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Delete The Message .... Seriously?

Hey BBWO!


Before I get to the heart of this message, a quick note - you and 29 others can now use code PCR15 to download the Replays of the SistaSense Power Circle.

I don't read emails on Mondays, so today I have a mountain of emails to go through. And as I was sitting at my desk I was just deleting away. Some things I didn't have the time to read, some things I didn't want to read, and for some things I said "How in the world did I get on this list!" Now in my rush I realized I accidentally deleted something I needed.

I was thinking about that accident and thought of you because when we get in the habit of hastily, sometimes blindly deleting messages in the process we lose messages. We miss out sometimes on things we should have REALLY looked out but lose because there is just SO MUCH to sift through.

A few Noteworthy things for you today ...
Highlights Video + Replays from SistaSense Power Circle
Latest News In the BBWO Newsletter

Question:
How well is BBWO working for you? As Deborah Owens Shared in the Power Circle, "The Key to Output is Input". You need to input on the network, add value and interact if you want the output of new connections, partnerships, promotions, and possibilities. Who have you networked with here? Are you searching for folks in your industry? Are you joining discussions? I love giving you output, but we all need your input to grow! And remember when you delete the message, you loose the message (food for thought).

LaShanda

p.s. Ready to join our weekly mastermind group calls? Click here for details.

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Do You Blog?

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Are you considering starting a blog? Do you already have one?

 

Blogging is a wonderful way to connect to potential clients and customers and share your expertise.

If you would like to test the waters with blogging, starting a free blog on Blogger.com is a good idea. You can get a quick and easy feel of what it is like to be a blogger with investing little no money.

Here are are few tips to get the most out of your free blog on Blogger and create a memorable experience for your visitors:

 

1. Buy a domain from Godaddy.com and point it to your free blog.

Having a personalized domain that includes a keyword helps your blog standout from the other free blogs and it helps add to your credibility. Sometimes visitors to your free blog might not take your advice seriously, even if it is good advice. So having a domain can help build confidence with your visitors.

 

2. Jazz up your site with a customized banner.

If you really want to convert your blog's visitors to loyal followers, it is very important to create a memorable impression. Part of creating a long lasting impression is making sure that your blog's design is professional and unique. An inexpensive way to make your blog standout on Blogger is to add a professionally designed banner to your header. The banner is one of the very first things people see when they visit and it helps increase their chances of remaining on your site if it is one that is uniquely and professionally designed.

 

Need help finding a banner for your blog? Check out these low-cost, professionally designed banners.

 

3. Share your expertise in a fun and creative way.

The absolute most important thing about a blog is the content. Share helpful information that answers your visitors'  questions. If you are comfortable doing so, share personal anecdotes.  Include pictures and if possible videos to help capture the attention of visual learners.

 

If after a few months, you find yourself in a writing rut, invite a few guest bloggers to post. Guest bloggers are always nice treat for your readers and it is a nice way for you to take a day or two off from blogging.

 

4. Have fun! Blogging should be an enjoyable experience.

It is a great way to give back to the community and help others. So don't get bogged down, if you are not getting tons of traffic in the first 6 months or even the first year. It takes time to build up traffic. The most successful bloggers will tell you that it took them at least a year before their blog became successful.

 

 

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images?q=tbn:ANd9GcQ9HaKHhLxMbxv5dn2zHN_I4BSj9NR6w8Sdz1zYL-ErgiKexmGPAA&__SQUARESPACE_CACHEVERSION=1312150873637Sure many successful entrepreneurs (myself included) will tell you how they've either maxed credit cards, over extended themselves, moved in with parents, sold cars, lived IN their cars, spent their entire life savings or 401k on their dream all in pursuit of their dream and destiny. Many of them took a gamble and won having built lasting profitable businesses and wealth. One of my clients successful built her company to 7 figures after being at the brink of bankruptcy, repossession, and financial ruin.

