WE AKNOWLEDGED THE BLESING OF BEING ALIVE AS AN OPPORTUNITY TO MOVE ON, MOVE UP & MOVE FORWARD WITH OUR LIVES. I decided to ADOPT the "Just Do It" Attitude instead of living out of dreams & plans that I might not get time of even will power to act upon. So my mantra this year is "JUST DO IT" . Happy New Year to all sisters in the house.
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Every adult in America understands, how important a good credit score could be to your financial life. We know that good credit means you're getting the best rates on loans when it comes to mortgages, cars, credit cards and personal loans.
Now, your dating life could be impacted by your credit. Could you even imagine going on a date and someone ask you, how's your credit? Most of us think this may be a little to personal for a first date, but for some of us, this is a fair question.
Let's think about how the lenders take a look at you financially. When lenders see you have strong credit, they see you as a responsible person, someone that won't run out on your obligations. That's the way your date would like to see you as well. You're date feels that if you have strong credit, your a responsible person that takes care of their obligation and is willing to do what's necessary to make sure things stay on the right track.
Besides, there are way to many resources to help you repair damaged credit so you can have good credit. Also, we know how hard things are when you don't have great credit.
So the next time you're out on a date that's going well and your date ask, how's your credit? You can say excellent, just like this date.
Check out our site if your looking for Excellent Credit. http://www.goodcreditunion.com/ 1-800-652-7157
Juniques Multi Cultural Connections Making the Financial Way for Seniors and Elderly
JUNIQUES MULTI CULTURAL CONNECTIONS IS AGE AWARE!!! http://www.jusmcc.org
If there ever was a group of people who need financial strategies for living a positive lifestyle is Senior Citizens (60-80) and the Elderly 80 and beyond).
Middle age folks (45-60) have to pay attention also, for they too, are heading into these catagories.
"The best-laid plans of mice and men often go awry" ( robert burns, poet)
Yes, the best laid plans can go wrong!!!!
JMCC is offering options for improving your finances ( which seems to effect so many areas of development). Living does not have to be difficult!!
USA economic policies are in place and/or being put in place to assist our youth. That is a good thing!
However, we must look at the other end of that "timeline" and see where these youths, will be arriving.
If we properly prepare, we will not have to be repeating the same economic empowerment strategies for those "new age category" people.
Additionally, we must assist seniors and elderly in devising an effective economic empowerment strategy. No one wants to be at the "mercy" of someone else benevolence to take care of them.
We have too much going for us economically in the USA to not make this happen!!!
www.jusmcc.org will be a advocate and provider in this endeavor.
The demographical information shows us why this economic empowerment is imperative!!
****
Senior Citizens to Exceed Children in Most of World and U.S. by 2050 Census Bureau estimates show seniors in U.S. increasing by 104% from 2012 to 2050
June 28, 2012 - The world's inhabitants in 2012 are an older mix of people than was the case a decade ago, driven by declining fertility and increasing life expectancy.
According to new U.S. Census Bureau population projections, by midcentury most world regions, and the United States, will resemble Europe, which in 2005 became the first major world region where the population 65 and older outnumbered those younger than 15. In the United States, the senior citizen population - those age 65 and older - is projected to grow by 104.3% between mid-year 2012 and 2050.
At that point there will be 80.5 million Americans under age 15 and 86.8 million seniors over age 64. Northern America, which includes Canada and the United States, will have joined Europe in this historic reversal of age group sizes by 2050, as will Asia, Latin America and Oceania (which includes Australia and New Zealand).
Moreover, China is projected to move from having nearly twice as many people in the younger age group than in the older one in 2012, to the opposite situation by midcentury. These projections come from an update of the Census Bureau's International Data Base, which includes estimates by age and sex to 100 years and older for countries and other areas with populations of 5,000 or more and provides information on population size and growth, mortality, fertility and net migration. Since April 2012, users of the International Data Base have been able to obtain population in single years of age, allowing them to calculate country-specific populations in particular age groups (e.g. population at selected ages younger than 5, or adolescents).
Between now and the middle of the 21st century, global population will continue aging. The percentage of population 65 and older will more than double, from 8 percent today to nearly 17 percent in 2050. This will carry with it well-established changes in the mix of communicable and noncommunicable disease patterns in populations, health care burden, pension systems, the composition and character of the labor force, and other economic variables, such as savings and consumption patterns.
