I am a home based
business owner/operator ), so I can generate additional income from doing my passion.
Now, imagine trying to do that without the operational cost being handled.

You, those who have had to do this, know

what I am talking about , it is difficult, to say the least.

Here is another irony to the Everybody wants to work for themselves myth.

 As business owners grow, acquire new customers, service existing customers, purchase goods and services,

etc. they quickly realize they need help.

Guess what they do next- Inquire about people looking for a JOB!!!!!

Yes, a JOB!!!!

Get it,

We all have a JOB, some work for themselves, some work for others. A JOB is a good thing!!!

Now, here is the reality one should be focusing on . Create multiple streams of income.

Create income producing assets.

Do not rely on one source of income i.e JOB.
HAVE A FINANCIAL PLAN B!!!!!

Recognize and accept events change, sometimes for the good and sometimes for the not so good.
You want to be prepared either way. Have options, Create options.
Without options they is no choice, just situations.

Need help with creating your PLAN B? Want to know how to create income producing assets?
How to determine how many streams of income you will need to be financially solid??
Great!! I have suggestions!!!!! Email me at juniques@yahoo.com
Subject: Having a Job is ok with me show me how to create my Plan B!!!

Networkingly yours,
Rickey
www.juniques.ws


JOIN OUR ONLINE NETWORK COMMUNITY AT WWW.JUSMCC.NET.

Program Manager: 
 
AMHP is seeking a program manager to help shape the organization as it expands and grows into different arenas. This is a tremendous opportunity to be a part of a large national organization that is involved in many facets of the healthcare industry.  This is an opportunity to build your resume all the while gaining real-world experience leading a large non-profit organization.
 
This is a paid position that requires a, minimum, 1 year commitment with a 90 day probationary period.
 
The program manager needs to be able to participate in:
 
Strategic Planning:
· Encourages Board's role in strategic planning
· Appoints the project managers of committees, in consultation with other Board members.
· Oversees the work of the project managers and uses standardized metrics to ascertain success.
·Steps in to fill the role of the project manager as necessary.
 
Finance:
· Monitors financial planning and financial reports.
· Plays a leading role in fundraising activities
 
Infrastructure:
· Allocates funding to project initiatives and follows up on each implementation.
· Works with 3rd party vendors
 
Requirements:
Bachelors in Public Health; relevant work experience; graduate work preferred; motivated, confident individual with excellent interpersonal communication and experience leading a team; ability to communicate through multiple tools; 
   

 __________________________________________
Project Manager:
 
AMHP is seeking a volunteer project managers to lead its Health Educaton taskforce in its core mission.  This is a strictly volunteer position but give a breadth of experience and networking opportunity for the right individual.  You will gain the opportunity to meet people in the health care industry, lead a note-worthy initiative as well as build your resume.

Manage:
· Work with team members to develop scopes of work
· Develop and oversee project budgets
· Work with program manager to obtain project financing and prepare on-going reporting
 
Delegate:
· Delegate tasks to appropriate team members
· Strategize and implement solutions relating to project, budget, management, etc.
· Develop and maintain communication pipeline with key people (President, program manager, board and members of the team)
 
Networking:
· Work with local organizations and officers as needed in the development process
 
Coordinator:
·Facilitate meetings
· Submit required paperwork to program manager and the board
Monitor project schedule and oversee details such as plan selection
 
Requirements:
Bachelors in Public Health/related field or in the process of completing; motivated, confident individual with excellent interpersonal communication and experience leading a team; ability to communicate through multiple tools. A 9-month commitment is required.

For more information please contact:

Rabia Akram, President

rakram@amhp.us

Deadline to apply: January 21, 2011

Good Luck

Michelle

http://amazontc.com  International trade and consulting

http://wirequeen.com Jewelry Art and More

http://wirequeen.blogspot.com

when I leave the 9-5 is going to consist of webinars, getting kids to school, client meetings, site updates, blogs, encouraging messages and videos and TWO POWER NAPS.

So there....I am not going to work weekends unless absolutely necessary.

Can't wait for my release from the 9-5. Thank you LORD for this job right now, but thank you for the gifts you have given me to leave a legacy for my children and be at home for them.

I use Tungle for scheduling events and meetings http://tungle.me/mrsceo AND Plancast

http://plancast.com/dneal

I will order my blankets and comforters from LTD for my nap time AND I am using GVO Conference right now for my webinars

http://mrsceo.myprelaunchinvite.com/

(stay tuned for my next blog....on the GVO Conference)

Do you dread going to work? Feel like you were made to something else with your life other than working for “the man?” Or is your hobby starting to pay you more than your day job? If you answered “yes” to any of these questions, then it’s time to move on and follow your purpose. But first, we must identify the risks and rewards of quitting your day job and becoming an entrepreneur. Finally, we will learn 10 key strategies for implementing your purpose because although entrepreneurship may be calling you, are you really ready for it?

