alternative (7)

Crowdfunding is alternative financing for small businesses

A revolutionary NEW source of funding to sweep across the internet in droves is crowdfunding! According to, $100 million USD was pledged in 2011 on the site www.Kickstarter.comalone, launching over 27,000 projects at a 46% success rate. Now that’s impressive!


When you are starting or growing a small business, it typically comes down to lack of resources to raise that much needed capital! Funding is a very important element to the success of any business remaining relevant in a competitive marketplace. If you’ve applied for a traditional loan; SBA Micro Loan; Unsecured Line of Credit; or even a Credit Card to no avail, then consider the HOT new trend in financing…CROWDFUNDING!


What is Crowdfunding?

Crowdfunding is a cutting edge way of raising the much needed money required by businesses to sustain. A group of investors share their resources to support endeavors initiated by individuals or organizations. Many industries can take advantage of crowdfunding; from political campaigns; service or product based businesses; artist; scientific researchers to software development.


3 Business Preparation Tips for Crowdfunding

  • Select the Best Platform: There are many crowdfunding platforms available with new ones forming daily. It is important to choose the one that can best fit your project funding needs.


  • Create a ‘WIFM’ Reward Program: Remember that old WIFM (what’s in it for me)? Well, if you want to have a successful campaign, you’d better come up with some juicy reward for prospective investors. The reward you create should be based on the type of campaign you are running. For example, the Crescent Theater was forced to upgrade its equipment and as a part of their reward program, the lowest reward offer is a free movie pass.


  • Design a Stellar Marketing Strategy: Consider multiple ways to connect with potential investors. The key is creating a diverse marketing campaign. A favorite by many and Google as well are videos! You can also add a slide presentation, a podcast and a simple written message.


3 ways that Crowdfunding can help you:

Independence from Banking Institutions

Banks are sitting on their cash and aren’t lending to start up or small businesses that need capital. At a recent lecture at George Washington University, Federal Reserve Chairman Ben Bernanke innocuously remarked that lately “small businesses have … found it difficult to get credit.” Most banks have high unreachable expectations along with a daunting process. Indeed crowdfunding offers a more realistic approach to funding.


Free Publicity

An opportunity to publicly raise funds for your business idea or existing company to a gazillions of potential investors by way of the internet is astounding! Many entrepreneurs yearn for a chance to receive the type of publicity crowdfunding offers. If well handled, the publicity can greatly catapult your business to immense success.



Validation of your business idea is important. To know that there are people globally who believe in your concept is empowering. People will generally invest in opportunities that are viable. So every contribution you receive from people simply means that they believe in the validity of it!


3 Top Crowdfunding

  • Kickstarter: funding platform for creative projects such as films, games, and music to art, design, and technology. Kickstarter is full of ambitious, innovative, and imaginative projects that are brought to life through the direct support of others.
  • Indiegogo: an international crowdfunding site where anyone can raise money for film, music, art, charity, small businesses, gaming, theater, and more
  • RocketHub: Fundraising platform raises funds and awareness for projects primarily in fashion, music, theatre, writing, and photography.


In conclusion, businesses can gain a lot by embracing the benefits of crowdfunding. It is a very unique way of raising funds for businesses and can greatly impact positively on the success of a startup making them more vibrant and competitive.


About Author: Sylvia Browder is a small business consultant, trainer and author. She is founder of National Association Women on the Rise, a virtual community for aspiring and established women entrepreneurs. For the past 6 years, she has worked as Project Director of the Women's Business Center; and served as an online volunteer SCORE counselor since 2004. For FREE weekly articles go to Sylvia Browder's Blog for Women Entrepreneurs,

Read more…
Pass this on its true I just join to try no credit card needed or bank account you can start making money now today I just made some cash just by being on the site check it outEarn cash just by socializing Check out this its on the news all over .Free,Free You will not believe what I saw on the news you get paid just by getting your friends and family to join the social network its free you do not get paid here on fb but they pay you for getting friend to join you I just joined today they paid me .03 just after getting in 3 seconds freeEarn cash just by socializing
Read more…

Back To School Specail

½ Price Memberships!!

Sign up now and pay ½ Price for a YEAR! WoW!!• Basic Wellness was $14.95 a month NOW ONLY $7.48 a month• Single Dental Plus was $14.95 a month NOW ONLY $7.48 a month• Household Dental Plus was $19.95 a month NOW ONLY $9.98 a month• Total Health was $39.95 a month NOW ONLY $19.98 a month• Total Health Plus was $59.95 a month NOW ONLY $29.98 a monthThe benefit packages we offer are from AmeriPlan®.With over 1.4 million satisfied members nationwide, AmeriPlan® is the largest Discount Medical Benefits Package in the U.S.Why Have So Many People Decided Our Benefits Package Is the Best?Savings Of Up To 80% Nationwide~ No Annual Limit On Visits Or Services~ Immediate Savings~ All Ongoing Dental or Medical Problems Included (except orthodontic treatment already in progress)~ Cosmetic Dentistry Included~ No Waiting Period / Sign Up Today - Use Your Benefits Tomorrow!~ All Specialists Included / Even Braces for Children & Adults!~ No Age Limits~ Change Dentists Whenever You Like~ No Paperwork~ No Hassles!
Read more…

See The Pretty Butterfly Video

Watch this beautiful R&B video by Niva “Pretty Butterfly”In this beautiful and true to life R&B Soul music video featuring Niva the Diva and actor/model Will Steen, Niva sings about her triumph through abuse and opposition to go through trials and metamorphosis to become a pretty butterfly indeed.Directed by newblackmusic.netMusic by HitmastazKamal Imani InnertainmentAvailable at
Read more…

The Path to Success Starts with Education!

