Blogs

https://houstonmcmiller.com/how-to-get-business-credit-cards10667319, https://3wayfunding.com/how-to-get-business-credit-cards, http://www.businesscreditamerica.com/ 1-888-883-3013

When trying to decide whether to use a credit union or a bank when applying for a credit card. There are a few factors to consider.

1.) With a credit union you are a member, or a stakeholder. With a bank you are simply a customer. Banks are for-profit institutions and their goal is to make money for the stockholders of the company. A credit union is not-for-profit entity and their goal is pass through the profits to the members. This comes in the form of added member benefits such as low fees and low rates.

2.) Its a misconstrued opinion that credit unions have limited branch and ATM locations. However, many credit unions belong to larger networks, such as the Credit Union Service Centers.

3.) Most credit unions offer credit cards just like a typical bank. What isn’t so typical are the exceptionally low APR rates they offer.

4.) Credit unions have many available ATMs, but they are also fee free! The average fee for an ATM is $2.33 and is on the rise. Now if you use your bank issued ATM card at a third party ATM, then you just doubled your fees. With a credit union ATM card, you can withdraw your own money fee free as long as it’s at a participating ATM. Even if you withdraw money from a third party, you may have to pay their fee, but most credit unions don’t charge for the transactions themselves. I’m too busy to walk into a branch office every time I want to withdraw some money, and I feel that I shouldn’t have to pay hefty fees when I do.

5.) At a credit union, credit cards, home equity loans, mortgages, auto loans, and personal loans all enjoy lower rates than you will find at a bank. At the same time, savings, checking, money market, and CD’s have higher rates. I don’t typically endorse putting any significant amount of your money into savings and CD’s as inflation tends to outpace them, however, most people feel more comfortable doing so and they might as well earn a higher rate!

One of the biggest challenges that bloggers face is how to build an email list.

Most know and understand the saying, "the money is in the list."

Loyal subscribers who know, like, and trust you turn into customers provided you're continuously providing value and have good content.

Back when I first started blogging, I didn't understand this. I wanted tons of readers, but I wasn't exactly looking for emails because I didn't have a product to sell (or so I thought).

This is before internet marketing really hit.

A friend of mine suggested I get a blog to promote myself as a freelance writer, but that was about as far as it went. It was probably about 6 months to a year before I REALLY figured out that I was doing it ALL wrong.

Even as a freelance writer, I should have been building a list of loyal subscribers and sending out at least a weekly newsletter with my content to engage my readers.

Crazy right?

What's even crazier is that with ALL the information out there about how to make money blogging, and how to build a list, I still see people who make the silliest mistakes that myself and so many others made years ago.

The sad thing is that a lot of them have great blog, filled with valuable content, fabulous designs, and yet.... one mistake in particular is costing them BIG

How To Build An Email List On Your Blog

Click Here To Read More

I thought I would get your attention!

Whether you love it or hate it, marketing and sales are critical to the life blood of any business. You can make it more fun, if you take the approach that you want to seriously flirt with a growing list of prospects.

Marketing attraction. It sounds like flirting doesn’t it? And in a way, that’s exactly right.

You do want to flirt with your prospects, to allow them to get to know, like, and trust you. Since it takes upwards of 7 touches to make a sale today, you need to attract them to your product, service, or program in many different ways.

One critical element you must have in your basket of attraction tools today is a fully developed web presence.

People are most likely to Google for you or your service or the benefit/solution they seek first. They are less likely to open the telephone book and flip through the yellow pages. The future of your marketing reach is the internet.

Even with the internet, you need an arsenal of marketing strategies to reach your prospects and attract them to your product and services. You can’t flirt with them, if they can’t find you.

Here are a few ideas which you can do quickly and on a budget. They are culled from the likes of Mitch Meyerson, Jay Conrad Levinson, Seth Godin, and Bea Fields.

On your website:

• Build a powerful direct response entity
• Make sure your headlines are engaging with a problem/solution approach
• Direct their eyes to the one thing you want them to do

On your email signature:

• Include your business contact information, of course
• Promote one thing – a new product, service, newsletter, auto-responder series, article, free conference call.

