Having a company is really a potential risk, with the intensity to make you a great deal of money or to ruin you completely. Among the right steps to take in managing a business effectively is to build proper business credit for your company. Among the most significant actions you need to take to create successful business credit is to separate your business credit from your individual credit. This safeguards your personal life from possible credit harm if your business credit ends up not doing very well, so if you would prefer to finance a vehicle or perhaps a house, you would not be denied, for bad credit simply because of your business.

Personal credit and business credit laws are handled quite in a different way, generally in most instances any deceptive or inaccurate facts on your personal credit history you can challenge it and also the personal credit unions would settle it for you within one month. No such law protects business credit profiles, so are going to have to be extra careful when handling business credit.

Before you even sign up for business credit, you need to have your business in compliance with the recognized standard or the credit bureaus would most likely not even take into consideration your application.

It is up to you to be in compliance by obtaining all the things that are necessary for your business before you even apply. You should have the opportunity to obtain a loan without the use of your personal information to be eligible or business credit. If you aren't in compliance and you attempt to apply for business credit, you will more than most likely find yourself wasting your time, cash and other resources.

It's then up to you to apply for the business credit profile that suites your company, Sole proprietorship, Partnerships or Corporation, having fully understood the effects of each. For example in a Sole proprietorship you are accountable for debts incurred by your company and personal assets could be withdrawn in need be.

Soon after you are secure with all this information, you can then apply and get yourself a business credit profile.

It is essential that you separate business credit from personal credit, if your business credit runs bad, in the event that you require mortgage or financing or a car. It would be more difficult, if your personal credit had been ruined by your company.

"The goal isn't to be like White or Asian women; the goal is to be healthier Black women."

Urgent Message: Bargain deal on “Soul” Yoga Paradise retreat to the Bahamas Strictly For BBWO Members! Limited Time Offer.

Researchers have suggested that health disparities in African American women, including adverse birth outcomes, lupus, obesity, and untreated depression, can be explained by stress and coping. The Strong Black Woman/Superwoman role has been highlighted as a phenomenon influencing African American women’s experiences and reports of stress. Superwoman Schema: African American Women’s Views on Stress, Strength, and Health

Compared to other females, Black women have a shorter life expectancy and carry the highest mortality rate for many killer diseases such as diabetes, heart disease, cancer, infant mortality, HIV/AIDS and more. Compared to women of other races, Black women are also least likely to get married; and for decades, Black women's natural physical attributes have been criticized, but when purchased by others, those same attributes are deemed desirable, sexy and alluring. Go figure. Living Well, Despite Catchin' Hell: The Black Woman's Guide to Health, Sex and Happiness.

If you agree with the research, then you know you can’t play games with your health. Too much stress is dramatically impacting you. You need a retreat, by us for us!

In exactly 26 days Master Teacher Yirser Ra Hotep and Neter Aunkh Aakhu the two certifiers of Kemetic Yoga in America are teaming up with a few other teachers to present a one of a kind Soul Yoga Paradise Intensive Weekend Retreat.

This retreat is perfect if you are looking to de-stress, improve your health, and have major fun.
With just 28 days to go a few spots remain open but rather than just cancel, they decided to make a one-time special offer to BVSGA to see if we can fill those extra spots.

The great thing about it the deal is a 40% or 200 dollar savings off of an already reasonably priced retreat. Why? Because they realize even 28 days is very short notice so if you can make a decision quickly you can benefit tremendously.

For details go to:
Soulyogaparadise.splashthat.com

Four days in Paradise with these top practitioners will benefit you tremendously.
You’ll:

• Loose a few extra pounds
• Look years younger
• Gain more energy
• Make new friends on the health journey you are on.
• Discover healthier eating options
• Get tons of useful practices and techniques to master stress, quickly prevent disease or eliminate sickness from the body.
• Learn self-healing techniques and save on medical costs.
• Experience the ultimate getaway in the presence of experienced, top level African American practitioners
• Learn how to stay forever young in body mind and soul
• Learn ancient techniques for rapid life transformation, more fun, more joy, more peace.
• Learn how to enhance yourself spirituality in practical ways by focusing on techniques that build your internal resolve, will and character.
• Discover the role of Black people in the history of Yoga and the role they play today and on into the future.

