INSURANCE (19)

Get your Free info today and start saving click here

 

Well, Great news, I have two services that you will love.

Learn how you can reduce your auto insurance up to 50% and

Get the best auto warranty in the market today!!

go to click here and find out how to cut your auto insurance

You see, auto insurance companies do not always give you information that's put you In the "driver seat". Remember they are a insurance company and make their profit from premiums. The higher the premium, the better, for them.

You must learn what you need to know to better your position to keep great coverage, but lower rates.

Auto breakdown and weardown.

That mean unplanned cost for you. Sometime big dollars, Now you can get a free quote on getting an auto warranty from a company that research the auto warranty companies that provide the best service. Check this info out today, it can save you thousands of dollars.

 

 Juniques is excited to share this cost saving info with you click here

 

 

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Hello community, the better informed you are about the Affordable Care Act ( Obamacare), the better your decision will be. Do Not get fooled by the hype!!! Get Informed. 

Rickey

Juniques Multi Cultural Connections

Blue Cross/ Blues Shield is actively going after this newly created health insurance market!!  

MORRISVILLE, N.C. (AP) -- Just down from the Target and Gander Mountain big-box stores and between a nail salon and dental office, North Carolina's largest health insurer opened its first retail store.

It has some exercise offerings — step aerobics classes and stationary bike workouts — but for now, its main product is providing in-person information about changes coming in October with the health insurance overhaul law.

Blue Cross and Blue Shield of North Carolina is opening half a dozen of these offices in strip malls statewide to first educate and then, starting in October, enroll consumers shopping for coverage because of the federal Affordable Care Act, also known as "Obamacare." Blue Cross affiliates in Florida and Pennsylvania have had similar stores open for years.

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Protect your Identity and Social Security number with a CPN (Credit Profile Number).  Learn the secret that celebrities, government officials,and pro athletes use to protect their identity and get all the credit they want with out using their social security number.  Learn More @ http://GoodCreditUnion.com

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JMCC now offers comprehensive, low cost, high value, auto benefits plan

ARIZONA - ( www.jusmcc.us  )Juniques MultiCultural Connection,a business networking company servicing the $11.8 Trillion dollar multi cultural market, has entered a independent owner agreement with TVC Marketing Associates, nationwide marketing company,  for Motor Club of America

Enterprises, Inc., which has been in business since 1926.  MCA have been providing their members with the finest products and services available in the motor club industry.

Our program has been custom designed to work with your automobile insurance, filling in the voids to provide members with complete motoring protection.MCA comprehensive, low cost, high value auto benefits plans (from $9.95 to $39.95). MCA provides a Member Services call center which is open 24 hours a day, 365 days a year to assist  members with Auto and Legal Needs.

Because of rapid growth, independent sales associate positions are available.  additional info at www.jusmcc.us 623-455-6364

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4 Starter Companies to Help Get Bad-Credit-Business-Loans Business loans are very difficult to obtain in today’s challenging economy especially if you have bad credit. Many people are closing their small-businesses because they have bad credit. Lenders such as banks and credit unions have even made if hard on people with good credit scores.

Now, that does now mean it’s impossible to get business funding with bad credit, it just means you have to be a little more creative. The creative process starts by finding trade vendors that will give you credit regardless of your personal-credit. I done a little research and found 4 trade vendors or net 30 companies that would be more than willing to help you startup you business-credit file. If you order from these companies first, they will automatically create you a Dun and Bradstreet report that way you don’t have to purchase their product just to get a Dun’s number.

The four companies that will give you credit regardless of your personal-credit are Grainger, Nebs, Uline and Rapid Forms. You do not have to pay up front they will automatically give you trade vendor credit to help you establish yourself for a business loans and create a paydex score with Dun and Bradstreet.

This is just an alternative to helping you get funding with bad-credit. If you would like to get you’re personal-credit repaired in less than 30 business days then I recommend you check out Good Credit Union (http://www.goodcreditunion.com/), there fast reliable and comes with a 100% money back guarantee.

