7 Effective Ways to Help a Wife Who Has Debt Problems

If you've married a woman with mounting debt, you may be torn as to what to do about it. On the one hand, you don't want to put your foot down and act like you're the big man in charge. But, on the other hand, debt affects you, your credit rating, and your family's future. What's the best way to handle a spouse with debt problems?

1) Look for problems early, and nip them in the bud.

Maybe you didn't notice that she had money problems before you were married, but you should certainly be able to spot them once you're living together. Spending might be a problem - does she have a lot of credit cards, and does she do a lot of shopping with them? This is a major red flag. Other things that can lead to financial disaster are medical bills or car repairs, or if she's simply not bringing enough money into the relationship.

Click here to read the other 6 ..... http://financialfitnessforlife.ning.com/profiles/blogs/7-effective-ways-to-help-a

Please feel free to send your questions about money, credit and savings to financialfitness2010@hotmail.com

Visit us online at www.FinancialFitnessForLife.ning.com

Calling all Women - We need 1 Million Women to Join the Financial Literacy Campaign

Please help us to reach our goal. Tell all your friends to Join us at http://financialfitnessforlife.ning.com.

We are serious, no nonsense women who are determined, driven and focused. We have monthly meetings where we map out ways to improve your personal finances, business, ministry, relationships or ways to help you get started with your purose.

"Women can invest, save, and handle Money as well and skillfully as any man"

Did you know that in 2009, one million women declared bankruptcy -- 150,000 more than the number of men in the same year. Women work an average of 12 fewer years than men, get less in Social Security and retirement, and live longer. Roughly 90 percent of women will be solely responsible for managing their finances at some point in their lives.

Elizabeth Habersham, a Coach on Finances who is the President & CEO of the 2010 Financial Fitness for Life Campaign, pointed to these sobering statistics as evidence of the need to provide financial education that translates into practical application over the long term.

Please help us to reach our goal. Tell all your friends to Join us at http://financialfitnessforlife.ning.com.

We are serious, no nonsense women who are determined, driven and focused. We have monthly meetings where we map out ways to improve your personal finances, business, ministry, relationships or ways to help you get started with your purose.

"Women can invest, save, and handle Money as well and skillfully as any man"

Did you know that in 2009, one million women declared bankruptcy -- 150,000 more than the number of men in the same year. Women work an average of 12 fewer years than men, get less in Social Security and retirement, and live longer. Roughly 90 percent of women will be solely responsible for managing their finances at some point in their lives.

Elizabeth Habersham, a Coach on Finances who is the President & CEO of the 2010 Financial Fitness for Life Campaign, pointed to these sobering statistics as evidence of the need to provide financial education that translates into practical application over the long term.

CALLING ALL NONPROFITS...ABC7 WANTS TO FEATURE YOUR EVENTS!! ABC7 is committed to supporting and working with the community based non-profit organizations that service Southern California by providing free air time in the form of Public Service Announcements (PSA’s).

If you require additional information, please call the Public Affairs Department at (818) 863-7220 and state you were referred by KIMIRHOCHELLE!

When submitting your event include:

1.Typewritten public service announcement on your organization’s letterhead or flyer or press release publicizing the event.

**if you need assistance with your press releases please call KRPR @ 909-543-2978

2. Include date, time, place, a phone number and or a website address that the public can use for details, as well as a phone number and contact person for our office to call.

3. Proof of non-profit status for your organization (either a Southern California Broadcasters Association number or a 501-(C) (3) Tax-exempt number).

Send it at least four weeks in advance of the event to:

7 DAY PLANNER500 Circle Seven DriveGlendale, CA 91201

Fax: (818) 863-7227 (Attn: 7 Day Planner)

E-mail: 7dayplanner@myabc7.com

KimiRhochelle PR Event & Entertainment Firm (KRPR) is a turn-key full service media firm that cross markets and globally transits your brand, image, product, service, event or just information locally, regionally, nationally and internationally.