This is your best and first opportunity to ask everyone to engage with you and your company

Develop relationships for referral business – complementary services serving the same market niche and get listed on their websites

Include client testimonials – use them in all your printed and online collateral materials.

The hottest new thing is audio and video testimonials you put up on your site.

Use audio and video conferencing from your PC for sales, presentations, meetings. They work effectively for a prospects, clients and vendors.  It’s no longer novel. It’s cost effective, timely, direct, and can be very interactive.

Write articles and press releases about everything you do and get them published in print but more importantly across the web.

Yes, all of these are ideas you can do yourself, burning the midnight oil.

But what’s even better, is that these tools and systems can be delegated and automated – one more way for you to generate more profit in less time.

We have NEW Autoresponder Courses in which you can use for your subscribers to show them how to use quick tips to help grow their business online. 

Click Here >>>Check them out!

Are you tired of hearing this: The gold or the money is in the list. You might get weary of hearing it asChristian Women Entrepreneurs, a Coach, Speaker or Author , but it’s smacking you in the face for a reason – it’s the truth, however, I’d like to add a twist the gold or money is in the relationship you build with the list/community! First of all, let’s answer the question, “What is a list?”

A list in Internet/Online marketing terms is a database of contact information for your prospects. So if you have a product or promote products about gardening and I sign up for your list, I’m a prospect that you can market to repeatedly until I unsubscribe.

So why is building a list so important? Let’s say you start off as an affiliate marketer. You find a niche you truly enjoy and you start working what you’ve learned into some traffic for your affiliate links.

Over a period of 30 days, you funnel 5,000 prospects from the World Wide Web who are interested in your niche straight through your affiliate link to the product owner’s site.

Let’s look at it a little deeper they even buy – yea! You’ve made a 50% commission with a 2% conversion rate. That means 2 out of every 100 people you sent bought the product, and your share was $26.00 (as an example). You earned a cool $2,600 this month – good for you!

There’s only one thing, you’re leaving money on the table. Those 100 people who bought from your 5,000 clicks? They’re now on the product owner’s list, not yours. So what he’s going to do is send them more offers over the coming weeks.

After all, they are proven buyers. Over the next 30 days, those buyers give even more money for products that complement the original one they bought. That money goes to the product owner, not you – because you passed on building a list the first time around.

A better way to build YOUR business is to start with a list from day one. Before you let a single person slip through your link without capturing their name and email address, have your system set up to build a list.

You can have unlimited lists for different niches using a simple tool like Aweber, which will end up being less than $20 per month and you can get a 21 day trial for $1 by clicking here. Every day you can log in and see how many people have signed up, and you can create automated messages to send out to help convert your list into more sales.

Why should the product owner get to cash in on that person again and again when you’re the one who brought him the customer in the first place? Stake claim to each prospect and leverage your relationship with him for future sales and commissions.

Now there is a strategy that you can use if you’re just simply looking to add cash that would possibly make not building your list out the door ideal, however, if you’re looking to build your business, grow your community you would want to opt for this strategy.

Would you like to discover more strategies, tips and more on getting new leads, clients, customers and money “authentically?”

I invite you to join me for my much anticipated Mindset, Marketing and Money e-workshop (webinar). You’ll also received immediate access to my Rapid Profits Promotions Handout.

Register here: http://bit.ly/marketingeworkshop

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What Great Clients Know...

I did a lot of freelance consoling during May, mainly because some folk are doing my peeps dirty, but I'm going to try and fix that.  Here’s 3 things great clients know:

Freelancers do work for you, not work for you - they set their hours, rates, terms and methods. Employees do the job for you for the price you set, on your terms, how you want it done and when you want it done. Employees also come with salary and benefits expenses and it is illegal to pay them less than minimum wage. See the difference?
Message: Respect the freelancer’s mode of operation.
Real life: You gotta pay the cost to be the boss

Be aware of the verbal contracts you create. Stating that you will engage a freelancer’s services and pay deposit on a certain day/date is a verbal contract and can be held up in a court of law. Most freelancers don’t pursue it, but it is a viable option.  And sure, circumstances change, things come up, but without communication, you could be cited for breach of contract. Not to mention it can screw up a schedule and/or a budget. The freelancer with a lawyer on retainer that decides to sue for breach of contract could receive the amount of your project PLUS lost income if they could have someone in your spot.
Message: If your situation changes let the freelancer know.
Real life: it’s like the cancellation fee your doctor’s office charges if you cancel less than 24 hours in advance.