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Hello friends in the business world..I am Annie...its been a long time since I've been on here ...I have 2 kids ages 5 and 7.  I am certified CNA(which is my full time) and Im certified EKG.  I work Part-time(for now) as an Independent Rep for Primerica. If I knew then what I knew now I should've been in this field a long time ago... I started as a Rep and now I am a senior Rep...my next goal is to pass the state exam to become a licensed life insurance agent which would lead me to district...guys its an awesome opportunity...  A friend of mine died March 2nd, 2012.  We were suppose to meet to discuss about him getting a policy on him and his little daughter...I didnt get chance to talk to him..our schedules didnt match.Yall let me just say that when I found out that he passed(test driving a motorcycle)..it hurt me to my heart...My friend is gone too soon b/c I waited too long.. R.I.P..my friend.  Now my mind is on helping people make the right choice b/c you never know when its your time...I am looking for 20 people to join me in becoming a light for those who need it....If you would like to work to help families as well as yourself please contact me.

I do travel to meet with groups of people to hold life insurance classes if you would like to book with me and hold group meetings, company meetings please let me know.... if you would like quotes on life insurance please let me know..always looking for bright people to join my team...get chance to meet like-minded individuals making a difference in this world....one love ..thanks

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I recently met with a potential client yesterday; this client which of course will remain nameless had two very large life insurance policies (amounts I will not disclose). My goal for the meeting was to illustrate to him how he can still obtain the same amount of insurance he currently has and pay less in policy premiums. His response to my illustration was what would happen to the payments that I have made for over 15 years. Now, its not important for me to write word by word the whole conversation me and client had, but what I want to point out is, there are some individuals that believe that their insurance payments are a form of investments and that if I exchange one policy for another I’m going to lose the amount that I invested in the policy; another fallacy is how long will it take me to rebuild my savings with this policy? Well insurance is to help and assist you with risk, Life insurance is to help, manage and protect your love ones from risk that may occur in the event of your death. So my goal to any client or potential client; what was the goal when you purchase this policy, is it to pay any expenses at the time of death, create a legacy your love ones, or to assist you with your with Estate planning goals; now those are just some examples on how life insurance can help you manage risk. My goal with this writing is not to put down any type of life insurance product, I’m an advocate that Term, Whole Life, Universal Life and Variable Life have their place, but my goal is to always find out what do you want to accomplish by purchasing Life insurance.

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Pass this on its true I just join to try no credit card needed or bank account you can start making money now today I just made some cash just by being on the site check it outEarn cash just by socializing Check out this its on the news all over .Free,Free You will not believe what I saw on the news you get paid just by getting your friends and family to join the social network its free you do not get paid here on fb but they pay you for getting friend to join you I just joined today they paid me .03 just after getting in 3 seconds freeEarn cash just by socializing
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Back To School Specail

½ Price Memberships!!

Sign up now and pay ½ Price for a YEAR! WoW!!• Basic Wellness was $14.95 a month NOW ONLY $7.48 a month• Single Dental Plus was $14.95 a month NOW ONLY $7.48 a month• Household Dental Plus was $19.95 a month NOW ONLY $9.98 a month• Total Health was $39.95 a month NOW ONLY $19.98 a month• Total Health Plus was $59.95 a month NOW ONLY $29.98 a monthThe benefit packages we offer are from AmeriPlan®.With over 1.4 million satisfied members nationwide, AmeriPlan® is the largest Discount Medical Benefits Package in the U.S.Why Have So Many People Decided Our Benefits Package Is the Best?Savings Of Up To 80% Nationwide~ No Annual Limit On Visits Or Services~ Immediate Savings~ All Ongoing Dental or Medical Problems Included (except orthodontic treatment already in progress)~ Cosmetic Dentistry Included~ No Waiting Period / Sign Up Today - Use Your Benefits Tomorrow!~ All Specialists Included / Even Braces for Children & Adults!~ No Age Limits~ Change Dentists Whenever You Like~ No Paperwork~ No Hassles!http://www.iboplus.com/zuluhttp://www.mybenefitsplus.com/zulu..
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INSURANCE VS AMERIPLAN