SERVICES INCLUDE:

COMPREHENSIVE MEDIA STRATEGY
MEDIA PLACEMENT (ALL MEDIA)
PRESS RELEASE DISTRIBUTION
EMAIL DISTRIBUTION TO OVER 200,000 & TARGETED
STREET TEAM FLYER DISTRIBUTION (SOUTHERN CA.)
INTERNET ADVERTISEMENT / POSTINGS
EVENT PLANNING, IMPLEMENTING, MANAGEMENT
RED CARPET VIP GIFTBAGS
RED CARPET VIP ARRIVALS
GENERAL GIFTBAG DISTRIBUTION
VENDOR OPPORTUNITIES
DIGITAL DOWNLOAD
SOCIAL NETWORK / SEARCH ENGINE OPTIMIZATION

TARGET CLIENTS:
PR FIRMS
PRODUCERS
PROMOTERS
NONPROFITS
PRES/CEO OF FORTUNE 500
ENTERTAINMENT EXECUTIVES

KRPR offers the following opportunities:

1. COMPLIMENTARY- KRPR FAN PAGE
Join our FAN PAGE: post your events, press releases, job/career openings, videos and more.. we share with FB, TWITTER and other social network sites when we repost.

visit: JOIN KIMIRHOCHELLE PR EVENT & ENTERTAINMENT FIRM FAN PAGE.. to receive exposure and for more information about our services.. http://www.facebook.com/note.php?created&&suggest&note_id=330626152649&id=121713721808#!/pages/Fontana-CA/KIMIRHOCHELLE-PR-EVENT-ENTERTAINMENT-FIRM/121713721808?v=info&ref=sgm

2. COMPLIMENTARY- LYFESTYLES NETWORK
Join the Lyfestyles Social Network: create your profile, add your blog, pictures or events...we share with GOOGLE, YAHOO, FACEBOOK, TWITTER, MYSPACE & more... complimentary! http://www.urbanlyfestyles.ning.com

3. NONPROFITS-COMPLIMENTARY
Send your press releases to KIMIPRFIRM@GMAIL.COM we send to various news media and post on various social network sites.

4. MEDIA-COMPLIMENTARY
Send your press releases to KRPRMEDIA@GMAIL.COM we send to various news media and post on various social network sites-THIS IS FOR MEDIA USE ONLY!!!

5. PRESS CONFERENCES-FEE BASED
KRPR creates a media press conference that includes press release creation and submission, media day event planning and management, VIP guest list/RED CARPET and more.

6. MEDIA STRATEGY CAMPAIGN / PLACEMENT-FEE BASED
KRPR will create a yearly media strategy based on your marketing and advertisement budget, create the message, brand, image if needed and place in stratetic targeted media platforms at reduced rates of 5%.

7. EVENT PLANNING/MANAGEMENT-FEE BASED
KRPR will create, implement, manage your seminars, conferences, special events, holiday parties and/or training sessions in part are in totality specific to your needs and goals.

8. SOCIAL NETWORK SEARCH ENGINE OPTIMIZATION-FEE BASED
KRPR will review and/or implement your personal social network cross marketing strategy that includes email database campaigns, branding of logo, revenue stream opportunities, blogging and/or e-newsletter campaigns.

For more info, please call 909-543-2978

Hello Ladies!

I'm looking for business owners that run and operate a virtual blog tour. My blog The POV Lounge is just getting its feet wet with being a guest host for vitural blog tour companies that promote authors.

If you offer this service, please contact me with your info and how I can view your website so that I can begin to participate in your tours.

BTW: I am Dominique Watson. Owner of From A Writer's POV Online Magazine. I love working with other business owners that promote and help writers, authors and business owners.

Even if you do not offer this service but offer some service (blogging, promoting etc) and would like to get to know my company a little more as well as collab on future events, please let me know.

Check out From A Writer's POV at the links below and then respond to this blog so we can meet!

Thanks!

Magazine: www.fromawriterspovmagazine.com

Network: http://fromawriterspov.ning.com

Blog: http://thepovlounge.wordpress.com

Blog homepage: www.thepovlounge.webs.com

Business Network: http://povbusinessnetwork.ning.com/

Look forward to hearing from you!

Dominique

Published Authors!! Find out how you can get your book read and reviewed! The Publisher's Choice is now taking submissions. The schedule is completely open for those that want to submit their books to be read and reviewed. If you are interested in allowing me to read your book, review it and encourage my viewers to read your book, please checkout more details here: http://thepovlounge.wordpress.com/the-publishers-choice/

I look forward to hearing from you!

Thanks, Dominique

Celebrities Kids | Celebrity Obsession: Are our teens too star-struck?

Following the lives of teen celebrities such as Taylor Lautner or Miley Cyrus are part of the normal past time for the average teenager today. While on the surface this may sound like the sort of thing we'd expect a young person to be doing with their time, this behavior can also lead to some major psychological issues that have far-reaching effects. In a recent study of adolescents between 11 and 16 years of age, two major categories were identified that pertain to how teens relate to celebrities.

