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Protect your Teens on Facebook!

Posted by Diane Griffi on May 6, 2012 at 11:00pm

Facebook has become the new battleground for parents and teens –a place where teens are trying to gain more independence and parents are trying to keep them safe. When it comes to ‘Friending’ your parents, not all teens are ready to click the “accept” button and feel having their parents become part of their online community is similar to having their parents read their diary.

Some parents are opting to not step foot onto this virtual battleground and are choosing to not even attempt to become Facebook ‘Friends’ with their children. As a security expert, this is a move I do not endorse—in fact, I sit firmly in the camp that becoming your child’s Facebook ‘Friend’ is one of the key ways to keep them safe during their teen years.

Why? Here are 3 reasons why it is important for parents to become Facebook ‘Friends’ with their teens:

It allows you to monitor your child’s online activity and conversations in a very real and honest way. They know you are there, they invited you in—it is not as if you are sneaking into their room and looking through their drawers.

It helps deter the posting of inappropriate messages and photos. Before a teen posts a message or photo they will be thinking ‘is this something I would want my mom or dad to see?’ If the answer is no, they won’t post it—keeping them from making what could be a very big mistake. In addition, if you do see inappropriate messages or photos being posted, this is a great way to begin those somewhat hard conversations with your children.

You get valuable insight into what is happening in their offline world. Not that you need (or want) to know how many times Susie broke up with Billy, but just seeing what your child is posting and/or is having posted to their page, gives you a glimpse into what is happening IRT (In Real Time). This may explain changes in behavior and help encourage offline discussions.

Let's Protect our Teens

www.proectyourteens.com

www.securityfirstassociates.com

JUNIQUES MULTICULTURAL CONNECTIONS INTRODUCES MULTI CULTURAL EMAIL SERVICE

Posted by Rickey on September 14, 2010 at 6:31am

Rickey Johnson, Owner of Juniques Multi Cultural Connections, brings to the marketplace, Email service to reach the 11 Trillion Dollar Multi Cultural Market.If you market to or what to market to this growing market just go towww.juniques.ws/jmccIf your product, service, or message is for the Multi Cultural Communityyou will want to use this service now.Also, Mr. Johnson affirms that THE POST OFFICE IS NOT CLOSED!Using First Class Postage to reach your market is still an effective and cost contained way to do it!!!!Now, for a limited time, you can send your promotion print piece ( up to 8 1/2" by 11" ) for $10 per hundred. Yes, this is a limited time offer.Also, if you require assistanc with marketing and promotional strategies to the Multi Cultural Market you can open an account for $100 which includes 2 hours of consultation. Yes, This is a limited time offer. Yes, ACT NOWGET TO www.juniques.ws/ jmcc and send your request.

YOUR LAST, LAST WILL BE YOUR FIRST!!! HAPPY NEW MONTH!!! FROM RICKEY OF ARIZONA

Posted by Rickey on September 1, 2010 at 6:14am

Hello Community,Rickey from Phoenix AZ, sharing with you HAPPY NEW MONTH.This is the last month, before the last quarter of 2010.Now, make sure you do the things you know need to do this month.This will get you positioned well for the last quarter of the year.This will ensure your last quarter completion will position you strongly forThe first of the new year. Yes, your LAST, LAST, WILL BE YOUR FIRST!!!Go to work, work smart and not hard, PUT ONE CLICK MARKETING TO WORK TODAY!!!Learn more at www.juniques.ws/answerYOUR COST, A FEW MINUTES OF TIME. You can be using one click marketing in minutes.You will have me to assist you in growing personally and professionally!!!See this my entering the last month, before the last quarter, so I will have a great first of the new year!!I with you. You are the only you there is, NO ONE CAN BE A BETTER YOU!!!!!Take that blessing and manifest it. Collect your business seed, plant in your fertile market, and prepare to reap a bountiful business harvest!!!See at www.juniques.ws/answer

HAPPY NEW MONTH, YOUR LAST FIRST CLICK HERE LEARN HOW TO GET PAID WATCHING VIDEOS

Getting Prequalified Is No Joking Matter....read on to learn more!

Posted by Denise R. McCoy on October 8, 2009 at 7:16pm

Getting a home loan does not have to be cumbersome and daunting. All you need is a trusted loan expert who can give you honest advice on the best financing for your needs.Here are the simple steps involved in the loan process:Get an Estimate of What You Can AffordFind out how much you can afford to pay for a new home, second home or investment property. Strengthen your bargaining position and make your offer stand out by getting prequalified.Request a PrequalificationGet advice on different home loans and ratesWork with a lender to discuss the best financing for your needs.Request a Free Consultation with a Mortgage expertGet Pre-ApprovedPreapproval makes you look like a serious buyer and is favored by home sellers when they are considering bids. Contact you Mortgage Professional to find out how you can get preapproved.Find a HomeFind a home in a specific location or price range. Search the MLS and get new properties emailed to you. Work with a real Estate Professional.Apply for a LoanOnce you have decided on the home that you want to buy, the most important step is the loan application. Prepare ahead of time for this and ask your mortgage professional to provide you a checklist that will help you with the loan application.Request a Loan ApplicationComplete the paperwork and DocumentationYou will need to provide a completed loan application and the requested documentation to your loan agent. The loan application form typically asks for information about the property, the terms of purchase, and the employment and financial history of all the loan applicants. After you apply the lender will start verifying all the information that you have provided.Complete the Appraisal, Title & UnderwritingTo calculate the mortgage payment, the lender will begin by asking how much you are looking to borrow. The property value and your personal finances will determine the maximum loan amount. To estimate the property value, the lender will ask a real estate appraiser to give an opinion about its value. The appraiser's opinion can be an important factor in determining whether you qualify for the amount of mortgage you want. The loan agent will be the intermediary between you, the borrower, and the underwriter.Get Approved & Lock Your RateOnce the loan is approved, the loan papers will be sent to the escrow/title company or your attorney. The escrow officer or attorney will include other documents to the file created from information received from the lender. Once these documents are prepared, the escrow officer or attorney will contact you to set up an appointment for you to come in and sign your papers.Close the DealYour loan advisor will get in touch with you to schedule a closing date. The date will be specified on the purchase agreement. Closing is the last step and involves different types of fees like Title Insurance, Appraisal, Origination Fees/Points, Homeowners insurance, credit report fee etc. At the closing you will sign all mortgage documents and take possession of your new home. If you are refinancing, you will get a lower interest rate, or cash ou

