savings (15)

Save 90% on Food Buys

Start getting FOOD SAVINGS up to 90%

No cost to use this program!!!!

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Of course savings is big part of creating your financial portfolio and legacy. Food is a necessity. Financial Saving is also a necessity

Using coupon on demand will help you save!!!!!

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Get your Free info today and start saving click here

 

Well, Great news, I have two services that you will love.

Learn how you can reduce your auto insurance up to 50% and

Get the best auto warranty in the market today!!

go to click here and find out how to cut your auto insurance

You see, auto insurance companies do not always give you information that's put you In the "driver seat". Remember they are a insurance company and make their profit from premiums. The higher the premium, the better, for them.

You must learn what you need to know to better your position to keep great coverage, but lower rates.

Auto breakdown and weardown.

That mean unplanned cost for you. Sometime big dollars, Now you can get a free quote on getting an auto warranty from a company that research the auto warranty companies that provide the best service. Check this info out today, it can save you thousands of dollars.

 

 Juniques is excited to share this cost saving info with you click here

 

 

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Reaching the African American800 Billion dollar Buying marketAfrican American Connections brings one of the most exciting financial cashback program on the net!!Check out www.jussuccess.com and get more information.This program offers a way for African American communities to recapture loss dollars in put them back in their community. Using the purchasing methods they already do. This is so nice and getting an account is free.CASHBACK PROGRAMSave up to 40%Cash back from 1500 merchantsIncluding major national retailersMany merchants offer Free ShippingGet your FREE account now!!Give back to your local, national, and internationalAfrican American communities by continuing to do what do already!!!There is much more to offer, check it out then check it in!!!!www.jussuccess.com
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My Harvest America Made Me Sick...

After spending about 2 hours and pouring over thousands of brand name products I started feeling sick about the tens of thousands of dollars I wasted during my lifetime paying the middle man. I started thinking about all that extra money that would have paid for this and that. But things have now changed and now I can honestly say that I will save thousands of dollars a year in every consumer product area that exist at My Harvest America.Maybe you should take a hard look at this and then decide what to do with your extra money that you will save. Maybe take a nice vacation, pay off your credit cards, pay off your car sooner, save for retirement, etc. Millionaires will be made in 12 months from this home based business. Do you want to be one of them?Take a look at the products and the savings. http://myharvestamerica.com/alyce
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Save Time, Money and Gas!Free Nationwide Shipping – Direct to YOUR DoorOver 10,000 Items in our National Name Brand Grocery StoreThe Brands you Trust and Use Everyday costs less with My Harvest America!Imagine with a click of your mouse, you can order your favorite name brand groceries from the comfort of your home. And the best part is you paid less and enjoyed the convenience of Free shipping right to your door! We are so convinced are prices are better we Guarantee them! All this, for a low monthly Subscription fee of just $29.95.My Harvest America has an amazing selection of your favorite name brand groceries! Matter of fact, we have over 10,000 of your favorite Name Brands to choose from.Here is just a sampling of the My Harvest America grocery store aisles* Baby- everything from diapers to baby food* Baking – Breadcrumbs to cake decorating* Cereal – Huge selection of Cold and Hot cereals* Canned Goods – from soups to nuts* Deserts – All the mixes you will ever need* Pasta – Wide variety of every style* Household – everything you need to keep your household clean* Pet Products – Supplies for your bird, cat or dog* Snack Central – You love them, we’ve got them* Spreads – from Peanut butter to marmaladesPlus many more aisles with thousands of name brand productsSample Grocery Savings*:BRAND NAMEMSRP PRICEMHA PRICEKellogg’s Corn Flakes$3.98$1.99General Mills Wheaties$4.98$2.49Bumble Bee Tuna 5oz$.98$.20Folgers Coffee Regular$9.99$5.99Kraft Macaroni & Cheese$1.00$.39Jiff Peanut Butter$1.66$.69Reynolds Foil$1.68$.69Take a look: http://myharvestamerica.com/alyceStop paying full price!
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Listen to Shay Olivarria as she talks about savings, investing, net worth, and more on the Cheap Cheetah Show! One lucky listener will get a free workbook!Tune in Sunday, December 13th at 8am EST to win!'http://www.blogtalkradio.com/cheap-cheetah

