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http://www.businesscreditamerica.com/ 1-888-883-3013

http://www.businesscreditamerica.com/ 1-888-883-3013

Hey guys, Houston here with Business Credit America and I wanna wish all of you a Happy New Year. I hope that you all had an amazing holiday season, and now it's the beginning of a new year; and with this year coming up, a lot of things are changing. The banks are gonna be loosening up on funding. So there's more opportunities. More real estate is gonna be coming on the market for those that are real estate investors. A lot of things are gonna start easing up for you to have the opportunity to grow your business and to get access to capital to help fund the business. So in this video, what I wanna do, I wanna talk about the three things that you do not want to ever share with your banker when you're trying to borrow money. Okay. And the first one we're talking about for business loan rejection key points.

And that first key point is, when you go to a bank and they ask you, "What do you wanna use the money for?" You do not wanna respond you wanna make use of the money for a business venture, or a real estate opportunity. The reason is, you sound like a gambler. Because you sound like you wanna take their money, and see if you have the opportunity to make profits, and then come back and pay them. You don't never sound like a gambler, when you're trying to borrow money. So never use these terms in explaining why you need money. And those terms are, you do not wanna say that you're looking into a business venture, or a real estate opportunity. This is just a poor way of communicating why you need money for your business or for your start-up. So this is Houston with Business Credit America. This is our first key point. We're talking about business loan rejection key points, and I hope that this is something that you can understand, and that you can work within your plan, as you move forward to get funding for your business. I really appreciate the support, and look forward to hearing from you. Thank you.

http://BusinessCreditAmerica.com

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http://www.businesscreditamerica.com/ https://houstonmcmiller.com/home 1-888-883-3013

LEARN HOW TO GET FUNDING FOR YOUR BUSINESS BY FOLLOWING THE STEPS TO RESTORE YOUR PERSONAL CREDIT THEN BUILDING A BUSINESS RELATIONSHIP WITH THE BANKS.

Check our the other credit repair videos
https://www.youtube.com/watch?v=pOcq8g2ejFE
https://www.youtube.com/watch?v=ZfzKlDj3gHk
https://www.youtube.com/watch?v=Si_DCXdGAXo
https://www.youtube.com/watch?v=gmr9mKJNRzg
https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be

http://BusinessCreditAmerica.com

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Are you a small business owner that hates tax season?  You have to think of how you can reduce your tax bill and walk away with a nice tax return.  In this video I'll share with you a few resources that could save you thousands of dollars in your small business.  Many small business owners accountants, CPA's, or Attorneys don't share these writes with the majority of their clients.

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http://BusinessCreditAmerica.com
Are you in bad need of money for your business but you have bad credit.  In this video, I teach you a process to acquiring a loan for your business even with bad credit. I give you the break down on what you need to set the business up properly so that the business qualifies for that loans.

Even more I teach you how to find investors for your business.

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How does incorporating your small business benefit you?  In this video, I'll share with you 7 of the great benefits of a corporation.  You'll also learn how easy it is to save thousands of dollars in your small business.

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Hello BBWO community,

HAPPY NEW MONTH TO YOU!!!

JMCC had a fantastic July and will have a fantastic August.

Why?

Because Networking Works, an effective Networking Works Even Better.

Read JMCC news update at http://www.juniques.ws/hnm

This community and the "Leader of the Band" LaShanda Henry has been exceptionally instrumental in help JMCC grow!!!

I look forward to networking, even more, these coming months, and I very appreciative for the networking shared, these past months!!!

Love gospel music and ministry??!!!

check All Nations TV Network

http://www.jusmcc.info

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10744098097?profile=original  If you’re an entrepreneur or veteran in your business, and you’re finding it difficult to borrow money, then you may need to look at the foundation of your business. It’s unfortunate a lot of financial institutions loan officer do not have the knowledge to help you qualify for funding.
As a business owner for over 10 years, I am very familiar with the stress that comes about when you need money either to expand your business or just trying to make payroll. I discover 4 years ago about business credit, and I took all my free time to learn as much as I could about it. Many used this method to acquire funding, because their personal credit was destroyed.

A few things that I learned from studying business credit was that in order to obtain funding you must have a strong business foundation as well as good personal credit. Although, those facts made since, it made me feel discourage and uncomfortable, but as I educated myself more and took action, I felt a sense of relief.

I’ll like to share with you those steps I took to build up the foundation of my business in this outline.