Okay! Let’s be real, here. There are risks to quitting one’s job, but many are just plain myths that need debunking because they are preventing you from following your purpose. Here are the top five myths to reasons why not to quit your day job:

· I will have no Health Insurance

· I will lose or not have Retirement Funds

· I will be homeless

· I need thousands of dollars to start my business and to survive

· There is no security in entrepreneurship

Now here is reality. First, you can purchase private health insurance that may cost more, but it’s better to be safe than sorry. Google health insurance options online such as www.ehealthinsurance.com or call your local insurance agency such as Nationwide Insurance or State Farm. Second, you can rollover your 401(k) plans or others into a ROTH IRA. Talk to your financial advisor/planner for more information as they are a resource that everyone should use to help make sound financial decisions like quitting one’s job. Third, your home can be protected through insurance and other special programs. Again, speak with your financial advisor/planner to learn about your options. Fourth and most pivotal to your success, is plan, plan, plan, budget, budget and here, again, is where your financial advisor/planner will come in handy. Are you beginning to see a pattern here? Visit your local Small Business Administration technology center or go to their website at www.sba.gov. They can provide you with a plethora of information on funding options and more. Finally, tomorrow is not promised to anyone. If you plan smartly and be clear about your objectives, quitting your job will not lead you to the unemployment line.

Now, as previously stated, you must plan smartly and be clear about your objectives. Quitting your day job is a big step, and one must not become caught up in the myths about the rewards of being your own boss. So, here are some myths about the rewards of quitting your day job.

· I don’t have to answer to anyone

· I can set my own hours and work when I want

· I have an idea that is going to make millions

· I can go on vacation when I want to

Stop right there! If these are the reasons you want to quit your day job, you and your family are in trouble. The reality to entrepreneurship is that you do have to answer to someone – YOUR CUSTOMERS/CLIENTS. Entrepreneurship is not an 8 hour job, but a 24 hour job. Most businesses, depending on the industry, do not see a profit for the first 2-5 years. And can you say TAXES, EMPLOYEES, MARKETING and RENT/LEASE FEES? Finally, who’s going to cover the shop when you are on vacation? Many entrepreneurs have not made that leap to business owner where the company can now function without the owner/founder’s presence. You are the sales clerk, janitor, cashier, secretary and CEO until the business has “arrived.”

The bottom line is that the decision to quit one’s job is very personal and subjective. It is not something that can necessarily be predicted as being the right thing or the wrong thing to do at the time of the decision-making process. But is something that can work to you and your family’s advantage if it fits in line with your purpose and with careful planning.

So, are you ready to turn in your resignation? Wait! I want to leave you with 10 key strategies for implementing your purpose before you take that leap of faith into entrepreneurship.

10 Key Strategies to Implementing Your Purpose

1. Create a list of the things you are good at and enjoy doing: What is your calling? Write down your vision

2. Create a list of pros and cons about your current job: Be real and not just make up excuses here. Perhaps you will find that you might not need to leave the job just yet, but can leverage a raise or a newly created position tailor-made for you.

3. Plan a long-term and short-term list of goals that relate to 1 & 2: Speak with a counselor at a local women’s business center to help with this.

4. Tell your Crying Angel Network or your business consultant/coach your ideas and goals: Get a fresh perspective from someone who is not your family or circle.

5. Before quit job, see if you can negotiate a part-time deal: Don’t leave until all avenues have been exhausted – keep a part-time job until income from purpose super cedes or matches income from job.

6. Research access to capital: Capital can come in many different forms such as friends, family, loans, and savings. Bottom line: you must have a money plan.

7. Live within your means: You should start a budget and have been living by it at least 3 months before quit your job, if possible. If not, call your financial advisor/planner immediately.

8. Network, Network, Network: You can use the traditional (i.e., BNI groups, workshops & seminars) and/or non-traditional (i.e., post office, birthday parties, grocery store), but you must learn how to network and use your net to work for you.

9. Talk to your spouse before you jump into the water: Get their support or understanding, if not both, because this decision will impact them for a long time to come. They need to know where they stand in all of this because they will be making sacrifices with you. This is not about just you.

10. Keep a sense of humor because you are going to need it: That’s right! Laughter is the remedy for insanity and depression, so keep laughing and enjoy the journey.

