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http://www.businesscreditamerica.com/ 1-888-883-3013

http://www.businesscreditamerica.com/ 1-888-883-3013

Hey guys, Houston here with Business Credit America and I wanna wish all of you a Happy New Year. I hope that you all had an amazing holiday season, and now it's the beginning of a new year; and with this year coming up, a lot of things are changing. The banks are gonna be loosening up on funding. So there's more opportunities. More real estate is gonna be coming on the market for those that are real estate investors. A lot of things are gonna start easing up for you to have the opportunity to grow your business and to get access to capital to help fund the business. So in this video, what I wanna do, I wanna talk about the three things that you do not want to ever share with your banker when you're trying to borrow money. Okay. And the first one we're talking about for business loan rejection key points.

And that first key point is, when you go to a bank and they ask you, "What do you wanna use the money for?" You do not wanna respond you wanna make use of the money for a business venture, or a real estate opportunity. The reason is, you sound like a gambler. Because you sound like you wanna take their money, and see if you have the opportunity to make profits, and then come back and pay them. You don't never sound like a gambler, when you're trying to borrow money. So never use these terms in explaining why you need money. And those terms are, you do not wanna say that you're looking into a business venture, or a real estate opportunity. This is just a poor way of communicating why you need money for your business or for your start-up. So this is Houston with Business Credit America. This is our first key point. We're talking about business loan rejection key points, and I hope that this is something that you can understand, and that you can work within your plan, as you move forward to get funding for your business. I really appreciate the support, and look forward to hearing from you. Thank you.

http://BusinessCreditAmerica.com

How to discharge student loans in bankruptcy?

When you’re trying to discharge a student loan in bankruptcy, you need to know which student loans are dischargeable.  There’s a difference between a federal student loan, federal student loan serviced by a private student loan, and a private student loan?

A federal student loan is issued by the federal government and serviced by the federal government.  They have a lower interest rate and the federal government usually can forgive the balance of the loan if you are not able to make the payments. 

Now the federal student loans that are serviced by private lenders have been recalled by the federal government because the private servicer were not being flexible with the borrower with their payment plans.  Which also cause the borrower to default as well as taint the borrower credit.

The third type of student loan is from private lenders, such as Sallie Mae, Citibank, Wells Fargo, bank of America, and Navient, which is a subsidiary of Sallie Mae.  When these private lenders issue student loans they do not have the federal government protection, so those loans are treated like a regular personal loan.  Which also means that these lenders make up their own rules when issuing loan and collecting on them.  They can increase the interest rates, if you miss a payment, they’ll send you collections, file the insurance claim get your student loan paid off and then force you to may them too.

Don't Go Another Year With BAD CREDIT

Get this free personal credit ebook when you purchase the business credit educational program.  You’ll learn how to:
[HOW TO] OPTOUT FROM THE CREDIT BUREAUS
[HOW TO]:  FREEZE YOUR PERSONAL CREDIT
[HOW TO] GET ACCESS TO YOUR PERSONAL CREDIT REPORT
[HOW TO] UPDATE YOUR PERSONAL CREDIT INFORMATION
[HOW TO] CREDIT ITEM REMOVAL AND VALIDATING THE DEBT 
[HOW TO] DARK TACTIC USING THE ADDRESS
[HOW TO] PAY FOR AND DELETE LETTER
[HOW TO] SUE CREDIT BUREAUS PROCESS
[HOW TO] STOP WAGE GARNISHMENT
[HOW TO] JUDGMENT REMOVAL
[HPW TO]  GET OUT OF CHEX SYSTEM REMOOVAL
[HOW TO] IDENTITY THEFT CREDIT CLEAN PROCESS



http://BusinessCreditAmerica.com

http://www.businesscreditamerica.com/ https://houstonmcmiller.com/home 1-888-883-3013

LEARN HOW TO GET FUNDING FOR YOUR BUSINESS BY FOLLOWING THE STEPS TO RESTORE YOUR PERSONAL CREDIT THEN BUILDING A BUSINESS RELATIONSHIP WITH THE BANKS.

Check our the other credit repair videos
https://www.youtube.com/watch?v=pOcq8g2ejFE
https://www.youtube.com/watch?v=ZfzKlDj3gHk
https://www.youtube.com/watch?v=Si_DCXdGAXo
https://www.youtube.com/watch?v=gmr9mKJNRzg
https://www.youtube.com/watch?v=m9HEwxxDrGI&feature=youtu.be

http://BusinessCreditAmerica.com

Going nowhere fast - Photo credit: Gary Kaemmer

Early on in my business, I was a human tornado (in some ways I still am, but much more strategic and controlled now), I was so excited about my business and the impact it would make on people that I constantly was doing "something" every single day to bring awareness to my business and why it is so "awesome".  