Here are the basics:

• The retreat includes 3 nights 4 days in one of the top hotels on the island of Nassau: The Wyndahm Ambassador Hotel
• It includes over 20 hours of yoga workshops on everything from self-mastery to prosperity meditations.
• It includes a Vegan meal a day.
• Nov 2-4 2012 is the actual conference
• Normal Cost$595 BBWO $395(can be made in two payments)
• Here are the requirements to qualify for the discount
• You must be able to come in Thurs Nov 1 and leave Sunday afternoon /evening Nov 4.
• The deal is based on number of respondents once you sign for more info in 24 hours we will know if it’s a go.
• You must be ready to pay in full or make a payment in 48 hours otherwise the deal is off.
• This price is based on triple occupancy, if you prefer double add $100 to the total
• Your budget should be a minimum of $1000+ fun money. Flights from major cities average around 475 if you come in Thursday and leave Sunday.

If you can meet these requirements please sign up @ Soulyogaparadise.splashthat.com or call Neter Aunkh (305)651-4020

Getting a company is a potential risk, with the power to build you a great deal of money or to destroy you completely. One of the right steps to take in running a company effectively would be to build proper business credit for your business. One of the most important actions you need to take to create successful business credit would be to separate your business credit out of your individual credit. This safeguards your personal life from possible credit damage if your business credit ends up not working on very well, so if you would like to finance a vehicle or a house, you wouldn't be turned down, for poor credit simply because of your company.

Personal and business credit laws are handled quite differently, generally in most cases any misleading or inaccurate facts on your personal credit history you can challenge it and the personal credit unions would settle it for you within 30 days. No such law protects business credit profiles, so are going to have to be extra careful when dealing with business credit.

Before you even sign up for business credit, you need to have your company in compliance with the standard or the credit bureaus would most likely not even take into consideration your application.

It's up to you to be in compliance by obtaining all the details that are necessary for your company before you will apply. You should be able to obtain a loan without the use of your personal data to qualify or business credit. In case you are not in compliance and you attempt to apply for business credit, you'll more than most likely turn out wasting your time, money and other resources.

It's then up to you to apply for the business credit profile that suites your business, Sole proprietorship, Corporation or Partnership, having fully understood the effects of each. For example in a Sole proprietorship you are accountable for debts incurred by your company and personal assets might be withdrawn in need be.

Soon after you are confident with all this information, you can then apply and get yourself a business credit profile.

It is essential that you separate business credit from individual credit, if your business credit runs poor, in the occasion that you require mortgage or financing or perhaps a car. It could be more difficult, if your personal credit had been ruined by your business.

If you’re a serious minded Black Business Woman, I’m sure that when you saw the term Business-Savvy Barrier in the title of this post, you raised your eyebrows and thought, “What the what?” But the numbers representing our success and progress compared to women in other races are startling. Black women business owners have come a long way in the past 20 years, but we still have a way to go.

Despite the growth of Black women entrepreneurs, there are multiple challenges, specifically regarding the income disparity experienced in the entrepreneurial sector. According to the U.S. Bureau of Labor Statistics, although Black female business ownership is up 59% since 2002, we only generate a little more than 3% of the gross sales receipts of the $1.2 billion dollars of all women-owned small business firms.

These are the demographics of the top three women-owned small business firms by race: White (72%); black (12%); and Asian (7%). While there are approximately 388,759 more Black women business owners than Asian women, they generate $51 million dollars more in annual gross sales receipts. Conversely, Black men with small businesses earn an average of $103,310 annually, compared to Black women business owners who earn an annual average of $43,000. This is disturbing and ladies, we must do better!

This suggests that Black men are somehow more successful in charting their ascent up the business ladder, being their own bosses, and spearheading their own economic futures. This may also indicate that Black female entrepreneurs have significant hurdles to overcome outside the corporate setting without access to capital, economic resources, angel investors, and eminent business advisors with “real-world” experience to help navigate the rough business terrain.