 1st you must pick a favorable lending code. In the business world they call it SIC CODE or NAICS CODE. I made a video explaining these terms on my youtube channel on my website http://BusinessCreditAmerica.com.  Some of the favorable lending codes with be the following niches such as technology, education, retail, wholesale, and telecommunication.

  2nd step to building the foundation of your business is the structure of the business. Banks and Credit Unions are biased to the structure of the business. The majority of business owners are focused on either a S-Corporation or an LLC. However, banks favor C-corporations, because it’s look at as an entity that can vouch for its own credit, built up correctly. Another reason the C-corporation is preferred is because you can raise capital by issuing stock in the company.

 3rd step in building the foundation of your business is the registration of the company online. There are several avenues you need to take when registering your business. You would start with the business credit bureaus. These would be Experian business, Equifax business, Credit.net, and Dun and Bradstreet. Once you’ve register with those, you move on and register with the government systems like, Sam.gov, ORCA, MBA, and SBA. After, you’ve completed those you’ll register with the top search engines like google, bing, yahoo to name a few. The purpose of doing all of this registration, because this acts as a third party verifier. I discuss more of this in my ebook THE INSIDER BANK SECRETS.

 4th step in obtaining business funding is opening up 3 business bank accounts (checking, savings, and expense). By opening these accounts, you are establishing a relationship with the banks as well as building business credit with the credit bureaus. In my ebook I teach you how to make a small budget go a long way when building a good business relationship with the banks.
If you wish to learn more tips and secrets on how to build business credit to obtain funding join our community and forum at http://BusinessCreditAmerica.com.

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Are You an Entrepreneur in the Making?

Are you tired of your J O B “just over broke”? Do you see others living out their dreams and passions as business owners and wonder how you can do that too? If you answered “Yes”, you’re not alone. Everyday entrepreneurs are longing for ways to fire their bosses and take control of their own destinies. I was feeling the same way about 10 years ago when I was working to build someone else’s business. My background mainly consisted of legal secretary work for high level attorneys. I had advanced level knowledge of MS Word and Excel and was highly organized. I knew my stuff and was highly marketable. My downfall that I was a job hopper moving from one job to the next because I just wasn’t happy.

[Read More]

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http://BusinessCreditAmerica.com 1-800-652-7157 How to Build Business Credit without Net30 Accounts. 

In this video I explain why net30 accounts are not necessary for business credit funding. I have stated over the year that if people want to get approved for revolving credit they have to do several things, starting with their personal credit.

1. Repairing your personal credit so you can be a guarantor on business credit cards or loans is important to the business.  If you feel that repairing your personal credit may take to long, then find a service that offer cpn's or scn's. 
Click on the link http://www.goodcreditunion.com/

Some business owners have elected to add someone with strong credit on their board to be a personal guarantee for the company.

Click on the link http://www.businesscreditamerica.com/business-credit-without-net30-accounts/

2. Building the business foundation to acquire funding.  As a small business owner you need a website and social media, as well as, registering the company.

3.  Business owners need to file financials and ucc-1.  This is what the banks look for in a business credit file.  These documents are what is used to help get the business loans and revolving credit cards.

4.  When you receive your articles of incorporation, you need to go open up 3 bank accounts (checking, savings, and expense).  In the ebook I teach you how to properly use those bank accounts to build a relationship with the banks. 

5. Purchasing the Dun and Bradstreet credit builder package is a good way to expedite to build up your business credit file.

Check out the ebook http://www.businesscreditamerica.com/business-credit-without-net30-accounts/

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http://BusinessCreditAmerica.com  Understanding a 80 Paydex Score and Business Credit Score/Rating

In this video I explain to you the difference between a paydex score and a business credit rating.
First, understanding that a paydex score is based off a customer paying 3 to 5 trade credit vendors on time.  Trade credit vendors commonly called Net30 Accounts give credit to start-ups or established companies. There is not a lot of factoring that goes into it.

Now lets look at a few important things that are used to factor a business credit rating.
1. A company's size and it's structure pay a key roll in it's credit rating.  I explain these factors in my new ebook "The Insider Bank Secrets." 
Click here to get the book
http://www.businesscreditamerica.com/business-credit-without-net30-accounts/

2. The industry risk code or SIC CODE AND NAICS CODE also help to factor your business credit rating.  In my new ebook, I give you examples of good and bad risk codes in helping you to obtain business credit funding.

3. The outstanding balances of your accounts payable will also affect your business credit rating. 

4. Paying your bills on time or earlier help determine you a good risk as well as your credit card utilization.  Having high utilization, but low credit card balances also has an impact on your business credit score.

