Thank you for your support this week so far, if you haven't yet, please go to the site and either post a comment or make a pledge for as little as $1 and help me make my reunion with my mother' and answer to Pray for 25 yrs. Here is the link: http://www.indiegogo.com/anjuIndianPrincessJ2I
“Time is money.” That three word sentence sums up the life of the woman entrepreneur. When your staff consists of only you, you realize quickly that passing the buck isn’t an option. Instead, you must quickly learn to sort through the multitude of tasks facing you each day and narrow down to only the key revenue- generating activities, while letting the majority of the “noise” fade away.
It’s a fact that you and every other entrepreneur in existence have one thing in common – a 24 hour day. However, what you DO with those 24 hours can be the single difference between having a profitable business or having to take on a side job.
I’m going to give you an opportunity to discover several ways you can increase your productivity by narrowing down and focusing on the tasks that are going to move you towards your biggest money goals. You’ll learn about prioritizing your daily tasks, grouping them for greater efficiency, and how to keep on top of all the various projects you have going, so you don’t drop any critical elements.
Though you may already feel pressed for time (and the thought of attending a call seems like just another of countless things to do), I encourage you to take a break from your crazy schedule, sit down and secure your place for this call. The time you invest will be paid back in greater efficiency – and therefore profit.
Join me for my no cost call!
Ok Ladies,
I need your advice I'm going to breakdown and buy baby girl an iphone. I can't use the iphone (I type with my nails and that doesn't work on the iphone so I'm consigned to a Blackberry. Here's my dliemma. I rarely text (Not my generation). I wil be texting more with the new service to update blog/twitter/facebook, etc. Is 1000 texts for the both of us to many? too few? I am switching from my current provider? Baby girl is 13 this year (She's a millienium so her's is definately the text generation). I a on set income so I really don't like surprises.
Any and all help would be greatly appreciated.
Thanks
Michelle
http://facebook.com/michelles.hawkins
http//twitter.com/wirequeen
In my life I have learned if you Do Not Set Goals you are setting yourself up for failure. Some people set goals to reflect only their business interests; others set only personal goals. Once you get comfortable setting and reaching goals in one area, however, you may want to seriously think about setting and reaching goals in all areas of your life. So Check the below areas on setting your very own goals in life.
Personal Goals
There are a variety of goals that can come under the heading of personal goals. You can break this category down much further into areas of your personal life that you would like to improve. For example, you may set relationship goals, self-improvement goals, personal issues that relate to your body, such as weight-loss or fitness goals, or even personal health goals.
Professional Goals
This is one area where most people are comfortable setting goals. Professional goals usually have something to do with improving an area of one’s work life, such as preparing oneself to qualify for a certain job or improving on an area in your current job. Professional goals may also relate to getting the required education to qualify for a better job, or perhaps learning a new skill that doesn’t require formal education.
Perhaps you’re terrified of making public speeches but need to be able to do so to qualify for the position you’d really like to have. Maybe you already have the skills to speak in public but you just can’t bring yourself to do so. Moving past this obstacle could be a personal goal or a professional goal; it doesn’t really matter where you put it in your goal setting guide. The only thing that matters is that you set the goal and begin to work on that area.
Financial Goals
Financial goals could be goals that mean you want to earn more money professionally or they could be goals where you work on spending less money in your personal life. Whatever area of your life is affected, that is where you want to put your financial goals. Whether it is a personal goal or a professional goal it is still what’s important. What is important is that you identify an area of your life where you are committed to making an improvement and begin by writing down your goal setting strategy.
A Goal for Each Area of Your Life
Balance is the key when it comes to setting and reaching goals. That’s because setting and reaching goals is a tool we use to lead happy and successful lives. For this reason, try not to have every goal in one category only, such as your professional goals or your financial goals. In fact, see how many categories you can think of to set goals in order to help you achieve that balance. Did you know that some people even need to set goals for their leisure life? That’s right! See how many categories you can come up with to set and reach goals. Go ahead, have fun; don’t limit goals to the work part of life; set goals for fun too!
Cheers,
Charlotte
Help Singer Anju meet her birth mother in India for the 1st time - after 25 years! All it takes is $1 to pledge and get her home to India and her family... click on this link to hear her speak on camera as she tells her story of her adoption and how her birth mother a Christian women never gave up faith to find her daugther, and how you can make this renunion happen, all it takes is $1. This entire trip will be filmed on video and entitled Journey 2 India, so everyone will be able to see this reunion. Thank you ♥ and Enjoy the clip at the Link listed below!