PEACE,Shay OlivarriaSpeaker/AuthorBigger Than Your Blockwww.BiggerThanYourBlock.com
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Cut Your Grocery Bill

Stop Being Loyal to Name BrandsYou can save a fortune buying store brand foods, which are almost always just as good anyways. For instance, a month ago I bought a certainer of Great Value Cream Cheese (WalMart brand) and I compared the ingredients to Philadelphia Cream Cheese and it had the exact same ingredients, it was just listed in a different order. I saved $0.97 by buying the store brand! It may not seem like much, but if you do that with some of your items the savings will make a big difference over a month. You don't have to commit to buying them for the rest of your life, just try them!For more tips, discounts, and printable coupons visit: http:befrugalinthecity.blogspot.com New items added daily. Current item: Free pair of panties at Victoria Secret! Visit blog for details!
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Deadline Fast Approaching

FINAL TAX-FILING DEADLINE IS JUST ONE WEEK AWAY. BUT, WHAT IF YOU ARE STILL NOT READY TO FILE?If you filed for an extension to file your 2008 Tax Returns, your final deadline is one week from today, on Thursday Oct. 15.If you miss that deadline, but THEY owe YOU money, don't worry, they are happy to keep it a little longer - but don’t expect them to pay interest.But what if YOU OWE THEM?That is a WHOLE DIFFERENT MATTER!When you filed for an extension, that gave you more time to FILE, but it did NOT give more time to PAY. All underpaid taxes were due on April 15th.Even if you DO file on or before Oct, 15, you will owe interest dating back to Aril 15, but if you ALSO FAIL TO FILE by Oct. 15, that's when they hit you with serious penalties -- on top of the interest!Important questions you may have, are:What if I just CAN'T BE READY by Thursday?What if I DON'T HAVE THE MONEY I owe?Can I get another extension for a little longer?THOSE QUESTIONS ARE ANSWERED in a free one-page bullet-point summary. Just go to www.HomeBusinessTaxSavings.com to get it. You'll find the download link just TO THE LEFT of the box offering a free video that reveals:"#1 Secret to Slashing Your Taxes in Half."HAVE YOU COMPLETED YOUR 90-DAY VEHICLE-USE LOG? IF NOT, READ ON…Without at least a 90-day log, you risk losing ALL deductions for business use of personal vehicles. Guess what? There are exactly 85 days left in 2009.That's 5 days short of 90, but you can "recreate" your vehicle use for the past 5 days, and then keep accurate records for the next 85 days. Then, voila- you have a 90 day log, and thus get to claim vehicle deductions for the WHOLE YEAR. BUT if you wait a few more days to begin your log -- you will LOSE $3,000 to $5,000 or more in tax deductions.WHEN YOU TRAVEL FOR BUSINESS -- ARE YOU USING "PER DIEM RATES" TO DETERMINE MEAL DEDUCTION AMOUNTS?If so, could you stand some GOOD news?PER DIEM rates are based on the Government Fiscal Year -- October 1 through September 30 -- NOT on the Jan.1 to Dec. 31 calendar-year and Tax-Year.Technically, for travel between Oct. 1 and Dec. 31, 2009, you can choose whether you want to use the"old" FY 2009 rates or the "new" FY 2010 rates.I say "technically" because you COULD use the 2009 rates, but you'd be an idiot if you did, because they have INCREASED in the 2010 Per Diem schedule.The amounts allowed for breakfast and lunch have remained unchanged, but Dinner rates have increased by $5.00, no matter where you are traveling in the U.S., and the deduction for Incidentals has increased from $3.00 to $5.00 per day."Incidental Expenses" include fees and tips to porters, baggage carriers, bellhops, hotel maids, and shipboardstewards and stewardesses, according to examples the IRS provides.The deductible rates for Meals and Incidental Expenses (M&IE) depends on your business travel destination, andsometimes also on time-of-year.For high-cost locations, the total daily M&IE rate is $71 for FY10. The rate for the lowest-cost locations rate $46. And there are in-between rates.How do you know how much you can claim?FIRST go to www.gsa.gov/perdiem to see the M&IE rate for the location you are traveling to.THEN go to www.gsa.gov/mie to see the breakdowns of Breakfast, Lunch, Dinner, and Incidentals deductions.Get those deductions!!! It is legal and it is YOUR’S…Lenisa CooperLenisasPersonalTouch.ning.com
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How to Turn Your Financial Troubles Around

