Business Credit Americaspecializes in helping companies nationwide gain greater access to trade credit and investment capital. Our program, uses a step-by-step approach to help companies solidify their financial standing, so they can build abusiness credithistory, obtain lines of credit and position themselves for loans from banks, angel investors and other outside funding sources.
We provide our clients with an over whelming amount ofbusinessand personal credit education as we walk them through thebusiness creditbuilding process that focuses on three main areas: establishing credibility with major credit agencies, creating a credit file and building a business credit history.
Business Credit America's credit-building system offers a variety of benefits, including:
multiple vendor lines of credit and business credit cards
credit-reporting files with Dun & Bradstreet, Experian and Equifax
filing Ucc-1 Financial Statements to boost your business credit
creative solutions for funding any kind of small business
Manybusiness ownersrely solely on their personal credit and funds to start and grow theirbusiness, However, by following this process a lot of business owners debt to income ratio is to high to be considered for a loan approval from traditional lenders.
Why Did You Join Your Online Business? Was it to Earn Money? READ THIS!
Why did you join your online business.
Was it only to earn money?
People who you contact will quickly discover that too!!
Building a team is critical in succeeding in your online business.
If your only motive is to earn money and product really does not matter,
that too will quickly become known.
You can at that moment, recognize and accept, for you, "Game Over".
It is important you have correct "business fit".
Like getting your clothes "tailored-fitted". You feel and look better, then the "off the rack fitting".
Where you just hope it looks good on you.
Your business selection is just as critical.
You must really believe in the product you promote. Yes, if you only offer the product because you get a commission for getting other to offer the product. Success will not be your companion on the"road of life".
Any product can produce that result.
Actually, you could just "drop" the product and tell your prospect
"just send in your $30 per month and get others to do the same, and the income projections will be real!".
Some would call that gifting. Truly, this is one of the reason the industry stat "98% fail in Networking Marketing" holds true.
Ok, next critical reality. You must build a team to help you grow your business and to help grow theirs!!!!
Have a system designed to help your team grow the "properly fitted business".
No one, I repeat, No one, should be trying to "reinvent the wheel".
There are proven promoting and recruiting tool available now for any serious business builder.
Fortunately, many are available at very low cost.
Yes, I have a recommendation, ( thought I wouldn't smile)
Are you tired of sending your clients to the beauty supply?
If you answered "Yes", then SheWear Hair Care is for you. Being a SheWear Hair Consultant is a great opportunity. It will give you independence and financial freedom. We will provide you with a plan that will allow you to throw parties that pay. You will have a chance to earn and gain new clients. After your first party, you will have it in the bag—plan your own hours, make great friends and enjoy your independence.
SheWear Hair is proud to be the FIRST of its kind and the only one to offer AAA grade virgin hair weave, hair extensions, hair care products and Mink eyelashes to customers via the direct sales channel. JOIN THE MOVEMENT and become a part of one of the fastest growing businesses. We offer the highest quality line of hair directly to customers through direct orders and home parties facilitated by hair consultants. Find out how women and men are joining all over the country and earning extra income.
Become a Hair Consultant for only $79.95 Plus tax and shipping Our Hair Consultants enjoy many benefits. • Hostess Referrals: We'll send you leads for party hosts in your area and help you find your own. • Consultant Rewards: You make 10-20% of everything purchased at a SheWear Hair party that you or your client hosts. • Recruitment Bonuses: For every new recruit, you will earn $25 bonus. If you recruit 10 people in one month, you will earn an additional $100. • Downline Incentive: In addition, you will earn rewards from the sales of everyone you sign up as a consultant. • Easy Presentations: Avoid mistakes—let us show you how. Present a party with our DVD presentation. All you will need to do is play the DVD, then answer a few questions and take orders. • Free Directory Listing: We will give you a free listing on our website so that others can find you. No Requirements, Rules or Regulations. • No Silly Requirements: Just host SheWear parties with integrity and have fun. • No Sales Quotas: Make as much as you like at your own pace. • No Inventory: You do not have to buy or supply your own inventory! • No Minimums: There’s no minimum order. It's your choice.
Now is the time to start living the life you deserve! SheWear can help make your dreams a reality by offering you financial freedom, a flexible schedule, new friendships—and FUN!
Read more…
Posted by K & L Mason on October 13, 2012 at 4:08pm
It’s TIME to STOP buying hair extensions and get nothing in RETURN! It’s TIME to Join the Multi Billion Dollar hair business as a Micoré Hair Consultant!
