Sisters & Friends Getaway Martha’s Vineyard September 7-14 & 14-21
Relax • Rejuvenate • No Drama • No Stress • Affordable
For details visit www.sistersandfriends.com
This BBWO sponsored message is brought to you by Connie Portis | About our eBlasts
Are you ready to boost your physical fitness spiritually?
Join us for the Spiritual Body Building 2014 TeleSummit: Change Your Mind, Change Your Temple, Change your life. will begin April 28, 2014.
A FREE 7-Day Tele-Summit Featuring 7 Dynamic Experts With Empowering Information To Build You Spiritually, Mentally and Physically hosted by Renee Wiggins RD.LD, Certified Health and Wellness Coach.
Sessions include:
Day One- Spiritual Secret to a Healthy Lifestyle
Day Two- Gardening with Planting the Right Foods
Day Three- Exercise you way to Healing and Longevity
Day Four-Weight Loss Transformation!
Day Five –Change from ‘Stinkin Thinking’ to Positive Thinking
Day Six- Healthy Living
Day Seven- Anything Vegan
Day Eight- Being Fabulously Fit in God’s Kingdom
Register today at resultsbyrenee.com
As responsibilities pile on, having “me” time is important to one’s health. It helps to know you are not alone. Sisters and Friends Getaway on Martha’s Vineyard hosts women friends and strangers from around the country for a stress free no-agenda getaway. While there, sharing experiences of being black women in this society make friendships come fast and natural. Friendly cliques form and lead to discussions that promote ways to support and lift each other up.
Here are five benefits of any girlfriends’ getaway:
See yourself in others. When women come together in a relaxed atmosphere they share more and are often relieved to find others with similar challenges.
Physical Reaction According to a UCLA study, when women spend time with friends, hormonal changes occur from the bond of friendship and from being in a safe environment to share and de-stress.
Lifts Burdens. A gathering of women often evolves into significant testimonies resulting in releasing anxieties as sisterfriends listen, understand, and cheer them on.
Share Fix It Strategies. “What would you do?” is likely asked and answered more often by a female. In a comfortable setting, women offer ways to handle issues and won’t hold back in sharing advice on how to handle yours!
Take A Way. Reflecting on new approaches to challenges equips women with tools of inspiration when time away is over.
“Most of all girlfriends’ getaways are fun” states, Connie Portis host of Sisters & Friends Getaway. This all inclusive (excluding travel fare) getaway begins the Sunday following Labor Day at high season end making it the perfect time to catch sales and low cost housing rental (passed on in affordable rates for attendees). Brunch and dinner are included round robin fashion in the vintage houses women share offering the opportunity to meet sisterfriends from Seattle, Los Angeles, Atlanta, Pittsburgh, New Jersey, Hartford and cities in between.
Oak Bluffs has great beachside walking paths, and the famous Inkwell Beach where African Americans still gather to savor Atlantic Ocean. The island's clean air is perfect for taking an historic walking tour, traveling by local bus or guided excursions to enjoy peace and serenity. During Sisters and Friends Getaway, activities include line dancing, book discussions, and uplifting impromptu workshops to round out the getaway. Grab a sister or friend (or come alone) for one or two week periods or as schedule permits.
For rates and more details, www.sistersandfriends.com email/call Connie Portis host, caportis@hotmail.com or 412-400-8809.
Are you an entrepreneur or small business owner who is STRUGGLING to position your business for six, multiple six or seven figure success?
Is your money and quality of clients inconsistent?
Is there STILL a gap in your brand and what people think you do?
Could you use some help making the SHIFT to a profit-filled business that offers spiritual and financial rewards through the creation of LIFE and BUSINESS changing systems and strategies that work for you not against you?
Join Darnyelle A. Jervey, MBA and her featured speakers for a three day training experience that will equip you to BREAKTHROUGH to your first or next six figures THIS year.
Unleash Your Incredible Factor Live May 14-16, 2014 in Reston, VA (near Washington, DC)
About Darnyelle A. Jervey, MBA:
Darnyelle is an emerging millionaire small business owner who has helped more than 90% of her clients build a sustainable six-figure business. Professing that when people come into her space they make more money, Darnyelle created her signature event, now in its third year of production, to help as many women in business as she can to understand EXACTLY what it takes to build a strong, profit-filled sustainable business. With an MBA in Marketing, this former VP of a Fortune 500 Financial Services Company, Women's Business Center Director and Pink Cadillac Independent Executive Sales Director is committed to building brands and businesses so that women can add value, build wealth and strengthen their communities.
To Learn more about Darnyelle’s event and secure your seat, visit http://www.unleashyourincrediblefactor.com
Sponsored message brought to you by Darnyelle A. Jervey
As you look over your life and more than likely compare yourself to others
who share some commonality like age, culture or other do you speak
these words? I should have been further than this by now!