Money worries have many different voices: “How am I going to pay my phone bill? My lights are almost two months behind. The rent is due. What are we going to do about the mortgage? We don’t have money for football uniforms. No field trip. That cost money. No, you can’t have that, it cost more than what we have in our budget. They’re coming to take the furniture back; our payment is overdue. The kid needs her braces removed but the dentist won’t do it unless we pay the rest of the money we owe. I’ve lost my job. I’m sorry, honey, they have downsized my position. If I want to keep my job I will have to take a cut in pay. How can I afford these child support payments? I can’t take this any more. What are we going to do?”A mind that is cluttered with money worries may be flooded with one or two or all of these thoughts at one time or another. Maybe you were there once in your life, maybe not. Most people with financial troubles are anxious, confused, angry, harbor feelings of hopelessness, insecurity, and uncertainty about future financial outcomes. Consequently, this state of mind affects everything, including work performance.It’s time for a financial assessment. Is your trouble because you have maxed out your credit cards? Maybe you have more month than money. Do you have medical expenses? Are you sick and can’t work? Have you lost your job, or been downsized? Where did the shortage originate?Once you have assessed where the problem lie, then you can look at remedies. Money troubles in plain simple English are not enough money to cover your present lifestyle. The causes may or may not be within your control.When the funds are low, the logical answer would be to make more but what most people do is fret about it. Some spend more time worrying about what they don’t have while others add on a second job.Money troubles are not going to go away without something changing. Worry will not make up the deficit but initiating a plan of action will.Step IMake a list of all of your monthly household livingexpenses: mortgage, rent, utility bills, etc.Step IIList Your Debts (creditors you owe)Step IIIList your entertainmentStep IVList miscellaneous (lunch, coffee, snacks, etc.)Step VWrite in how much you pay on each. Total thatamount.Step VIList your sources of income (job, spouse, etc.). Takethe total from this and subtract it from what you spend onhousehold, debts and entertainment. If that figure showsyou are not covering your expenses, look back at yourexpenses; see what you can eliminate from entertainment.Make a list of other areas you are expending money,such as lunch, dry cleaning, hair cuts, etc.Try taking your lunch from home rather than buying lunch. The average lunch cost about $7.00. That $7.00 for five days comes to $35.00 a week, totaling $140.00 a month. Imagine if you, your wife and children spent the same amount weekly,that would amount to a partial mortgage or rental payment.Take a look at your Debt. Began to work from the smallest to the largest. Take the money you saved from not buying, let’s say lunch, and redirect the total amount towards paying off the smallest debt first.As you pay off each debt, take that money and add it to the next smallest debt, working your way to the largest, until you have eliminated your debt completely. While you are doing this, examine your household budget.Look at how to eliminate some of your other expenditures; for example, if you have a high cell phone bill, you might want to exchange that cell phone for one with a more fixed rate. Maybe instead of hiring a lawn service, you could cut the grass yourself. Perhaps you might visit Barber or cosmetology trade schools to obtain these services at a reduced rate.Look at what you are already doing first to find the extra money. If you still need more to make up the deficit, then you might look at your skills and talents: start a home-based business. It’s something you could do as a family.Money troubles can be conquered, if you are willing to take a few extra steps. Don’t look at the impossible debt mountain, began the climb one step at a time. And, yes, it is okay to reward yourself along the way but keep in mind where you are headed. Don’t overdo it. Once your debt is eliminated, don’t spend the excess money; instead, add it to your future savings options.Understand that paying your debts down will not take place overnight but if you are consistent it will happen.Blondie L. Clayton is a Realization Strategist™, Publishing Coach, Author of several books, Freelance Writer, hosts of several radio talk shows online. Download your free debt free starter kit at debtfree.print2publish.com
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Each year home business owners are flushing more than 180 billion dollars down the tax toilet.This means that every month hundreds of your already earned, rightfully deserved Dollars are disappearing into this same tax toilet.What was the one most influential determining factor that made you start, or look into starting a home based business?To "Make more money." Maybe you were bitten by the "Home Based Business Dream Bug" and saw yourself living it up on a beach somewhere drinking margaritas and casually logging in to your bank account to see how much money you had made while you were asleep.Maybe your main goal was to have more "Time Freedom..." or "Be able to spend more time with your family..." etc. If this is the case, every reason to start your own home based business is to have that extra income that will allow you to not have to work all day everyday and still have food to eat and a roof over your head...No matter what kind of business you are operating, there are 2 things I can tell you for sure that are true for you in your business, no matter what kind of business you are operating.First: No matter what "they" tell you, it is going to take some actual "real" work to grow your businessSecond: There are MANY little known and rarely leveraged tools, strategies, techniques and benefits that are available for you to use in order for you to work "smarter rather than harder" in your home based businessLearn how to leverage the legal tax benefits of any legitimate home based business to increase your after tax, take home income by as much as $200-$800 or more PER MONTH before you ever generate a single lead, sell a single product or recruit a single new associate into your business.To clarify, this is money that you have already earned at your day job, your full-time business, or your spouse's day job. However, maybe you have already "Made it" and neither of you are working a regular JOB, then this like any of the situations above will still help you get the most tax breaks on what you are earning from your business. We are talking about an actual increase in you TAKE HOME, Actual money that you can start using immediately from the paycheck you are already earning from your regular job -- STARTING WITH YOUR VERY NEXT PAYCHECK!Join Business Tax Advantage today.image.php?bid=7&mid=2377
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Black Vendors Network is currently looking for vendors nationwide to take advantage of discounted vendors space. BVN has partnered with various organizations nationwide that are in need of vendors for their events. No longer would you as a business person that would like to exhibit your business products & services have to look for your next event. BVN has partnered with organizations to bring you quality events. Join BVN today and start taking advantage of the savings.Imagine saving up 20% on your next vendors booth....Well at BVN we are making that happen.www.blackvendors.ning.comMembership packages are also availableBlack Vendors Network is also looking for Event planners or Event host that would need vendors for their events nationwide. Join in with us today and take the headache out of locating vendors / exhibitors for your next or upcoming events.Join at www.blackvendors.ning.com or send an email to bvn@theblackbizcafe for more information about partnering with Black Vendors Network.
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Hello Community, Here is some solid information for those looking to create income on their own efforts. Not MLM, Just solid information. May Everyone have a most fantastic networking day. Networkingly yours RickeyChoice is about Options, This books gives you Real choice for making your own way!Just read for yourself
Click here for info on 20 Ways To Make $100 Per Day Online
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BLACK VENDORS NETWORK