One of my favorite inspirational quotes says, “Ambition knows no obstacles” (Chinese Proverb). I want to add to that that ambition is a curse without careful planning. That is not to say that you will be able to plan everything out, but when the bumps come up - and they will - you, your company and your family will be better equipped to handle them.

~Copyright © 2010 Rebekah L. Pierce. Mrs. Pierce is the Founder and President of The Girlfriend Connection (formerly Average Girl Magazine LLC). She is also a playwright, former radio talk show host, motivational speaker, teacher, wife and mother. Visit www.thegirlfriendconnection.yolasite.com for more information.

Nothing happens. But, that's what everyone starting a business does, isn’t it? Print out some brochures, tell everyone how great you are, and wait for the money to roll in.

Stop right there. You have just made several of the top 5 startup mistakes entrepreneurs make when starting a business.

Startup Mistake # 1: First, being a "carpenter" is too general. There are a million carpenters in the world, but the only successful ones have something to concentrate on. Wood carving, house renovation, specialized pieces. Like the old saying goes, "Jack of all trades, master of none."

Startup Mistake # 2: If you fail to plan, you plan to fail. An idea is not a business plan, or a marketing plan, or even just a goal. It is simply an idea. Although the planning process may seem long and tedious now, it will benefit you more than you could imagine in the future. For example, when you are seeking funding, when you are joining an association of professionals, when your goals change, when your business changes, or if you take on a partner or investor. Your plan should guide you, but not constrain you. If something in your plan doesn't fit just right, change it. Your business plan will never have a final draft.

Startup Mistake # 3: Brochures and business cards are garbage to startup businesses! You will spend far more producing them than they will produce for you. Ignoring the high cost of printing these materials, and the costs associated in designing them if you aren't proficient yourself, most startup businesses change too quickly for these materials to be effective for more than a short period, sometimes as little as days.

If it costs $1000 to print these the first time, and $1000 to design them the first time, imagine how much you will pay if your brochures beat statistics and last two months. If alterations to design cost $500, it costs $1500 every time your business changes. If your business changes every two months, you can expect to spend at least $9000 that year on brochures and business cards. Yes, that is nine thousand dollars in lost revenue, over something that is less effective than graffiti. Don't waste your time, or your money, on brochures and business cards until you can keep your typical sales presentation the same for at least six months. Otherwise, for business startups, these things aren't worth the trouble.

Startup Mistake # 4: Okay, the Yellow Pages. Let's take a look in the Yellow Pages and see how many other trillions of carpenters there are. Which ones stand out? Definitely not the tiny ad in the corner. Probably not the one-liner. And as a business startup, that is all you would be able to afford. For the one or two clients per year this would bring you, it is better to wait until your marketing budget can afford to buy large, extravagant and eye-catching ads.

Startup Mistake # 5: Six hundred dollars for a website and domain name? A website and domain name before a marketing plan? This scenario is already causing headaches for those of you "in the know". Best idea for a business startup, design your own website for free if you can. Second best idea for a business startup, get a friend or relative to design it for free. Third best, pay a minimal fee for the complicated stuff and the rest can be done by yourself and a relative.

Only if no one in the world can help you, do you want to hire a professional to do the whole thing for you. And when you do, try and get it on 30 or 60 days post. That way, the new website will be generating money for you before you pay. If you do pay upfront, and can't get around it, ask if they do free updates. You are guaranteed to change a thing or two, probably at least once a week as you test out your new site. If you pay $600, it had better be a good website – because your entire marketing budget just paid for it.

1. Denial - You cannot believe that the loss is true.

2. Anger - You blame those who you think might be responsible -- including yourself.

3. Bargaining - You try to "strike a deal" ( with a Higher Authority): "If you help me get a job, I promise never to be late to work again.

4. Depression - You realize the reality of the loss

5. Acceptance - You come to terms with the loss and get the energy and desire to move beyond it. The "acceptance"stage is the best place to be when starting a job search, but you might not have the luxury of waiting until you get to this point before beginning your search.

It is helpful to monitor you reactions and control any adverse emotions. Although you may well experience the stages of grief outlined above, they may not necessarily be in the order mentioned. If you experience strong negative emotions during these stages, you may need a break from your job search until you reach the acceptance stage. Most people can function in the earlier stages, as long as they remain aware of their feelings and are able to Keep these emotions from affecting their activities. For example, if you're still in your "angry" stage, it's important to understand that expressing your anger during a job interview could be self-defeating. Following are some tips to keep in mind during the job search process to keep yourself emotionally healthy and motivated to look for work.

Clarence Coggins
Crown Prince of Web 2.0
Equal Access To Justice For All
Build Your Business With One Link