This is the wrong mindset. It is definitely not a success mindset and will sabotage your Authentic Breakthrough whether you’re a christian mom are in the category of christian women in business, christian women entrepreneurs, Author, Coach, Consultant, Speaker or other you must cultivate a positive mindset and let go of limiting beliefs.
Don’t continue to focus on woulda, coulda, shoulda beens… FOCUS on the right
here and right now manifestations. Yes! Death and life are in the POWER
of the tongue. As a man thinketh in his heart so is he. I set before
you death and life “choose life!” Focus on the positives. Focus on your
desired outcome. Focus on FAITH!! Focus on GOD!!
You see when you base your success on what you have accomplished based on time you are setting yourself up for self sabotage.
Your success is not based on your bank account, how many friends you have or
even how many customers or clients you have. You can’t even base it on
whether you own a house or have a husband.
Success must be defined by you and for we who are christians based on your walk with God.
We all have a purpose in this life and we live out our purposes.
To succeed according to another’s definition and miss your life calling is not success at all.
Change your focus and change your life!
I’d love to support you.
I invite you to join me for my EmpowerME One Day Online Event. – Go where
you’ve never gone before. Do what you’ve never done before. Tap into
God’s abundant living for you. Get the Keys, tactics, quick and easy
steps during this movement. Discover Authentic Mindset, Empowerment and Breakthrough Secrets. Click here to reserve your place.
A movement whose time has come. Go Get Your Breakthrough!
I’m here to support you..
Blogger Week™ 2014 is a multicultural festival of bloggers, journalists and social media mavens hosted by Black Bloggers Connect. Coming April 28th – May 3rd, Blogger Week will feature 6 days of festivities including Twitter parties, blog carnivals, Google Hangouts, workshops, panels, and networking events.
The Blogger Week Networking Mixer is May 2nd and the official Blogger Week UnConference is May 3rd in the Washington, DC area. Register today at BloggerWeek.com.
Sponsored Post brought to you by Melissa Troupe:
My Free Video Will Show You...
My Exact steps from dead broke on welfare, to $126,000 annual income in just 3 months!
I had no list, no prior success, and no ad budget.
I simply followed this simple method and hit top #3 ranking in a few short months!
I'm including TWO FREE BONUSES (today only!) when you join my training program:
BONUS #1 Unlimited one-on-one mentorship that outsiders pay $100/hr for.
BONUS #2 Fully loaded business center with done-for-you solutions including a loaded autoresponder, custom ad designs, and premium tools valued at over $1000!
...given to you (today only) for FREE.
LET ME IN!
Last month Inside ProWebinars...
I shared my Pricing Chart - it helps you Price and Package your Webinars (+info products) BETTER.
Ladies loved it! They said it was easy to follow and REAL. They could see how to generate 1K - 5K from virtual trainings without BIG Lists or BIG budgets!
I also gave out my PowerPoint Template and Online Event Promotion Mega Checklist!
Seriously I had to take an extra hour to share it all - lol - lots of great info to get you started!
Ladies are really seeing how they can get paid for what they know without waiting for speaking gigs or book sales.
I highly recommend you join us if you want teaching online to be a possible income stream for you.
I Know you missed a few sessions UGH! BUT...
It's not too late to Get the Pricing Chart, Watch the Replays and Join our FINAL 2 live sessions. Click here for Mid-Training Registration at $97.
Don't miss these live sessions OR the replays! Have a powerful weekend!
LaShanda H.
p.s. Plus learn even more about Monetizing Your Message Online via my Speak.Teach.Coach. 7 part audio series - $27 (for now).
I recently hosted my first PowerUp Call and talked about Being a Happy Entrepreneur: SistaSense Solutions to Building a Better Business and Blog Online.
PowerUp Sessions are a new series of weekly Calls that I am hosting starting March 30th for women entrepreneurs who need that extra boost of direction and accountability required to work on the businesses and blogs each week.
Inside this call we will take a look at your current business, project plans and blog. If you are happy where you are right now wonderful! If you feel like you could use some direction... a boost... a power push I hope you listen in (smile).
To me being a Happy Entrepreneur means really loving what you do. Feeling accomplished and valued. Seeing progress.. growth in your business and customer base. Moving away from "paycheck to paycheck" or "this is good enough just to get by" to a place of abundance and wealth. It means actively participating in the lives of those you strive to provide for while living in your purpose.
Everybody is busy buzzing away each day working a 9 to 5 or working in their business, but you have to consistently work ON your business if you want your 'happy thoughts' to become 'happy realities'. Life is never going to give you enough time to work on what you REALLY want to, so you have to take it!
In the call replay above I take you on a 60 minute clarity journey in which I share some of my recommendations on how you can take the time to build your business and blog online.