Top 10 Reasons Why Ameriplan Health Is Better Than High Cost Medical Insurance10.) Ameriplan Total Health and Total Health Plus Medical Benefits include Dental, Chiropractic, Vision, Prescription, Hospital Advocacy and 24/7 NurseLine Benefits at no additional cost.9.) Unlike Medical Insurance, Ameriplan Health has no waiting periods, no required pre-authorization for treatments and no exclusions on laboratory services.8.) Unlike Medical Insurance, Ameriplan Health includes COSMETIC SURGERY, LASER VISION CORRECTION, IN VITRO FERTILIZATION, FERTILITY TREATMENTS, MENTAL HEALTH, ORTHODONTICS FOR ADULTS AND CHILDREN, BARIATRIC SURGERY, BREAST SURGERY, ALCOHOL AND DRUG ADDICTION and many more specialties!!7.) Ameriplan Health plans begin at an incredible and UNBEATABLE price of $29.95 a month for your entire household! Our top plan is only $59.95 a month and that even includes Ameriplan Legal Assistance, Ameriplan Identity Theft Assistance and Ameriplan Auto Club membership!!6.) Unlike Medical Insurance, enrolling with Ameriplan Health means that Aunt Sally, Uncle George, Grandma and Grandpa, your sisters neighbors kids....whoever is living at your address...can all be covered under your plan - regardless of their relationship to you!!5.) With Ameriplan you can change your providers whenever you feel the need. No prior notification to us is necessary.4.) With Ameriplan there are no limits to our services. No limit on usage or limits on age.3.) No daunting paperwork to fill out with Ameriplan. No insurance companies to deal with!2.) No denials, everyone is accepted into Ameriplan, even if you have ongoing conditions!!*DENTAL $19.95 mo with Chiropractic,Presciption Drugs and vision at no additional cost!And the #1 reason that Ameirplan Health is better than Medical Insurance...........YOUR SATISFACTION IS GUARANTEED 100%!!! 30 DAY MONEY BACK GUARANTEE!!
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Grandparents reinforce family values

Grand parents are the salt of the Earth! We have raised our families and worked for most of our lives to take care of ourselves and our families to the best of our ability. Providing safe shelter, clean living conditions, healthy food, a balanced environment free from abuse or neglect, was my goal for my children. Maintaining this level of clean drama free living requires discipline, focus and determination to live life with a consistent level of devotion to giving your children the best life you could.In our 50’s, 60’s and beyond we should be able live the life we have earned and do whatever we want to do in our retirement years. For some this is not until until the late sixties or even 70’s, now retirees work part time either out of necessity or to stay active. It is not so easy to retire nowadays unless you have a sound financial plan in place to cover the cost of living a comfortable existence.Health care, housing, food, life insurance, transportation, are essential whether you are a married or single retiree. We don’t want to be a burden to our children, we want to live the “golden years” when you can travel, indulge in your favorite hobbies, become a serious gardener and play with our grandkids when we want to.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect".
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Renting a car - Fifteen things to consider

Hooray! Gas prices are down so visiting family for the holidays is a possibility that is affordable. If you are planning a trip or family is coming to visit, here are some tips about travel that may assist you.Renting a car is an option but can be a dilemma if you do not do your research. Call and ask questions, or be prepared for a big disappointment when your are all packed and ready to leave.1. Some car rental companies will allow you to use a debit card. Because debit cards are attached to your bank account, using a debit card means having a cash deposit above the cost of the rental on hold while you are using the rental. The amount can be up to $500 or more. Contact the car rental companies to discuss their requirements.2.Check with your auto insurance company that you have for your own car for car rental coverage.Read moreOmitunde, Publisher of African American Family ConnectionAn online magazine about African American Family values and community.Visit AAFC for the latest issue each month and a copy of "The Ripple Effect"
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A Powerful Testimonial

Hi Everyone,We wanted to share with all of you a powerful personal testimonial!June 11, 2008 was the day that my wife Sharon Clarke had to undergo emergency surgery at Southwest Medical Center Hospital in Vancouver, Washington.Sharon was very ill due to massive infection in her left leg. Her Doctor advised her to come to the hospital immediately where she had to have her left leg removed below her knee to literally save life.Sharon is not only my wife of 40 years but my all-time HERO!She is up and walking on her new leg and continues to keep a very positive attitude each and every day.Sharon and I are grateful to AmeriPlan and the AmeriPlan Total Health Plus program we sign up for the day it was available in Washington State.Our total bill was over $35 thousand dollars. But thanks to AmeriPlan and the Karis Group our total bill ended up being zero! Hard to believe, not really, AmeriPlan works and it works for all of us who take the time to sign up as AmeriPlan Medical Members.We also save several hundred dollars on our prescription drugs each and every month.Please feel free to share our story with your new or current Members or Business Partners(IBO's).Knowing our story about AmeriPlan, "Act as if what you do makes a difference. It does."Blessings to Each and Everyone,-Sharon and Joe ClarkeNational Sales DirectorsVancouver, WAIf you know of people that do not have any medical benefits (of if you don't have any medical benefits), please make sure that you understand this awesome program.The hospital advocacy program is awesome!!!Hospital Advocacy TrainingPlease listen to the pre-recorded training that was done on September 19!Click here to listen to the training now!Also, for more information, please take a look at the training PowerPoint!Click here to view to the training PowerPoint now!System RequirementsPC-based attendeesRequired: Windows® 2000, XP Home, XP Pro, 2003 Server, VistaMacintosh®-based attendees Required: Mac OS® X 10.3.9 (Panther®) or newerIf your without this amazing health plan,visit www.EveryoneBenefits.com/40585101
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MiniMizz ::: Are you covered?