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1. The Name of Jesus
2. The Blood of Jesus
3. The Word of God
4. The Holy Spirit
Wanda C. Thomas
Wise Wealthy Woman Trainer
I was talking to a friend and avid blogger recently about how much time and effort goes into starting and growing a blog. She talked about a client who recently started a blog but frustrated from lack of followers. So typical! Natalie MacNeil, Media Producer and award winning blogger for “She Takes on the World, says, “Remember, it's not about you. When I ask most new bloggers what they want out of blogging they usually want to grow their business, sell more products, and maybe make money directly from blogging. Once they finish telling me everything they want out of blogging I say, "Now what does your audience want?" That answer doesn't come as quickly and that's the most important question bloggers need to ask themselves. At the end of the day, the success of your blog will depend on how focused you are on the needs and wants of the people who read your blog. It's all about them.”
Nearly two years has passed since I first launched my blog. I remember having a few followers and posts. I was determined to create a quality and informative blog so that my target market, aspiring and established women entrepreneurs, could find good content relevant to their business needs.
If you are a business owner, should you be blogging?
Come join a group of uniquely talented and gifted ladies as we hone in on the full manifestation of our purpose. Whether you’re unsure of what direction you want to go in life or you’re fully living out your dreams, this retreat is for you.
During the retreat, we’ll be converging on the beautiful Chateau Elan Resort in Braselton, GA. In the midst of luxury and relaxation, we’ll have 4 days and 3 nights of power-packed fun, inspiration & purpose building.
This year, we really want to focus on helping you walk fully into the life you were created for. We’ll focus on renewal of the mind, body and spirit by offering activities that will help you live your life in balance in order to fulfill your God-given purpose.
Retreat activities include:
· Inspirational workshops focusing on spiritual, emotional & physical health & wellness
· An Interactive Talk Show: Matters of the Heart with Inspired Sistah
· An Awards Ceremony honoring Inspired Sistahs everywhere
· Plenty of opportunities to take advantage of the beautiful estate grounds which includes world-class amenities such as a European Spa, Winery, & Equestrian Center.
· And, of course, an awesome opportunity to bond with other like-minded Inspired Sistahs
Early-Bird Registration (March 1st, 2011-May 1st, 2011):
$239
Regular Registration (May 2nd, 2011-Aug. 1st, 2011):
$259*
Late Registration (Aug. 1st, 2011-Sep. 1st, 2011):
$279
For registration details, visit the Retreat's website.
*Payment plan available for regular registration fee
So this past weekend, I went to L.A. to visit a friend. On Friday night while waiting in the airport, the flight was delayed 2 times due to the weather in L.A. So you could imagine the tension glooming in the gate as we were finally able to board. Unfortunately, I missed my opportunity to board earlier and ended up sitting on the last row of the plane. BUT luckily, I got my window seat AND didn't have anyone sitting directly next to me. But in the first seat of the row was a young man as frustrated as I was to be getting to L.A. so late. So we struck up a conversation and I discovered that he is Mike, one of the developers of a free website builder called LIFEYO. It was so cool to speak to him as a developer of a website that helps thousands of business owners. He was interested in hearing my opinions on other website builders and what small business owners like myself need in a website builder. The conversation definitely took our minds off the horrible turbulence we were experienceing due to the storm. But we landed safely and all is well.
Since then, I have checked out the website and it is actually pretty cool! First, it gives you the oppportunity to name your website and start building right away. They even have a demo/tutorial for people to view if they need help. The website builder is easy to use, providing 3 steps to take to complete your website. One of my favorite features is the ability to design and edit the website however you would like. On other sites, although you have a lot of say-so in design, you cannot put pictures, text, etc wherever you would like.
I like that you have more do-it-yourself options. I highly recommend LIFEYO as a place to build a website. Visit their site at http://www.lifeyo.com/. Comment below and let me know what you think.
Let's face it, your personal and business credit is essential to your financial health as a small business owner. It's important to understand this and learn as much as you can about building and maintaining a good credit score for your business.