One world region — Africa — will continue to have populations younger than 15 that are much larger than those 65 and older, but even there, the balance will have shifted toward the older group JMCC is active in providing job and opportunities for the multi cultural communities, especially seniors and elderly!!
Join us -http://www.jusmcc.org
Yup! I quit Garrison Prosperity Solutions, Busy925.com, EVERYTHING! Ok. No not really but I have felt this way before. Haven't you? Maybe on your job, in your life or in business. You get that feeling of frustration, worthlessness or failure and just want to quit. Give up. Move on to something else or maybe even nothing at all. You get tired of kissing your boss' butt, of the incoming bills, mortgage payments or even trying to find customers and attract people to your company. It all just gets to be too much sometimes. I completely understand this feeling BUT the people that get through it are the ones that become inspiring success stories. I was even more reminded of this today from my Pastor who just so happens to also be my Father-in-Love.
In being the first Sunday of 2013, he preached on the subject of having a Fresh S.T.A.R.T.:
S- Stop making excuses - Excuses of being overwhelmed, sick, tired, having no money, working too much, working too hard, feeling like what you're doing is not enough or not generating results you want or expected, not knowing where to begin or how to move on. Stop the excuses.
T- Take inventory of your life - (This is my explanation) Create three lists:
- What in your life, job, business is working?
- What in your life, job, business is NOT working?
- What would you like to do differently or add to your life, job, or business?
After doing so, take the "NOT working list" and THROW IT AWAY! STOP DOING THE THINGS THAT ARE NOT PRODUCING THE RESULTS YOU WANT. Especially if you've been doing them for a while and they STILL aren't WORKING.
A- Act in faith - Take the "WORKING" and "TO DO DIFFERENTLY" list and start working on them. Keep doing the things that are working well for you. But for the things that you want to do differently, step out in faith and do them. Praying that the end result will be successful. Even if it is not, praying all will be done as it should be.
R- Re-focus your thoughts - Even though it is not the first of the year anymore, you can still make resolutions, or revamp your resolutions. Gather yourself and get back on track. FOCUS!
T- Trust God - PERIOD. He will make sure everything will go as it should.
Psalm 118:8 “It is better to trust in the LORD than to put confidence in man.”
Proverbs 3:5 “Trust in the LORD with all thine heart; and lean not unto thine own understanding.”
So sure, have your frustration, feelings of worthlessness and failure but don't quit and don't give up. Commit to a Fresh S.T.A.R.T., it will all be worth it!
Tamara Garrison-Thomas
http://www.garrisonprosperitysolutions.com
So, many people are in an uproar about the 2% tax increase, but they don't seem to care about the 4 months they're working for free to pay into the government. Wisdom, knowledge and understanding are very important, if we are to ever break free from a chained mind that keeps us behind. I was introduced to a buzz call that was equipped with wisdom and knowledge about an inside job, but gave an outside understanding. How can I claim to be a child of God, if I keep this knowledge for myself? I can remember my dad telling me his experience in World War Two. As a black man he was not allowed to have a gun in the war zone area. As a child I could not understand, why our government would draft their enemy to fight their enemy. Many black men lost their lives fighting with their bare hands for the freedom of someone else. I can remember listening to this beauty queen tell her story of working in the cotton fields while her sister and brother went to school and college. My mother worked hard all her life to help her family. There were many more stories that were building a fire in me. I can remember as a child dreaming that I was Harriet Tubman, running through the woods helping to free a people who were enslaved. I am 45 now and I am awake with a dream of freeing people. There is a war going on, but this time I have a weapon in my hand, a knowledge that comes along with wisdom and understanding. The power and knowledge is in my hands and I am reaching out to you, take it. Together we have the power to take to the air and bring the rain. Buzz 19512622562 email me
Why Did You Join Your Online Business? Was it to Earn Money? READ THIS!
Why did you join your online business.
Was it only to earn money?
People who you contact will quickly discover that too!!
Building a team is critical in succeeding in your online business.
If your only motive is to earn money and product really does not matter,
that too will quickly become known.
You can at that moment, recognize and accept, for you, "Game Over".