What does being a happy entrepreneur mean to you? Post your comments and questions below plus join the SistaSense Circle to participate in our weekly PowerUp and ProBlogger calls so you can stay productive and see progress in your online business.
Meet one of the top burlesque babies in the business, Miss Essence Revealed. Smart, beautiful and on point, she'll be your guide through April's Sister's Under The Feathers blog. After you've enjoyed the essence of the wonderful, mysterious world of Black burlesque buy yourself something pretty!
Happy Spring!
In other posts, I have said that we can use energy healing to address, and find solutions to, many of the problems, issues and difficulties facing the Black community today.
I go into more detail, and talk more about Spiritual Response Therapy (SRT), in How to Get Clear, Precise Answers. Check it out.
Click here for more Black Success audios.
Please share this information with anyone who can benefit from it.
http://www.businesscreditamerica.com/how-can-i-create-my-own-cpnscn/
1-888-883-3013
A high school student, 3.8 GPA, two basketball scholarships, on her way to college in pursuit of THE AMERICAN DREAM. In a little as two weeks after graduation, she found herself on the other side of the law. Soon she was charged with 11 counts of Armed Robbery and 5 counts of Aggravated Assault, with the possibility of spending 135 years in prison. A ten minute decision that severely affected her parents, her brother and ultimately her promising future.
INMATE 1142980: "The Desiree Lee Story"
Need help with putting your resume and cover letter together, email me at Bossladywriter@gmail.com for inquiries and quotes. You're also welcome to pass my information along to others.
Thanks
Hannah
http://www.businesscreditamerica.com/business-credit-services/ 1-888-883-3013
Women Entrepreneurs, they wanna get into real estate investing, however they see it as a challenge.
I'm not excluding you gentlemen, but this here is mainly gonna be directed towards an overall, but mainly towards the women entrepreneurs to help them, just as well as the gentlemen, how to get into real estate investment, okay? And the first thing you have to do understanding that even though [01:32] ____... Number one, you have to have... You have to clean your credit, okay? And the reason that I say clean your credit, it's because even with hard money lenders, they're not trusting. Some of them, if you've been out there long enough, they'll deal with you. But if you're a newbie coming into the game, hard money lenders, they're gonna see what's on your credit. They're gonna look and see if you ever owned any type of real estate before. Because again, as I told you all before, your credit is your personality. Your credit tells a lot about you, whether it may be true or not, it does say a lot about you.
That's the reason that I try to encourage you all. First, fix your credit. And it doesn't take a long time to fix your credit. I know there's a lot of credit repair companies out here that have disappointed many of you with the credit process. That's the reason that, with our program, I implemented the escrow accounts. So, that way, it protects you as the consumer, as well as making sure that the job gets done. That means that you put that money in escrow, and the repair company cannot access that funding until they are able to show that they have cleaned the credit, at least between 75% to 80% of that credit. So, there's no way that you're gonna be taken advantage of, not if you're coming through my company, okay? And we have four different divisions that deal with credit, plus an in-house attorney, which is very good.
http://www.businesscreditamerica.com/business-credit-services/ 1-888-883-3013
Remember to get your free virtual seat for Black Women Millionaires Virtual Salon hosted by Dr. Venus Opal Reese from March 5–7, 2014.
Dr. Venus knows what it takes to break through inner glass ceilings that limit performance and, by extension, your profit. She is passionate about making sure other sisters know how to monetize their worth into a seven-figure business.
She has gathered 12 Black Women millionaires who pull the curtain back and let their hair down to give you their proven INNER secrets on what it REALLY takes to make millions.
This 3-day training will change the trajectory of your life! Register now. www.BlackWomenMillionaires.com
http://www.businesscreditamerica.com/business-credit-services/
Okay. Now, I hope that you all can see that. But the thing about the business credit score, what it is and how is it affecting your business? Now, I've broken it down into three categories because these are your most important categories. You have your PAYDEX score, you have your business credit rating, and then you have your bank rating. And talking about the PAYDEX score, a lot of people are concerned about their PAYDEX score, which is 80 or above. However, the PAYDEX score is only good for trade vendors and net vendors. So, if you really don't need those type of companies, you're just trying to get funding for another project, or whatever, this really wouldn't be an impact on you because you're not trying to get trade credit or Net 30. Net 30, Net 7, Net 15, they have different wants, such as Net Vendor credit and stuff, and Trade credit. That's basically like your Seton, ULine, Grainger. And what ends up happening most of the time, we buy from these companies just to get them to report on our business credit, to get a PAYDEX score. However, the thing about it, the majority of the stuff we buy, we usually don't need it for our business.