COMING SOON: Craig Coleman has completed his first Novel

Posted by Craig C Coleman Sr on October 19, 2009 at 10:00pm

COMING SOON: Craig Coleman has completed his first Novel, "Trained to Cheat. Trained To Cheat attacks subjects that strongly relates to Infidelity. Rather you are cheating on your spouse, boyfriend, girlfriend, or a single person who is attracted to someone that is married. The act of infidelity is committed against God, not your partner. The only way to be faithful in life and love is by being faithful to God.Unedited Synopsis: All Men Cheat, Women Cheat Too, Once a Cheater always A Cheater, Blah, blah, blah. In today's society, it should be common knowledge to realize that both men and women are guilty of Cheating. Trained 2 Cheat is a story about a man who was, raised to be a Cheater. From the time he was born, on into his adult life, men, woman and those who influenced him the most, trained him to be the worse kind of man, by there actions and infidelities. Trained 2 Cheat gives fictional accounts of how one man can go from a Cheating no good S.O.B in one marriage, to a devoted husband, in his second and final marriage. Read how Cheating is a behavior that flows from generation to generation.Unedited Introduction:IntroductionIn 1961, Private Bobby Carter Sr. Married his childhood sweet heart Cora. Shortly after the wedding, Cora would give birth to there first child, Bobby Jr., Several months later, the United States Army would send Bobby oversees in support of the Vietnam Conflict. While he was away serving his country, the distance wore thin on there relationship. Cora’s efforts to be a faithful wife ended one night after partying with a close friend, Willie Barnes. Even though they never dated, that night on the town would result in the birth of yet another child, Pete. While her husband puts his life on the line daily, Cora would continue to struggle with being a devoted wife. Dwayne Patterson would be the next temptation to enter her life. He was a local man married with three small children of his own. However, this relationship was different; Dwayne and Cora really cared for each other, but the relationship could not continue because they were both married. This relationship would also end with child number three, Charles. In 1970, Jeffrey Simms would enter Cora’s life after they moved up north for new beginnings. Starting Over in a brand new city would be a challenge. They would date awhile, and eventually were married. It was rare even in the 70's for a man to marry a woman with three kids. Jeff and Cora would find out that it is not easy raising children. They lived in the inner city; and were, exposed to many things that would make the boys look at life from a man’s point of view. Cora would soon find out that she and Jeff had something in common. Both of them come from a generation of two-timers, and Jeff would continue to pass this behavior down to there innocent boys. They were, taught that real men had more than one woman. As teenagers, they were, allowed to have girls in the house as long as Cora was not home. During those years, they were, exposed to drugs and alcohol, which made there, lives more complicated. Throughout there adult lives, they continued to revisit these activities until reality entered in. Shortly after his second marriage, Charles the youngest boy would seek counseling to help him with his inability to commit.I pray that this book would open up our hearts so that we can realize that infidelity is a virus that is destroying families all over this country. Because of self-pity, our children are, forced to live in single-parent homes, and learning the wrong principles of marriage.

You Can Buy a Home Now!

Posted by Yasmin Sabur on December 28, 2008 at 5:28pm

First things first.Why would any one have a blog, a web site and write articles on buying a home in this economic climate?If you’re thinking this woman must be totally out of it, well, in some ways, but not regarding purchasing a home.The best first mortgage and down payment assistance programs currently available were all created during times of national economic hardship. FHA 3% down payment mortgages and VA 100% guaranteed mortgages are just two programs created when folks had a need for low down payments to be able to purchase a home.As we pull out of this financial crisis, I believe more assistance will become available, not only for homeowners, but also for first time homebuyers.If you have a stable job history of two years, have paid your bills on time, kept you credit accounts down to a minimum, and have some money saved, there is no reason why you can’t be in a home of your within a few months. Now is always the best time to own a home.Myhomedownpayment.com is a nationwide directory of down payment assistance programs for low-to-moderate income families (most of us fall into this income group). Down payment assistance and closing costs programs exist on the national, state, county, and city levels. Take advantage of these programs.You need to be willing to do your homework, find ethical and knowledgeable real estate and mortgage professionals to assist you, and begin to enjoy the pleasures of home ownership.The author, Yasmin Sabur, is the founding member of My Home Down Payment and myhomedownpayment.com, e-education businesses promoting affordable housing through mortgage down payment assistance programs for low-to-moderate income families.

Note: this page contains paid content.

Note: this page contains paid content.

Note: this page contains paid content.

Note: this page contains paid content.