It is important you have correct "business fit".
Like getting your clothes "tailored-fitted". You feel and look better, then the "off the rack fitting".
Where you just hope it looks good on you.
Your business selection is just as critical.
You must really believe in the product you promote. Yes, if you only offer the product because you get a commission for getting other to offer the product. Success will not be your companion on the"road of life".
Any product can produce that result.
Actually, you could just "drop" the product and tell your prospect
"just send in your $30 per month and get others to do the same, and the income projections will be real!".
Some would call that gifting. Truly, this is one of the reason the industry stat "98% fail in Networking Marketing" holds true.
Ok, next critical reality. You must build a team to help you grow your business and to help grow theirs!!!!
Have a system designed to help your team grow the "properly fitted business".
No one, I repeat, No one, should be trying to "reinvent the wheel".
There are proven promoting and recruiting tool available now for any serious business builder.
Fortunately, many are available at very low cost.
Yes, I have a recommendation, ( thought I wouldn't smile)
go to this location http://ihateselling.us
Business tools to build your business for only $9.95 per month
I like this system, its professional and its affordable.
It is also easy to assist your team with. Critical. You want your team to
be able to work independently from you. Yes, dependent on team
assist but not depend on any one person. Think on that for a moment.
Ok, I will bring you additional observations and recommendation.
Until we speak or meet Have Fantastic days and may great wealth and great
health, be your constant companions, on the road of life.
make sure you check out http://www.ihateselling.us
At your service,
Rickey
www.jusmcc.org
my business tool/team building recommendation
make sure you check out http://www.ihateselling.us
How to start your own Hair Weave Business for $19.95
http://www.goodcreditunion.com/ 1-800-652-7157 Good Credit Union shares a tax tip and secret of the rich on why you should not buy a car with your taxes. Use your tax return to get your personal credit fixed within 45 days then go and buy that brand new car with no money out of your pocket plus you get the lowest interest rate. Once you have your personal credit fix then you go apply for a mortgage so you can move out of that apartment that you're probably paying 1000.00 to 1200.00 and month. With good credit you can get a low mortgage rate and you'll pay less for it then when you were renting maybe like 900.00 a month which could save you up to 300.00 a month. Don't buy anymore used cars get the car you want with your strong personal credit.
Check out our other services we offer.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.businesscreditamerica.com/ 1-800-652-7157
Hello All,
I am a virtual assistant and I help people gain more visibility for their work. If you need help getting the word out about your non-profit organization, book, or website, etc, please contact me for details at Hdspivey@hotmail.com. I hope to hear from you. :)
Hannah
http://www.businesscreditamerica.com/ 1-800-652-7157 Business Credit America announces no upfront fees for Business Credit Services. We charge you 15% once the business if funded. In order for a client to get access to these privilages they have to have a 700 fico score with all three credit bureaus (Experian,Equifax,Transunion). If you do not have a strong personal credit score then you setup a consultation with Good credit union first and they build your personal credit, whether it be removal of foreclosures, bankruptcy's, chargeoff's, private student loans, car repossessions, judgements, or inquiries. They offer 100% money back guarantee.
Check out some of the other services they currently offer.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.goodcreditunion.com/ 1-800-652-7157
2013 is just around the corner. And as we approach this time to declare a “New Year, New You”, this is a great time to do something new, do something different, and actually take the steps to start a business. Contrary to popular belief, you do not have to have specific education or thousands of dollars to invest in a business that will thrive and last beyond the dreaded 3 year failure mark. The following 4 business types are all businesses that have been deemed the “top” businesses to start in 2013 as their industries are growing.
1. Organic Food- Perhaps with help from the FLOTUS Michelle Obama with her “Let’s Move” Campaign, organic food sales are rising. People are starting to care more about the quality of food they consume and prepare for their family. The organic food industry is a growing industry that will continue growing into 2013. If you are someone who loves organic food, good with creating recipes or interested in growing it, this would be a great industry in which to start a business. Get more information here about the certifications and accreditations needed to get started. ORGANIC FOOD CERTIFICATION
Average Start-Up Costs: $500-$1000
2. Cosmetics- Always a popular product, natural cosmetics are going to be big in 2013. Women... well, people are going away with Botox and chemical peels, etc. They are looking for more natural ways to maintain a youthful appearance. There are several ways you can start a cosmetics company:
A.You can join a company already established and be their walking advertisement by wearing and sharing their products. Companies like Mary Kay, Seacret, Xango and Rodan+Fields are reputable companies with proven natural products.