It became very clear to me once I found myself worn-out, exhausted stretched but not any more profitable when I began, that there is a difference between  "BUSY-ACTIVITY" and "BUSY PROFIT-GENERATING Activity"

BUSY-WORK-ACTIVITY is what alot of business people do in the very beginning or it's an easy trap to fall into at some point in the first 5 years or so of being self-employed. It's when you realize the excitement of your business but underestimated how much work it would take to truly promote, advertise and market your products and services. True there takes time for momentum to build in your business so every business has to be in a state of alot activity that may not product immediate return but that's not what I'm talking about. I'm talking about creating so much activity that it never reaps any return in the long run.

Common examples of "BUSY-WORK-ACTIVITY":

• Not treating social media time the same as face-to-face networking (you wouldn't linger at a networking event for hours and hours would you?)
• Checking and responding to every single e-mail as soon as you receive it instead of carving out time to check those that resort in new profit opportunities (I'm still at times guilty of this)
• Checking email and voice mails as soon as you wake up in the morning, before you have breakfast or
• Your networks are based on your personal needs and not the needs of your business
• You spend a ton of time each month on tasks that can be delegated to someone else while you focus on generating new revenue streams (I'm talking about your EP-Entrepreneur Personality)
• Spending TOO much time researching and networking - there comes a time when the next step simply just needs to be ACTION!
• and I could go on...

But I think you get my point,

Do any of these seem familiar? Where do you fall? What should you do next?

1. Follow my D.E.T.O.X steps to gain new clarity. Learn to get rid of the unnecessary noise and gain new focus for yourself and business.

2. Don't fall into a Love affair with your business. Meaning it's easy to get so infatuated with the new found attention or too pulled into the power of networking that you essentially loose focus on your main goal of your business. It's always best to build quietly. You don't need ALL the attention right away especially if you are doing the business alone.

Click here for the other 3 steps to help you get clarity in your business now.

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Katrina M. Harrell is author of "Embrace.Your.Journey.: 180 Day Journey to Unlocking Your Wisdom, R... (The Sum of Her Publishing, 2011). President of the KM Harrell Group, LLC a Strategic Business Development & Management firm supporting minority and women-owned businesses. She is the creator of the "Under the Hood" Business Mastermind Group which is helping business owners get actionable and profitable business strategies. Her firm’sconsulting services have helped many minority and women owned businesses establish foundational structures and exit strategies within their businesses that have aided them in selling for profit or obtaining investor funding. Passionate about entrepreneurship education, Katrina’s insight and expertise is highly sought after both online and off. She is also founding CEO for Your Simple Bookkeeper, outsourced national bookkeeping company for micro and small business.

Hi everyone, Gee Renee here. I wanted to post this short bio, introducing me to the BBWO community.

I was born and raised in The Bronx, NY, and am the 2nd eldest of 7 children. I have always been a trend-setter and a go-getter. I was the first to do many things in my immediate family; from breaking my leg to leaving home, to graduating from college, to getting married. I am also a born-again believer in The Lord Jesus Christ

For the past 18 years, I have been honored to be married to who I call "the greatest living Jazz Pianist", Mr. Levi Barcourt (bar-coo). Together, we have 3 beautiful children, who I know will one day leave indelible marks on this world. In addition to being a mommy and a wifey, I am also an entrepreneur.

After working in Corporate America for 16 years; 13 years ago, I was privileged to stay at home and become a full-time Momprenuer. I've owned my own baking business; worked as a church administrator, and as a network marketer. Currently, I am a first-time author, writing my first book, a baby name book, entitled, "You Were Destined To Be."

My current online activities includes that of an Internet Marketer. I promote cash leveraging programs, and am passionate about helping others "Create Wealth so they can Leave a Lasting Financial Legacy." Offline, I am also the co-owner of LB Music & Entertainment, Inc., a premier entertainment company, serving the NY Tri-State regions.

If you'd like to learn even more about me, please check out my profile at: www.myspace.com/gee.renee. As a member of BBWO, I am seeking to network with and befriend women who are driven to succeed, and have a will to fulfill their God-given destiny.

I'm looking forward to building additional syncopated and synergistic relationships here!

Remember, "Destiny is Not left up to Chance…It's a Matter of CHOICE!!!

Peace & Blessings,
Gee Renee
http://ArdyssInternationalWorks.com
http://lose2-3sizesnow.com
http://ileveragecash.com
http://luke638works.info
http://thepowerofTEN.info
http://lockyourspot.com/geerenee