Entrepreneur.com list it's 25 Common Characteristics of Successful Entrepreneurs and these are all dead on many of them echo the traits needed such as "creating  plan" to learning to work with integrity and so one, however there is one that is missing...

I'm adding #26 and making it #1, you MUST have a plan for how you will get your Personal Affairs in order. This means from your  personal finances to improving your credit if it's challenged, to your relationships. It's no secret to successful entrepreneurs that your personal life (particularly for women) has a direct effect on your business. Taking risk in your business is a given and while I'm neither for or against risking it all (I'm more so on the "for" side) Ignoring your personal affairs can certainly lead to undue stress.

#1 Get Your Personal Affiars in order

From your relationships, drama, and finances. If you are Planning to risk it all you NEED to have a strategy! Failing to plan how you are going to navigate and survive or deal with a mate that is unsupportive or how you plan to manage your health care can mean the difference for some of success and failure.

While it is important to have a plan BEFORE you start your business. The reality is MOST of us won't, we'll fly out into entrepreneur land blind. Hey I'm not mad at you, I get it I'm with you 100% but at some point you must get some order to your personal life in order to reach the optimal success you want to achieve in your business life. I'll share more about my own personal story tomorrow, but for now here are some steps you must take now.

1. Pull your personal credit report and get an understanding of where you credit stands. If you have challenges you may not be able to fix them overnight, but get clear on where you are so you can make a plan.

2. Make sure your tax returns are filed or at least you have a strategy and plan in place and know where you stand with the IRS. The worse feeling is being on top of the world in your business and then BAM! You are hit with an audit on the personal side. See it with clients...you don't want this.

3. Get an Life Insurance policy for yourself and your family. Leaving a comfortable 9 to 5 where they (should) provide life insurance for you, many entrepreneurs simply don't think about this when whey start out on their own. Sure you want your business to be your insurance policy but be realistic. If you are a young person be sure to have a plan of how your family will survive if you become disabled.

4. Create a Will. I hope you didn't create your business but have no plan of how it will pass on after you? Create a will for how you plan to leave your business, or other assets. A living will may be good as well to cover how things should be governed should you become disabled and unable to care for your family or your business.

5. Create a salary for yourself in your pricing. If your fee for coaching is $100 an hour, make sure you know that about $75 is going to go just to cover expenses, pay insurance, travel etc. That leaves you with $25 an hour to live off. If this isn't going to be good for you, then maybe you need to increase your hourly rate to $150 or $200 an hour. 

 

Check here for the rest! 

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Thanks for liking my blog post! If you wish to share it or repost it, you must include the information below!

Katrina M. Harrell is author of "Embrace.Your.Journey.: 180 Day Journey to Unlocking Your Wisdom, Redefining Your Success and Discovering Your Abundant Wealth" (The Sum of Her Publishing, 2011). President of the KM Harrell Group, LLC a Strategic Business Development & Management firm supporting minority and women-owned businesses. Her firm’s consulting services have helped many minority and women owned businesses establish foundational structures and exit strategies within their businesses that have aided them in selling for profit or obtaining investor funding. Passionate about entrepreneurship education, Katrina’s insight and expertise is highly sought after both online and off. She is also founding CEO for Your Simple Bookkeeper, outsourced national bookkeeping company for micro and small business. 


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From A Writers's POV Magazine released its August Edition. We are online & in print! Our in print edition has a journal included!

We are giving away free copies to anyone that purchases a $15 ad space on our network and anyone that places their name on our Top Business List of the Month.

Interested? Check out the details:

Ad Space: (ebook edition Free with $15 ad space. Print Edition Free with $25 ad space)

http://www.fromawriterspovmagazine.com/apps/webstore/products/category/651456?page=1

Top Business List of the Month: http://www.fromawriterspovmagazine.com/apps/webstore/products/show/2353799

Inquire if you are interested! inquiries@fromawriterspovmagazine.com

Thanks,
Dominique
From a Writer's POV CEO
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All small businesses require some form of payment processing. Understanding how to select merchant services can impact your sales revenue and profit. Learn the essential 6 questions of merchant services, and the hidden rules of the merchant account game.