Having a business credit score of 75 or higher through Dun & Bradstreet is essential and can help you especially when trying to get lines of credit with vendors. While cash loans, such as an SBA loan, micro loan or personal signature loan will require a review of your personal credit - your business credit score will help also in making a final decision.
Much has changed in the business credit industry today. It used to be that you didn't need to always use your personal credit history when applying for small business loans or lines of credit, but that's not the case anymore. You'll need a personal credit score of at least 680 and again, a D&B score of at least 75. If your personal score is less than 680, it's time to start working on it right away.
Building your business credit is not something that can be done over night, but it is a gradual process that occurs over a period of time. As your business grows your business credit worthiness should get stronger and stronger.
A good business credit score will assist in getting business loans, lines of credit and minority or woman-owned certified. Your business credit worthiness is an essential part of growing your business and it also shows your leadership ability as the owner or CEO.
Below are 10 ways you can get started in building your business credit:
1. Consider changing the structure of your business to a corporation, such as a Limited Liability Corporation better known as the LLC. This is the most common structure that many small and micro businesses are using. If you are not certain of the structure for your business make sure you discuss it with your accountant or attorney.
2. Apply for a business checking account. This is an essential part of the process in legitimizing your business. It will be important for you to keep all of your expenses separate. This is very important to do if you're incorporated especially. It is also a plus to keep a minimum balance of $2500 in your account at all times. This helps in establishing your credit worthiness.
3. Develop your business plan. Many times when applying for a loan or line of credit you'll be asked for your business plan. This normally causes a lot of small business owners to procrastinate, because it can cause one to feel overwhelmed just thinking about writing one. But, it is necessary and remember to get help doing it. You don't have to write it alone and neither do you have to create a long 100 page document.
4. Gather your business financials. Most of the time a lender or loan specialist will also ask you for financials. This will include the Business Checking Statements, Balance Sheet, Cash Flow Projection and Tax Statements. Depending on the number of years you have been in business be prepared to provide up to 3 years of statements.
5. Apply for your DUNs (a.k.a. D&B) Number. The DUNS number is a 9-digit number that is used worldwide in tracking more than 100 million businesses. It helps to build your company's credibility and helps vendors, lending agencies and others to verify that you are running a legitimate business.
6. Apply for a business phone line that can provide you with a 411 directory listing. This is normally with your local phone company. Validating a business phone number is normally the first thing that vendors do to verify that you are indeed a real business.
7. If you're a home-based business, consider also using a virtual office service that has a commercial address (not a PO Box or UPS Store). This means that you should be able to receive packages there and anyone should be able to visit the office and ask for you or your company by name. There are many such services popping up all of the US, so you shouldn't have a problem finding one.
8. Make sure that any services you use are in the name of your corporation. This should include: cell phone, office lease, any machine leases, business services etc.
9. Start applying for business credit with vendors (Staples, Office Depot etc.) that report to business credit agencies, such as Dun & Bradstreet and Experian. Make a list of items that you need in your business that can be purchased through a line of credit or lease, instead of using cash. Don't just trust a vendor's word that they report to business credit agencies; ask if they have it in writing in their literature or credit applications.
10. Only use 35-50% of your business credit cards spending limit. Business creditors get very nervous when you use anything larger from your spending limit and especially when you don't pay it off within 30 days. This shows that you might be having a cash flow problem and they run from that.
Once you have received your D&B number, consider using the D&B File Creator Service. This allows you to quickly place business accounts on your file and helps to establish your credit worthiness quicker. In addition, it will be important to check your business credit profile at least quarterly to ensure that everything is being reported properly and that your score is getting higher.
As you build your business credit, it is also important to understand the importance of paying your accounts payables at least 7-15 days ahead of time. This goes over well with business creditors and is reported on your Dun & Bradstreet credit report, which helps your score to go higher.
The information points provided above are suggestions based on the success that others have had in building their business credit. It is not a conclusive list and there are many other things to consider when working on building your company's financial reputation. However, it's a start in the right direction.
About the Blogger
Trina Newby is a business success coach and founder of Women About Biz. For more than 20 years, she has been helping women to turn their ideas in to profitable business ventures. Trina is also the host of the Successful Woman Radio Show.
