http://BusinessCreditAmerica.com 1-800-652-7157 Stop buying net30's and business credit services if you have bad credit.  hen you try to build up your business credit by purchasing net30's, trade lines, having corporate financials and taxes prepared as well as add ucc's to the company, you still are not guaranteed to get the funing you need to help your business.

Most banks and other lending instituions are insisting you do a personal guarantee or have enough assets to cover the loan.  Many of us, unfortunately don't have assets to cover the loan, however we can fix our personal credit to sign off for the loan.  

Good credit Union helps people all the time to fix their personal credit and help them obtain loans upto $50k in cash funding under their personal credit.  Business Credit America builds the client a 3 to 5 year old shelf corp and pair it up with their personal credit to get them up to $100k in cash funding.

I understand many of us have been taught it's not necessary to use your personal credit to get funding under the business, however due to new rules and regulations with the financial institutions things have changed.  I try to encourage people to fix their personal credit first because they will be able to have access to many other opportunities.  They can buy a car with no money down, pay lower interest rates on loans for mortgages, and personal loans.

This Tax season fix your personal credit first and you'll have access to money all year long.

Check out our other great services
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://GoodCreditUnion.com 1-800-652-7157

Does anyone remember D.O.S -- when there was no (computer) mouse?  I was working in downtown San Francisco at the time and I was really irritated that we, all of a sudden, had to switch to using a mouse.  My thought was . . . 'We have WordPerfect; we have a keyboard -- we're good.'  Well, reluctantly, I made it through the transition to Windows and Word.

Resistance to change.  Resistance to change can be due to a number of things, including fear of the unknown and being comfortable with the way things are.  Unfortunately (or fortunately), you can't afford to have a 'business as usual' attitude.  This is not a time to settle, nor is it a time to be mediocre.  If you choose to remain the same, you'll definitely be left behind  . . . Circuit City, Blockbuster, the newspaper industry.  Change doesn't mean you have to give up your core values to buy into the latest fad, but you do need a paradigm shift.

Here's what you can do:

• Take inventory. What's working; what can be improved; what is just taking up valuable space -- mind or physical.  What is it that's familiar, but really hasn't worked in years.  
• Embrace a new thought.  It all begins with mindset.   Decide you will take the necessary steps and use the available tools to move from where you are to where you need to be. 
• Make it a lifestyle/culture. When implementing something new, gradually incorporating it as a lifestyle is more effective than practicing it for a one-time event.  When the 'new' becomes an intricate part of your lifestyle/culture, it's easier to maintain.

Remember, change requires change. Change can be uncomfortable, but sometimes it's necessary.  The faster you embrace it, the faster you can move outside your comfort zone, which, by the way, is a great place to be!

What are you doing to embrace change?

Latifah Abdullah is founder of Tibay International.  Using optimism, forward thinking, and passion for a woman’s well being, the Tibay Community provides tools, how to’s, and candid conversation on legacy wealth, business, finance, faith, fashion, and health -- empowering women and women entrepreneurs to live a full, authentic life.

The community  uses a ‘whole person’ approach to provide business and personal resources to women and women business owners.

We are already in the second month of the New Year. If you look back on the last 31 days and you don’t see any progress, please don’t let that deter you from your business goals. We have some fabulous members of our BBWO family sharing some great content to help get those productive juices flowing again.

Are you making powerful connections to help you in your business?

Latifah is sharing tips on removed the stress from finding and to hiring vendors to help with your next project or event. (Continue reading)

Stop wasting precious time on Social Media

Using the various social media platform can be good for business. However most of us aren’t being as productive as we so are while we are there. Tanya’s shares 5 ways on how to make sure you are get a great RIO (return on investment) when you are posting away. (Watch Video Here)

Experiencing writer’s block?

It happens to all us at some point or other. Kenya have created and shared a here weekly content creation challenge. The key is to follow through, so make sure you visit her profile and watch the entire series. (Watch Video Here)

More to come!

Artiatesia Deal
BBWO Content Manager
www.mybbwo.com

So everybody knows the Super Bowl is coming. I can see all the signs in my neighborhood - people lining up at the grocery stores for snacks, soda pop, chicken wings (my fav are the lemon pepper!).  Flags waving in yards.  Big screen TV boxes next to trash cans for Thursday pickup.

It's on.

Now I'm not going to try to sway you one way or the other on which team to hoot and holler for. In fact, I don't even know much about football (okay, I heard that...and yes, I am a proud American).  BUT what I do enjoy?

The commercials.

