Car (14)

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How to buy a new car with bad credit to drive for Lyft and Uber?

If you’re struggling with employment, bad credit, or transportation, you may want to consider ridesharing.   Although, you need a car you have several options to get that transportation like the following:

1. Buying a car

Buying a car is a big challenge for a person with bad credit.  However, you still have options to own a car and build a business through ridesharing.  If you’re employed but have bad credit you can buy a car from a buy here pay here car company.  They do not look at your personal credit which is perfect if you have bad credit. You may also have the option to borrow a car from a love one that has multiple cars and making payments to them.  Understanding buying a car is no small purchase, however, having the opportunity to up $16 an hour ridesharing it may just be worth the investment.

2. Express Drive

Lyft has partnered with General Motors to provide rental cars via the Express Drive Program, with weekly rates between $135 and $250. Drivers are eligible for $0 weekly rates when they hit 75 rides a week.

You’ll need to drive most of the week to bank that many rides, so it’s best for people who are looking to test the full-time driver lifestyle but don’t want to commit to buying a car.

3. Hertz and Enterprise

Hertz has partnered with Lyft and Uber to provide rideshare rentals. Lyft's deal starts at $165 for weekly rentals of compact sedans. After a certain number of rides per week, which varies regionally, drivers can earn a Power Driver Bonus to cover the rental cost.

Uber’s deal with Hertz is similar to Lyft Express Drive, but the two programs are offered in different cities. The Uber program has a $180-per-week base rate, which drops to zero after 75 rides a week.

 

Enterprise’s rentals, specifically for Uber, are a pricier $215 a week.

Renting is typically more expensive than buying a car and making monthly payments, but if you're a high-volume driver it basically can become free. Plus, if you don’t like rideshare driving, you can quit after a short trial period.

4. Uber Xchange

Uber Xchange offers short-term car leases from partnering car dealerships. Drivers pay a $250 deposit to start and make weekly payments over three years. Xchange leases to people with poor credit, but monthly totals and interest rates are much higher than with conventional financing.

For example, a 2013 Toyota Camry L Base leased through Uber Xchange may cost 156 weekly payments of $130, or $520 monthly. Comparatively, leasing a 2017 Camry through a Toyota dealer is only $199 a month — though you need a good credit score.

Xchange saves drivers money by including maintenance and insurance, but this means full-time drivers are dependent on Uber servicing their cars quickly.

“My car was in a shop over a month while a claim was investigated, and the people in the Xchange office had no willingness to work with me on payments since I was generating no income,” says James Taylor, an Uber driver from Los Angeles.

However, Xchange offers unlimited mileage, whereas traditional leases typically start charging extra after 12,000 miles. It also allows members to return the car and back out after 30 days – minus the $250 deposit.

 

Consider Xchange only if you’re driving 40-plus hours per week, want a car for personal use and can’t get other financing because of your credit. Remember, some lenders may be able to help you buy a used car at a better price.

5. Hyrecar

Hyrecar is a peer-to-peer rental service specifically for ridesharing. Uber and Lyft drivers connect with car owners to use their vehicles at varying daily, weekly and monthly rates. There are no contracts or sign-up fees, and daily rates are as low as $35. Weekly rates float around $200 to $300.

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This is not a cpn or scn this is someone's actual social security number that had no credit on the file. Good Credit Union added 3 authorize users to his credit file and his fico score jumped up to the high 750's.  He was able to obtain a car loan and a new capital one credit card with a $3k credit limit.

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From the author of:The Family In The CarA RevelationTheLordIs NotYourHusbandLord yes, Lover noComing Spring, 2009!Placed in human beings are the needs and desires necessary for reproduction. Along with these natural desires, comes personal gratification, as well as, pleasure. All of these are important to the continuance of the life cycle. Without them, humanity would become extinct.Someone once said that they believed God purposely made sex pleasurable so that procreation would come with ease and there would be no problem in keeping the world populated. As you can see, the world does not have that problem, whatsoever.It is completely normal for women to have desires to be loved physically. Women are physical beings with fleshly needs.For so long, the church has made it taboo for a woman to embrace those physical needs, wants and desires, as if they were types of diseases of some sort. Women have felt the isolation that came with the forbidden, especially the single women.Why has the church continued to propel this false ideology that God was a woman's all in all and if they had Jesus, it was enough? Why hasn't the church come forth in a greater force to make an effort in the liberation of these females? How can a fleshly need such sexual satisfaction be met in something spiritual and sacred? God is a spirit and people are flesh.No matter how many times they repeat "Devil you are a liar" and "Get thee behind me Satan", the needs are still there. Women are walking around wondering what's wrong with them. With all the rebuking and binding, they can't seem to get rid of those sinful, nasty desires. Why?Women have suffered long enough; from self hatred and not feeling good enough, some even to the point of annihilation.Stop asking that your internal desires be removed and just accept the fact that you are wonderfully and marvelously made.It's Time You Set Yourself Free!Copyright (c) 2009All rights reservedBrenda Farrar-EjemaiCEO, Favor Blooms, LLCBoard, United Black Writers Associationwww.TheFamilyInTheCar.comwww.youtube.com/thefamilyinthecarISBN: 978-1-58909-485-7
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The Heart That Keeps On Beating