This should be an eye-opener for Black women business owners collectively. If, as the data indicates, we are struggling with disparity in gross sales receipts, what will it take to change the numbers? How can we enhance our Earning Power? I’ve already pointed out several barriers that we must overcome, but there are also other major obstacles such as lack of market expansion. Studies have also shown that Black women tend to network and sell to “our own people”, because we perceive that they are most interested in our products and services. But by far, the most substantial hurdle has to do with being Business-Savvy.

Is the research pointing to a legitimate short-coming? Is there a Business-Savvy Barrier for Black women entrepreneurs? Strong Business Acumen (the term I prefer) involves having solid business management skills such as, financial acumen, driving strategy and innovation, critical thinking, and the ability to build strategic relationships. This goes beyond technical skill and the depth of knowledge that you may have regarding your industry. So, for Black women, the missing element of the success and financial profitability equation is Business Acumen.

Black women have brilliant business ideas, but we have to shift our focus to learning how to become “Masters in Business Acumen”. Our businesses have the potential to get us a much bigger piece of the revenue pie. So how can Black women bridge the financial gap and greatly enhance our gross receipts over the next several years? Here are four steps that I suggest:

1. Become More Business-Savvy: This means cultivate a deeper understanding of the business behind your business. From a business portfolio perspective, you must be cognizant of the primary functions that impact the bottom-line of your small business: Cash Flow (i.e. days of cash on hand and speed of cash generation), Customers (acquiring, serving and retaining them), Growth (achieved through new or enhanced products or services, reaching new customers, or moving into new markets), and Return (as a function of margin and velocity).
2. Develop Financial Acumen: Don’t relegate this to a bookkeeper and then glance at the numbers when you get your reports. You must learn how to interpret the story that the numbers tell and take the appropriate action (strategic and/or tactical) in response to that story. This means knowing exactly what your company's financial numbers mean and their implications.
3. Constantly Focus on Business Strategy: The business arena is all about change, all the time, no matter what industry you’re in—and that's more evident now than ever before. Your business strategy must do three things effectively: gain customer preference, create a sustainable competitive advantage, and leave money in the bank. To avoid the red zone of failure or to move from just breaking even, you must operate more strategically.
4. Understand the Power of Positioning: Whether you are a new business owner or seasoned, you wear the mantle of a business leader. Innovation and strategy within your business will be driven by your great ideas and your ability to execute and implement those ideas. Understand your current position in the marketplace, see where your industry is heading and then take a LEAD position – get in the front of the line and deliver!

To know how closely you fit in the statistics, ask yourself this question: Based upon your tax return from 2011, would your accountant say that you have a “business” or a “hobby”? I would love to hear your thoughts on this topic.

I have a new virtual service coming on October 16, 2012 that can help you enhance your Business Acumen.  Take a look at this e-Brochure to learn more.  If you are serious about becoming a Business-Savvy Black Woman and want to increase your earning potential, the MBA Center for Women can help you! If you would like more information or want to sign-up for the MBACW mailing list, please visit http://www.moniquestoner.com/the-mba-center-for-women/. The MBACW website and virtual training services can be previewed live on October 9, 2012 at www.mbacenterforwomen.com.

Internet and network marketer must understand the basics of SEO to ensure that content and website promotion reaches search engines like Google and Yahoo. When you have a better understanding of how search engines work, you'll know what you have to do to get your articles, blog posts, videos, etc., to rank high on Google.


The first thing you should know and be concerned about are keywords. Google will rank a website based on what they scan when the site is visited. For instance, if they see a site that has the keyword "lose weight for good" throughout the content on the site, Google will then put that website on the search engines for that specific keyword.  This way, people who are searching for information on that topic will be able to find what they need. Remember, Google operates for visitors to find what they need.


