Reviews (15)

Don't Go Another Year With BAD CREDIT

Get this free personal credit ebook when you purchase the business credit educational program.  You’ll learn how to:
[HOW TO] OPTOUT FROM THE CREDIT BUREAUS
[HOW TO]:  FREEZE YOUR PERSONAL CREDIT
[HOW TO] GET ACCESS TO YOUR PERSONAL CREDIT REPORT
[HOW TO] UPDATE YOUR PERSONAL CREDIT INFORMATION
[HOW TO] CREDIT ITEM REMOVAL AND VALIDATING THE DEBT 
[HOW TO] DARK TACTIC USING THE ADDRESS
[HOW TO] PAY FOR AND DELETE LETTER
[HOW TO] SUE CREDIT BUREAUS PROCESS
[HOW TO] STOP WAGE GARNISHMENT
[HOW TO] JUDGMENT REMOVAL
[HPW TO]  GET OUT OF CHEX SYSTEM REMOOVAL
[HOW TO] IDENTITY THEFT CREDIT CLEAN PROCESS



http://BusinessCreditAmerica.com

Read more…

http://www.businesscreditamerica.com/   

If You wish to see your credit report without using a credit card, here are 5 Free

 As, I dig deeper into learning how to properly run my business, one thing keeps popping UP. "YOU HAVE TO HAVE GOOD CREDIT IF YOU WANT LENDERS TO WORK WITH YOU." Some banks will accept a 620 credit score but many want at least a 680 fico score. Although, you're focused on the business, you still need to personal guarantee the funding if you don't have any assets to use as collateral. In my Ebook Insiders Bank secrets, I discuss this problem and some alternatives. Moving forward. understand that having bad credit makes it more challenging to get a credit card so you can pay to see your credit report. I decided to look around, and I found 5 credit companies that you can pull your credit from for FREE without using a credit card I hope this helps some of you.

10744109478?profile=original

Read more…

http://www.businesscreditamerica.com/legal-cpn-numbers/

Business Credit America will check you CPN Number for you. We will do a thorough investigation on the number to show you whether the number you have is someone elses social security number or is it a legitimate number that has never existed.

1.  Worried Your CPN Number is Bad?
2.  How Was Your CPN Number Was Validated?
3.  Are Creditors Asking For Your SSN CARD?
4.  Does Your Broker Ignore Your Phone Calls?


Click on the link to get your CPN Number checked

http://www.businesscreditamerica.com/legal-cpn-numbers/

Read more…

Get a professional review of your business credit file before you ask a banker or investor for money. Business Credit America knows it could be a very embarrassing and frustrating feeling to hear someone tell you that your business credit is not strong enough to be approved for a small business loan. We know what lenders are looking for in a business, and we could show you what's missing in your file that's keeping you from being approved for a loan.

http://BusinessCreditAmerica.com 1-888-883-3013

Read more…

As a business owner, you may have heard that banks want to see a business plan, however that's not true. Banks want to see an action plan, which is a scaled down business plan that shows them how long it's going to take you to pay the loan back. The business plan is a road map to help keep you on track. For those that don't know what goes into a business plan here are the 7 main components.

10744107296?profile=original

Read more…

https://www.facebook.com/businesscreditamerica

BIGGEST MISTAKE I MADE IN MY BUSINESS- I started my business with the notion, that if, I could lose enough money in my business it would offset my personal taxes. Although, it did help, I still lost money. You see, the thought of owning your own business, is about creating something profitable to take care of you and your love ones. Also, having something to pass on to that next generation that they can build off of because I don’t know of anyone who ever inherited a job.
Moving forward, I revaluated, why I was losing money in business. I realize that it was foolish of me to start a business just to lose money for tax purposes. I begin to learn, how setting up a business and managing it the right way, it would actually become profitable and lower my taxes.

10744107474?profile=original

Read more…

http://www.businesscreditamerica.com/

As Black Business Owners, we seem to think at times that the reason our businesses are not growing, because we don't get enough support from our own communities. Many of us have not realize because of social networking around the world, we now have a larger audience to offer our product or service too. So, I have a Question, Please, share your thoughts.

10744106700?profile=original

Read more…

C

http://www.businesscreditamerica.com/legal-cpn-numbers/ 1-888-883-3013

In this Video I discuss CPN NUMBER IDENTITY THEFT the 4 most common issue people have when trying to use a CPN NUMBER.

