The following message will consist of shameless begging. My event planning company, Signature Soirees has been nominated for the Best Wedding Planner in Cleveland. I am asking for your votes. If you feel uncomfortable voting for some unknown person, please feel free to check out my website and see samples of my work on my blog.If you decide to vote, thank you so much. You can vote by clicking here.
Read more…
Small business credit card is a good way of building your business credit. Proper management of the small business credit card will turn to an effective business tool to help small business owners grow their businesses. It also strengthen your credit standing, thus it is very useful for additional financing for growth or expansion purposes. Misuse of your business credit card has the potential to destroy your business and dreams. Follow these small business credit card tips to effectively manage your credit.Avoid missed or late paymentsBe responsible for your monthly business credit card payments. Failure to comply the payments can leaves you vulnerable to higher interest, costly fees and a blemish on your credit record.Use GraceSmall business credit cards offer a 21-day grace period before you have to make payment on your purchases. Improve your cash flow using a credit card instead of checks and also, by maximizing your grace.Pay your bill onlinePaying online through business credit card companies website can saves time and avoid the extra costs normally incurred when making use of other modes of payment. It is a secured website and they ensure that your payments will not be subject to delays.Limit Card HoppingTruly when signing to multiple business credit cards gives you advantages on deals but it has a negative impact on your credit rating and managing you accounts can be difficult.Apply at HomeAlways consider applying for your small business credit card at your existing financial institution. This way, you can establish good relationship for the easy approval for other process.No Cash AdvanceAlways keep in mind that by not using cash advance feature on your card can reduce credit card fees and interest costs.Recommended Cards:Starwood Preferred Guest Business Credit CardCiti ProfessionalSM Card with ThankYouSM NetworkRead more…
Friends!For the second year in a row, SisterSpeak Online Magazine has been nominated for the Black Web Awards! This year, we’ve been nominated in 2 categories as follows:Best E-Zine (We Won Last Year–our first year online!)http://www.blacktvonline.com/best-ezine/Best Site for Sistahs (We’re really proud of this category)!http://www.blacktvonline.com/best-site-for-sistahs/To win (winning is FUN!) WE NEED YOUR VOTES! We’ve got some great competition!Click the live links above to go to the Black Web Awards/Black TV Site to cast your votes for us in each category! Note–when you get to the vote page, you’ll see all the nominated sites listed first with live links. Scroll down to actually vote!YOU CAN VOTE AS MANY TIMES AS POSSIBLE between now and the ballot closing period.So Vote away–everyday (SMILES)!Let’s do this!LisaSisterSpeak Online Magazinewww.sisterspeakonline.comRead more…
Financial is one of the important parts of the business. Whether it is a start-up business or an established business, business credit cards can be an aid in building business credit. As your business grows, you will need a helping hand to manage your business expenses and income. Using a business credit card separates your personal accounts from your business accounts. Most importantly, using business credit cards is the quickest and easiest way to obtain credit.Why Business Credit Cards?Here are some of the benefits why you should apply for a business credit card.Interest-free credit. Using business credit cards, your business can take advantage of interest-free credit for a limited period.Separation of expenses. For business, handling expenses is a difficult task. For example, how many times you've had to pay for a business dinner on your personal credit card if you need evidence of that.Expense managed report. With this, it allows you to get periodic reports of any section your business expenses. In this case, your accounting department no longer has to manually account for all your business expenses as the card comes with itemized monthly statements.Staff cardholders. Your staff can have each business credit card, so that they can meet their business expenses without having to pay for them personally.Online payments. You can pay quickly and easily all your business expenses online. In this way, it helps save your accounting team plenty of time and effort.Insurance. With the use of credit cards for business to pay for any business travel expenses of your staff members, they should not only get free travel insurance but also any other travel benefits that are associated with the card. In this way, it saves your business the expense of having to pay for the insurance separately.Higher credit line. Some credit card companies are willing to give business credit cardholders a higher level of credit than individuals. This should mean that your business never needs worry about how to pay for entertainment, stationary or travel expenses again.Rewards. Avail rewards packages with the use of your business credit card e.g. air miles, cash back, etc.Hotels. As a member of a business card program you may find that the card issuer has a special relationship with a hotel that gives you preferential bookings at hotels close to where you need to be - so no more long travel journeys from hotels to meetings.Billing. With small business credit cards billing, you may have an option whether to pay the entire balance each month or carryover a balance to the next statement period, as suits your business needs, much the same way individual credit cards do.
Read more…
