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It is up to you to receive the information. I will debate credit any day to any one, however I am not here to prove a point. I am giving you knowledge to help you. Many of us pray and ask God to bless us and yet we don't know a blessing when we see one..With that said, if you are a credit card holder with Carnival Seamiles, Juniper, or Barclays. This information is for you. If you are not and have received something similar in the mail by another company, you might want to take HEED.The companies that make money and get rich off consumers are figuring out ways to do it, even in times of crisis. I recently received another letter from the company above regarding the CHANGE in terms of my account. This may or may not have had anything to do with the current behavior of my account..However, when you get information/disclosures in the mail READ the information. Companies must send it to you by law. I have a similar blog about this you may want to read that as well.I won't explain this in percent form because many people may not understand. My form of writing is a simplified version due to the nature and how important it is. Here goes...If you are being charge 40.00 a month for a card and the company writes you and inform you that the card will now be 100.00 a month.. What are you going to do? Are you going to pay them the 40.00 or 100.00? Another other words, your interest rate could be 10% and jumps to 29%.The letter states that I have the option to accept the higher amount(so they can make money off me) or close the account.. I have chosen to close it... Just think about it for minute.. If everyone decided to close their account in one day. That company would go out of business. Consumers are not standing together. Instead, fighting against each other, just as some families do.NOW there is a catch and you will find this in my book. YOU ARE NOT SUPPOSED TO CLOSE CREDIT CARDS.. the reason is because you will loose points on that card.. When you know the game of credit you can reposition your self. Just as I am about to do. I am going to close the account because it is costing me way to much money.. the card is bad for me and will cost me.On the flip side, I am going to get my points back from another lender....YOU win some and loose some. GET IN THE GAME...Now Read INNOCENT VICTIMS of credit and get educated and play the game..
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This week Tuesday is the Women of Color Conference Preview Webinar. Don't Miss It. Click here for details: http://sistapreneurs.ning.com/forum/topics/women-of-color-conference The Beginner's Guide to Building Your Money Making Business is Officially Online: http://ecourses.webtechgurl.com/ I, LaShanda Henry, founder of BBWO am looking for affiliate partners. If you would like to join my Affiliate Program click here for details: http://www.sistasense.com/partners/ More to come on BBWO! LaShanda Henry p.s. For Regular Video Tips and Tutorials remember to subscribe to my youtube channel: https://www.youtube.com/user/lhenry
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Greetings to all friends,ALIVE Magazine would like to thank all of our friends for connecting. We wish you a very productive week. If we are able to contribute to your success, email us at coach@aliveincorporated.com. To ensure we are connected, we invite you to connect with us on Twitter and Facebook.We are in the process of scheduling several virtual sessions during the month of August. We are also in the planning stages of a nationwide tour. We are seeking panelists in various cities across the nation. If you are an expert in one of the following areas and interested in participating as a panelist, please email your bio to coach@aliveincorporated.com.1. Financial Services2. Insurance Services3. Law4. Image Consultant, Designer and Personal Buyer5. Health & Diet6. Accountingwww.twitter.com/alivemagwww.facebook.com/alivemagazineALIVE Magazine TeamEmpower. Inspire. Connect.www.alivemagonline.comThe Savane Groupwww.thesavanegroup.comAlive Inc.seed. plant. grow.www.aliveincorporated.com
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Let me start off by saying that this is not an easy task. If you don't work hard you won't get results. There is no such thing as an overnight success; so don't believe the ads that tell you I made over $40,000 in one day. The question you should ask them is; how long did it take before you made over $40,000 in one day? It's all about advertising and getting people to buy the product. We live in a "must have it now" society and these advertisers know this.I say all this to say don't give up because you tried something and didn't make money as soon as you hoped. Just be patient and it will happen for you. When you do the right thing you will see results. The results may not be when you want them but when the time is right. I believe we have to put in every ounce of sweat into our business to appreciate the success. So don't worry keep working and you will get there. Always remember anything worth having is worth waiting for.Bridget Harriswww.9-5freedom.comLearn how to start a Home Based Internet BusinessFind drop shippers. Wholeslaers. Light Bulk Wholesaler.Specials for your business needs
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From July 19-29, 2009Wholesale book prices in bulk prices is available for small business, independant, private, and church bookstores. Please email me at advocate102@hotmail.com for more inquires.Consulting rates are $50.00 off the regular price.See website for regular prices at www.reginalittles.com
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Hi All,I am pleased to announce that QuellyRue Designs was featured today on BBWO by founder LaShanda Henry! It is truly an honor to be featured and recognized by Ms. Henry and the rest of the BBWO family.I would like to personally thank Ms. Henry and my BBWO family for your continuous support of QuellyRue Designs!smiles,QuellyRue
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Do You Have A Plan B?