1: What are merchant services?

Merchant services enable you to process credit card payments from your customers. It’s a special account tied to a credit card processor that works with your customer's bank to help route payments into your bank account.

2: Who offers merchant services?

Merchant services are provided by specialized companies called merchant service providers or independent sales organizations that offer payment processing. Another source for setting up merchant accounts are financial institutions.

3: Which type of company is best for a small business owner?

It depends on your business situation. A home-based business owner may be turned down from a bank since their business is less established. Merchant service providers and independent sales organizations can be more flexible. While one person may feel comfortable dealing with their local bank, another might prefer a credit card processor who offers low rates. Choose what is important to your business.

4: Is a merchant account required to accept credit cards?

No. One option is to contract with companies providing payment processing on your behalf. Their prices are higher from taking a larger percentage of the ticket price. All credit card providers charge your small business a percentage of each credit card payment received. If you are considering selling on the Internet, a merchant account provides a better professional image.

If you allow a third party company to process your payments, you have to put your order form on the payment processing site. You may only be able to get your funds two or three times a month, limiting cash flow. With your own merchant account, expect to receive those funds in less than three days from the time of the transaction.

5: What is required to begin payment processing online?

To begin payment processing you need the following:

• Secure Server with Certification: When your customer enters their credit card information, it is sent in unencrypted text form to the server hosting the website. To prevent data interception use SSL encryption ensuring no unauthorized decoding can occur.


• Order Form: Your customers need a place to input personal and banking information. The order form must be on a secure server.


• Gateway: This is the "tunnel" which allows for the authorization, processing, and management of the merchant services. It is the mechanism transferring your customer's vital information to the processor so you can get paid.


• Shopping Cart: A shopping cart is software allowing your small business to have an e-commerce store where purchases are automatically calculated for you. Ensure the gateway is compatible with the shopping cart.


• Merchant Service Account: You can have a secure server with certification, an order form, shopping cart and a gateway, but real-time processing cannot take place without establishing a merchant account. The merchant account provides access to a processor able to authorize, capture, and settle credit card transactions.


6: What are other ways to accept credit card payments?

One method is to outsource merchant service to a third party. The third party collects your customers' data and does all the work to process payments for your small business.

Another way to collect credit card payments on the web is called deferred payment processing. The customer inputs all data and you receive the data manually. With deferred processing, the data does not go through the gateway. One advantage to deferred processing is the ability to inspect all orders and correct them. Deferred payment processing can be time-consuming especially if you have hundreds of orders per day.

Finding the best merchant service option can be overwhelming. Review your options and make the decision based on what your customers would prefer and your small business can afford.
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Before the Internet came into the business world, the only way to process credit card payments was to establish a merchant account at a commercial bank. Today the Internet provides a business owner with a multitude of options in order to accept credit card payments online over the internet. Depending upon your monthly volume of online credit card transactions, fees and rates will vary. Before you start a relationship with any institution, make sure you understand the charges and fee structures.

PayPal

The quickest and easiest way to start accepting credit card payments (Visa, MasterCard, American Express and Discover cards), debit cards and bank transfers online is by setting up a standard PayPal1 account. It took me just a few minutes to complete the application and start taking credit card orders. In addition, your customers do not have to have a PayPal account to use their credit card. PayPal does not have any monthly, set-up, or cancellation fees. The bad news is that their transaction fees are high (up to 2.9% of the transaction amount).

Merchant Account Services

If you are looking at hundreds of transactions per month, a merchant account will be your best bet. The transaction fees may be lower but there will be other fees for you to consider. The following fees are common practice among merchant account vendors:
•AVS (Address Verification Service) verifies the billing address that the customer supplied.
•Batch fee is a daily fee to close out all the transactions for the day.
•Chargeback fee is incurred when a customer disputes a charge.
•Monthly Minimum fee is charged if you do not meet or exceed the monthly volume of transaction that you agreed to.
•Reporting fee is charged for you to download your credit card payment detail.
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Can you believe we are already talking about Back to School deals? Yes it’s here!!

