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How to buy a new car with bad credit to drive for Lyft and Uber?

If you’re struggling with employment, bad credit, or transportation, you may want to consider ridesharing.   Although, you need a car you have several options to get that transportation like the following:

1. Buying a car

Buying a car is a big challenge for a person with bad credit.  However, you still have options to own a car and build a business through ridesharing.  If you’re employed but have bad credit you can buy a car from a buy here pay here car company.  They do not look at your personal credit which is perfect if you have bad credit. You may also have the option to borrow a car from a love one that has multiple cars and making payments to them.  Understanding buying a car is no small purchase, however, having the opportunity to up $16 an hour ridesharing it may just be worth the investment.

2. Express Drive

Lyft has partnered with General Motors to provide rental cars via the Express Drive Program, with weekly rates between $135 and $250. Drivers are eligible for $0 weekly rates when they hit 75 rides a week.

You’ll need to drive most of the week to bank that many rides, so it’s best for people who are looking to test the full-time driver lifestyle but don’t want to commit to buying a car.

3. Hertz and Enterprise

Hertz has partnered with Lyft and Uber to provide rideshare rentals. Lyft's deal starts at $165 for weekly rentals of compact sedans. After a certain number of rides per week, which varies regionally, drivers can earn a Power Driver Bonus to cover the rental cost.

Uber’s deal with Hertz is similar to Lyft Express Drive, but the two programs are offered in different cities. The Uber program has a $180-per-week base rate, which drops to zero after 75 rides a week.


Enterprise’s rentals, specifically for Uber, are a pricier $215 a week.

Renting is typically more expensive than buying a car and making monthly payments, but if you're a high-volume driver it basically can become free. Plus, if you don’t like rideshare driving, you can quit after a short trial period.

4. Uber Xchange

Uber Xchange offers short-term car leases from partnering car dealerships. Drivers pay a $250 deposit to start and make weekly payments over three years. Xchange leases to people with poor credit, but monthly totals and interest rates are much higher than with conventional financing.

For example, a 2013 Toyota Camry L Base leased through Uber Xchange may cost 156 weekly payments of $130, or $520 monthly. Comparatively, leasing a 2017 Camry through a Toyota dealer is only $199 a month — though you need a good credit score.

Xchange saves drivers money by including maintenance and insurance, but this means full-time drivers are dependent on Uber servicing their cars quickly.

“My car was in a shop over a month while a claim was investigated, and the people in the Xchange office had no willingness to work with me on payments since I was generating no income,” says James Taylor, an Uber driver from Los Angeles.

However, Xchange offers unlimited mileage, whereas traditional leases typically start charging extra after 12,000 miles. It also allows members to return the car and back out after 30 days – minus the $250 deposit.


Consider Xchange only if you’re driving 40-plus hours per week, want a car for personal use and can’t get other financing because of your credit. Remember, some lenders may be able to help you buy a used car at a better price.

5. Hyrecar

Hyrecar is a peer-to-peer rental service specifically for ridesharing. Uber and Lyft drivers connect with car owners to use their vehicles at varying daily, weekly and monthly rates. There are no contracts or sign-up fees, and daily rates are as low as $35. Weekly rates float around $200 to $300.

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https://3wayfunding.com/optin, http://www.businesscreditamerica.com/ 1-888-883-3013

How do I get a mortgage with bad credit?

Being a homeowner is a great feeling.  You know you’ve made some progress in your life, when you’re no longer a renter but instead an homeowner.  However, many of us struggle to get the chance to own a home because we have bad credit.  

Now, you don’t have to be discourage anymore, because there are home buying programs and lenders willing to help you become a home owner even with bad credit.  Although, they may have a few extra criteria’s, you can buy a piece of real estate. 

With the FHA mortgage program, their criteria’s are fairly simple.  They would like for you to have a minimum credit score of 580, 3 to 6 months of paystubs, 2 years of taxes, and debt to income ratio of 35%.  They also want you to have a down payment of 3.5% of the mortgage value and you can even borrow that from a friend or family member.  Another nice thing about the FHA mortgage program, if you have relative living with you, they will include their income to help you qualify for that mortgage.

There are also conventional mortgages that also have become very flexible when working with new home buyers, such as allowing a home buyer to put 3% down on that house.   Also, they’ve made it easier for veterans to buy a home with no down payment.

So, can I buy a home with bad credit? The answer is yes, however I would encourage to fix your bad credit so you can get a lower interest rate.