Average Start-Up Costs: $100 - $1000
B. You can create your own cosmetic products. Of course your investment will be much more, but at the end, the product will be your own brand. To start a cosmetic line of quality may average you $40,000 and more. Don’t get me wrong, there are places where you can start your own for much less but if you want to stay in business, the money is worth it or go with option number A. Start Your Own Cosmetic Line Option
Average Start-Up Costs: $40,000+
3. Ecommerce – Amazon.com, Etsy.com, Ebay.com, and Volusion.com are just a few great resources for selling products like clothing, jewelry, electronics, books, music, vintage stuff, etc. People sell all kinds of things through these resources. All you need is a camera, even cell phone, to take pictures of stuff you are selling and set it up.
Average Start-Up Costs: $0 - $100
4. Affiliate Marketing- According to CNBC is the “best online small business idea of 2013”. The affiliate, internet, network marketing business model will see an increase of business owners. Several reasons for this is because training is free and unlimited and there is a great potential to generate a substantial income with residual options (money that continues to generate even if you do not work that month). Best companies to start are companies just starting, that do not have a saturated field of marketers. You just need a computer and an out of the box product. New Millenium Business
Average Start-Up Costs: $25 - $200
Of course these are only a few options for businesses to start. There are plenty other and if you put forth hard work in anything it is bound to succeed. For help on deciding what type of business to start, more specific information about the industries above, or how to expand your current business, Sign Here to receive a free consultation. Trying something new can be scary but when you have a Success Teacher by your side, that makes it so much easier. Happy New Year and make 2013 a "Go Get It" year!
Tamara Garrison-Thomas
http://www.goodcreditunion.com/ Good Credit Union offers Credit Repair Services to help you Get the best deal on a new mortgage, car loan, personal loan, or refinancing. GCU Group, Inc. also offers alternatives to Personal Credit. You can have a CPN- if your worried about identity theft. Many doctors, attorneys, dentist, celebrities, pro athletes use cpn's for identity theft and when they maximize their personal credit.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review
http://www.businesscreditamerica.com/ 1-800-652-7157
The pressure builds
The disappointments mount
The disrespect grows
And yet it is usually something small that will put you over the edge
The last straw
How much hurt is one person supposed to take
The problems were getting worse. The drug use was getting worse and he was taking more money. He wrote out checks and signed my name which caused me to overdraw at the bank. He didn’t seem to care if I could pay the bills or not; all he cared about is his drug. His cheating with prostitutes was getting worse. The one thing that was better is that he hadn’t put his hands on me all this time. Now, that had also changed. I had made a comment about his cheating on me with prostitutes and he put his hands around my neck and started shaking me vigorously. He said it was because of my mouth….why couldn’t I keep my mouth shut. It is funny how these serious things were not what finally broke me. The beginning of the end was because he pawned his wedding ring. He had always told me that he would not take off his wedding ring for anything. Now I knew he cared more about his addictions than he cared about our marriage. To realize that he would spend money on drugs and other women and he would pawn his wedding ring to do that was the last final confirmation I needed to know our marriage was over. This was the most disrespectful thing he could have ever done to me.
I was numb to my feelings because it was easier to stay numb then to hurt.
His made some decisions that would change my heart forever. The final steps he took showed me that I couldn’t help him anymore. He didn’t want help. First he sold our Mac computer for an $85 rock. This computer had all our business information on it and it had all his music on it. His music was his life so for him to sell this showed me he didn’t care about anything anymore. The next thing he did was that he told me that he could get $750 for my camera. (He latter he told me he would not have taken it, I don’t believe this) I started taking my camera with me everywhere I went because I was afraid he would take it and this was the one and only thing I had left that meant anything to me. I was always on edge and couldn’t take living like this anymore so I finally agreed to give him the $750. I gave him all of my bill money. He said he would be gone for a minimum of three months. I asked him to not contact me. I told him to leave and not ever look back. The money didn’t matter as much as him leaving and not returning. No matter how much it hurt to see him go, I needed the hurt to go away. He used up the money in two days and came back to the house. I couldn’t believe he was back. I had finally convinced myself that I would be okay without him and I was prepared to be without him in my life. After a few days, I asked him what it would take for him to leave and not ever look back. He said for me to get him a ticket to his hometown and give him $300 spending cash. I borrowed the money, got him a flight and gave him the cash he asked for. Again, I asked that he leave and not ever look back.