Now if you have keywords all throughout your site, you will still need off-page optimization with backlinks to get the high rankings. Backlinks will get your site noticed and bring in lots of traffic which is what you want. The popularity of your site is crucial to the internet and your business. Having other websites linking back to your site is a huge plus. Websites that are robust with authority will have Google going crazy. In order for you to gain this popularity that Google loves so much, you have to have links on other sites to link back to your site. If you publish an article or guest post on another blog, leave your URL in your bio. You can even do this when you make comments in places like

Yahoo Answers, forums, blog posts, videos, etc. There are many ways you can do this on different networks. Also, making sure your page is optimized for search engines is a great idea. You absolutely do not want to leave this on-page optimization out.   This is when you include your web page title, meta description, and meta keywords. Make sure these are targeted keywords or key phrases.   


Since you have an idea of how SEO workds, you can now start to improve your website to work toward high rankings on search engines. Be consisent in learning how to use SEO in your marketing efforts.

More info on the blog at http://www.selfmadesavvy.com/info

You know how you always hear "give something away to attract new clients"?  Well, everybody seems to give the same old stuff - articles, audio, etc.  Don't get me wrong.  A lot of giveaways have great value.  Sometimes businesses give away too much, but usually it's designed with the end users best interest in mind.

Giving things away for free is a fantastic way to get contact information, build subscribers, run contests or make product sales. But what kind of goodies might be creative, interesting, innovative? Here I'll share just a few ideas.

#1: USB Drives

Buying a USB drive on eBay only costs a few dollars. If you're buying them in bulk, you can get them even cheaper.

Take a bunch of USB drives and load them up with videos, audios or text content. Then give the USB drives away. That can have a much higher perceived value than having people download the files themselves.

#2: Pens

I love pens.  Pens are one of my passions.  (Check out my all time favorite pen hereon my Pinterest board, the Cross Year of the Dragon - ok, I digress).  As a giveaway, you can brand both high quality pens and low quality pens. While some people won't go out of their way for a pen, it could be a great item to include in a product. And a reminder of where to find you if you add your website or company name.

#3: Cups and Mugs

What if you came up with a cup design that people would actually want on their counters?  Instead of just putting your logo on it, think of creative designs, sayings, images you can include.

If you can come up with a unique design that people love, they'll definitely go out of their way to get that cup.

#4: DVDs and Videos

Another creative giveway - free DVDs or videos. While the up-front cost in creating videos may vary, once a video is created it becomes a very affordable item you can give away forever.

Printing a new DVD only costs a few dollars. Giving away an online video is completely free. And videos have a very high perceived value, making it an ideal giveaway item.

#5: T-Shirts

Much like mugs, you want your shirt to be unique. Don't think in terms of just adding your logo.  After all, people may not be inclined to be your walking billboard...

BUT

What if you try to have something funny, conscience-boosting, or shocking on the shirt? For instance, consider including an infographic or a quote with an image. Make it a shirt that people will want to wear...then add a small logo on it.

#6: Old Stuff

If you have old items sitting around that probably won't ever sell, you may be better off just using it as a free giveaway.

Do you have a batch of CDs sitting around?  Instead of hoping someone will buy them (which they probably won't), you can make good use of them as free bonuses.

#7: Quirky Objects

Quirky objects can include stretchy plastic toys, odd electronics and other small, portable objects that do strange things. These objects may not be particularly useful, but can be fun giveaways. If you can find some way to tie it back to your brand or product, even better.

I bet you can come up with other items you can giveaway in your business. Feel free to mix and match what I've suggested, or simply use these ideas as inspiration to come up with your own.

Joining Social Networks

If you would like to meet and communicate with other internet users, especially ones that share the same views and beliefs as you do, then you may want to think about joining a social networking website, such as Facebook, Twitter, or Linkedin, and setting up your social profile if you haven’t already done so. When it comes to easily finding and communicating online with other internet users, social networking is the best way to go.

If you are interested in joining a social network the first thing that you will need to do is find a network to join. You can easily find a number of networks by searching the internet. For the best search results, you may want to search with the words "social networking" or "social networking websites". In your search, you will most likely come up with a large number of different networking sites. Popular sites that may be included in your search results may include, but will not be limited to, MySpace, Orkut, Yahoo! 360, FriendFinder, FriendWise, Facebook, and Classmates, just to name a few.