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The #1 Unforgivable Sin Most Women Commit In A Relationship...

What if I were to tell you that there's an unforgivable sin
almost every woman commits around a man?

What if I were to tell you that hundreds of millions of women do
this EVERYDAY with their man?

What if I further told you that most women who do this have no idea
that they're committing a horrible sin?

Are you wondering if you do it too? Before I talk about this sin,
I'd like to share a story with you...

It's a story about Cindy & Matt. They have been in a
relationship for the last 2 years. They always had a great
connection, it was like they were made for each other but lately
things aren't the same.

Cindy is very worried...She can sense that Matt is a lot more
"inside his head" lately, he isn't being as open as
he used to be. She misses the comfort of the days when she could
talk about something & genuinely connect with him.

But now she is living a life of quite desperation because
Matt's behavior is confusing her, She is feeling a lot more out
of control, she is spending her days in constant fear &
anxiety, she wants to know what's going on but lack of
communication from Matt is only making things worse.

She is a lot more miserable now and misses the closeness but it
seems like Matt doesn't really care.
She is wondering if it's something she has said or done which
is causing this? She can sense this huge gap in understanding &
a giant invisible wall between herself and Matt.

But there is an even bigger fear which is freaking her out, she
fears that maybe Matt is thinking of breaking up with her. She
fears that maybe he is doing things behind her back & has
someone else in his life.

The very thought of imagining Matt with another woman makes her
feel this ugly feeling in her stomach, her heart starts to pound
faster and it makes her feel literally paralyzed.

Have you ever had such a feeling around your man? Have you ever
felt that awful feeling in your gut when you didn't know what
was going on inside his head and you feared that maybe he was
thinking of leaving you?

Well maybe you have faced a similar situation or maybe you
haven't... but I bet you can relate to that nasty feeling that
surfaces when you don't understand your man.

Hundreds of millions of women go through this every single day. But
do you know why this happens? It's because most women commit
the number 1 unforgivable sin in a relationship which completely
ruins their chances...Want to know what this sin is?

Here it is and I want you to listen carefully to this...The number
1 unforgivable relationship sin is - Not Knowing How The Male Mind

I bet you're wondering - huh? This isn't really a sin. Yes
it is and let me tell you why. It's a sin because not
understanding how the male mind works will always lead you into
relationship issues and problems, you will always find yourself
confused and frustrated.

And it's unforgivable because it can completely ruin a happy
relationship and often times can lead to a painful divorce or a
breakup which could have been avoided. Not understanding the male
psychology can send you on emotional "tailspins" for days
on end, and you will feel out of control as a result. It is without

This can be the devastating kiss-of-death to your relationship
unless you do something about it right now. Follow this link right
now & watch the video on the next page till the very late


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Hello Community, here is great news from Micore Intl CEO!!!

You have to check the website, you will be very thrilled with the upgrades.

Check out our video at http://www.jussuccess.com


Ready to get started, just  contact me at juniques@jusmcc



Independent Micore Intl Hair Consultant




WE HAVE A NEW WEBSITE! www.MicoreInternational.com It’s probably been a while since you visited our MAIN site anyway....so now is a great time to catch up!

In a few hours or days you will each have your own replicated version of this new site, except your site will have a Retail Shopping Cart embedded in it! THEN your customers can order online from a REAL e-commerce cart! (Sorry for the wait but it will be worth it!)

They are also working on a new Capture Page system with Auto-responder emails for you to use for advertising! (All of your Micoré Prospects have been saved and will be in the new email system)

Your new Consultant replicated website WILL BE (not yet): http://www.micoreintl.com/YOURSITENAME or http://YOURSITENAME.micoreintl.com

The Corporate Site will be on our main domain, with your replicated sites being on the abbreviated domain!

OUR MAIN FOCUS right now is releasing your new replicated website with shopping cart!

Our #2 focus is RE-ACTIVATING all of those who are ready for Micoré #2!

This email is going to all registered Micoré Consultants, Active and In-Active. ALL of you can login to the new Micoré BackOffice and browse around! (Using your normal Micoré login credentials. Soon a password LOOKUP tool will be added to the login page for those who can’t remember their passwords)


Many new things will be added into the BackOffice over the next few days & weeks!


ALL Members can SHOP in the BackOffice! Login and click on ORDERS then PLACE ORDER!