1. 80% OF PEOPLE THAT HAVE A CPN NUMBER ARE USING SOMEONE ELSE SOCIAL SECURITY NUMBER
2. THE INFO. YOU PUT INTO THE SYSTEM OVER POPULATES THE ORIGINAL OWNERS INFO.
3. PEOPLE THAT CREATE THESE NUMBERS ARE NOT REGISTERING AND DATA BASING THE INFO. CORRECTLY
4. PEOPLE ARE MERGING THEIR PERSONAL CREDIT WITH THEIR CPN NUMBERS BECAUSE THEY ARE APPLYING FOR CREDIT AT COMPANIES THEY ALL READY HAVE AN ACCOUNT WITH.

http://www.businesscreditamerica.com/legal-cpn-numbers/

redp

Read more…

http://www.businesscreditamerica.com/business-credit-services/

 Okay. Now, I hope that you all can see that. But the thing about the business credit score, what it is and how is it affecting your business? Now, I've broken it down into three categories because these are your most important categories. You have your PAYDEX score, you have your business credit rating, and then you have your bank rating. And talking about the PAYDEX score, a lot of people are concerned about their PAYDEX score, which is 80 or above. However, the PAYDEX score is only good for trade vendors and net vendors. So, if you really don't need those type of companies, you're just trying to get funding for another project, or whatever, this really wouldn't be an impact on you because you're not trying to get trade credit or Net 30. Net 30, Net 7, Net 15, they have different wants, such as Net Vendor credit and stuff, and Trade credit. That's basically like your Seton, ULine, Grainger. And what ends up happening most of the time, we buy from these companies just to get them to report on our business credit, to get a PAYDEX score. However, the thing about it, the majority of the stuff we buy, we usually don't need it for our business.

 And so, we got stuck in this... This is mainly part of the tier system method where they teach you, set the company up, buy some Net 30s then buy another round of Net 30s, then apply for some gas cards, then attempt to apply for some unsecured cards. Usually, the tier system... I can truly attest to this, it usually will take you anywhere from nine months to a year or longer. Depends on how active you are in your business. Okay, so that's what the PAYDEX score. The PAYDEX rating is 80 or above, meaning that you're good a payer. You pay good on time, okay, and it's just mainly for vendor credit.

 Now, your business credit rating. Your business credit rating, this is important. This is an important factor because this determines if you get business loans or business credit cards. So that's what the business credit rating is. That's the reason that you'd see me on the video always telling you to update your financials. Make sure you do the UCCs, things like that. That's what affects your business credit rating. And then I told you about the different banks to go to in my ebook that tell you where to go and get those secured bank cards and stuff, because that will help with their business credit rating.

 Now, this is one that most people aren't aware of and not too many people speak of it, maybe because they don't. But the bank rating... Now the bank rating actually deals with... Well, your business bank rating. It actually deals with the activity of the business checking account in which you should have... When you're setting up a corporation, usually what I teach on, with the corporation, with C corporations, you wanna to have three accounts. You wanna have a business checking account, a business savings, and a business expense account. And in my ebook, I explain to you why you want to have those accounts set up like that. But the business banking ratings this year, is where it goes off the activity. How many deposits have been in the account? How often are you depositing money into the account? How long does the deposit stay in there? And the larger the amount of money you deposit in the bank, and the longer it stays, the higher your rating. So, the larger the amount, the longer it stays, the higher your rating.

 So, this is your bank rating. This is what really determines the amount of money they're gonna loan you. This here determines whether you're gonna get approved for unsecured credit cards and/or loans with a business credit rating. But this here, determines the amount of money. So those are the two differences there. So, you have your PAYDEX score, which is talking about your trade credit or your vendors. Your trade vendors, which describe you as Net 30s, you're Net 7s, you're net 15. Then you have the business credit rating, and this is what determines you being approved for loans or credit cards, unsecured or secured, okay. But your bank rating, that's dealing with the activity on those business bank accounts, okay. So, the more money you have in it, the longer it stays in it, determines the amount of money they're gonna loan you, future-wise. So, this is just a basic video I wanted to break down to you guys, so you can understand. If you are looking at companies, and they are not explaining this process to you, to actually help decide whether you should let them help you or you should do it on your own, then you don't need them because they should be at least explaining some of these basics to you. If they're not explaining these basics to you, they're wasting your time guys. And more likely they're gonna linger you on, so that you are paying them more money, but at the same time you're not getting any results.


http://www.businesscreditamerica.com/business-credit-services/

Read more…

http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/

Hey guys! Houston here with Business Credit America, and today I'm just gonna get right to the point, and I wanted to talk to you all about Sallie Mae Student Loans. And I know from many of you all, may have seen my student loan video removal of Sallie Mae Student Loans. And the thing about it, you actually can't have those type of student loans because they're, not under the government guidelines. If you have government student loans, you can go to directloan.com. If you go to directloan.com, right there, all of your government student loans, they can consolidate them all into one, and they will lower your payments.