You get what you pay for. Let’s leave quality out of it for a minute and talk solely in terms of deliverables. I say this often, but when you change the scope of your project, you increase the cost and/or length of time.
Message: If your budget doesn’t allow for the high end package, either save up, make adjustments to your wants list OR invest the time into learning how to do it yourself.
Real life: dollar menu items aren’t on the value meal list

Quickies:

• 
  Failure to read and/or comprehend your service contract does not absolve you from your obligation to pay.
• 
  Your fee is for the product or service. Whether or not you use it is on you.
• 
  Treat your freelancer how you want to be treated in your own biz/on your job.
• 
  Your org may be non-profit, but most times the freelancer is not.
• 
  Freelancers work freely. For a fee. © 2009-2013 Auntee Rik

Hopefully this list gives you some insight or some confidence that you’re a great client. Happy June!

Until next time,

Disclaimer: These points only take into account those freelancers that handle their biz. If you’re dealing with anyone that does not, switch providers.
 

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WOW! You have to see this. It's an experiment this guy Brett Cohen did essentially showing, if you believe it...you can achieve it!

He gets some people to be his bodyguards, paparazzi, puts on some nice clothes and sunglasses, and walks the streets of New York. Immediately people begin to flock to him, thinking he is someone famous! His video team even interviews people and asks them if they know him and "fans" are talking about how much they love his work! It's amazing what people will believe!

This brings me to my point. Why not become famous yourself?? EXCEPT instead of experimenting, actually get paid what the famous folks do. If you know you are special and have something valuable, why not share it with the world? One of the best ways to accomplish this is to BLOG! Believe it or not, blogging is a great way to get exposure, share what you have to offer and to build a fan base! Blogging can be used for a range of things from sharing your personal story to sharing how your business can help someone. I offer the perfect blogging platform and system that will help you Be Famous Online TooAND get paid PLUS build a solid fan base! This system is great for supplementing and advertising your current business or may be a good start for someone interested in making a business income from home. Did I say it was BLOGGING?

SO, if this guy can put on some sunglasses, walk the streets of New York and become famous, it should be NO PROBLEM for you to click on this link ==> BeFamousOnline2.info, watch the information and begin your journey to fame as a blogger! EXCEPT you would get paid for it :)

Tamara Garrison-Thomas

BeFamousOnline2.com

GarrisonProsperitySolutions.com

Authentic Business and Marketing Strategy: The Power of Autoresponders and Articles

First let’s talk about what an autoresponder is. When I first was introduced to an autoresponder years ago it didn’t catch my attention long enough for me to go through the learning curve needed to set one up.

Well you can imagine that my community and list wasn’t large enough to experience the pain of manually managing my lists. That was then and about a year later I found myself with the need to learn how to set up an auto responder. it was my new welcomed friend. It’s well worth the time to learn the ins and outs of setting it up, although we now offer a Done for you (done for you) service if you prefer not to deal with it.

Most complimentary offers, teleseminars etc. send you a welcome email once you opt in and if it’s a double opt in you will receive the welcome once you confirm. Now imagine having manually sending out the welcome emails or manually sending a newsletter/Ezine to your list of even 100 subscribers. Now multiply that 10 times. Ha! That’s why you need an autoresponder. So that your new friend can auto respond to your contacts, subscribers etc.

Now that you have a basic intro to autoresponders let’s talk about using articles to market your business, product, product or service.

Writing articles to market a product or service is an excellent way to build business. The articles should be very informative, providing the reader with information that is relevant to a specific topic. The article usually includes a link to a webpage for more information. The webpage, of course, is designed to sell a product or service that relates to the topic of the article.

These articles are commonly submitted to article banks, websites, and ezine publishers. This is one of the most effective ways to market a service or product on the Internet, and it can become even more effective when it is combined with the use of an autoresponder.