I was done. I could finally breathe again and not have to worry about being hurt in any way…mentally, physically…or financially. With him gone, I could finally heal.
After only a couple of days he called me and was on his way home. Things did not go the way he expected in his home town. He learned that I was the only one who loved and cared about him…I couldn’t take it anymore.
When he got back he went straight to rehab. He had them pick him up at the airport and I didn’t even see him.
A week later, it was 2 am and I was asleep. I woke up suddenly because the light in my bedroom turned on. There he was standing at the foot of our bed. Shocked….I felt like I was going to pass out.
He was home for two weeks. It was during this time that I was in the process of trying to get my house re-financed. He showed me he could be a true husband. He helped me around the house; he cleaned and painted and showed me love and respect. I came home from work in the middle of the day and asked him if he was high. He held me so lovingly and promised me that he was not; he promised me that he would tell me if he got the urge. When I got home at lunch, he was high. This was the end; I asked him to leave and told him ONCE again I did not ever want to see him again. I told him if he was not gone by the time I got home after work, I would call his PO. I told him I didn’t want him hurt; I just wanted him gone and it was his decision on how he was going to leave. He said he would be gone and I locked the doors with him in the backyard. I got home from work and he was still in the back yard. I told him he needed to leave before the police got there and he would not leave. It took a couple of hours until he finally left; his PO and the police arrived and soon after found him sitting at a bus stop near our house.
The way he held me was the same as he did our first night in St. Louis when he told me I would not ever have to be afraid again. I didn’t think he could hurt me worse than he already had; this hug was the most disrespectful thing and the most hurtful feeling he could impose on me….the way we began is the way we would end…with a hug filled with so much love.
I have heard that God only gives you as much as he thinks you can handle
He must think awfully high of me
I really can’t handle this any more
Why God….Why
Happy New Year BBWO!
I just have a few quick things to share with you today:
The Django Guide to Business and Living Your Best Life in 2013
Is 2013 Your Year to Shine? Try this…
Have a great day and be sure to post something wonderful on the BBWO Blogs sharing your motivation, inspiration and information with us for the new year. That's it for now.
Stay positive and productive,
LaShanda Henry
p.s. I hope to see some of you at the Power Circle Conference in a few weeks. Who knows if I'll host another in 2014! Don't miss out on this life changing, possibly once in a life time event.
Hello Community,
It is a blessing and a pleasure to be with
you in 2013.
WOW. Networking has really paid off for
Juniques.Truly, NetWorking Increases
NetWorth!
1. Juniques introducing The Legacy
Development Program.
2. Juniques offer finest,no harsh
chemicals,hair care line
3. Get on the mailing list
Juniques has started the Legacy Development Program
We have put in place The Legacy Development program. We are putting focus
on economic growth,however, overall growth is the real goal. To prosper
physically,mentally,spirtually, and financally. This are the "allies" will
be work on and with
.
The Legacy Development program is designed
to assist any company better promote
themselves. To give their message a
professional look without high cost.
To attract more people to what they offer.The Legacy Development can show anyone
with genuine desire to succeed how generate income based on their strength,
again, their strengths.
Juniques now offer Hair Care Products
Starting today, Juniques now offerthe finest hair care products to found
from Sweet Nature by Eddie.
All the products has no harsh chemical in them. They have a proven track record
of increase hair growth result over a 5 year period. SNBE was introduced to
the marketplace in 2007, after years of research and testing. The owner, Eddie,
had experience serious hairloss and was determined to do something about it.
She Did It and Did It Big, created her ownhair care product line!!!
Ok, orders placed with the referral name,
rjohnson, get a 10% discount.
go to http://www.juniques.ws/snbe and get
additional information and place your
order.
Join our mailing list
http://www.juniques.ws/ml