I am in the business of helping others achieve their dreams and do what they desire. But there are so many of us who don't believe that getting what we want is truly possible. We tend to not pursue our dreams out of fear...fear of the unknown, fear of stepping out of our comfort zones. Well these days many people are getting out of their comfort zones and not by choice. Folks are getting laid off everyday and they don't know what to do next. Others are working on a Plan B in case something does happen. Do you have a Plan B?I have a girlfriend who escaped the first wave of layoffs with her company only to get hit in the 2nd wave today. She thought her job was secure, but she's now realizing that no one's job is secure. When a company feels they don't need you, especially in an effort to save money, then you're dispensable. She started working on a Plan B last week not realizing that she would soon be needing another Plan A.I would like to offer you a Plan B! It's an opportunity for you to make some extra money while still working your Plan A. It's also a lot of fun, and gives you plenty of discounts and perks! You can work it spare time, part time, full time or big time! Of course I am talking about my company TraVerus Travel. We are currently having a special where you can earn 75% in Commissions by becoming a Certified Travel Agent for only $199.95. The regular price for this package is $399.95. There is also an opportunity for you to double your commission in your 1st 30 days.As a member of TraVerus you can also take advantage of our Member Trips...http://www.dmatravel.traverustravelnetwork.com/travel_member_trips.asp?CO_LA=where you can travel and take up to 6 people with you at the same price.Please watch the following video of our President/CEO, Mr. David Manning as he tells you a little about our company...http://www.step1video.com/.I know this opportunity may not be for everyone. There are probably facets of this business that you're not comfortable with. Just remember you're in business for yourself and you can run it any way that you feel you will be successful. If after watching the short video and you find this is not for you, I would like to ask you to keep me in mind when you're planning your next trip/vacation. Also, please refer your friends/family members to me if they are planning a trip as well or if you know they are looking for a Plan B.
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One of the Hardest Weeks of My Life!

This week had to be one of the hardest weeks of my life. It started out with one negative event and spiraled down to something-different everyday! For the first time in a long time I felt like nothing would ever be ok. I truly felt like giving up! I felt so weak and beat up that it was hard for me to get out of my bed. It was hard for me to focus on the business that I love. I didn’t want to see or speak to anyone.By Thursday most of the tears had stopped and I started feeling a little bit better. I realized that day, that most of the things I was going through, I brought on myself. I knew I would be ok. I had survived the initial shock and went through what felt like withdrawals. By Friday, I woke up motivated ready to tackle whatever challenges the J.O.B. sent my way. I worked diligently and surprisingly there were no challenges whatsoever. It started out being a very good day!Later on that night I listened to my company’s Hour of Power called. Every week we have a guest speaker who might be an agent or a professional trainer/motivational speaker. This week’s speaker was Dr. Stan Harris a.k.a. Dr. Breakthrough. This man is a phenomenal speaker! I cried and cried so much while listening to him, I felt like I was in church! Once he was finished, I could feel that I had definitely had a breakthrough.What was funny to me was that I didn’t really feel like getting on the call before I dialed in. This is just like many of the things I don’t feel like doing which put me in some of the situations that I’ve been dealing with. I’ve always been a huge procrastinator! If I don’t feel like doing something, I will put it off until the last minute or until it truly has to get done. What’s worse is I’ve been treating my business the same way. Don’t get me wrong, I absolutely love doing what I do, but I have a bad habit of letting life get in the way, allowing others and circumstances distract me.Today, I am thanking God for those challenges that have been put in my path. I believe these things happened to make me a better person, and to show me just how making bad decisions could affect me. It has taught me how to depend on myself and to hold myself accountable. I also believe that I have gone through and continue to go through these hard times to prepare me for the wonderful things that God has in store for me. I can go on because I know that which doesn’t kill me will only make me stronger. Right now I feel so happy and uplifted! I am glad that I didn’t give up. I know it’s never too late to start all over. I am determined more than ever to use the tools that God has given me, to become the success that I desire to be and to make all of my dreams come true!
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Dress Sale is Back!!