The Writers/Authors Campaign is a 1 month promotion created by From A Writer’s POV to help promote authors/writers. The campaign is looking to spotlight 2-3 authors and 2-3 writers (non-published) for one month on our magazine, newsletter, blogs, sister sites and The POV Lounge. Depending on the genre of your writing, we are opening other spaces on our magazine to spotlight you. The cost of this event is only $25 for a one month campaign of exposure. This is not a blog tour but most blog tours cost over $100 for just one week. We are giving you 1 month of only $25!!
The itinerary is as follows:
The Month of May (Writers Only):
The Month of June (Authors Only):
An itinerary will be written up so that you will know exactly what days you will be spotlighted on the POV Lounge and other places on our magazine. Your spotlight on the magazine will be all month. Note: The magazine ad will also go in our print version. It’s a good idea to encourage your fans, family and friends to purchase the magazine.
Guidelines:
If you are interested in signing up, please email us at interviews_ads_eventspovmagazine@yahoo.com and we will email you a campaign form that needs to be filled out completely and sent back to us by March 25th, 2011. We WILL NOT accept any submissions after this date. This is on a first come, first serve bases.
Thanks,
From A Writer’s POV
www.fromawriterspovmagazine.com
From A Writer’s POV has always reached out to established and up-and-coming authors and writers alike, giving interviews and features, and helping with their exposure in getting their books and writings noticed.
We are now expanding our attention to the young adult authors and writers of the literary world.
There are many writers, like ourselves, who started off writing at an early age, and we think giving them the exposure to have their writings noticed is incentive to further their writing career.
So, if you are age 19 or younger, or if anyone in your circle of friends and family is an author or up-and-coming writer, we would love to feature them in From A Writer’s POV Magazine!
Also, we want to recognize those authors that dedicate their writings to the young adult genre, and who writes children’s books. There is a large contingent of these kind of writers, so we would love to give you the platform to feature you and your books, too.
Interested in more details on how to be featured?
Email us at interviews_ads_eventspovmagazine@yahoo.com
Subject line: Youth Corner Submission
Include:
1. Your name
2. Small Bio
3. I'm submitting a: Poem? Writing? Short story? Other? (Please explain)
4. The name of your submission
5. Your submission (1,000 words or less)
6. A picture of yourself (optional)
7. A link to where we can see more about you. Direct Link Please. (optional)
Thanks, From A Writer's POV
You just gotta love a letter that starts off with the date and the words Dear Artist! I've been reading Cloth Paper Scissors for many years now, and to think, that my little studio is now a part of this publication ... really makes this girl more than giddy.
I checked it out from cover to cover and it is crammed full of new inspirations. There is even some artistic lowdown on the handy Ipad. I also noticed one of my fellow FlyN friends Jo Wholohan on the pages.
Order your copy now or find it ay your local bookstore, because Ty is sharing secretes in his artist to artist interview with Cate. And, you can find out more about me at http://sonyamacdesigns.blogspot.com
Simply put, THE MONEY AND SUCCESS IS IN YOUR NETWORK and ALL the giants are going to be there: Mike Dillard, Katie Frieling, Daegan Smith, Jonathan Budd... you name it, they're going to be there. This is your opportunity to shake hands and trade business cards with them all. Your time to recruit up and if you're not in the network marketing industry, your time to put your products in front of an entirely new audience. The events takes place in San Diego, CA May 6th-8th and here's what you'll get:
Hi Ladies!
I know!I know! Social Media is all the rage and if you're not using it you're wondering should you. It looks time consuming and it can be, Yet it doesn't have to be. I didn't start out doing a lot of things in social media because I'm somewhat technophobic. You start talking to me in techie terms my eyes start glazing over. The surprise is that I've become the SEO Queen, literally by accident. Google and my sell sites love me. I'm in Beta for everything they roll out. I was trying to understand selling online and what was needed to get people to my sites. I've become very good at it. Problem was my back end was raggedy. I like most small businesses (especially Mompreneurs) was time and cash strapped. I couldn't afford to pay for everything I needed. I had to and needed to know how things worked.
I restarted my business after being a way from it for a good many years. The marketplace looked a whole lot different after a ten year break. I'm a gorilla marketer offline. I could get through the door if I couldn't handle the business once I got in. My saving grace was if I couldn't handle the business I would tell you that. People trusted that I wouldn't leave them hanging in the wind. I did my darnest to live up to that trust. I have couple of rules in business that people know I lived and died by.
First. If I'm doing business with you I return all calls within 48 hours. If its not returned, I didn't get it or I'm unconsicous.