 

Get a FREE Backpack and Lunch Tote at Office Depot beginning  Sunday (7/31) with a minimum $15 purchase. Here is a sneak peek  at some of the other great deals that will be available.

Five Cent Items:

·        Paper pocket folders

·        Pencil pouch

·        Protractor

 

For a list of great Back to School deals please visit here: http://mim.io/3e2951 

 


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images?q=tbn:ANd9GcQ3UO2982gs1VUUhWe-oDT5Pl9LmZxZbmgaZxcCVeubR2RU369B&__SQUARESPACE_CACHEVERSION=1311970493448Let's be real, no matter the mindset shift, strategies you create and implement or how successful you may be, being a business owner is a tough job! It has it's ups and downs. I don't have to tell you the number of snafu I've averted or how much my prayers and faith have evolved and strengthen through perseverance. At each new level I achieve as an entrepreneur comes the same challenges just dressed up a little fancier. Sure I've learned to master many things so that I can continue to build exponentially, but there are things in which I cannot control that throw a nasty little wrench in the operations! 

There have been times when I wanted to not just throw in the towel but cut that sucker up in tiny little pieces then burn it to ashes, then take the ashes and place it in the grill under  lip-smacking ribs, burgers in my backyard of "Normal" life with a 9 to 5 job and predictability. Of course those thoughts are fleeting as I'm passionate about what I do, but there are times when you wonder about a life of predictability.

Real talk...no matter where you are, at each new level, comes new set of mindset shifts that you will need to master to move on to the next level. Therefore we all need a little dose of Affirmation, Confirmations, and inspiration to remind us why this journey is all worth the fight.

SO! This list of my 77, compiled while I was cleaning my bathroom, making the kids lunch, trying to figure out where the heck these fruit flies came from, AND responding to client emails, checking on book orders, confirming speaking engagements (WHEW!), is for all the women entrepreneurs, regardless of your level. This is for those who have embraced a lifestyle that you wouldn't trade for the world! but recognize that we all need a little pick me up every now and then.  ENJOY ;-)

77 Affirmations, Confirmations & Reminders why You're AWESOME!

1. You Rock! Yes you do! Why? Just because you rock ;-)

2. You were made for this! Everything in you tells you are, you got a strategy (if not get one) so WORK it!!

3. Your Time is NOW! Not tomorrow, not yesterday, just NOW (see#2)

4. Let it all go! Whatever is hurting you, bothering you, holding you back, just... let it go! You can't bring carry-on on this Success journey you're on!

5. Remember what counts! You deserve a break today! Go for a walk, have a bowl of (low fat) ice cream, don't forget about you!

6. Keep on dreaming! Even when others think you're crazy or simply don't notice you...keep on doing what you do! Blaze your trail and let other's catch up to you!

7. You are beautiful! You were made uniquely and out of love. Your eyes, your smile, you skin, your curves, whatever, celebrate your awesome beauty!

8.You are a natural leader! Women by design are natural leaders! You have the ability to lead nations with your power and influence.

9. Remember to smile! You know the song! Even when you feel like you can't, find a reason to smile.

10. Let the dishes go! And go indulge in a hot bath! Take time for you!

11. You know what? Stuff happens! It's bound to happen and it will. So, go with the flow, roll with it and keep on pressing!

12. You are gifted and talented! And you can use those gifts to make as much money as you can and create the lifestyle you desire.

13. You're skillful and genius. Use those skills and gifts to build your generational wealth! 

14. You DO know what you're doing! You may not have all the tools yet but that's part of the process, keep pushing you will find your chord.

15. You are not your past! Your past is just that, keep it there. Learn what you MUST learn from it accept it and use it as fuel to ignite your future!