The Infamous Dress Sale is Back!!!July 18th ~ August 1stBuy one Kimono Scarf Dress, get one FREE!Place your order today and the Pay Pal invoice will be adjusted to show your savings.We have new prints available on a first come, first serve basis so order now while supplies last!Have a fashion fabulous weekend,Syreeta Riosceo Big Gyrl Clothing, IncFashion for the Urban Plus Womanwww.biggyrlclothing.comtwitter.com/biggyrlclothingmyspace.com/biggyrlclothinginc404.534.2332- office
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Reaching the niche of women of color, who are large consumers of beauty and health products, is a desire of many companies. Cris Simone has created a bridge between the two, online.CrisSimone.com was launched January 2009, and inspires its audience to address their health and wellness and work/life balance by shaping their discerning tastes in the best of health, wellness and beauty practices; interviewing well-known experts and busy professional women who share insight on how they live a premier lifestyle; providing insider tips on fabulous products and services; and by participating in wellness events.“Cris Simone conducts biweekly giveaways of the best beauty products on the market,” says Dr. Christine Thorpe, co-founder. “We also secure special promotions from fabulous spas, salons and fitness facilities for our readers.”(To read more, visit http://tinyurl.com/l5l5y4)

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Cutting To The Chase Is Now Available!!

TITLE: Cutting To The ChaseAUTHOR: Stephanie MorrisAUTHOR URL: http://www.stephaniemorris.webs.comGENRE/THEME: Contemporary Interracial RomancePUBLISHER: Sugar and Spice PressRELEASE DATE: July 18, 2009URL TO THE BUYING PAGE: http://www.sugarandspicepress.net/index.php?main_page=product_info&cPath=7&products_id=39&zenid=k6m1dih5eqgup6npud6sggf8p7EXCERPT RATING: PG-13BLURB:Ashley Bennett is a physical therapist burnt out from the job because of all of the rich, spoiled patients she has had to put up with. She moves back to San Angelo, TX to be closer to her family and friends. She has made enough money to live comfortably for a little while until she decides what she wants to do. Unfortunately things don’t go as she planned. Upon stopping by the hospital where she started out in physical therapy, she runs into her old mentor. While there her help is enlisted for a patient who needs her expertise. When she finds out the new patient is Christopher Morgan, her world is sent into a tailspin. She and Chris have a history. They have been friends since the age of five and she had kept a secret from him. It is a secret that could rock the foundation of their friendship. She is in love with him.Christopher Morgan feels like he is having the worst luck in the world lately. His mother is an awful meddlesome match-maker distracting him from being able to find the woman of his dreams on his own. It only gets worse when his horse training session goes awry and he ends up in the hospital. To top it all off he is told his new physical therapist is Ashley Bennett, his childhood friend and woman he has secretly been in love with for years. He had no idea she was back in town but now that he does he doesn't plan to let her go.EXCERPT:When she reached the room, she took a few deep breaths before knocking on the door.“Come in,” a gruff and groggy voice called out. She relaxed a little bit because she didn’t recognize the voice. Stepping into the room she noticed that the heavy drapes were drawn closed, and she could hardly see. She looked back to the bed and realized that she couldn’t see his face at all.Something in her gut told her it was Chris, but she had to be sure. She had the right to know before she went forward, even though she was not sure how much of a difference it would really make.