In-Active Members cannot earn Commission, but they can buy product at wholesale for themselves, or to sell at retail to others. (Active Members will receive commission from any In-Active purchasers)


Those In-Active Members who are excited about where Micoré is going now and want to RE-ACTIVATE can do so for only $19.95. (As soon as the Re-Activate link is ready)





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Hey Fellow BBWO's (Black Business Women Online! :-)icon_smile.%20gif

Here’s a little hidden piece of the internet puzzle!

Social sites like Facebook and Twitter has made it easy for you to quickly share news articles, blog posts, etc. around but wouldn’t it be nice if you could also add some of your own commentary to the page before sharing it with the world?

Well, there’s a new and interesting web app called markup.io that can help you here. It instantly turns any web page into a virtual whiteboard where you can add text, draw shapes, arrows or even do some freehand drawings. Here’s a quick demo:

While you are on a site, hit the markup.io button on your browser bookmarks toolbar and it will float a set of drawing tools one that page. You can scribble over the page now and when you hit publish, all your drawings and annotations are saved to a unique URL that you can now pass along in your social circle.

If you make a mistake, you can use the usual keyboard shortcuts -- ctrl+z will undo your previous action while the backspace key will remove the element from the page.

Markup.io is available in the form of a bookmarklet so there’s no need to download or install anything and it’s compatible with all browsers except for IE 6 (which you shouldn’t be using anyway).

Here are some related items that may be of interest to you:
3 Web-based Tools for Creating Screencast Videos
Adding Video Easily With Jing
Bounce - Share and Collaborate on Screen Captures

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Press Release-


Media Credentials
Contact: Andre’ Pittmon
Office Tel. 323.712.9955

Preston Glass Gets A Rebirth

Rebirth To Start A New, A New Beginning.

Hollywood, Ca Wed April 20, 2010 Preston Glass US Music Producer, Musician/ and Songwriter. The list of numerous artists he as work with, Whitney Houston, George Michael, Ice-T, Lionel Richie, Earth, Wind and Fire, Clarence Clemons, Warren Hill,Aretha Franklin,Dionne Warwick,Kenny G, Patti Austin,The Delfonics,The Temptations,Diana Ross,Philip Bailey, Peabo Bryson, Evelyn ‘Champagne King,Howard Hewett, Narada Michael Walden, Brenda Holloway,The Stylistics, Teddy Pendergrass,Norman Connors Ali Woodson,. the list goes on. He has contributed as a songwriter for George Benson,”System Of Survival”, Natalie Cole “Miss You Like Crazy”, Aretha Franklin “Who’s Zooming Who”, “Jimmy Lee”, Kenny G “ Songbird” Earth, Wind & Fire,”System Of Survival” Jermaine Stewart,”We Don’t Have To Take Our Clothes Off” Stacy Lattisaw & Johnny Gill,” Perfect Combination” Mase,” Keep It On” .

Preston has become TV Producer with a new created reality show Rebirth. Along with dynamic TV personality, Sheila “O”, Cuba Gooding Sr, Producers Mickey Stevenson, Andre’ Pittmon, in conjunction with EdnaRmet Entertainment, She-la-la Productions produces a new hot reality show: an experienced music industry team makes former Billboard chart busters dreams come true. The series features cross promotion with the biggest record producers in the world, past and present:

This new format challenges your favorite one-hit wonder recording artists/bands/groups from the 60s, 70s and 80s, who have long disappeared from the music biz, to write and perform a new song with the help of hit-making record producers. A panel of judges, in front of a live audience each week, selects the subject matter of the new song; the catch is, they only have 30 minutes to complete the song. These artists and producers all have notable household names that carry a large TV viewing audience both domestically and internationally. As such, the demographic range is expansive. This show has the staying power to cover all artists long forgotten. The names of celebrities/cast members reads like a grocery list Cuba Gooding Sr, Ollie Brown, Cornelius Grant, Florence La Rue, William Goldstein, Quentin Dennard, Ron Brewington, Claudette Robinson, Pat Hodges, Mickey Stevenson, Preston Glass, Brenda Lee Eager, Ollie Woodson, Reggie Calloway, Chris Bolton.

VISIT www.sheilaoshow.com

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Stress inevitably will be part of the job search process. Here are tips to help you deal with stress.

Write down what seems to be causing the stress - Identify the "stressors," thenthin of possible ways to handle each one. Can some demands be altered, lessened, or postponed? Can you live with any of them just as they are? Are there some that you might be able to deal with more effectively?