In reference to your private student loans, because they're all under FDCPA, you have the right if you have to, if you need to file bankruptcy, those types of student loans, you can, especially like Sallie Mae. Sallie Mae is a privately held company, and I tell a lot of people that call me, and I talk to them about their student loan. By them being a privately held company, they're not under the government guidelines. And so you do have a right to file bankruptcy under that because like with Wells Fargo, with Chase Bank, Sallie Mae, they all fall under...

What type... What it is is that Sallie Mae... Sallie Mae, what they were doing, they would go to the government, and they would buy student loans from the government. And then, "Okay, we're going to service these." So the government like, "Well, okay. If you service these then, you have to pay us a monthly insurance payment on these loans." See, when you took a student loan, they automatically used... But most of the time they automatically loaned you until the insurance program. And so that insurance program was for in case you default, then the insurance company pays off that loan for you. And so, like a lot of people, they don't know that.

 And if you ask for your original contract with whoever, whatever school you went to, when you signed up for Sallie Mae, if they can't produce that contract, then they should not be reported on your credit report anyway. Also, another thing that Sallie Mae does is that say, that you defaulted way back when on your loan. What they'll do to keep on the collection practices, they'll re-age your account. And so they never report the original default date. So that puts you, like you're just starting over when you actually, because of the seven year time lapse on a loan or a regular loan except for a government loan, then it should have been folding up your credit anyway. But what they do, they re-age your account so to keep the student loan on there, especially when they're not backed by the government.

Read more…

Book Marketing Package of the Month!

It’s September, which also means it’s my birthday! To celebrate my birthday, I am giving away the following specials:Basic Book Cover Review Package:Your book cover reviewed by a focus group of book buyers within one week.Professional suggestions as well as focus group suggestions on how to improve your book cover.2 recommendations on book cover artist.Attention email sent out to newsletter subscribers, telling them to watch out for your book (Over 4,000 subscribers)September Price: $25Platinum Book Cover Review PackageYour book cover reviewed by a focus group of book buyers within one week.Your book excerpt reviewed and a suggested example for you to use if necessary.Professional suggestions as well as focus group suggestions on how to improve your book cover.3 recommendations on book cover artist.Attention email sent out to newsletter subscribers, telling them to watch out for your book (Over 4,000 subscribers)September Price-$40Basic Book Review PackageBasic cover review within one week.Book review completed within one week after receiptNewsletter alert, Twitter alert, Blog AlertTear Sheet provided in PDF form.Review posted on any online platform author requests-Amazon, Barnes and Nobles, etc.September Price-$59Platinum Book Marketing PackageBasic cover review within one week.Book review completed within one week after receipt-Author and their book will be the book to read of the week.Book featured in the following: Twitter, Gather, Myspace, Facebook, Blog, Newsletter, Website, BlackPlanet, LinkedIn, NingPress Release written and distributedTear Sheet provided in PDF form.Author interview.Review posted on any online platform author requests: Amazon.com, BarnesandNoble.com, etc.September Price: $85Writers who sign up for our newsletter and choose the Platinum Book Marketing Package get 10% off. We will email you your coupon code.Current newsletter subscribers get 10% off, we will also email you your coupon code.Pay right on our website-Go to Pay here and click in the price you have been emailed, if you are a subscriber. If you are not a subscriber, then just go to: Marketing Services for Book Reviews, Graphic Services for Basic and Platinum Book Cover Review Packages.Email your book covers to: submissions@zlspublishing.comMail your books to: ZLS Publishing, Book Reviews-255 Orange Street, Suite 207, Albany, NY 12208Email any e-books to submissions@zlspublishing.com
Read more…

Do You Want Your Products Reviewed??

So you want your products reviewed by The Review Girl, huh? Cool. I’ll give you some review-y love. Im all for the love and I love reviewing products and writing about them.So what do I review?Just about everything! Bath & body products, makeup, household products, baby-related products, kid-related products, pet products, women-related products, books, arts & craft products, candy (-chocolate anyway?), websites & website scripts/gadgets.So are you ready to have your product reviewed? Go to my website @ www.agirlsmind.com, fill out the form and I will contact you and let you know if your product is eligible for review. If it is, I will send you details on how and where to send your products.♥ Chrishawnhttp://www.girlevolution.comhttp://www.girlsandbiz.comhttp://www.mamasanity.comhttp://www.agirlsmind.comhttp://www.girlevolution.com/blog
Read more…

Blog Topics by Tags

Monthly Archives