And so, we got stuck in this... This is mainly part of the tier system method where they teach you, set the company up, buy some Net 30s then buy another round of Net 30s, then apply for some gas cards, then attempt to apply for some unsecured cards. Usually, the tier system... I can truly attest to this, it usually will take you anywhere from nine months to a year or longer. Depends on how active you are in your business. Okay, so that's what the PAYDEX score. The PAYDEX rating is 80 or above, meaning that you're good a payer. You pay good on time, okay, and it's just mainly for vendor credit.
Now, your business credit rating. Your business credit rating, this is important. This is an important factor because this determines if you get business loans or business credit cards. So that's what the business credit rating is. That's the reason that you'd see me on the video always telling you to update your financials. Make sure you do the UCCs, things like that. That's what affects your business credit rating. And then I told you about the different banks to go to in my ebook that tell you where to go and get those secured bank cards and stuff, because that will help with their business credit rating.
Now, this is one that most people aren't aware of and not too many people speak of it, maybe because they don't. But the bank rating... Now the bank rating actually deals with... Well, your business bank rating. It actually deals with the activity of the business checking account in which you should have... When you're setting up a corporation, usually what I teach on, with the corporation, with C corporations, you wanna to have three accounts. You wanna have a business checking account, a business savings, and a business expense account. And in my ebook, I explain to you why you want to have those accounts set up like that. But the business banking ratings this year, is where it goes off the activity. How many deposits have been in the account? How often are you depositing money into the account? How long does the deposit stay in there? And the larger the amount of money you deposit in the bank, and the longer it stays, the higher your rating. So, the larger the amount, the longer it stays, the higher your rating.
So, this is your bank rating. This is what really determines the amount of money they're gonna loan you. This here determines whether you're gonna get approved for unsecured credit cards and/or loans with a business credit rating. But this here, determines the amount of money. So those are the two differences there. So, you have your PAYDEX score, which is talking about your trade credit or your vendors. Your trade vendors, which describe you as Net 30s, you're Net 7s, you're net 15. Then you have the business credit rating, and this is what determines you being approved for loans or credit cards, unsecured or secured, okay. But your bank rating, that's dealing with the activity on those business bank accounts, okay. So, the more money you have in it, the longer it stays in it, determines the amount of money they're gonna loan you, future-wise. So, this is just a basic video I wanted to break down to you guys, so you can understand. If you are looking at companies, and they are not explaining this process to you, to actually help decide whether you should let them help you or you should do it on your own, then you don't need them because they should be at least explaining some of these basics to you. If they're not explaining these basics to you, they're wasting your time guys. And more likely they're gonna linger you on, so that you are paying them more money, but at the same time you're not getting any results.
http://www.businesscreditamerica.com/business-credit-services/
http://www.businesscreditamerica.com/landing/sallie-mae-student-loan-illegal-practices/
Hey guys! Houston here with Business Credit America, and today I'm just gonna get right to the point, and I wanted to talk to you all about Sallie Mae Student Loans. And I know from many of you all, may have seen my student loan video removal of Sallie Mae Student Loans. And the thing about it, you actually can't have those type of student loans because they're, not under the government guidelines. If you have government student loans, you can go to directloan.com. If you go to directloan.com, right there, all of your government student loans, they can consolidate them all into one, and they will lower your payments.
In reference to your private student loans, because they're all under FDCPA, you have the right if you have to, if you need to file bankruptcy, those types of student loans, you can, especially like Sallie Mae. Sallie Mae is a privately held company, and I tell a lot of people that call me, and I talk to them about their student loan. By them being a privately held company, they're not under the government guidelines. And so you do have a right to file bankruptcy under that because like with Wells Fargo, with Chase Bank, Sallie Mae, they all fall under...
What type... What it is is that Sallie Mae... Sallie Mae, what they were doing, they would go to the government, and they would buy student loans from the government. And then, "Okay, we're going to service these." So the government like, "Well, okay. If you service these then, you have to pay us a monthly insurance payment on these loans." See, when you took a student loan, they automatically used... But most of the time they automatically loaned you until the insurance program. And so that insurance program was for in case you default, then the insurance company pays off that loan for you. And so, like a lot of people, they don't know that.
And if you ask for your original contract with whoever, whatever school you went to, when you signed up for Sallie Mae, if they can't produce that contract, then they should not be reported on your credit report anyway. Also, another thing that Sallie Mae does is that say, that you defaulted way back when on your loan. What they'll do to keep on the collection practices, they'll re-age your account. And so they never report the original default date. So that puts you, like you're just starting over when you actually, because of the seven year time lapse on a loan or a regular loan except for a government loan, then it should have been folding up your credit anyway. But what they do, they re-age your account so to keep the student loan on there, especially when they're not backed by the government.
March's Sisters Under The Feathers: Today's Black Pinup Girls & Burlesque Dancers is Miss Katharine Kine! As smart as she is beautiful, she is a gal worth knowing! After you do, be sure to buy yourself something pretty!