16. You are worthy of love! Simply because you exist. There is nothing else you need to do to earn it.

17. You are an incredible multitasker! Even though at times you shouldn't, the fact that you CAN and HAVE makes you genius at building an awesome business.

18. Your business is wealthy! You have the ability to create a foundation in your business that will leave a legacy to your family, children, and other women (and men) throughout the world.

19. Your Business IS successful! Whether you wanted to earn $100,000 but you've only earned $10,000 or you earned $1,000,000 but you are still at $500,000 girl you EARNED those dollars using your OWN genius, skills, influence and talent. You better celebrate that! And keep moving forward

20.  You are a QUEEN! And you deserve to be treated as such! Don't except anything less!

21. You got this! Trust your instinct and gut!

22. You are a master communicator! 

23. Your Emotional IQ is high

24. You Survived! Whatever happened, if you're reading this that means you survived it and you have the ability to conquer anything.

25. You are open minded and willing to try new things.

26. You embrace your haters. They aren't really haters, but all the naysayers or those who doubted you, love them anyway!

Click here for the rest! I promise they won't disappoint!!

 

Copyright 2011 Katrina M. Harrell www.katrinamharrell.com (Please include FULL author credit if you repost or share!)

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...Start it! It's time for you to stop coming up with excuses as to "why you can't". It's time to stop talking about it and BE about it. There are so many people I know that have such GREAT business ideas that will give them flexibility, freedom, and the joy of FIRING their boss and yet they haven't done anything! Unfortunately, it's because of FEAR which if I read correctly "... God has not given us a spirit of fear, but of power and of love and of a sound mind." (2 Timothy 1:7)

Fear is a state of mind which means you CAN get over it! It's natural to be fearful of the "unknowns". It's natural for some people to be fearful when starting something new. BUT don't let that stop you. If you have a well written business plan, a success coach to hold you accountable (make sure it's not a family member or spouse, we don't always like to listen to what they have to say, especially if it's the truth. Just saying...), then you're on your way!

Now, there are people with great business ideas that actually love their job and are not looking to get rid of it. So, if that's you, consider doing it part time! Start it and see how you can manage it on a part time basis. It might be a great 'additional income' option for you. 

So, what do you need to start a business? NO FEAR! Once you're past the fear and lame excuses, get a great Success Coach (I happen to know one), together create a thorough business plan and START YOUR BUSINESS!

To your success!
Tamara
www.garrisonprosperitysolutions.com

____________________________________________________________________________________________
If you need help staying focused and motivated to be the best you and gain a profitable business to increase your finances let me help you. Subscribe to my blog today and receive a FREE 30 minute consultation and 1 follow up appointment. ONLY FOR A LIMITED TIME, SUBSCRIBE TODAY!
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tax-free.jpg

Here is a current list of all the states offering tax free days this year! Don’t miss out on some extra Savings!

Mark your calendars because this is the best time to shop for school related items.Tax free dollar amounts and tax free items may vary from state to state.

The sales tax exemption is limited to and may vary from state to state:
  • Clothing – any article having a taxable value of $100 or less
  • School supplies – not to exceed $50 per purchase
  • Computer software – taxable value of $350 or less
  • Personal computers – not to exceed $3,500
  • Computer peripheral devices – not to exceed $3,500
States Tax Free dates and links:
Never miss another deal again! Get free updates from Sistas Lovin Freebies when you subscribe by email or via RSS Feed.
**Don't forget to download the Sistas Lovin Freebies Toolbar!
Enjoy Your Freebie Journey,
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Follow SISTAS LOVIN FREEBIES on Facebook
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My workshop "Boost your Business with a book" has been extended to August 18th.

During this workshop I plan to help you get on the right track with writing a book that surrounds your business.

 

It's a six week workshop through email that gives advice and tips on writing a book surrounding your business.