“Good afternoon.”His head turned toward her, and it was almost frightening. He seemed to be looking straight at her. She could feel his eyes.“It is afternoon?”She nodded. “Almost evening.”He turned away. Did he recognize her? Had he even really seen her? He must not have since he didn’t give any indication. His next reply confirmed that he had. “I didn’t realize that I had been here this long.”“How long have you been here?”He exhaled heavily. “Three, maybe four days. They rushed me straight into surgery once I arrived, and since then I haven’t been able to keep up with the time or days. What I would like to know is when I am going to get out of this hell hole.”The husky timbre of his voice overshadowed the harsh words he had just spoken. She would know that voice anywhere. A shiver went down her spine. Shaking her head she pulled herself together. A clear head was going to be the only way she would help him. Resolving to find out once and for all if it was Christopher, she walked over to the curtains. With a flick of her wrist she pulled the drapes open, but she remained facing the curtain.“I had those curtains closed for a reason,” he growled.“You always did like the dark, didn’t you, Christopher?”She heard his sharp intake of breath, and when she turned to face him, she noticed his body had stiffened in shock, and his face matched. Hers was probably not as evident because she’d had the chance to get used to the idea. Though the fact that she was standing in front of him, the man that she hadn’t seen in two years, was still a little disconcerting.“Well, aren’t we Mr. Sunshine?”She saw him close his eyes and shake his head as if to clear it. Maybe he felt like it was a dream and needed to be certain. When he opened his eyes again, she was still standing there.“Ashley, what are you doing here?”“I was just asking myself the same question. All I did was stop by to speak to my old mentor, and he referred you to me.”“This has to be a mistake,” he whispered, disbelief evident in his tone.He raised the bed a little, and she took that as a good thing. The shock that had been apparent on his face was starting to subside, but not completely. She was in the same boat as he. It was hard to believe she was standing here in the same room with Chris after she thought she would never see him again. His dark blue eyes still brimmed with the passion and life they always had when he looked at her. He was a distracting and very sexy man to the point it simply amazed her. Being so close to him was the nerve-racking experience it had always been. Better yet, she had just agreed to take him on as a patient. Yes, I have definitely lost my mind.
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Everyone has heard that there are programs for women of color especially a way to get government contracts or contracts with big companies. Who do you contact? Diversity Managers. This coming Tuesday, is a preview webinar with Ms. Debra Nelson, VP of Corporate Diversity and Community Affairs for MGM-Mirage plus information on her flagship Women of Color Conference. Join us for the webinar. 3rd Annual Women of Color Conference Preview Join us for a Webinar on July 21 Space is limited. Reserve your Webinar seat now at: https://www2.gotomeeting.com/register/663024026 The 3rd Annual Women of Color Conference founder Ms. Debra Nelson, VP of Diversity and Community Affairs for MGM-Mirage gives an overview of last year's conference and the fun new events for this year! Event Date Tuesday, August 11, 2009 Hear all about it! Title: 3rd Annual Women of Color Conference Preview Date:Tuesday, July 21, 2009 Time:4:00 PM - 5:00 PM PDT After registering you will receive a confirmation email containing information about joining the Webinar. Space is limited. Reserve your Webinar seat now at: https://www2.gotomeeting.com/register/663024026
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I Was Just Thinking About You!