Even if you've never watched a Super Bowl game in your life, I bet you've seen the commercials.  Frankly, they're the best part of the whole celebration.  I always tell my husband, "call me when a commercial comes on!" ... then I head in to watch.  The New York Times says the Super Bowl is the biggest day of the year for advertising.

Ever thought about why?  I have - and I thought it might be fun to write about in terms of ways to create buzz for your business.  So here's a few tips on creating buzz Super Bowl Style:

Plan Ahead

Advertising companies start not just weeks, but months in advance.  It takes work to create a promotion campaign that will connect with the right audience and generate actual sales.  Right - at the end of the day, the commercials aren't there just for you to enjoy; they're meant to entice you to take up the offer.  It's about getting results in the form of sales.

Think about this with your next promotional campaign.  How much time are you putting into researching ways to reach your audience? What is the offer you're making and how will you measure success? Just because people "like" your posts, that's not always equivalent to dollars for your business.  Make the connection by planning your campaign well in advance.

Make It Connect

Remember the Darth Vader commercial for Volkswagen?  Hilarious and cute, right? It caught the attention of people watching because they could either see themselves as the boy pretending to be a famous character, or as the parents having fun watching their child play.  Viewers could connect with something in the ad.

When you create promotional campaigns, are you telling a story?  Does it tag something in the hearts, minds, or pockets of your audience?  What emotion are you trying to evoke?  Think about how your message connects through your marketing campaign.

Leak Information in Advance

Why share tidbits about your next program or event?  Why would you leak information before you're ready to deliver the product?  Because it works, says Fast Company in this recent article about pre-game content.

In the article, they talk about how  last year, 34 campaigns were released in some form or another on YouTube before the game. “Marketers saw the amount of buzz and views they were able to generate before the game even started, and realized that they can get much more out of their Super Bowl investment if they build a digital strategy around it,” says Suzie Reider, Head of Industry Development at YouTube.

That's pretty interesting, hunh?

What kind of buzz can you create?  You might not give away the entire program idea, but what if you shared a short tip series related to your topic?  How about a video teaser?

Think of creative ways to generate buzz for your business.  Even if you're not a football fan, you can work it Super Bowl style!

WANT TO RE-POST THIS ARTICLE ON YOUR BLOG OR USE THIS ARTICLE IN YOUR EZINE, E-NEWSLETTER OR WEB SITE?

You may, as long as you include this complete blurb with it...

About the Author: Tanya Smith is a creative online business strategist and coach specializing in showing independent service providers how to simplify, save time & stand out with simple strategies that engage more quality leads and clients. Her company Be Promotable provides fresh actionable strategies and virtual resources to promote business owners as power players in their market. Get free tools to simplify and stand out online at: www.tanyasmithonline.com

This month in Say YES to Purpose, we talked about the purpose journey.  In today's vlog, Vaneese Johnson, Career Reinvention Coach, talks about purpose as it relates to your career -- Identifying Career Purpose http://tibayintl.com/identifying-career-purpose/

Content marketing is not just about saying something. It’s about saying what matters, both to you and those you want to serve. One goal that serves, both ends is “Thought Leadership“.

Thought Leadership, an admirable and attractive content marketing goal to set.

I mean, it sounds good, right? And you’re brilliant enough, no question.

But, thought leadership takes a certain commitment. A commitment to consistently say something important, sometimes controversial and the courage to be heard.

And to be honest, it carries a certain weight and power that frankly is scary and intimidating to a lot of business owners.

There’s a lot of talk about “King Content” these days and how you need a lot of it to attract and retain clients. However, it’s not until we can get over our fear of creating content for our online business in the first place, that we can achieve our goal to lead in thought.

 Do You Fit the Profile of a Thought Leader?

@MarlaTabaka asks readers to examine this question in her Thought Leadership 2.0 article publishes on Inc.com.

“A thought-leader is someone who is willing to step into the spotlight and voice their points of view, innovative ideas, and potentially controversial opinions. He drives conversation and peppers the Internet and other outlets with his insights, ideas, and expertise. She inspires others to follow their dreams and teaches them to think big, solve problems, and face their fears.”

When it Comes to Thought Leadership,
Are You More Like Scrappy or Scooby?

This may seem a silly question, but I have three small boys at home and I think in cartoons, so allow me to humor you for a moment.

Now, in my experience, people respond one of two ways when it comes to stepping out in this way:

1. Scrappy Doo: Let me at em’ – Enthusiastically, Yes, I really want to do this, I just don’t have time or know where to start.

2. Scooby Doo: Fearfully & insecurely, I don’t really have anything important to say, who am I?

The first response is pretty easy to resolve. These people are ready to burst through the gate. Give them a little direction and the right tools and they’ll be influencing all over the place. If this is you, stop reading this and contact me right away so we can get you on the map.