In 2009 Derrick & Mercy Alexander started VirginHairSupply an e-commerce website for hair. It was soon realized by Derrick that there were hundreds of other hair website competitors and they would have to invest tens of thousands of dollars if they ever hoped to make a name for VHS. Derrick did some research and noticed that even though there were hundreds of hair competitors, there was virtually no competition in the Multi-Level Marketing arena.
Derrick strongly believed that women would gravitate toward a Network Marketing program for hair extensions. He spoke to some trusted friends for support and they formed Micoré International MLM.
Women love social settings, and they treasure their hair! Women also like to make money that they can call their own so the Micoré owners decided to put the hair business and the revenue it generates, back into the hands of the women who purchase. Even men are finding great success in Micoré!
The hair business is a fractionalized market with no single major giant competitor except the Koreans, who dominate the industry with control of more than 80 percent of the distribution of African American hair care products, beauty supply stores and the wig and extension manufacturers.
The mission of Micoré International Inc is to become the largest single seller of hair extensions and lace wigs in the USA. Soon thousands of Independent Micoré Consultants will be sharing the Micoré story and selling to women who appreciate quality hair, and money in their pocket!
This opportunity is about to revolutionize the hair industry as the first TRUE Network Marketing Company for HAIR! The mission of Micoré International MLM is to become the largest single seller of hair extensions and lace wigs in the USA.
The reason I joined Micore is that I have purchased thousands dollars in hair throughout the years for myself and my daughter and I never got a discount nor made money anytime by referring people to my supplier. Now I can do both, because Micore offers 20% discount and I also get paid when I help others start in the business and when my family, friends and customers buys from my site.
This business is also ideal for hairstylist because now you can add a profit center to your business. Where the styles can make money selling hair to her customers and have other team members sell hair and she will also get paid.
Network Marketing means that not only do you make money off the products YOU SELL, but also earn commissions from the sales of potentially hundreds and even thousands of Micoré Consultants beneath you!
I am sure you can appreciate the magnitude of this opportunity, so if you are ready to grab your spot and start earning please sign up at http://hairweavemoney.com
As posted on Denene Millner's "My Brown Baby" on November 5, 2012. See full post here.
Author: Akilah S. Richards
How is it that, according to the U.S. Bureau of Labor and Statistics, our percentage of business ownership as black women in the U.S. is up 59 percent since 2002, yet we make up a mere 3 percent of the $1.2 billion dollars in sales from women-owned businesses?
Unjust systems and long-standing, deliberately placed hurdles aside, many of us are learning to maneuver this new era of social impact through technology, and leveraging our skills with our passions to the tune of thriving businesses and comfortable lifestyles.
But on the real, the numbers of us who hoist sails on sinking ships with unstable businesses far surpass the number of financially and emotionally stable black women business owners.
Certainly, we do not lack access to the resources or the brainpower it takes to excel in business—so what’s the deal?
Business and Life Strategist Katrina M. Harrell and I have got a theory about these troubling truths. It might ruffle your feathers a bit, but perhaps that’s a necessary part of your growth and ours.
The theory: Black women in business have been B.I.T.C.H.ing up, big time!
Yes, we BITCH up! We get scared. We stop trusting ourselves. We take the shortcuts and we prioritize popularity over business ownership. Many of us, myself included, spent years building a “popular brand”, without focusing on operating a business.
The results: High visibility, but low income. Some success, but no real fulfillment.
I was a slave to the very thing I had built. But thankfully, I got free.
2013 is just around the corner. And as we approach this time to declare a “New Year, New You”, this is a great time to do something new, do something different, and actually take the steps to start a business. Contrary to popular belief, you do not have to have specific education or thousands of dollars to invest in a business that will thrive and last beyond the dreaded 3 year failure mark. The following 4 business types are all businesses that have been deemed the “top” businesses to start in 2013 as their industries are growing.
1. Organic Food- Perhaps with help from the FLOTUS Michelle Obama with her “Let’s Move” Campaign, organic food sales are rising. People are starting to care more about the quality of food they consume and prepare for their family. The organic food industry is a growing industry that will continue growing into 2013. If you are someone who loves organic food, good with creating recipes or interested in growing it, this would be a great industry in which to start a business. Get more information here about the certifications and accreditations needed to get started. ORGANIC FOOD CERTIFICATION
Average Start-Up Costs: $500-$1000
2. Cosmetics- Always a popular product, natural cosmetics are going to be big in 2013. Women... well, people are going away with Botox and chemical peels, etc. They are looking for more natural ways to maintain a youthful appearance. There are several ways you can start a cosmetics company:
A.You can join a company already established and be their walking advertisement by wearing and sharing their products. Companies like Mary Kay, Seacret, Xango and Rodan+Fields are reputable companies with proven natural products.