Set Priorities - Deal with the most pressing needs or changes first. You cannot handle everything at once.

Establish a workable schedule - When you set a schedule for yourself, make sure it is one that can be achieved. As you perform your tasks, you will feel a sense of control and accomplishment.

Reduce stress - Learn relaxation techniques, or other stress-reduction techniques. This can be as simple as sitting in a chair, closing your eyes, taking a deep breath and breathing out slowly while imagining all the tension going out with your breath. There are a number of other methods, including listening to relaxation tapes, that may help you cope with stress more effectively.

Avoid isolation - Keep in touch with your friends, even former coworkers, if you can do that comfortably. Unemployed individuals often feel a sense of isolation and loneliness. See your friends, talk with them, socialize with them. You are the same person you were before unemployment. The same goes for activities that you have enjoyed in the past. Evaluate them. Which can you afford to continue? If you find that your old hobbies or activities can't be part of your new budget, perhaps you can substitute new activities that are less costly.

Join a support group. No matter how understanding or caring your family or friends might be, they may not be able to understand all that you're going through and you might be able to find help and understanding at a support group for job seekers.

These groups consist of people who are going through the same experiences and emotions you are. Many groups also share tips on job opportunities, as well as feedback on way to deal more effectively in the job search process. National Business Employment Weekly, available at major newsstands, list support groups throughout the country. Local churches, YMCAs, YWCAs, and libraries often list (or even host) support groups. For information about self-help groups in New Jersey, call The New Jersey Self-Help Group Clearinghouse at 1-800-367-6274. It's on the Internet at www.njgroups.org.

Forty Plus is a national nonprofit organization with clubs around the country. It is an excellent source of information about issues concerning older employees and the job-search process. Both Philadelphia and Manhattan have chapters:

Philadelphia: 1218 Chestnut St., Philadelphia, PA 19107; online: www.fortyplus.org
phone: (215)923-2074

New York: 470 Seventh Ave., Suite 403; New York, NY 10018; www.fortyplus-nyc.org
phone: (212)947-4230

Clarence Coggins
Crown Prince of Web 2.0
Equal Access To Justice For All
Build Them All With One Link

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Talk about missing out on something truly delicious! Believe it or not I’ve been talking about trying Sushi for quite some time now and haven’t given myself the chance to do it until recently. My sister-in-law Gina R. called me the other day and invited me over for some girl talk and mimosas and low and behold took me for my first sushi experience.

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Too Excited!

I was just talking with my Mom, she called to see if I was stressing out about this coming weekends' event. (our cooking demo with Real Men Cook) and I told her calmly that I wasn't and really you would think I should be with all that's been going on.In order for me to be able to serve people samples I would need to prepare all the ingredients ahead of time in a commercial kitchen, which I no access to. My husband may have to travel to California for his boss this week so he will miss our event. ( still up in the air on that) The kids and I will have to cram in my Mother's small car and drive to Plano which is 30 to 45 min away @ 6 AM on Sat. Our demo should only last for 30 min so we should be good on that. So for some reason I'm not stressed @ all! I gave it to GOD and I'm letting him work it out! So why stress, right? Wish us luck, this is just another amazing opportunity that may lead to another bigger opportunity.
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Raising Chefs' now has a Facebook Fan Page and we want you to become our fans. Please help us spread the word about all the wonderful work we've done so far and future endeavors.We are so excited about all the amazing opportunities that have come our way. Become a fan and follow are continuous progress on this wonderful journey GOD has in store for us.Thank you so much for all your support thus far and we hope that you will keep us in your prayers as we take this amazing ride together! Many blessings to each and everyone of you!
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Join Author Monica Marie Jones as she makes a stop in her birthplace, Chicago, IL as a part of the Breakthrough Book Tour!Friday November 14, 2008The Morning Jumpoff with Trey the Choklit Jok8:00 AM CSTPower 92 ChicagoWPWX 92.3 FMwww.power92chicago.comSaturday November 15, 2008Focus Talk with Dennis Snipe9:00 AM CSTWKKC 89.3 FMwww.wkkc.fmAzizi Books (Book Signing)2:00PM – 5:00PM CST134 Lincoln Mall Dr.Matteson, IL 60443www.azizibooks.comDa Book Joint (Book Signing)6:00PM -8:00PM CST9527 S. JefferyChicago, IL 60617www.dabookjoint.comFor more information visit the author's website at www.monicamariejones.com
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