Focus on Your Goals and Succeed!By V. Ivana Foster, M.Ed., CSRCaka The Confidence ArchitectIf you asked someone if they would rather succeed or fail, they would say they wanted to succeed. Who wouldn’t? But, success involves more than just wishing it was so.What defines the road to success? Specifically, What defines YOUR road to success?Obviously, you try to make decisions and implement habits that will lead to the completion of your goals and dreams. That seems to always be easier said than done. Somewhere along the line, obstacles seem to find us and then the goal doesn’t look as straightforward as you once thought. You find yourself sidetrack.One reason goals go from dream to reality is YOUR focus AND the consistent habits you implement in YOUR LIFE DESIGN. Think of taking a picture. In order for you to see everything you have to adjust your focus so the picture is clear.Achieving your goals is a matter of keeping the picture clear and actions consistent. That is where your mental focus comes into play. Your goal stays in focus when it is in the forefront of your mind and when you become use to performing the positive habits everyday.Total focus is the way to accomplish a goal but what that means for you depends on the goal. Here’s an example. Let’s say that you want to lose weight. At some time in their lives, most people do.So, you have a plan to accomplish this weight loss goal. Your plan might include exercise and eating better. In order to be successful, the goal has to stay forefront in your mind. Every time you eat, a conscious decision has to be made that reflects your goal. Do you eat a hamburger with everything or have a chicken breast with vegetables?Focus is not obsessing. Some would say that if you thought about the goal morning, noon and night, that’s going overboard. Here’s the difference. Obsession says that no matter what you eat you won’t lose weight. It gets you on the scale five times a day.Focus follows a plan accompanied with ACTION. Eating is not the enemy, it’s eating the wrong amount or type of food. You can’t stop eating right? Instead, you’ll change your eating habits and exercise to shed extra weight. When you hit a plateau, it’s time to change the routine to something new.Focus moves forward always towards the goal you have set. In a reasonable amount of time, you will achieve the goal. When you are focused, there is always a new path to try when you hit a roadblock. You can still see the goal (maybe pictures or affirmations posted around the house) so you don’t give up.Success with your goals is not a matter of luck but of looking towards the end result. Achieving a goal is not always easy but the hard work will pay off if you stay focused.Give yourself permission to desire a good life and focus your mind deeply and fully. You must first believe that you deserve a good life before you can live one. That is the secret.Have you taken advantage of the Pre-Release to Grab Your Copy of "17 Simple Actions to Immediately Attract Money and Abundance" (65-Pages) ? Be sure to request, order and download your copy today.

EBOOK: 17 SIMPLE ACTIONS THAT IMMEDIATELY ATTRACT MONEY & ABUNDANCE (65-PAGES) By V. Ivana Foster, M.Ed., CSRC You have to do more than just visualize your bank account overflowing with cash. You have to be willing to take action, even if only baby steps. Keeping that positive mindset always at the forefront of your thoughts will help you focus and guide your to take the correct steps to prosperity. Give yourself permission to desire a good life and focus your mind deeply and fully.
PRE-RELEASE: 9.50
ORDER AND DOWNLOAD YOUR COPY TODAY.
BUY NOW PRE-RELEASE: 9.50
Full-Release: 15.97 (after August 1)
ALSO LOCATED AT "THE CONFIDENCE ARCHITECT'S BOOKSTORE"
2009 Aspirations Development Consulting, llcYour Business, Your Career, Your Life...Your Responsibility!Listen to the universe, your heart, your soul, and your passion!Success!~IvanaWANT TO USE THIS ARTICLE IN YOUR EZINE OR WEB SITE? You can, as long as you cite this complete statement with it: Author, Certified Subconscious Restructuring(TM) Coach, Life Empowerment Coach and speaker; Ivana, 'The Confidence Architect publishes the informative, empowering, and motivating 'Aspiration-Inspiration-Empowerment-Motivation' Bi-Weekly EZine with over 5,500 Success Driven Divas of Color and growing. If you're ready to leverage your life, accomplish your goals, and live within your purpose, passion and dreams; visit www.MyAspirationsDCS.com for Individual Coaching Programs or www.MyNorthStarLEP.com for Platinum Level Group Coaching for $24.99.**ABOUT IVANA, The Confidence Architect**Ivana was recently featured along side of other phenomenal Business Divas in Action in the Premier Issue of "BOLD AND FEARLESS" (June 2009), An ezine for and about courageous women by The National Coalition of 100 Black Women, SML Chapter

