saving (10)

Small business owners, freelancers, entrepreneurs, home business owners, etc., truly have the luxury to deduct damn near their whole lifestyle. It just depends on how you spin in. When you are starting a business, finding ways to save money is a great benefit. Today’s tips will show you 5 ways you can save money in your business this Summer:

  1. If you’re working from home but need to meet with clients and cannot afford office space, you may want to try having a breakfast meeting or lunch meeting at places like Panera Bread who offers free WiFi. You will double your savings because the gas you use to get to and from your meeting and the meal you purchased during your meeting are all tax deductible. [Read More]
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Simple Savings Strategies

A savings fund is your best defense against forces that seek to derail your debt free momentum. Yes! Forces intent on keeping you mired in money mishaps, floundering in financial fiascos, or let’s face it – deep in debt are real. Alliterative exercises aside, a savings fund is a must have. It’s just not always an easy must do.

Before tackling a debt repayment plan, set up a Mad Money Fund. This fund should contain at least $1000 (depending on your comfort level). Some balk at the low figure, but consider your recent emergencies. Would $1000 have been sufficient? Don’t dread using the cushion in a genuine emergency. The Mad Money Fund exists so you avoid the madness when emergencies happen.

  1. Start your budget. The quickest way to give yourself a raise is to tell your money where to go. You do that with a budget.
  2. Setup auto saving. Redirect money to your savings using automatic tools. You don’t miss what you don’t see.
  3. Sell everything. What are you hoarding that can be converted into cash? Ebay. Craig’s List. Garage Sale. Clean house and build your savings.
  4. Stash windfalls. Do you have a lump some coming? Instead of spending before you receive, plan on using that to pad your savings.
  5. Seek extra income. Do you have a marketable service? Hire yourself out. Secure part-time income and save up.

Trying to pay off debt without a savings stash is like filling a leaky bucket. Eventually, frustration may cause you to give up completely. The Mad Money Fund will help you avoid using credit so emergencies don’t derail your debt repayment plans.

Do you have other simple savings strategies to share?

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GIVEAWAY 15 Coupon Inserts!!! Delivered Directly to YOU!
 

Giveaway Rules to Win:
Giveaway ends July 4th 2011 at 9pm !! Good Luck
  • Mandatory :Sign up for SCMS Daily Deals and Coupon Website Here ...then leave a comment here.(If you already have just leave a comment saying so and don't forget to check the forums on scms for printable coupons,freebies,weekly sales and more).
  • The Mandatory Entry MUST be done in order to do the extra entries 
  • Extra Entry #1: Must Like Saving Cents makes Sense on Facebook 
  • Extra Entry #2: Follow SCMS Blog Here
  • Extra Entry #3 Retweet on Twitter
  • Extra Entry #4 Share on Facebook
  • Extra Entry #5 Follow Saving Cents Makes Sense on Twitter Here
  • Then come back and leave a separate comment letting me know which extra entry you did. You can do all, one, or none.
  • You have to do the Mandatory Entry in order to do the Extra Entries.
  • You DO NOT need to do the extra entries unless you want too.
  • Giveaway ends July 4th 2011 at 9pm !! Good Luck  
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I believe that effective outsourced accounting, taxation, financial management and consulting is more than a service, it is a relationship. We build that relationship with each client by learning about his or her business process and culture. Then we design a service package that meets the unique needs of the business. If the client has an in-house accounting staff, our team can supplement and support their work. If needed, we can become the in-house accounting department.

 

Shirika Gomillion

Accountant & Tax Advisor

http://www.saccountingsolutions.com

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Wouldn’t it be nice to wake up every morning with a smile on your face,
energy and life balance?



Work at home women are experiencing their share of stress. Between caring for family, their business, nurturing their Faith and otherroles it can be a bit overwhelming.


Did you know that stress can be attributed to 90% of all chronic diseases. Stress can ead to heart attacks, strokes and other chronicdiseases..


What are some of your areas of stress?

Three essential keys to stress management include…


Discovering how to leverage your time


Mastering your mindset


Working on and following a system for life balance


It’s important for you as a Work at home woman to begin taking stress reduction
serious. Take something from this post and apply it to your life.


A powerful stress reduction tip is to laugh. It has been stated that
laughter is like medicine for the soul.


List ways you can integrate laughter into your schedule.


Want additional information on how you can begin reducing stress?
Request my free special report – “Stress reduction and the powers of
a positive mind” by clicking here.


How can you use the information shared in this post before your head hits
the pillow tonight? Go ahead write it down and add one to two daily action steps
to focus on.


Here’s to the new stressed-less you!

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Creative Ways To Save


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So you don’t want to eliminate your morning cup of coffee from your routine just to save a few bucks a week.

As a coffee drinker, I understand.

But what other ideas can you think of? No matter which books you read about money, you will never be completely satisfied with their recommendations because your life is different than theirs. What is easy for them to sacrifice may be difficult for you and vice versa. This is why it is extremely important to consider what you bring to the
budgeting table. No matter what source you turn to for financial help, you will still be a crucial part of the process.


Is what you are saving for worth sacrificing for?