Whether you own or rent, make sure you are insured!

I had a friend who spent $10,000 on studio equipment and video surveillance, and had it all stolen 3 months after he opened. I asked him if he had insurance and he said no, because he didn't own the building. I wanted to cry for him. Had he purchased a renter's policy, for as low as $12 a month and a $500 deductible, he could have had his ten stacks' worth of equipment recovered.

If you rent, don't make the incorrect assumption that the property owner's insurance covers you against theft, fire, weather damage or liability. IT DOESN'T.

If you own, you should have a homeowner's policy already, but read the fine print for what you are protected against.

Living in your parents' basement or on your cousin's sofa? Go get one anyway, just in case BayBay decides to stick his jelly sammich into your CD burner and that shorts out your amp.

When choosing your plan, keep these points in mind:

Property coverage does not always include contents coverage. Property coverage protects the structure, content covers your STUFF. Be sure to have both.

Have enough coverage but don't buy more than you need, and review your policy every so often to make sure your coverage is adequate. Make adjustments for inflation and new purchases. For example, if your policy covers $10,000 worth of equipment, 3 years later that equipment could cost you $15,000 to replace. If you haven't reviewed and/or adjusted your policy, you'd still have to come up with the 5K difference - as well as the deductible.

Be realistic about how much deductible you can afford. It may cost you more in your premium, but when it's time to cash in, that deductible will make a world of difference. In 2006, I lost all the televisions in my place and the ethernet wire shorted out due to lightning. At the time there was no grounding plug on the outside of the building and no one wanted to take responsibility. I had insurance, but my deductible was $500. I think I paid all of $300 for the TVs (maybe not even that much since I'm not one for HD or flat screens and picked them up from Walmart). In that instance my policy wasn't worth the paper it was written on, not because it wasn't a good one, but because there was no way for me to redeem it.

Make sure your liability coverage is adequate. The UPS guy trips and falls on his way to your door because he didn't tie his shoestrings; your friend is visiting and her rowdy kids break a neighbor's window; your upstairs neighbor has a pipe burst and your ceiling comes in; someone leans back too far in the chair while at the boards and hurts their shoulder. Guess who's responsible for the clean up and damages? YOU. Even though none of these scenarios are directly your fault, you could be responsible for fixing them because they happened on the property you own or are leasing.

Inventory your stuff. The traditional method is to have a list of everything in your house complete with full description, quantity, serial numbers, and the date and price of purchase. These days it's a little easier because you can take digital pictures of everything and make your list at your convenience. But you still need your list. When you're taking pictures make sure you have a front, side & rear shot of large items, along with a wide and close up shot of the serial number. Keep the files together on your computer, a backup source that includes a flash drive or CD/DVD, maybe a printed file stored at another location, but also one that you can upload online and retrieve when you need it ; I suggest compressing them into a zip or rar file to reduce upload time.

I prefer multi-location insurers as opposed to just the local one. These days though, you can get discounts on renter's and home insurance at the same place you have another insurance policy. Some insurers also offer discounts if you pay 6-12 months at once. My coverage heavy policy costs me $256 for the year, with a $500 deductible, and I am about to lower my coverage and my deductible, so my payments will be the same but in the event there's another lightning strike, getting a check won't be as elusive. They can't compete with my car policy premium though, so I deal with different insurers.

So there you have it. Go get yourself covered!