Once you have made the decision to join a particular social networking website, whether or not it is one of the ones mentioned above, you will need to need to register with the site. Even free networking communities require that you go through the registration process. Once you are registered, you should be able to start communicating with other community members. Before you start communicating, you may need to develop your online social profile or profile page, depending on the networking site in question. Although it may seem easy enough to create a profile, there are many internet users who are unsure exactly what they should and should not include.

Read the rest here...http://bit.ly/SHuPTj

BLACK GIRLZ PRODUCTIONS, LLC PRESENTS CHEATING ON MY MISTRESS (STAGEPLAY) WHEN ONE WOMAN IS NOT ENOUGH

CHEATING ON MY MISTRESS main character ,Carmelo Miller, has a boat load of money, a trophy wife named Cynthia, and a body that will make any woman scream…“good lawd!”   Looking from the outside in, you would think everything was peaches and cream.  However, there is one major problem. He is not honoring his vows. As Carmelo battles with serving two masters, his perfect world comes to a quick halt when a young vibrant video vixen named Monique dances her way into his life.

Up and coming playwright, Shaneisha Dodson is a 2011 literary excellence award winner and a 2011 African American literary award nominee. Dodson has a love for the arts and adapted her novel Cheating on my Mistress into a stageplay that is currently receiving rave reviews. People are hailing “What an awesome play with a very good meaning. This is a must see, especially for young men and women.” Mark your calendars because the next stop is Dallas, TX!

You don’t want to miss out on this extradionary play. Come out and get your laugh on!

Shaneisha Dodson is now bringing her amazing production to The Black Academy of Arts Letters Saturday November 17, 2012. The show begins at 7pm.  Tickets are only $25 and can be purchased at www.ticketmaster.com.

I know right? Only 90 days until 2013. And if you haven't thought about it yet, ask yourself... what have you done in 2012? If you own a business, have you met your financial goals for 2012 so far? Have you met your customer service goals for the year? Did you even start the business you wanted to or are you still thinking and talking about it? What about if you have started a movement, does the world know about your cause? Did you get the job or start the career you wanted?

Well, if you haven't met your goals, I'm here to tell you that you still (or ONLY) have 90 days to reach your goals for 2012. You should start a countdown now to push yourself to meet your most important goals. If you are looking to get started in 2013, this is a great time to begin your planning process. You should be planning how you are going to be successful in 2013. You should be writing your business plan, looking for investors, or figuring out how you are going to finance your business.

For some of you, the answer will be positive. For those of you that have met your goals so far, I applaud you for working so hard! For those of you that do not have a positive answer, this is not to make you feel like a failure but it is a friendly reminder to wake up and ask yourself, WHAT HAVE I DONE IN 2012??

Let's get to work and make the last 90 days prosperous!

We would love to hear from those that have had a good 2012, how did you do it? What advice do you have for those still trying to meet goals in the next 90 days?

__________________________________________________________________________________

If you are looking for a business model where you can gain FAME, FINANCIAL FREEDOM, and FUN, I have an option that can make you a famous blogger within the next 90 days! Just think of me as your agent :). Find out more information here => BeFamousOnline2 Info. OR you can join my Be Famous Online 2 Team and start working with me here => BeFamousOnline2 toward your journey to Be Famous Online Too!

Business Credit America specializes in  helping companies nationwide gain greater access to trade credit and investment capital. Our program, uses a step-by-step approach to help companies solidify their financial standing, so they can build a business credit history, obtain lines of credit and position themselves for loans from banks, angel investors and other outside funding sources.

We provide our clients with an over whelming amount of business and personal credit education as we walk them through the business credit building process that focuses on three main areas: establishing credibility with major credit agencies, creating a credit file and building a business credit history.

Business Credit America's credit-building system offers a variety of benefits, including:

• multiple vendor lines of credit and business credit cards
• credit-reporting files with Dun & Bradstreet, Experian and Equifax
• filing Ucc-1 Financial Statements to boost your business credit
• creative solutions for funding any kind of small business

Many business owners rely solely on their personal credit and funds to start and grow their business, However, by following this process a lot of business owners debt to income ratio is to high to be considered for a loan approval from traditional lenders.