Known as The Confidence Architect, Ivana is an Author, Certified Subconscious Restructuring(TM) Coach, Life Empowerment Coach and Founder of Aspirations Development Consulting, LLC., a coaching and consulting firm as well as The North Star Life Empowerment Program, Platinum Level Coaching for Success Driven Divas. She has dedicated her passion, energy as well as synergy to assisting all Success-Driven Women in reaching and securing their desires, dreams, and goals through individual and group coaching.Her clients represents divas, ages 18 and over, from ALL walks of life to include those Diva-Preneurs, She-Preneurs, Women-Preneurs, Academic Divas, Diva-in-the-Mom, Divas-in-Charge as well as those equally Success Driven Divas recently released from Detention Services.If you liked this blog, you'll love Ivana's laid-back ,results-driven approach to assisting you in achieving your desires, dreams, and goals, whether in private individual sessions in Aspirations Development Consulting,llc or in group coaching in The North Star Life Empowerment Program(TM).Dedicated to "Changing Thoughts to Change the Emotions to Change the Results", Ivana is currently the only Certified Subconscious Restructuring(TM) Coach in Georgia. As a Certified Subconscious Restructuring Coach, she offers a clinically proven program process to assist with gaining control of the emotional state because......Emotional State is a Direct Link to Behavior.You can learn more about Ivana and her courses, programs, and products at Aspirations Development Consulting, llc and The North Star Life Empowerment Program, Platinum Level Coaching for Success Driven Divas.Let's Stay Connected:Ivana on Twitter at: ivanalifecoachThe North Star Life Empowerment Program on Twitter at: nslepIvana's Blog on her Ning SiteSkype: ivanalifeempowermentcoach
Now would be a great time to... LOVE YOUR LIFE. ACHIEVE YOUR GOALS. LIVE YOUR DREAMS...on THIS DAY!

BEGIN YOUR COMPLIMENTARY EMPOWERMENT SESSION ON THIS DAY!
P.S. You have habits that you have implemented IN your life for the better part OF your life. If you are at the same level, why not incorporate new Life Leveraging Habits and watch your life flourish? As with life...This is Truly a ChoiceP.S.S. Remember This is A Time Sensitive Pre-Release Special.Grab Your Copy of "17 Simple Actions to Immediately Attract Money and Abundance" ? Be sure to request, order and download your copy today.

EBOOK: 17 SIMPLE ACTIONS THAT IMMEDIATELY ATTRACT MONEY & ABUNDANCE (65-PAGES) By V. Ivana Foster, M.Ed., CSRC You have to do more than just visualize your bank account overflowing with cash. You have to be willing to take action, even if only baby steps. Keeping that positive mindset always at the forefront of your thoughts will help you focus and guide your to take the correct steps to prosperity. Give yourself permission to desire a good life and focus your mind deeply and fully.
PRE-RELEASE: 9.50
ORDER AND DOWNLOAD YOUR COPY TODAY.
BUY NOW PRE-RELEASE: 9.50
Full-Release: 15.97 (after August 1)
ALSO LOCATED AT "THE CONFIDENCE ARCHITECT'S BOOKSTORE"
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Rickey Johnson, Juniques Multi Cultural Connections member, is so very pleased to provide thisInterview with Leonard Johnson, Artist Extranoire.Leonard is doing well!!!! I am so honored to share his legacy.Leonard is professionally know as Lejon.He is a true example of Acting on Faith and What it can do.Leonard, demonstrates in the most profound way, that action speaks louder than words.Yes, at 75 years of age walking across the US of A, with no corporate or agency sponsors, speaks volume to acting on your faith.Leonard will be 79 years of age this August 2009. He travels the US of A,still sharing his faith and great company.He is a gentleman you would definitely want to meet andshare your fellowship with.Now I ask you , what is your challenge? What is stopping your Breakthrough????Age, Money, Support, Faith, Opportunity, Education, What????To contact him emailjuniques@yahoo.comTo view his art work visit www.lejonarts.comHave a most productive day,Networkingly yours,Rickey623 455 6364www.jusmcc.comclick arrow button to view video
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How to Grow Your Ning Network

These days I am all Facebook all the time. *lol* Seriously. Before my early night cap I responded to a Facebook Message from one of my readers, Vicki. She asked:
Hi LaShanda. You had an ebook for sale on how to grow your ning site and I can't find it. I saw it on your ning. Is it still available, and if so, where do I go? Thanks so much!
My Response: You mean my eBook: Create Your Own Ningalicous Network It's still online in my ejunkie store, here is the url: http://www.e-junkie.com/lhenry/product/48684.php#Create+Your+Own+Ningalicious+Network You can get it free if you signup for the ecourse: http://webtechgurl.com/previews/wtg-createasocialnetwork.php If you would like to the $20 discount code for the ecourse, let me know. - LaShanda
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