THE HEART THAT KEEPS ON BEATINGIt has the most important job. Wounded yet it never skips a beat. There is no gluing or stitching involved, it just continues to work, as if oblivious to attacks.It’s a wonder and many are in awe of it. It’s the pumper of life.Sometimes it’s carelessly handled and is crushed easily.Many are not conscious of its fragileness. It is the holder of emotions and takes a direct hit when trampled upon.Shattered, broken and cracked in many places, however never giving up. It’s as if it has hope that tomorrow will offer it a chance to mend itself.The actions of it are involuntary and are easily taken for granted. There can be times when one is not aware of it, yet it continues to perform its duties.It pumps life and must pump on in spite of circumstances.Second by second, minute by minute, day by day, week by week, year by year, it keeps on beating, refusing to succumb to the blows of life.Copyright © 2009Brenda Farrar-Ejemai(Author of: The Family in the Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comwww.youtube.com/thefamilyinthecarISBN: 978-1-58909-485-7
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You Alone

You AloneYou wish to move that block of stone,to make an opening,to pave a way.You steadily push it before you.Sometimes you tire.But somehow, within, you find the strength to push.Your walk is like beach sand.IT IS ONLY YOUCopyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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Existing

ExistingNoises, curses, poverty all aroundThere’s hardly a moment when there is no sound.Sad faces, stagnation, ambitions low.Nothing is fast, it all seems so slow.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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A Blank Sheet

A Blank SheetThey enter blameless into this world, like a blank sheet of paper.New, fresh, clean, spotless,Just waiting to be written on,Who will be the first to write?Will it be Ms. Incest, Mr. and Mrs. Poverty, Madam Rape to name a few?Or, maybe Sir Death will sign in before the others do.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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How Do You Really Feel?

How Do You Really Feel?Good morning.How are you?I’m fine.How are you?Are you always fine when you say those words?Or are you being repetitious in your everyday greetings.If you stop to say how you really feel,Your morning greetings might turn into evening goodnights.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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Holding On

Holding OnReaching, reaching I can’t stop now.I have got to make it no matter how.Stepping stepping, I’ve got to keep the paceGrace, more grace to run this race.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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Caged

CagedFreedom to dwell wherever I treadNot confined to locations with boundariesZoning, districts, busingUnleash me so I can roam freeTo see mountains and rivers and trees of all sortsTo open up and breathe in fresh airSomewhere where the sky is not blockedbut in plain viewUncage me so I can go FREE.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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THE STORM BEFORE THE CALM

The Storm before the CalmSirens blowingPeople rushingHorns blowingAccidentsViolenceBody partsWhole bodiesGuard dogsCrack vialsWindow barsCar alarmsCries for helpPit bullsHomelessnessDon’t careCouldn’t carStray bulletsAmbulancesEmergency roomsBody bagsOh! So many body bagsNo timeOn timeToo lateThe world is sick and is in need of a physician.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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When Night Falls

When Night FallsWhen night falls, do you have a place to lay your head?Or do you search for a cubby hole or a card board box to crawl into?Maybe you’re blessed enough to have relatives or friends,Or maybe you’re not.While it is day, it’s okayYou can walk the streets or seek shelter in a mall or restaurant.But when night falls,It’s natural to find a place to lie.While others are going into their abodes and shutting the doors,You seek a safe, warm, refuge just to lay your head.Copyright © 2009Brenda Farrar-Ejemai(author of: The Family In The Car, A Revelation)CEO, Favor Blooms, LLCwww.TheFamilyInTheCar.comISBN: 978-1-58909-485-7trailer: www.youtube.com/thefamilyinthecar
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Renting a car - Fifteen things to consider

Hooray! Gas prices are down so visiting family for the holidays is a possibility that is affordable. If you are planning a trip or family is coming to visit, here are some tips about travel that may assist you.Renting a car is an option but can be a dilemma if you do not do your research. Call and ask questions, or be prepared for a big disappointment when your are all packed and ready to leave.1. Some car rental companies will allow you to use a debit card. Because debit cards are attached to your bank account, using a debit card means having a cash deposit above the cost of the rental on hold while you are using the rental. The amount can be up to $500 or more. Contact the car rental companies to discuss their requirements.2.Check with your auto insurance company that you have for your own car for car rental coverage.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect"
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