Second. If you're not involved in the deal its NONE OF YOUR BUSINESS. I apologize for the caps, but I need to emphasis this one. Until the deal is completed it is not to be discussed with anyone not involved. (Did I mention I did international trade for nearly 20 years?). Folks who dealt with me know I'm a neurotic on this one.
I have never understood people sitting in a Holiday Inn (dating myself here this was the Starbucks of an earlier time.) or restraurant telling all and I mean all the details of a deal. This includes the who,what and where of the transaction. All the info you would need to take the deal away from them. This used to amaze me when I witnessed, therefore the reason for #2.
I've spent the last several years learning this new way of doing business amd understanding how and when to use the components. I will be sharing this journey under my old business name. I'll be revealing that info in the next several weeks. This has been and continues to be an awesome journey, please join me on it.
Michelle S. Hawkins
What’s Goin’ On 2011
Education, Education, Education
I am not just focused on my college education, but self improvement in all areas of my life.
I would also like to stop and encourage others, to stop talking about how bad our educational systems are for our children and actually do something about it.
Educating and empowering others through networking (www.mightypeople.info) with Ted Harge, as well as, through my upcoming, Man’s Best Friend is Woman org . and Strike A Match, Ignite Empowerment org and partnerships with other like-minded individuals and organizations.
The Edge Empowerment Society- Encouragement and Networking group. Buiding relationships to build Wealth. (Wealth of good health-mental and physical, financial,education, business). Workshops, Field Trips, Support Group.
King (My Gentlemen), Queen (My Ladies), Prince/Princess (children) Divisions.
Stepping up the Giving of my time and resources. Coordinating collection and distribution through The Family That Gives for a number of local and national causes.
Refuge Place International/USA- Help Mosoka Fallah with his work to aid or family in Liberia, consistently and long term. Like so many, those men, women and children need us to help them help themselves.
DOWN TO BUSINESS:
Baby Me Gift Baskets- I will be adding personalized candy wrap and other items by summer to my gift basket business. And Treasures From Around the World (Thank you for the inspiration Mye).
ARDYSS- I am an Ardyss Distributor. It May be for you. Feel better and look better-Body shaping and support products, natural nutritional products, education, natural personal care and household items.
https://www.ardysslife.com/Default.aspx?ID=KimberlyLEdge
Sugar and Spice and Not So Nice- Lady Storm- Making it sweet and spicy in 2011. Don’t let the fire go out. LIGHT- IT- UP, if it has already.
Romance, spa care and “unmentionables” parties, pole parties and romance, relationship and sexual health education. It’s not your average party. Girls Night Out and Couples! Yeah fellas, it's about you too.
www.partygals.biz/sugarandspiceandnotsonice
R1 Entertainment Group-Randy Clark- I am happy to be working with
Randy Clark and the R1 family as the Editor in Chief of Stage Masters Magazine and as Community Relations President.
Celebrating and supporting the art of the stage, film, and music.
Video Marketing- Don't be left out, I won't be. It's taking over. More to come....
Poetry- I have been writing creatively, consistently since about 3rd grade. LOL. I need to publish something. I will start deciding on which poems I have to publish first and begin new writing projects-nonfiction. If no one will publish me soon, I will publish myself.
DeVonte’- My son does not just need a job. He needs his OWN business. Heck, I cannot afford him! J. He does not know it yet but I am creating a business for us to work together, eventually he can be on his own. More to come. Please support him. Thank you.
Kimberly Lanell “Quiet Storm” Edge
I just wanted to share this story: over the summer I had been invited to bring my jewelry to a block party and at the same time make some money. That particular day, it was so hot nobody was really there. So I began to feel a little discouraged because even after people started showing up, I got lots of compliments, but nobody was buying anything…total frustration at this point. Then one of the teenagers there approached me and we began talking and I must say this kid really brightened my day. She began by telling me how much she loved jewelry and kind of experimented making things. It felt like she was actually giving me a interview. I’m sorry I forgot what her name was, but I had decided that before it was time to leave there I wanted to do something nice for this young lady and so I did…I gave her just about all the jewelry I had come with. So by now you probably think I was nuts, but I have so much jewelry I could open my own store! You just never know where or when you will get blessed. Just wanted to share that maybe it may brighten someone’s day.