Begin by setting each of your articles up in your autoresponder. It is important that each article have its very own autoresponder address, so you will need an autoresponder service that will allow you to do this. Next, make a master list of your articles, with the autoresponder address for each article listed beside the title. You can even add descriptions of the articles on your master list if you want to.

Advertising your articles one at a time can take a great deal of time…but advertising one autoresponder address – the one for the master list – won’t take very much time at all. Simply put it in your newsletter and on your website. You can even allow other ezine publishers to use this is as a free resource for their subscribers!

There you have it an Authentic Business Marketing Strategy using the power of the article and autoresponder.

Want to learn more about marketing your business online? Register here for my FREE training call “How to Market Like a Superstar on a Shoestring Budget!” It’s not about a scarcity mindset but rather a “smart marketing” mindset.

How Important are Autoresponders to Internet Marketing?

What is an autoresponder?

An autoresponder is a computer program that automatically answers e-mail sent to it.
They can be very simple or quite complex.
Wikipedia dictionary

Think about when you sign up for a Teleseminar or free offer, you enter your
name and address or other requested information. Most times you can expect an
automatic email with either a confirm link for double opt in or a welcome.
This would be very tedious if you had to do it manually.

Internet Marketing and autoresponders essentially
go hand-in-hand. You simply cannot be effective or as productive with your
internet marketing without an autoresponder.

Autoresponders are used to achieve many of the marketing tasks
that are essential to a successful business that utilizes online
tools.

Internet marketing can be very time consuming.
Whether you do affiliate marketing or market your own products, an autoresponder is a big part of your
marketing arsenal. Autoresponders are used to keep in contact with your past customers, and to develop
a relationship with potential customers.

Another great use of an autoresponder is to deliver communication to your opt-in customer
list if you have one. It can be very effective in delivering ecourses, to send reminders and even help
build an opt-in list.

There are many creative ways you can use your autoresponder to make more sales and to build customer relations.

Any successful marketer will tell you that there are two tools that are vital to any type of online
marketing an opt-in list and an autoresponder. In fact, most marketers will agree that you could take
away all of their other marketing tools, but they would fight to the death to keep the list and the
autoresponder!

So don’t shy away from the autoresponder simply because you don’t understand how to use it. This is one
thing that is worth learning. If you can, outsource the set up of your autoresponder to get you started
with your listbuilding strategy. Just do whatever you need to do to take advantage of this resource.

I invite you to connect with me if you need support in setting up your autoresponder. I can suggest a
great *autoresponder, go to http://budurl.com/tryautoresponder and you’ll get a free trial when you use
this link. Send an email to info@RobinTramble.com and we can get you set up with a Coaching A la Carte
strategy session to get you started on utilizing an autoresponder.

How important are Autoresponders to Internet Marketing? Very important.

*I am an affiliate of the suggested Autoresponder, however, I don’t suggest anything that I don’t back up
100%. If you do connect I may receive a small commission.

Robin Tramble is The Authentic Life and Biz Empowerment Mentor,Coach,Trainer and Public speaker

to Savvy Women, New,Aspiring and Enterprising Women Entrepreneurs

Are you using Social Media like Twitter and Facebook to build your list? Are you building a list?

One thing you must be doing if you’re going to realize any level of business empowerment is list building.

One of the most important things in an Internet Marketing business is a list of contacts. It’s important for you to build relationshpswith your customers. Your contacts are called subscribers on your listsand they are the most important asset of your business. List buildingincorporates building relationships. Your prospects are encouraged tovisit your website through your marketing efforts. Hopefully they signup to receive your free offer which should be of value to them and youare given an opportunity to build rapport with them and share thesolutions you have with them.

You notice I said you have the opportunity to share your solutions with them. Unless you have the opportunity to build rapport andincrease the know, like and trust factor you will only share yoursolutions and never have the opportunity of actually add them to yourclient/customer community.

One way to build your list is to use Social Media.

Social media includes Twitter, Facebook, Linkedin, Myspace and it actually includes blogging. There are many other Social sites, however,my focus at this time is on Twitter and Facebook.