5.  Having good public records and updated financials help boost your business credit score.  When file those ucc-1 financials statements showing you paid a loan off, or paid a lien in full you are showing lenders your business is a good credit risk.  Always keeping up to date financials on file to show the growth in your business also has a positive influence or your business credit rating.  I explain all these steps in my new ebook "The Insider Bank Secrets." 
Click on the link to get the book
http://www.businesscreditamerica.com/business-credit-without-net30-accounts/

6. The length of your credit history for the business also is important.  This show the business has stability and profitability over a period of time.  In our business credit forum, we show our members how to create this history.

Click on the link to get the ebook and check out the forum. http://www.businesscreditamerica.com/business-credit-without-net30-accounts/

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HAPPY NEW MONTH  SEPT  2013 JUNIQUES MULTI CULTURAL CONNECTIONS

Read our update blog at http://www.juniques.ws/hnm

 

We have some exciting updates.

Update on our New growth Christian based TV Network Professional Graphic Design company Networking assistance Promotional assistance

At your service, Rickey

Read more…

 

Hello Community, Happy New Month

to you!! May your days be filled

with prosperity. I am strongly

encouraging those who like

positive outcomes to build a

personal and financial legacy. You

start right now. Juniques has a

super legacy program for financial

enhancement . info at

http://www.jusmcc.biz  The program

is low cost, very effective for

promoting your message, and has

great financial return

probability. Designed to be simple

yet powerful. Juniques has

included a 6 month financial risk

eliminator element. You just have to put forth the

effort and take financial

measurement in 6 month. I believe

you will be pleasantly surprised. 

Looking forward to sharing more

positive experiences and action

with you.  get started

http://www.jusmcc.biz

 

 

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http://GoodCreditUnion 1-800-652-7157 30 Day New Credit File Approved for Car Loan and Credit Card. http://youtu.be/-DxeMjRLsZM
This is not a cpn or scn this is someone's actual social security number that had no credit on the file. Good Credit Union added 3 authorize users to his credit file and his fico score jumped up to the high 750's.  He was able to obtain a car loan and a new capital one credit card with a $3k credit limit.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

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As posted on Denene Millner's "My Brown Baby" on November 5, 2012. See full post here.

Author: Akilah S. Richards

How is it that, according to the U.S. Bureau of Labor and Statistics, our percentage of business ownership as black women in the U.S. is up 59 percent since 2002, yet we make up a mere 3 percent  of the $1.2 billion dollars in sales from women-owned businesses?

Unjust systems and long-standing, deliberately placed hurdles aside, many of us are learning to maneuver this new era of social impact through technology, and leveraging our skills with our passions to the tune of thriving businesses and comfortable lifestyles.

But on the real, the numbers of us who hoist sails on sinking ships with unstable businesses far surpass the number of financially and emotionally stable black women business owners.

Certainly, we do not lack access to the resources or the brainpower it takes to excel in business—so what’s the deal?

Business and Life Strategist Katrina M. Harrell and I have got a theory about these troubling truths.  It might ruffle your feathers a bit, but perhaps that’s a necessary part of your growth and ours.

The theory: Black women in business have been B.I.T.C.H.ing up, big time!

Yes, we BITCH up!  We get scared.  We stop trusting ourselves.  We take the shortcuts and we prioritize popularity over business ownership.  Many of us, myself included, spent years building a “popular brand”, without focusing on operating a business.

The results: High visibility, but low income.  Some success, but no real fulfillment.

I was a slave to the very thing I had built.  But thankfully, I got free.

READ MORE HERE...POWERFUL READ.

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Beginning of the End #13

DJs Unique Sound Charities

Beginning of the End #13

 

The pressure builds

The disappointments mount

The disrespect grows

And yet it is usually something small that will put you over the edge

The last straw

How much hurt is one person supposed to take

The problems were getting worse.  The drug use was getting worse and he was taking more money.  He wrote out checks and signed my name which caused me to overdraw at the bank. He didn’t seem to care if I could pay the bills or not; all he cared about is his drug.  His cheating with prostitutes was getting worse. The one thing that was better is that he hadn’t put his hands on me all this time. Now, that had also changed.  I had made a comment about his cheating on me with prostitutes and he put his hands around my neck and started shaking me vigorously.  He said it was because of my mouth….why couldn’t I keep my mouth shut.  It is funny how these serious things were not what finally broke me.  The beginning of the end was because he pawned his wedding ring.  He had always told me that he would not take off his wedding ring for anything.  Now I knew he cared more about his addictions than he cared about our marriage.  To realize that he would spend money on drugs and other women and he would pawn his wedding ring to do that was the last final confirmation I needed to know our marriage was over.  This was the most disrespectful thing he could have ever done to me.