 

Read the flyer here and sign up: www.literarycareermovesonline.com

 

**Sign up date has been extended**

 

Thanks,

Dominique

Author/Writer Mentor & Consultant

www.literarycareermovesonline.com

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Author Johnny B Truant, recently published an article on 'How to NOT Get Paid to Write Online (And Make Money Doing It).' This article was insightful and thought provoking. Often times as writers, the primary focus is on "Getting paid?" and if so, "How much?" Rarely, is the focus directed towards working for free on purpose.

Read more: http://savvy247.com/profiles/blogs/the-benefits-of-writing-for-fr

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Update from Rickey and It is Full of Good News

Update from Rickey and It is Full of Good News


Sunday 24 July 2011

Hello and May this note find you well.

The world events definitely has the world's attention.

May the USA has its financial act together real soon, we are
all effected by these events.

This week has been very busy.

Was in communication with Willie Crawford, very successful internet

businessperson, who has made substantial income, from his internet

activities. Willie shared with me some business building information
I have to pass on. You may want to use this information to attract new

customer/clients, keep current customers/clients, and share with

customers/client.  go to http://www.juniques.ws/easy
Put this information to use today. It is producting great results for me!!



National - ARIZONA
Making great strides with Arizona Power Networking organization.
Power Networking is establishing chapters around the globe.
This is B2B networking organization and attracting "in it to win it"

business owners
go to http://www.juniques.ws/az
If you are interested in the requirement to open a chapter just email me
juniques@gmail.com


Global -Product Launch - Matcha Tea
Well, one week to go before we open the USA doors to

MatchamagicUSA. Our German partner is expanding in additional
countries in the European theater. To have USA included in this
product and company expansion is really cool.
I will admit, we have picked an very interesting time to "rollout".
However, we business owners know, "the show must go on".
go to http://www.juniques.ws/mmusa




I encourage you to keep me updated about your activities

Networking only works when you Net Work. There are thousand of
positive opportunities awaiting us, if we effectively communicate in a

timely manner. The world is spinning fast and not waiting on anyone to
figure it out. Our resources are vast if we apply them. One of my key
resources is YOU!!

Networkingly Yours and
At your service,
Rickey
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Getting on a List Generates Publicity

Are you aware that countless opportunities to send out press releases and receive valuable, free publicity get missed everyday?  There are literally dozens of newsworthy opportunities for getting positive media exposure.  Being recognized on a List of some kind or receiving an award is a great way to generate publicity for yourself.

It also becomes a win-win situation for you and the person (or business) honoring you because they get publicity too!

 

Here's the one I created after being named one of the Top 50 Fabulous Women Entrepreneurs:

 

(Durham, NC-July 22, 2011) Beverly Mahone of Durham has been named one of the top Fabulous Women Entrepreneurs by SistaSense Magazine and Black Business Women Online.  Mahone is one of 10 women selected in the category of print and digital media.  After leaving the television news business in 2006, Mahone created BAMedia which caters to fellow baby boomers who want to learn how to self-promote themselves and their businesses. 

In making the recent announcement, SistaSense Editor-in-Chief LaShandra Henry says “I see thousands of black women whose deeds go unnoticed. I wanted to recognize the BBWO50 for their hard work and diligence and show Sistasense readers these are our women to support, promote, and aspire to be like.  Henry says she chose women who have built established businesses with visible growth over time both online and offline. She also focused on up and coming women entrepreneurs whose innovative online business ventures are publicly recognized. “In short, these women are widely respected for the businesses they have established and their social influence both online and offline is undeniable,” she added.

Mahone says, “I am honored to have been included on this list.  LaShandra Henry is right.  Many times Black Female Entrepreneurs are overlooked in spite of how hard they work and the expertise they bring to the table--especially those of us who are baby boomers.” 

You can find complete list here:  http://www.sistasense.com/2011/07/sistasense-magazine-july-issue-bbwo-50-fabulous-women-entrepreneurs

 

**If you want to learn more about how to self-promote, contact me**

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