Toodles! Mizz Rikki

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Pre-Paid Legal

A Pre-Paid Legal Life Events Legal Plan SM gives you access to quality law firms for $26 a month or less.Have you ever...•Been overcharged for a repair?•Received a speeding ticket?•Been audited?•Purchased a home?•Tried to return a defective product?•Lost a security deposit?•Signed a contract?•Prepared a will?You only get as much justice as you can afford. If you don't know your rights, you simply don't have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you?What would you do if you identity was compromised?Call your bank and/or credit card company?•Contact the three major credit repositories?•Go through the helpful but expensive steps recommended by the Federal Trade Commission in its 30-page consumer support publication?•Fill out and submit the affidavit form supplied by the FTC to dispute new, unauthorized accounts?•Spend on average $1,200 in out-of-pocket expenses and an average of 175 hours in your efforts to resolve the many problems caused by identity thieves?OR, with the Identity Theft ShieldSM:Get regular monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields assist you.It's no secret: Identity theft is a major problem in America.Think you're not at risk? Unfortunately you are.•Do you hand your credit card to servers at restaurants?•Do you sign your credit cards?•Do you supply personal information over the Internet?•Do you keep your Social Security number in your wallet or purse?•Do you leave mail at your home or business for the postal carrier to collect?•Do you shred unwanted mail with personal information?Experts recommend that you review your credit report regularly. The Identity Theft ShieldSM makes it easy.You'll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.For more information visit my website at http://www.prepaidlegal.com/hub/chiquitalindseyor call me at 316-974-0009
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Why you need Travel Insurance