This is the most important question to ask when you are thinking about changing your lifestyle to save for something you want. If you don’t want what you’re saving for more than you want your current routine, you will most likely not succeed in your efforts to save.


What Can You Do Without?


This is the second question you need to ask yourself when thinking about cutting back in order to begin saving. What can you let go of for the greater good? If you choose the things you eliminate from your spending wisely, you will not regret them or rebel against your own plan. This will help you to save your money successfully. Before you slash your cable bill, think about cutting back on going to the movies. Before you cut your grocery bill, consider not going out to eat for a month or two.


When you begin to review your spending in this way, you are enabling yourself to still be comfortable at home while curbing your spending outside the home on small luxuries. For example, before you change the stores where you shop, change the frequency with which you shop. There are many ways to begin cutting back and making small changes to save money. You just have to be creative while tailoring your cutbacks to line up with the culture of your particular family.


What Are Some Creative Ways You Like To Save?????


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Like the Money Mastery Magazine Facebook Page


Visit us online at www.MoneyMasteryMagazine.com


Subscribe to our Free Monthly Magazine (Launching October 1st)


Click Here to get more exposure for yourself or your business





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in 2010 you need to Save, Save and Save Some more. Create an emergency fund for the just in case. Be creative when it comes to savingand purchasing things that you need to buy. Let's talk about ways that we can live a more money productive life at http://cheapcheetahsmoneyshow.ning.com become a part of the Cheap Cheetah Family and lets share creative ways to Save , Make and Have Fun With Money. All are Welcome.Ways To save Money for 2010Save your pennies, nickels, dimes, quarters they really do add upChange a bad habit and put the money away in a bank account for emergenciesTake your lunch to work and save the money that you would have spent on lunch.Cancel all newspapers and magazines subscriptions. Read them on line for freeUse the library for their services you would be suprise what the library offers ( free books, classes, music)These are just a few things that you can do to save $$ in 2010.Have a great dayRoxieThe Cheap Cheetah Money Show (tm)
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Change Please!

Be honest. We’ve all had those lean days when every pocket was searched, bags were emptied and banks were broken. All this scrounging done in search of the thing we forget about until we need it …. change. That’s right! Quarters, dimes, nickels and especially pennies are often treated like the black sheep of our financial family. No one wants them until there is no more paper to fold.However change is still currency. It still spends, even though you may get a harsh look or two depending on how much of it you’re spending at the same time. We’ve all been behind someone at the register buying with pennies. I’ll confess. I’ve been that person a time or two. I learned a very valuable truth the moment I headed out to the store with my money that jingled. Change adds up.So, before you banish your change to the bottom of your pocket or handbag along with that last stick of gum, let me share a thought with you. Your journey to financial security begins with one very small, possibly humbling step.Start saving your pennies. Anytime you get change back from a purchase separate the pennies when you get home. I know this is not earth shattering news but stay with me I am going somewhere. Once you get disciplined at saving pennies, begin to save pennies and nickels. Then once you’ve mastered that, save pennies, nickels and dimes. Then once you’ve developed that skill, add quarters to your saving strategy. By the end of this process, you should only be receiving change, not spending it. Any and all change you receive should be emptied into a jar or similar container at home.“But I need a real savings account. Change is going to take too long to accumulate”I hear you murmuring. I did the same thing. Maybe this will help.If you save one quarter every day for 100 days, you will end up with $25. However if you save nothing everyday for 100 days, you will end up with nothing. I don’t know about you but I would rather have $25 than have nothing. The point is that saving your change is a start, a place for you to begin. It is also a way for you to develop the discipline of saving.I can still hear some grumbling out there. Let me give you one more insight.Because we value paper money more than the kind that jingles, it will be easier to say no to unnecessary purchases when it means breaking a bill instead of reaching for the change to complete the purchase. Trust me, your change jar will begin to multiply faster than you expect. Soon you will be at the register eagerly looking at the cashier thinkingCHANGE PLEASE!Job 8:7“Your beginnings will seem humble, so prosperous will your future be.”Written ByTanai M. Colemanwww.GodsChic.comwww.TMCFC.comwww.TaDaNetworking.comTMC Financial ConsultingYour Money Is a Tool. Are You Using It Wisely?
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To ensure your business is prepared for the expected and unexpected your company manual should include the following sections:

  • Vision and Mission Statement to remind you what you are working towards
  • Business Procedures to ensure that the business is ran the way you want it to be ran and that client receive the same service no matter who’s operating the business
  • List of product/services and their prices so that income can be generated no matter where you are or who’s in charge
  • Access Information for all the tools and resources you use everyday
  • Emergency Instructions so that if the unexpected happens your next of kin will know who to contact and what do stop or maintain operations
  • Backup procedure so that important files will be accessed
  • Contact Information of all your clients, contractors, employees, vendors

That’s what makes a company manual a key business tool, but, you don’t have to create one from scratch the OperateItRight Company Manual is a fill in the blank workbook to create comprehensive manual for your company. Get your copy now!

Omitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect".http://www.africanamericanfamilyconnection.com
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