We encourage business owners and entrepreneurs alike to consider joining the Free Business Credit Training Forum, so they can be aware of what the possibilities are when it comes to obtaining business credit.  http://BusinessCreditAmerica.com

Why Is Offline Marketing Important?

As an internet marketer and online business owner, you have to utilize offline marketing when it comes to gaining clients. Although it can be a challenge for many entrepreneurs, being innovative and finding creative ways to market your business can supercharge your profits. As a beginner, your main focus is maximizing your business above and beyond it's current status. This requires online and offline marketing.
Here are some simple ways you can gain more clients:

Word of Mouth Referrals

Friends and family are a good place to start for referring people to what you have to offer. Usually, these are the people that are most supportive of you and your business. But don't take advantage of them because of that. Offer a bonus of some sort for every lead conversion. This will keep them bringing you more customers.

You can even have a contest to see who refers more and develop a leader board so everyone knows who's at the top. Word-of-mouth is the best and most effective strategy for referrals. If you want to be successful, open your mouth and tell others.

Correspondence

Sending messages through e-mails or even using postal services, make sure you have your website and business info in you signature line. You can do this on social networks such as Facebook, Twitter, and LinkedIn also. When signing off, include a link to your blog or website. You should also put your upcoming promotions along with it so your recipients are aware of the products and/or services you are offering.

Read the entire post HERE

My daughters, are excited & satisfied fans of the bath and body products from Smell Goods 98™.  They use various products from the Stay Sweet Collection such as the Power Scents, Spritzers, and the Sugar Whips.  Just recently, Smell Goods 98™ launched the "Stay Sweet Self LOVE Soaps."  They come in aromatic scents like, Strawberry Splash, Raspberry Razpataz, Cotton Candy Craze, Chocolate Drizzle, and Bammin' Banana!  Each Self LOVE soap also has it's own positive affirmation, for example, Chocolate Drizzle's, (which happens to be the fragrance my daughter's have), is "I have a POSITIVE PURPOSE in life!"

From now until October 18th at 9 P.M. (est), Smell Goods 98™ is offering "Cupcake-on-a-Rope-Gift" when you purchase 3 Stay Sweet Self LOVE Soaps.  Before taking a bath with the Chocolate Drizzle Cupcake-on-a-Rope, my youngest daughter asked me if she would smell like chocolate when she's done.  So after the bath I asked her about it and she said, "I smell like the good chocolate like your cookies!"

As a parent, I want what's best for my children in all areas and that's why I choose bath and body products from Smell Goods 98™.  Everything is handmade with an abundance of love and creativity from natural ingredients; it's wholesome goodness.  My husband and I use many of their products as well.  It would torture me to have to say what my favorite is because I adore each one that I use so I will just tell you what I used this morning:  Palm Oil Soap, (which I need to order more A.S.A.P. because we're almost out), Essentials Deodorant, Pure Body Balm, and Essentials Balm Stick, (for my lips).

I hope you will try Smell Goods 98™ natural bath and body products for you and your children as we are a very satisfied "smelling good" family!

Net 30 accounts that you should apply for if you are just starting out. None of these require a DUNS number although some may ask you to pre-pay.  Uline(net 30), Grainger(net 30), Nebs(net 30), Rapid Forms(net 30), AT&T land line, Sprint Wireless(2 lines but approved for 10), Quill(net 30), Reliable(net 30) and Seton(net 30).