Black Vendors Network was created for Vendors / Exhibitors Only!The Black Business Cafe saw a need for Vendors to be able to network together and share information and trade secrets among themselves.How It WorksBlack Vendors Network has partnered with organizations that are in need of vendors / exhibitors. These partners will allow for vendors space for BVN Members at a BVN rate.BVN Members also receive a discount on all BBC events and vendors space.The cost to become a member is free for the 1st 30 days and 2.00 a month for a limited time.We are currently looking for vendors that are or have been looking for events to sale there products or services at. This can become tedious for Vendors as well as for Event Planners that are trying to locate vendors for their events. BVN is taking the headache out of this search.We are looking for event planners or organizations that host events that would need vendors. If you are interested in the services of Black Vendors Network ~ BVN, send an email to bvn@theblackbizcafe.com and BVN will respond and send out information to you to become a BVN Partner.We are looking for vendors / exhibitors that are looking for events to participate in. We have current partners locally and nationwide that are in need of vendors that are willing to work with us to provide what we are asking for to accommodate our vendors. If you are a vendor / exhibitor and interested in taking advantage of this opportunity with Black Vendors Network, visit www.blackvendors.ning.comVENDORS / EXHIBITORS: To join is free and only $2.00 a month thereafter. This offer is good through July 15, 2008ORGANIZATIONS, EVENT PLANNERS, EVENT HOST: To Partner with BVN send an email to us at bvn@theblackbizcafe.com and we will respond and contact you immediately.Currently BVN has 25 MembersJoin Us Today and get immediate Savings!!www.blackvendors.ning.com
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