But, their are a lot of people who respond out of fear. The irony is, they are leading in thought everyday in a quiet and safe way.

When I have conversations with people about their business, something magical happens. They are passionate, opinionated and unafraid to be heard. Their goal in the moment is to be helpful and informative. They tell stories to help me understand complex ideas and I leave the conversation feeling smarter and grateful for the opportunity to have met them. They “fit the profile”.

It’s content at it’s best. These are the stories the advice and conversations that need to be shared on real and virtual stages.

But all too often, these conversations are never had and the stories never told to the people who need to hear it the most. Your target audience.

 Do I Have to Be a Thought Leader to be Successful?

Well, no. You can be successful without being a thought leader. But, your journey will be long and hard fought. Because, the truth is, there’s so much noise out there. There are so many people saying the same thing that prospects and customers can’t tell the difference.

So, I guess the question I’d ask you is, do you want to be THE CHOICE or just one of the best? If you answered the choice, then YES…It’s time to step into the spotlight!

Here are three questions to answer if you want to establish yourself as a leading voice and choice in your area of expertise:

1.  What do competitors in your market do, that makes your prospects problem worse or more complicated?
   
   
2. What questions “should” your prospects be asking?For example: If you are a health coach or practitioner, are they asking “How can I loose weight fast?”  when they should be asking “How can I loose weight quickly and healthily”?
3. What types of content are you comfortable producing that you can commit to producing and promoting on a regular basis?Are you better at speaking than writing? Then maybe knocking out a weekly podcast may be the way to go. Do words pour out of you like a faucet? If so, write til your hearts’ content and post a weekly blog article or apply to be a guest author. The point is, don’t get caught up in what all the “gurus” tell you you should be doing. Start with what works best for you and create your own blueprint!

Are You Struggling with Stepping Out in a Bigger Way? Are you a Thought Leader Who Has Some Additional Tips or Insights That Can Help? Please join the FB conversation , I’d love to hear from you!

http://GoodCreditUnion.com 1-800-652-7157 In this video, I show a new CPN file. This client has a 2 Au's and 1 Primary which had give him high 700's across the board.  Once he had access to his file he went and opened up a checking accont with WellsFargo and Navy Federal. He had success in that, however he applied for a loan and was turned down.  The reason he was turned down is because he did not hhave enough primaries on the credit file,

We instruct all clients not to apply for any loans especially government loans because the file is not strong enough.   We you jump the gun like this guy you could cause problems for yourself.

DO NOT EVER, EVER, EVER APPLY FOR ANY TYPE OF GOVERNMENT LOANS WITH YOUR CPN.  YOU CAN GET YOURSELF INTO ALOT OF TROUBLE.

DO NOT USE AN ADDRESS YOU LIVED AT BEFORE OR HAD MAIL SEND TO IN THE PAST, YOU CAN CROSS UP YOUR FILE.

DO NOT HAVE MULTIPLE NAMES BECAUSE THE CREDIT BUREAUS WILL GIVE YOU A DELAY ON YOUR FILE.

THE ONLY USE FOR YOUR CPN IS TO GET CREDIT FROM NON GOVERNMENT LENDING INSTITUTIONS, THAT MEANS NO MORTGAGES.

You can have a lot of success with a cpn if you have the right people around you.  We encourages you to clean up your personal credit first before you get a CPN.

CHECK OUT OUR OTHER GREAT SERVICES.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

Got a special project, a special event?  Have you decided to hire some help?

You will quickly discover that there are varying standards of excellence and performance.  Avoid drama trauma; do these 4 things.

1. Clearly state the scope of work.  Make sure you thoroughly outline the areas the vendor will be responsible for.  This can serve as a guide for the work that will be completed and can also help in narrowing your search to those who have specific experience in these areas.
   
   
2. Communicate expectations.  Openly share your thoughts and expectations of each section of the scope of work with the potential vendor so that there are no misunderstandings; everyone is on the same page.  Take a section/definition and ask the vendor, ‘What does this mean/look like to you?’  Clarify any differences and determine if you can comfortably continue with this vendor based on what you’re looking for and the outcome of this discussion.
   
   
3. Ensure the person you’re hiring can actually do the work.   Not only should they be able to perform the tasks, but the work performance should be above par.  Sometimes you’ll come across those who say they can do a variety of things, but they may only be proficient in one or two areas.  Unless you’re hiring for an entry level, on-the-job training position, don’t hire a novice.Go beyond reference checks.  Both a Motel 6 and Ritz Carlton have a place for you to lay your head, but the experiences are totally different!  Ultimately, the outcome is a reflection of you, your business, and your brand. If the vendor is responsible for the overall look and feel, and the experience of the end user, make sure they can deliver.
   