Once you acquire some of these accounts, order something on net 30 terms and repay it on time. Once you pay them they will take a few weeks to report to DnB. If they report and you do not already have a DUNS number, a DUNS number will automatically be created. Once the number is created you can easily get it online. So let me get into finding out when the number is generated.
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Once you have followed the first instructions in getting an account and ordering and paying it off, you need to now go to the DnB home page. There is a little box in the center on the right of the home page where you can search for a business. You go to that box and fill out your company name, state and country and hit search. If one of the accounts reported and the number was generated, your company will now show up in the search results. Once it does show up in the search results, you can simple click “request DUNS number” and your number will be sent to you via email immediately. Once you have got the accounts and paid them off, I will check DnB at the end of every week for 4 – 5 weeks and it will be there. The more accounts you get the faster your company should show up in DnB as each company reports at different times. http://BusinessCreditAmerica.com

Business Credit America has done it again. This time, their taking on the credit industry to prove to Americans it is still possible to build business credit. Their offering a free business credit forum and BUSINESS training teaching entrepreneurs, small business owners, internet and online marketers how to properly structure themselves for the best asset protection.

As the banks and other financial institutions still refuse to help the American economy rebuild itself, Business Credit America has decided, they will not wait until after an election to help revive the economy. A spokesperson for the company, said “they feel the American Economy should not be struggling when you have so many multimillionaires that are able to help small business owners keep their business going and help start new businesses”.

Business Credit America is offering a Free Business Credit Forum and Business Training to the American public. Learn some of the Basic things most business owners miss in order to have a successful business

• Learn, How to properly structure your business for the strongest asset protection
• Learn how to properly order you EIN number
• Learn about current trade vendors that offer business credit on net terms, such as ShareDaLuv.com, AZSnaxks.net, TradeSmartProducts.com, VipElectronicsCenter.com, SNS.com, these are just a few trade vendors.
• Learn the difference between a Paydex score and a Business Credit Score
• Learn how to properly file a Ucc-1 financial statement to help your business or personal credit
Business Credit America offer so much business information to help get the American Economy get back going. Check them out at BusinessCreditAmerica.com and join their free business credit forum today, IT’S FREE http://BusinessCreditAmerica.com

HAPPY NEW MONTH OCT 2012

Hello Community http://www.juniques.ws/hnm

read How to avoid destroying communicating with love ones and business partners.

Its the 1 month of the Last fiscal quarter Make it your most productive.

At your service

Rickey

Juniques Multi Cultural Connections http://www.jusmcc.org

Juniques Marketing http://www.juniques.ws

There is a BIG shift happening in America today. Attention is being paid to the true wealth of our inner cities.  Hospitals, universities, community colleges and other "anchor" institutions in our U.S. cities are looking to "local" markets for their services and supplies.

It's all part of that "go local" movement and it is also about building up our domestic economy.

Fresh Urban Marketing is a service organization specifically for small businesses in urban centers and regional towns.  We know that our cities are filled with big “potential” from major institutional community anchors like universities and hospitals, to revitalized manufacturing sectors and retail centers that all contribute to diverse and sustainable communities for YOUR business.

It’s important for small businesses to know what’s possible and changing in our cities today. That knowledge can translate into increased sales and sustainability.

We help small businesses by providing:

1. Timely news and marketing information to keep small urban and suburban businesses informed and prepared.
2. Expert media relations and promotional services to get your story and business in front of your target market.
3. Copywriting and website creation services to help market small businesses to local and distant customers in the most cost effective and profitable way possible today.

Are you ready to make a positive change in your business? Contact me today at sharon@freshurbanmarketing.com to learn more or visit our Services page to learn how we can get working for you today.

We’ve heard it many times before that in order to continue to be successful in business and reach each new height in business “you must invest in yourself”! Or, we’ve all heard “you can’t expect for others to invest in you and what you have to offer if you don’t invest in yourself”.  I wholeheartedly agree with these sentiments!  In fact, I’ve seen what investing in myself can do for my business as well as for my own personal development.  However, I’ve also seen where investing in the right program, service, or product at the wrong time can cause stress on my business finances as well as personal finances.

You might be wondering how that is possible.  At times we as solopreneurs invest in this coaching program and that coaching program without really taking the time to assess if it’s right for us at that time.  Or we fail to take the time to be absolutely sure that the business can support a particular level of investing.  All the while depleting cash flow, because depending on what you’re investing in you’re not able to really implement what you’ve learned.  Quite frankly this could be because the stage that you’re business is in at the moment cannot support or sustain that level of investing or implementation.