I was numb to my feelings because it was easier to stay numb then to hurt.

His made some decisions that would change my heart forever.  The final steps he took showed me that I couldn’t help him anymore.  He didn’t want help.  First he sold our Mac computer for an $85 rock.  This computer had all our business information on it and it had all his music on it.  His music was his life so for him to sell this showed me he didn’t care about anything anymore. The next thing he did was that he told me that he could get $750 for my camera.  (He latter he told me he would not have taken it, I don’t believe this)  I started taking my camera with me everywhere I went because I was afraid he would take it and this was the one and only thing I had left that meant anything to me.  I was always on edge and couldn’t take living like this anymore so I finally agreed to give him the $750.  I gave him all of my bill money.  He said he would be gone for a minimum of three months.  I asked him to not contact me.  I told him to leave and not ever look back. The money didn’t matter as much as him leaving and not returning.  No matter how much it hurt to see him go, I needed the hurt to go away.  He used up the money in two days and came back to the house.  I couldn’t believe he was back.  I had finally convinced myself that I would be okay without him and I was prepared to be without him in my life.  After a few days, I asked him what it would take for him to leave and not ever look back.  He said for me to get him a ticket to his hometown and give him $300 spending cash.  I borrowed the money, got him a flight and gave him the cash he asked for.  Again, I asked that he leave and not ever look back. 

I was done.  I could finally breathe again and not have to worry about being hurt in any way…mentally, physically…or financially.  With him gone, I could finally heal.

After only a couple of days he called me and was on his way home.  Things did not go the way he expected in his home town.  He learned that I was the only one who loved and cared about him…I couldn’t take it anymore.

When he got back he went straight to rehab.  He had them pick him up at the airport and I didn’t even see him. 

A week later, it was 2 am and I was asleep.  I woke up suddenly because the light in my bedroom turned on.  There he was standing at the foot of our bed.  Shocked….I felt like I was going to pass out.

He was home for two weeks.  It was during this time that I was in the process of trying to get my house re-financed.  He showed me he could be a true husband.  He helped me around the house; he cleaned and painted and showed me love and respect.  I came home from work in the middle of the day and asked him if he was high.  He held me so lovingly and promised me that he was not; he promised me that he would tell me if he got the urge.  When I got home at lunch, he was high.  This was the end; I asked him to leave and told him ONCE again I did not ever want to see him again.  I told him if he was not gone by the time I got home after work, I would call his PO.  I told him I didn’t want him hurt; I just wanted him gone and it was his decision on how he was going to leave.  He said he would be gone and I locked the doors with him in the backyard.  I got home from work and he was still in the back yard.  I told him he needed to leave before the police got there and he would not leave.  It took a couple of hours until he finally left; his PO and the police arrived and soon after found him sitting at a bus stop near our house.

The way he held me was the same as he did our first night in St. Louis when he told me I would not ever have to be afraid again.  I didn’t think he could hurt me worse than he already had; this hug was the most disrespectful thing and the most hurtful feeling he could impose on me….the way we began is the way we would end…with a hug filled with so much love.

 

I have heard that God only gives you as much as he thinks you can handle

He must think awfully high of me

I really can’t handle this any more

Why God….Why

 

 

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Hi Ladies!

 

My name is Kimberly Clark and I'm a website designer.  I have recently launched my latest venture - http://www.just1page.net.  It is an online store that primarily sells single page wordpress themes and html templates.  For those of you who don't know what that means, they are basically ready made websites, just purchase and install.

 

I have set up my site so that every new member can download a free single page wordpress theme called "LaunchPage".  It is perfect for anyone who will be launching a new website or product.  As well as for anyone who just wants to count down to some special event!

 

Sign up for my website and download the theme from the membership area:

http://www.just1page.net/register

 

View the live demo for "LaunchPage" here:

http://www.just1page.net/demos/launchdemo/

 

I sincerely thank you for your time and support!

 

Kimberly Clark

 

 

Please like my facebook page to stay updated as I release new themes and templates!

http://www.facebook.com/pages/Just1Pagenet/120200591390576

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10744057462?profile=original

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