   
4. Make sure you are covered in the event of non performance.  After you’ve crossed the t’s, dotted the i’s, the final stroke is to make sure your contract with the vendor includes language that covers you in the event the vendor doesn’t perform.  Clearly lay out what will happen if the work is not completed per the written agreement and what recourse will be taken.
   
   

There you have it.  What have you done to successfully hire a vendor?

Latifah Abdullah is founder of Tibay International.  Using optimism, forward thinking, and passion for a woman’s well being, the Tibay Community provides tools, how to’s, and candid conversation on legacy wealth, business, finance, faith, fashion, and health – empowering women and women entrepreneurs to live a full, authentic life.

The community  uses a ‘whole person’ approach to provide business and personal resources to women and women business owners.

Power Circle Conference - 3 Video Replays Online - http://bit.ly/pwreplays

http://GoodCreditUnion.com 1-800-652-7157 Win a round trip to Las Vegas and $1000.00 to Hangout with the GCU GROUP. We running a contest to see how many people we can help and we want to reward you with the opportunity to come have fun with us.  

Here's are the rules.
1. You must purchase the services your self. The reason is, how can you tell someone about a product if you never tried it.
2. You need to market the product.  That means you make video, Tweet about it Facebook it. What ever it take to let people know about Good Credit Union.  

Remember even if you don't be the Top Affiliate thru out the year.  You still make a lot of money with us and you still can come hang out with us, at your own expense of course.

LET'S MAKE SOME MONEY, CHANGE SOME LIVES AND HAVE SOME FUN.

Check out our other Great Services.
2013 and Past Due Tax Preparation for Personal and Small Business Taxes
Business Credit Building with No Upfront Fee
Personal Credit Sweep
Personal Credit Repair
Bankruptcy Removal
Private Student Loan Removal
Guarantee Funding
Foreclosure Removal
Chex System Removal
Seasoned Trade Lines
Retirement Plan Transfer to your Corporation
Car Repossession Removal
Credit Card Charge off Removal
Free Net30 Account Reporting
Dun and Bradstreet File Review

http://BusinessCreditAmerica.com 1-800-652-7157

When I’m not blogging, I manage the other family business; a coin-operated laundromat. The work is less than fabulous, but I spend an enormous amount of time with people – that I love. A brief conversation with a long-time customer (and previous employee…long story) landed on home ownership. I shared how we are selling a rental condo and looking to pick up a few more soon. This young man is a hard worker, looking for a larger place for his family, and a renter. He’d never considered buying until our conversation. Then it hit me. This is exactly why we’re so passionate about debt freedom. OPTIONS!!!

Renting is perfectly legitimate. Home ownership, and moreover being a landlord, is not for everyone. However, debt freedom affords you the option to choose. Harry Dent Jr., author of The Roaring 2000s, suggests that more millionaires got their start during the Great Depression than in any other time in our nation’s history. I totally understand why.

CONTINUE READING=>>>>>>

I now make handmade fashion jewelry and it is being sold on my Etsy page at http://www.etsy.com/people/gina28304  Check it out!  Something for everyone..

http://GoodCreditUnion.com 1-800-652-7157 Authorize Users(AU) used for credit score booster still works.  Piggy backing someones whole credit file is what's challenging these days.  
Most of us don't realize how hard the financial industry was hit with all these regulations.  Because of that credit bureaus have made it challenging for people to repair their credit.  Yes, you still can use AU's to boost the credit score.  The piggy backing a whole credit file is the challenging part.

Let's talk about credit profile numbers(cpn) and secondary credit numbers(scn), as I stated in another video these 2 numbers are legal numbers.  However, you must make sure whom ever you retrieve these numbers from that they are not giving you an already existing number. such as a baby's ssn, an inmate or an deceased personhttp://BusinessCreditAmerica.com 1-800-652-7157

We are mid way through our New Year New You contest and a tip for Day #10 hits close to home.

Day 10: Shop Discount Grocers

I’m a Debt Free Diva, but I will admit, I was a bit of a grocery store snob. I judged stores by location and perceptions about the clientele served. I’m not proud.

After a recent (and hopefully temporary) reduction in household income, I was looking for additional ways to conserve cash. One of our largest variable expenses is groceries.

