buying (5)

https://houstonmcmiller.com/how-to-get-business-credit-cards10667319, https://3wayfunding.com/how-to-get-business-credit-cards, http://www.businesscreditamerica.com/ 1-888-883-3013

 

Should I Buy A House Vs Buying An Apartment Complex

 

If you’ve never owned any real estate and your in the market looking at homes and apartment buildings, you make want to consider who’s going to pay for that piece of real estate.  Let’s say you’ve found a house you like and an apartment building in the same area.  The mortgage on the new house is $1500.00 and the apartment building is $1500.00. 

 

One person decides to buy the new house for his family.  Now, he’s the only one responsible for that piece of real estate.  So, if he loses his income, he’s going to more likely lose the house and hurt his credit.  Now the other person decided to buy the 4 family complex.  His mortgage is also $1500.00, however he decides to rent out 3 of the units for $500.00 each, which covers his mortgage.  So whether he has a regular income or not his still keeps his piece of real estate. 

 

Also, the second person decided to add solar panels to the property and switch everything over to electric, and increase rents to $850.00 for each unit.  He decides to pay all utilities for those three tenants.  He gains an extra $1050.00 in rental income and he still does not have to pay any of his income into this piece of real estate.  He also gets to save up to buy the house the first person lost and the tenants from the apartment complex are paying for that house to. 

Read more…

http://GoodCreditUnion 1-800-652-7157 30 Day New Credit File Approved for Car Loan and Credit Card. http://youtu.be/-DxeMjRLsZM
This is not a cpn or scn this is someone's actual social security number that had no credit on the file. Good Credit Union added 3 authorize users to his credit file and his fico score jumped up to the high 750's.  He was able to obtain a car loan and a new capital one credit card with a $3k credit limit.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

Read more…

Find A Home - SearchAt any time, HomeSteps has thousands of homes available for sale in neighborhoods across the United States. These include single-family homes, condominiums, townhomes and more.Search for your next home by browsing our database of homes for sale. You can search by features such as city, state, number of bedrooms, etc.Or let our Home Detective tool do the looking for you. Just plug in your selection criteriaand sit back and relax. We'll send you e-mail updates when homes matching your criteria become available. And best of all, it's free!Would you like to receive more information from HomeSteps?http://www.homesteps.comDenies R. McCoyRealtor/Home Steps Agent916-534-5239denise.mccoytilson@yahoo.com
Read more…

Wikipedia's DefinitionA short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold.In a short sale, the bank or mortgage lender agrees to discount a loan balance because of an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank's loss mitigation or workout department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes (but not always) in full satisfaction of the debt. In such instances, the lender would have the right to approve or disapprove of a proposed sale. Extenuating circumstances influence whether or not banks will discount a loan balance. These circumstances are usually related to the current real estate market and the borrower's financial situation.A short sale typically is executed to prevent a home foreclosure, but the decision to proceed with a short sale is predicated on the most economic way for the bank to recover the amount owed on the property. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing as there are carrying costs that are associated with a foreclosure. A bank will typically determine the amount of equity (or lack thereof), by determining the probable selling price from a Broker Price Opinion BPO (also known as a Broker Opinion of Value (BOV)) or through a valuation of an appraisal.For the home owner, advantages include avoidance of a foreclosure on their credit history and partial control of the monetary deficiency. A short sale is typically faster and less expensive than a foreclosure. In short, a short sale is nothing more than negotiating with lien holders a payoff for less than what they are owed, or rather a sale of a debt, generally on a piece of real estate, short of the full debt amount. It does not extinguish the remaining balance unless settlement is clearly indicated on the acceptance of offer.Short sales are common in standard business transactions in recognition that creditors are not doing debtors a favor but, rather, engaging in a business transaction when extending credit. When it makes no business sense or is economically not feasible to retain an asset, businesses default on their loans (called bonds). It is not uncommon for business bonds to trade on the after-market for a small fraction of their face value in realization of the likelihood of these future defaults.Got questions about short sales? denise.mccoytilson@rearealtors.com
Read more…

Andrea's Insider

According to Target Market News, in 2005 Blacks/ African Americans spent $719 billion dollars on goods and services. It is projected that the buying power of Blacks/ African Americans will be $1 trillion dollars by the calendar year 2010. When I recently Googled 'black buying power' I was surprised by the number of professional articles I found that talked about how to market to Black/ African American people. Of the few articles I perused, not one of them talked about their corporate/ organizational responsibility to the communities they want to fleece. Not one of them mentioned the needs that exist in many of our communities. I was only five or six articles in when I got a clear image of a world (with few exceptions) that wants to take everything they can from us and give NOTHING back in return.An adage that I was taught many moons ago simply states: He who has the gold rules. It seems to me that since we as a race have the gold we should be ruling. I am so very happy to see the numbers of our people who are beginning to network with and patronize one another in greater numbers than ever before. I'm so happy that our value and worth are now being recognized and our historical accomplishments are no longer being hidden from our youth. But I am very curious and concerned about one thing. What is going to happen when our hard earned dollars are circulating in our own communities several times? What will happen as more and more sisters revert back to natural hair styles and patronizing black only nail techs in order to break the back of the Asian Connection that is not only taking over the hair care industry but is making inferior copies of black produced products while systematically nudging us out of the market? What is going to happen when there are lines outside of black owned grocery stores, liquor stores and gas stations while those that are owned and managed by other ethnicities become virtually empty? What is going to happen when our children are able to find summer jobs and internships within our own communities? What will happen as a result of us using our wealth for our own sustenance, empowerment, and glory?Personally, I don't think the rest of the world will stand idly by and let that happen. I suspect that at the very least we will all have a bunch of new found friends whose main concern will be to win our business away from our own family (I love that term as opposed to the n-word and it is soooooo fitting - my brothers and sisters). As that time approaches and as we deliberate regarding how to handle the opposition that is sure to come, let us remember that people of many nationalities would not hire one of us for any reason; and many of those who did required us to work for minimum wage money under the table, doing work that is beneath them so we would not be entitled to any working benefits or unemployment. Let us remember that many of them treated us like second or third class citizens while we were patronizing their establishments. Many of them intentionally cheat us and our children then get an attitude when we bring their -ah hem- error to their attention. I'm so glad that growing numbers of us are finally working in concert toward leveling the playing field. But remember, just because we deserve to benefit from the power of our own buying power doesn't mean they will sit by idly and let us.BTW: They in this blog specifically refers to people who are either not ethnically recognized as being Black or African American or supporters of the equal rights and entitlements of Blacks/African Americans.
Read more…

Blog Topics by Tags

Monthly Archives