The first category, called "entertainment social celebrity worship", consisted of teens that viewed celebrities as sources of entertainment and talked frequently about celebrity news. This was considered completely normal for the everyday teenager. These teenagers displayed healthy emotional independence. However, the second category called "intense personal celebrity worship" showed teenagers who were seeking a personal connection to the celebrity and often developed an unhealthy obsession. These teens, while trying to go through the normal maturity cycle, seemed to suffer from lower self-esteem and confidence than their peers. Their relationships with family and friends were extremely poor.

So this begs the question, "How can we prevent our teens from becoming too often with the lives of celebrities?" Well, there are a few things that can help. First, teens should be actively involved or engaged in school activities. Teens who have responsibilities such as an after school job or specific household responsibilities have less idle time on their hands. Also, teens should be encouraged to volunteer their time to serve in the community to develop an awareness of others who are less fortunate. Lastly, teens who are encouraged to have a spiritual foundation often have a healthier self-confidence and thus feel less inclined to seek out celebrities to idolize.

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Author: Traci S Campbell
Website: www.traciscampbell.com

From A Writers POV is now accepting guest article writers to submit articles with info about writing, publication, editing etc. We are looking for articles that will help and inform our readers about the writing, business in writing and publication field. We will not accept articles on any other topic and we will not accept articles that are advertising your business.

Helpful links and websites are accepted but if you have a service that you are trying to advertise, we will not accept your article.

*Your article will stay on our website for one month and will be featured on our homepage. You will also receive a free short interview to go on our blog "The POV Lounge"

*We will request that you email your full article to us, if it's approved.

To sign up to be a guest article writer, email us at fromawriterspov@gmail.com Put Guest Article Writer in the Subject Box. In the email please include:

1. Your name

2. The first 3 paragraphs of your article

2. The name of the article

3. A link to read more of your work.

If you've submitted a writing to us before you are welcomed to submit another writing.

I look forward to hearing from you!

Thanks!

Dominique

I just stopped by today to tell you that’s a load of bunk; wherewithal and creativity can create money. Money cannot create innovation or talent. Think about it and be reminded that a shortage of dollars in no way equates to a shortage of promise. I implore you to take an honest and meticulous accounting of the gifts, talents and experiences you have in your hand and assure you, you will discover you are exceedingly well equipped to step out into your dreams come true.

Be encouraged; you can Start Your Business Today Without One Thin Dime. I’m not blowing smoke; I’ve walked this talk. I had glimpses of a vision and little else but time 18 months ago when I decided to get serious about this cyber entrepreneur thing; perseverance, awesome teachers and amazing friends carried and lifted me to this place where I have quite a few thin dimes. I’m not going to pretend it has been easy. I’ve busted my bootie and still do; I am going to tell you blessings ain’t personal. If I can do it, so can you.

Many of you know of my strong aversion to time clocks; for those of you who didn’t, this isn’t my first rodeo. I’ve very little patience for corporate structure and have therefore spent my life earning my living by my creativity. I’ve trained with folks like Tony Robbins and Brian Tracy and started from scratch more times than I care to count; this cyberspace thing was new to me though. Gotta tell you I’m loving it. I’m making a comfortable life for me and my son from the middle of my bed, in my warm comfy jammies. I stepped out on the gifts, talents and experiences I had in my hand and I repeat, if I can do it, you can too.

I wrote Start Your Business Today Without One Thin Dime to share the encouragement and practical knowledge to help you do just that – Start YOUR Business TODAY. I show you how to develop a simple business plan and identify your target market, as well as how to build relationship with your customers and close the deal. My vision, my desire is to make valuable contributions to your success; Start Your Business Today Without One Thin Dime is my gift to you. I invite you to download your copy now here. As a bonus, I’ve included a bakers dozen of cyber businesses you can start earning real money online today.

The eBook is free and so are 12 of the ways to start getting paid you’ll find inside. Don’t defer your dream another minute; download Start Your Business Today Without One Thin Dime NOW.

Your attitude can make today a great one. Your actions can make this day an effective and fulfilling time.

It all begins right now, with how you choose to see it. It all begins right where you are, with what you choose to do.

There is enormous power in your hands right now. You have the power to put meaning, fulfillment and value in this day.

Feel the power of your most beautiful purpose, and get yourself going. Make some steady progress, and keep it up.

The treasure of today is here to be unlocked by who you are and what you do. Now, make that treasure yours.