My grocery store is close, has a huge advertising budget, and is one of the more expensive chains available in the city. Did I say it was close? As a lark, I decided to try Aldi – the deep discount chain mainly available in less affluent communities. My grandma, on a fixed income, shops at Aldi. Pride aside, with a need to save money, I gave Aldi a try. To my snobbery surprise, the store was clean, the produce was fresh, and I saved nearly 35% over my normal spending total.

Continue reading here ======>>>>>>

We're convinced it takes 21 days to build a habit. Effective money management is a learned skill. Have you missed any Tips of the Day in our new push to Give Yourself a Raise in 21 Days? No problem. A recap is the best way to catch up.

Day 2: Know where it goes.

Tracking is essential to preparing a proper plan: your budget. Little things add up. Take a week to write down everything you spend. Add it up. The results just may surprise you.

Day 3: Post your budgets.

In the beginning, WonderMan and I would create fantastic, color coordinated, detailed budgets. We’d email them, marvel over the advanced, tabular-linking functionality (yes, we’re nerds), and then forget about it for the next two months (nerds with ADD). Once I stripped it down to relevant data, made it fit on one page, and posted that puppy on the fridge; we stuck with it. Keep your budget simple and make sure you see it on a regular basis.

Day 4:  Find a Money Buddy

An accountability partner can help keep you focused on your goals and pull your card when tempted to go rouge. Make sure this is someone who is fiscally responsible with enough chutzpah to apply tough love whenever needed.

For more tips, continue here...=====>>>>>

A savings fund is your best defense against forces that seek to derail your debt free momentum. Yes! Forces intent on keeping you mired in money mishaps, floundering in financial fiascos, or let’s face it – deep in debt are real. Alliterative exercises aside, a savings fund is a must have. It’s just not always an easy must do.

Before tackling a debt repayment plan, set up a Mad Money Fund. This fund should contain at least $1000 (depending on your comfort level). Some balk at the low figure, but consider your recent emergencies. Would $1000 have been sufficient? Don’t dread using the cushion in a genuine emergency. The Mad Money Fund exists so you avoid the madness when emergencies happen.

1. Start your budget. The quickest way to give yourself a raise is to tell your money where to go. You do that with a budget.
2. Setup auto saving. Redirect money to your savings using automatic tools. You don’t miss what you don’t see.
3. Sell everything. What are you hoarding that can be converted into cash? Ebay. Craig’s List. Garage Sale. Clean house and build your savings.
4. Stash windfalls. Do you have a lump some coming? Instead of spending before you receive, plan on using that to pad your savings.
5. Seek extra income. Do you have a marketable service? Hire yourself out. Secure part-time income and save up.

Trying to pay off debt without a savings stash is like filling a leaky bucket. Eventually, frustration may cause you to give up completely. The Mad Money Fund will help you avoid using credit so emergencies don’t derail your debt repayment plans.

Do you have other simple savings strategies to share?

Good morning Sunshine,

I am building the first official BBWO Team of experts and I want you to be apart of it (details below).


First let’s give a warm welcome to the new BBWO Content Manager, Artiatesia Deal! Ms. Deal will now be working with me on fresh material for our growing network along with overseeing the new BBWO Experts team.

Inside the Power Circle Conference last weekend Artiatesia, Richelle, Pam and all the lovely ladies who came out shared information, made sales, created partnerships and got a HUGE BOOST of GET IT TOGETHER KNOW HOW for 2013 (pre-order replays here).

What You Need to Do This Weekend:

• Pre-Order Your Disc Set of the Power Circle Video Replays (pre-ordering ends Sunday)
• Submit Your Details to Join the BBWO Experts Team
• Submit Your Website to be Featured Under the BBWO Daily Click
• Join the SistaSense Insiders Circle - Learn How to Create Your Own 7 Day 7 Dollar Challenge and generate passive income online

Keep in mind that February is days away. I know this year is going to zoom by, so with BBWO on your team let's make it count!

Productivity Tip for Today:
List 5 things you wanted to do this year and then check off what you accomplished this month. If don't have enough checks yet it's time to stop playing!

DO NOT let distractions deter your destiny! So stop playing (watch that video here), join the BBWO Expert Team and make sure you make use of all that was given inside the SistaSense Power Circle last weekend. 

No more delays and set backs. I don't know about you, but this year I am waving bye bye to all the talkers and strictly working with those ladies who are ready to work. If you get it, go it.

To your Success,


LaShanda Henry – BBWO Founder

p.s. As soon as you pre-order the conference replays you get to watch the 1st video session I did - When Your Passion Becomes a Pain: How to Fall Back In Love with Your Business.

url - http://powercircle.sistasense.com