Is Travel Insurance necessary?This is one of those topics that nobody likes to discuss but everyone needs to discuss. Let’s face it. You need travel insurance when you go on a trip. Buying it before you leave is a necessary part of travel planning. Travel is an uncertain activity that can often go wrong. We are fallible, fragile human beings whose lives can never be entirely uneventful, and who sometimes fall ill while traveling, or need to cancel a trip for a dozen reasons, or interrupt it in mid-course. We need travel insurance and it’s easy and inexpensive to obtain. The most basic type of coverage costs about $5.50 per every thousand covered. However, prices will vary by the type of coverage you choose and the traveler’s age. All travel vendors offer some type of cancellation or trip interruption insurance and those policies can be included in the cost of the trip whether you book them on line or directly with the vendor.Think you don’t need insurance. Think again. These are some typical situations all covered by various policies. Without insurance, what would you do?It’s 10PM and your family arrives at the airport for a connecting flight only to find that the flight has been cancelled. How do you get your family home?Your traveling companion’s bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and his emergency prescription filled. Who do you call?Your first trip to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?You are at a beach resort in North Carolina, and are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation?Selecting the right type of travel insurance can cover all of these situations.If you are like most of us, you don’t just look forward to your vacations, you need them. Protect your vacation investment. Missing a vacation is bad enough. Losing the money you paid for a vacation is even worse. Everyone needs travel insurance for every trip. Don’t leave home without it.
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(CNN) -- Josh Dorkin and his wife were scheduled to fly to Chicago last week for a wedding and family reunion. The couple paid about $300 for two tickets on American Airlines, but Josh found out that the flight was canceled after spending five hours on the phone with customer service.Travelers may want to consider travel insurance to protect against flight cancellations.The Dorkins weren't guaranteed seats on a United Airlines flight, so Josh spent $1000 for tickets on Southwest. American said his $300 will be refunded, but Josh is still frustrated."It turned out to be a bloody disaster," he said.With the chaos in the skies, travelers are looking to protect themselves any way they can. Some experts say travel insurance is key."As we get into the summer months, that extra piece of insurance can give you piece of mind," said Tom Parsons, CEO of Bestfares.com, a discount travel Web site. "We see airlines cutting back, bad weather. Insurance isn't a bad idea," he said.Josh Dorkin said he'll consider travel insurance next time."Considering what's going on, it will be fairly prudent at this point to get travel insurance," he said. "It's important in this day and age."But some industry insiders aren't sure it will pay off."Travel insurance does not insure your trip," said Ed Perkins of Smartertravel.com. "It insures your money. If you're involved in an airline mechanical delay, travel insurance won't do much for you," he said. "Travel insurance isn't good for these day-to-day difficulties."To buy or not to buy?In the case your flight is delayed or canceled, the airline generally arranges for alternate transportation or you'll get a voucher for future travel. And while American Airlines passengers received compensation, travel insurance may play a role in covering expenses the airline won't cover, like taxi fare to the hotel, meals or other amenities, said Vickie Corliss of Insuremytrip.com, a third- party insurance site.There are some instances where travel insurance is a good bet. If you're scheduled to go on a cruise, or you've booked a rental property or a package tour, a policy can save you a significant amount of money should an unforeseen event pop up. If you've invested $5,000 for a cruise, it's probably worth getting a policy. This way if your flight getting to the cruise is delayed or canceled, you won't be out the cost of your vacation."Whether you need to buy a policy depends on how much money you have at risk," said Perkins. "The whole idea of insurance is to protect big investments, not to argue over chump change," he said.The most common and comprehensive coverage is trip cancellation insurance, accounting for 77 percent of total sales according to the US Travel Insurance Association, an industry group. This policy will cover you in case your plane is delayed or canceled. You'll recoup un-reimbursed costs, like meals and hotels, if you're stuck at an airport for a certain amount of time, usually four to eight hours according to the USTIA. Trip cancellation policies also cover lost baggage and un-reimbursed costs in case you have to cancel your trip because of an illness.If your airline stops operating, travel insurance may cover your tickets. But be wary of the fine print here. Some insurance carriers have a white list and a black list. If an airline is on a white list and it goes bankrupt, you'll be covered. But if an airline is on the black list, you won't. See how airlines are coping with rising costs »Know your optionsTravel insurance policies aren't cheap. They can run 4 to 8 percent of the total cost of your trip. Shop around for a policy that fits your budget. InsureMyTrip.com, QuoteWright.com and SquareMouth.com help travelers comparison shop.Travel insurance is even more expensive for older travelers. If you're in your 70s or 80s, you may want to consider getting a cancellation waiver from your carrier. "It costs much less than travel insurance," said Perkins. With a cancellation waiver, you won't have to pay penalties if you cancel your trip at the last minute. Keep in mind that you may not be covered with this waiver if you cancel because of a pre-existing medical condition.If you decide to invest in travel insurance, but you're worried about the solvency of the operator, use a third-party insurance agent so that you're ensured reimbursement even if your airline or cruise line goes out of business.Timing is key if you want to purchase travel insurance. You'll get the maximum amount of coverage if you buy a policy within 7 to 21 days of putting down your trip deposit. You'll get financial default coverage, in case the airline stops flying, and pre-existing medical conditions coverage. Make sure you read the find print: Some companies will only give you 7 days to buy coverage to get these benefits, while others will allow up to 21 days.Before you invest in a travel insurance policy, call your credit card issuer. You may have some free travel benefits you're not even aware of, said Curtis Arnold of Cardratings.com, a credit card information Web site. American Express, for example, will give you $500 worth of insurance if your checked luggage is lost and up to $1250 if your carry-on baggage is damaged. Some Chase cards will reimburse you up to $300 immediately if your bags are delayed.Credit cards also have merchant dispute benefits. Your credit card company may go to bat for you if your flight is canceled and you haven't been appropriately accommodated or reimbursed. You have to make a good faith effort to solve the problem yourself first, but if the travel provider hasn't solved the problem and has not upheld its end of the bargain -- namely, getting you to your destination -- get in touch with your credit card issuer. A lot of issuers will instantly credit your account
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This week, we have had two airlines (ATA and Aloha Airlines) close up shop and leave their passengers stranded. If this would have happend to you, what would you do?I always stress the importance of travel insurance because you never know what could happen and you need to protect your investment.Having travel insurance will offer you peace of mind in these troubling times. Its worth the cost (which is mininal compared to what you could lose). Make sure to talk to your agent about adding to your next tripAs taken from CNN this morning.....Cruise ship debts leave tourists stranded(CNN) -- Several hundred passengers on a luxury round-the-world cruise-ship tour were stuck Thursday on an island in the Atlantic Ocean after the vessel's owners ran into legal troubles.The 460 passengers and 200 crew members were marooned after their cruise ship sailed into a port in the Madeira Islands, a Portuguese archipelago about 684 kilometers (425 miles) west of Morocco.Portuguese authorities detained the ship -- the Van Gogh -- on Tuesday because of a legal claim against the ship's owners, said Marcus Neal, operations manager for Van Gogh Cruises. They seized it in the port of Funchal, a city of about 100,000.The passengers were making their next-to-last stop on a 93-day cruise around the world. They paid between $12,000 and $44,000 for the voyage.Passengers are able to leave the ship, said British actress Shirley Ann Field, who was among those on board, but she said most were staying put until the dispute was resolved."It's better just to stay here and see what happens," she told CNN.Neal said he hoped the dispute would be resolved soon.The Van Gogh is owned by a Dutch company called Club Cruise, and it had been chartered for years by a separate company, Travelscope Holidays.When Travelscope ran into financial trouble in December, Club Cruise reached an agreement to let administrators run Travelscope. The administrators claim Club Cruise broke its contract with Travelscope.Van Gogh Cruises, which operates the ship, said it did not know why the administrators launched their claim shortly before the end of the cruise, rather than afterwards
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