To combat this I usually tell clients to “invest where you are”.  You’ve heard the saying “Bloom Where You’re Planted”.  This is not to say that you shouldn’t stretch yourself or have faith that what you invest in today, (even when you can’t see where the money will come from to invest) will bring even more in the future.  But, you have to be strategic in where, how, when, and how much you invest or spend the money in your business.

Here are a few questions to ask yourself which can help you to determine if you should invest in a certain program/service/product at a certain time:

• If not, will it at least add value to my personal growth & development or add more value to what I can offer to my clients and customers?
• Will I be ok with investing my dollars now even if the return on investment isn’t immediate?
• Will this program/service/product be offered again in the near future in which I will have more time to prepare and plan for the investment?
• What can I do in my business today that will generate additional income in which I’m able to invest in this program/service/product now?

Remember the key is investing where you are, but challenging yourself to move beyond what you’re doing now in your business and also being purposeful with your investing and spending.

I can help you plan for investing in high end coaching programs & products so that you’re able to take your business to the next level, but without the financial stress & frustration.  Contact me for assistance.

My eldest child plays soccer.  She's pretty good at it too.  And this year, her team moved up to Division 1 so things are exceptionally competitive.

When she was younger, the "Princess" was always ultra polite - one of those kids who all the teachers fawn over because she said, "please" and "thank you".  I suppose that's not a commonality much anymore.  But that streak of politeness doesn't work very well when you play competitive sports.  You have to be pretty tough and thick-skinned.

Now that she's older, the Princess still has a very quiet strength about her.  She is at the stage now where her feelings are fragile (she's a tweener), but she gets assertive on the field because her goal is clear as a Forward - be in front position to get the ball to and into the net.

This week, while she was targeting the goal, a kid on the other team recognized her skill and honed in on her.  The competitor started hounding her pretty hard verbally and physically...to the point that she was elbowing the Princess constantly.  At one point, she elbowed her so hard in the ribs she went down, tears in her eyes and a defeated look on her generally smiling face.  Things didn't look good.

I waited until half time and went over to check on her.  When I got there, I looked her in the eye and asked her how she was.  Although she responded quietly, "fine", I could tell her eyes were saying, "she's getting to me".  I told her I knew she was stronger than that but for the rest of the game, that girl took the fight out of my Princess.

You know I gave her 'the talk' on the drive home, right?  But in my heart I knew none of that would matter until SHE knew she was strong enough to overcome the pain and that much of it was in her own mind.

As I prayed about it later on, I had a revelation.  It was this -- how often do we allow our dreams to be sidetracked and wiped out because of FEAR?  It can creep up on you, whisper things in your ear that tell you "you're not good enough" or " you can't do this" and when you listen and let it knock you down, you lose sight of the goal -- the main reason why you're even playing the game.  Your business and your personal life suffer when you let Fear get the best of you.

Like I told the Princess, we have to never let our fear see us sweat - it may be there, but you look it in the eye and you show it just how good you are. Never lose sight of the goal. Because just like the game that night? We were destined to win and it happened anyway - in spite of what fear tried to do.  It can kick your butt and you may even need a little Tylenol afterwards, but don't let fear put you out of the game.

Get your theme song going in your head.  Mine is by Mary Mary and it's called Get Up.

Some of the words go like this,

"What are you afraid of? Don't you know what you're made of? One of God's greatest creations. Take this invitation now.
Get up, 'cause you can't stop. Get up, got a lot to do. 24 hours, almost gone.
Get up, don't sit back. Get up, if you wanna get there. Clocks don't stop and time won't wait."

Just remember, you have the power to choose - keep your head in the game, or let fear bully you into giving up. What's it going to be?

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About the Author: Tanya Smith is a creative business strategist and coach specializing in showing independent service providers how to simplify, save time & stand out with simple strategies that engage more quality leads and clients. Her company Be Promotable provides fresh actionable strategies and virtual resources to promote business owners as power players in their market. Get free tools to simplify and stand out online at: www.tanyasmithonline.com