If you don’t have an account on Twitter you can go to www.twitter.com and you’ll see a prompt to register and you’ll need tofollow each one. The one thing you need to keep in mind is that thefirst impression is important having said that you need to have aphoto. If you have a business you might opt for a business logo,however, I would suggest that you have at least one account with yourpersonal name and then add another one. The other important thing is tohave a link to your blog or website. I suggest your blog or if you havea free offer (recommended) have a link on your page to direct them toyour free offer. This will also enhance your list building endeavors.You can only use one email per account.

If you don’t have an account on Facebook go to http://www.facebook.com you’ll see a link to register. Follow theprompts. Same thing with regard to your photo. Don’t post every linkunder the sun on your profile. Be intentional and don’t confuse yourfriends.

You need to know the proper etiquette for each site. Twitter is a fast mover. You can actually tweet all day, however, there is a rulewith regard to the ratio. You want to do more original tweets, followedby retweets and then maybe 20% tweets to your own offers, links etc.

Facebook is a little slower. You don’t want to post updates all day and resist posting links to your business for the majority of yourupdates on your profile wall. Your profile is for personal and there isa facebook fanpage that can be used for business.

Now back to the idea of list building. You need to know what your target market is and your goals for Facebook and/or Twitter. Withoutthis you won’t have any real results.

You’ll want to know your Twitter and Facebook strategy.

Then there are followers and friends. How do you add targeted followers on Facebook/ How do you add targeted friends on facebook?

These are all great questions. I can’t answer everything in this post however, I do want to invite you to request free access to myTele-training “I Rock on Twitter and Facebook and you can too!” Go to http://budurl.com/irocktwitterfacebook and you’ll receive immediate access.

If you want advanced support I invite you to learn more about my “I Rock on Twitter and Facebook Social Media Empowerment Coaching club.”You can go here
http://budurl.com/irocktwitterfbcoach there are limited spaces for the Early Bird level so I suggest you enroll now!

Let’s Rock!!

Robin aka The Empowerment Diva
The Authentic Life and Biz Empowerment
Mentor,Coach and Trainer to women across the world

Why should you listen to Robin?
Robin has a combined total of over 10,000 followers on Twitter which she accomplished au naturale’ (no gimmicks)
She was named 1 of 25 urban woman entrepreneurs to follower on Twitter

She has a nice following on Facebook and her Facebook Fanpage fans grow by the week without intentional effort, however, she plans tointensify her efforts.

Do you ever feel overwhelmed by all of the talk about Social Media? Are you spending more than 30 minutes max per day on Twitter? Facebook?You don’t have to spend most of your day on these sites. I’ll sharewith you a couple of resources that can assist you in leveraging yourtime.

Some of what I’m going to share can also be applied to other Social Media sites such as Facebook and LinkedIn, however, in this post I willfocus on Twitter.

What is Twitter? Well, where have you been? LOL

Twitter is a great resource to enhance your marketing efforts and will definitely offer
Business Empowerment when you know what you’re doing.

Twitter would have to be one of the fastest growing sites on the web today. It is taking the internet by storm and there are around 10,000new users per day signing up to participate in this internet revolution.

Twitter is best described as a micro blogging platform. You are limited to 140 characters each time you do an update, which initially,may seem a small amount. However, as you become more experienced, it’sjust amazing what you can fit into 140 characters.

That said, Twitter is much, much more than that. It is like one huge global chat room, but then again, it doesn’t have to be. It all dependson how many people you follow on Twitter. If it’s in the thousands,then your “Tweetstream” will be running fast and furious witheverything that’s coming in. If you are only following a few hundred,or even less, then things are much easier to keep up with.

Twitter is also a great way to meet new people online, particularly those with similar interests to you. It’s a great way to be visible andposition yourself as an expert in your field to your target audience orniche.

You can set up an account by going to www.twitter.com you’ll see prompts to guide you through the process. If you need support I dooffer mini coaching packages to help you develop a strategy,get set up,and get targeted followers.

Now here are a couple of resources to help you leverage your time on Twitter.

Continue reading here