The path to success begins with education.Education increases understanding; Understanding creates compliance; Compliance brings forth results.Results equal success.I have 5 lbs to go to reach my goal weight. I should be happy, right??? WRONG! I have to lose 5 lbs of fat. Do you have any idea how hard it is to target body fat???I bet you don't. Fat is a stored energy source. Fat is used as a last resort, just in case something crazy happens and we run out of other preferred sources of energy (carbohydrates).I kind of liken it to getting clothes out of your closet vs getting clothes out of storage--it's alot easier to walk over to your closet and pick out an outfit, rather than searching through the clothes you've stored away and picking out an outfit.It can be quite difficult to rid our bodies of excess fat.Find out why here.

Check out the Transitions Lifestyle System.Transitions Weight Management System, based on science, educates and enables you to reach your target weight successfully.Join our community and learn:-Why calorie restriction can have detrimental effects on your long term weight management goals (How many times has Kirstie Alley been through Jenny Craig???)-Why your fitness routine must be personalized to optimize your weight loss goals-The difference between qualitative calories and quantitative calories (How can a salisbury steak and a piece of cheesecake be the same amount of points???)Transitions is a comprehensive lifestyle system that targets body composition and metabolism and utilizes the latest in science and technology to help you achieve your weight loss goals and be healthy!Our plan doesn't focus just on food like many other systems. (Click here to request a Weight System Comparison). The Transitions Lifestyle System™ provides a total-system approach that promotes healthy food choices, behavior modification and fitness plans.Wish me luck. I'll keep you posted on my progress.Ginger JonesBusiness Development

Read more…


For a very brief period of my life I use to surround myself with millionaires or people who thought they were millionaires. One thing I noticed in that journey was that they were not healthy at all. I remember being told that an associate could not meet with us because he was taken to the hospital after having a heart attack. Although this was a very wealthy man it did not stop him from getting sick. I don't understand why things like steak, lobster, etc are associated with having money. You eat enough of these foods and you might not live long enough to enjoy your riches. On the other hand you may live a long life coupled with sickness. We hear of these billionaires dying from very poor health. While their money is still here they are gone. There are so many wonderful foods full of nutrients that actually enhance our bodies rather than to harm them. The scriptures clearly tells us that we should treat our bodies like temples. We were provided with so many fruits and vegetables, legumes, and nuts that is not a necessity to eat meat. And if you still want to eat meat the scriptures points out that you should only eat meat that is clean. Being a vegan or vegetarian is a blessing and not a burden.Now the saying health is wealth goes both ways. There are people who are very healthy and not wealthy or comfortable. They eat and exercise properly and do whatever is necessary to keep their bodies at optimum level. For example, I had a roommate who was 70 years old but didn't look a day past 35. She was a natural doctor and fantastic vegan chef. These were only a couple of her long list of talents. She was also on public assistance and was content on being there for the rest of her life. She is always in my prayers and I pray that she successful today. Ironically I aspired to be a natural doctor and wanted to study under her but all of that changed after we started living together. While I wanted to budget and save on what we could, she wanted to spend money that was not there. While she was a brilliant woman in many areas she had not mastered the financial area.So I mentioned both points to say that there should be a balance between health and wealth. You can do both. Again we must remember our children. The woman I mentioned earlier has children who feel that they have to take care of her. That is not how it should be. It is our responsibility to be positive examples for our children. If a little girl or boy is use to seeing his or her parents buying or selling silver,gold, or property; growing their own crops;sharing with and helping others then they will do the same when they are adults. On the other hand if that same little girl or boy sees his or her parents buying and "renting" unnecessary items, unfortunately he or she will go down the same path of making conscious decisions that leads to generations of poverty. "The sins of the father" is literal not figurative.Here's another challenge. If you are wealthy or comfortable but still eat meat try omitting meat for the rest of the week or if that is too much to ask try 1 day. If you are healthy but not wealthy or comfortable try omitting one thing from your routine that will allow you extra money for a day or the rest of the week. For example you can buy food on sale; skip a weekly massage;walk or ride your bike instead of driving a car. If you do take challenge and find it rewarding please share with us in the comments section of this blog. Todah(Thank-you)for reading this blog. Have a very blessed healthy and wealthy rest of the week.Shalom,Tamar
Read more…

Blog Topics by Tags

Monthly Archives