Average Start-Up Costs: $100 - $1000
B. You can create your own cosmetic products. Of course your investment will be much more, but at the end, the product will be your own brand. To start a cosmetic line of quality may average you $40,000 and more. Don’t get me wrong, there are places where you can start your own for much less but if you want to stay in business, the money is worth it or go with option number A. Start Your Own Cosmetic Line Option
Average Start-Up Costs: $40,000+
3. Ecommerce – Amazon.com, Etsy.com, Ebay.com, and Volusion.com are just a few great resources for selling products like clothing, jewelry, electronics, books, music, vintage stuff, etc. People sell all kinds of things through these resources. All you need is a camera, even cell phone, to take pictures of stuff you are selling and set it up.
Average Start-Up Costs: $0 - $100
4. Affiliate Marketing- According to CNBC is the “best online small business idea of 2013”. The affiliate, internet, network marketing business model will see an increase of business owners. Several reasons for this is because training is free and unlimited and there is a great potential to generate a substantial income with residual options (money that continues to generate even if you do not work that month). Best companies to start are companies just starting, that do not have a saturated field of marketers. You just need a computer and an out of the box product. New Millenium Business
Average Start-Up Costs: $25 - $200
Of course these are only a few options for businesses to start. There are plenty other and if you put forth hard work in anything it is bound to succeed. For help on deciding what type of business to start, more specific information about the industries above, or how to expand your current business, Sign Here to receive a free consultation. Trying something new can be scary but when you have a Success Teacher by your side, that makes it so much easier. Happy New Year and make 2013 a "Go Get It" year!
Have you ever thought about how much money you make for the company you work for? Have you ever considered how much less you are making than your boss who is no better qualified than you? Have you realized that you are working to make someone else wealthy? Every day you spend countless hours generating income for someone you probably don't know and for a business you definitely do not own. Unfortunately, in this economy no job is secure. So, where do you find the security? What does your future look like?
If you see more prosperity in your future, then you need to take control of your life now. And that means, working for yourself! You need to put yourself in a position to FIRE YOUR BOSS! Set your own hours and reap the benefits of your hard work.
My mom had an “Embrace the Entrepreneur Within” luncheon, to empower women in their lives and in business. We had 12 to 15 women there that all had positive comments about the illustrious speaker, Melissa Taft. She spoke about the steps needed to be taken to make a change in our lives for the better. She talked about asking yourself questions like: Are you going through life, KNOWING it's not how you envisioned it yet doing NOTHING about it? and Are you aware of your displeasure and doing all you can in your power to change your life??? She described how there are different stages to our development in life and wherever our competency level is, is how our life is developing now. So when are you going to take control of it? When are you going to get smarter about your situation and change it? When are you going to stop making excuses about your life and start making progress?
So, today the question goes to you too! Are you living your life in complete denial, ignoring all the failures around you, saying, “Oh well, it’s life!”, OR are you stepping out on faith, and taking actions to change your life? The bible says "...faith without deeds is dead" James 2:26. If you're wanting a change in your life, you should be praying for a change. You should be taking action and doing things like:
Giving up habits you know aren't good for you.
Following through with personal goals
Doing all you can to get a financial promotion
Or even better, creating an exit strategy and taking steps to FIRE YOUR BOSS!
Do something for yourself and your family. Make a move to impact your life. Embrace the entrepreneur within and see how your life will change.
Every adult in America understands, how important a good credit score could be to your financial life. We know that good credit means you're getting the best rates on loans when it comes to mortgages, cars, credit cards and personal loans.
Now, your dating life could be impacted by your credit. Could you even imagine going on a date and someone ask you, how's your credit? Most of us think this may be a little to personal for a first date, but for some of us, this is a fair question.
Let's think about how the lenders take a look at you financially. When lenders see you have strong credit, they see you as a responsible person, someone that won't run out on your obligations. That's the way your date would like to see you as well. You're date feels that if you have strong credit, your a responsible person that takes care of their obligation and is willing to do what's necessary to make sure things stay on the right track.
Besides, there are way to many resources to help you repair damaged credit so you can have good credit. Also, we know how hard things are when you don't have great credit.
So the next time you're out on a date that's going well and your date ask, how's your credit? You can say excellent, just like this date.
PeopleWhoProsper is excited to introduce you to another successful business woman. Gwen Frempong Boadu is the owner and designer of Gwyneth Shoes. After working for over 20 years in the designer shoe industry and wanting to start a family, Gwen took matters into her own hands and created her own line. Gwyneth Shoes was designed for women of all shapes and sizes, expanding to shoe size 14. Every Fall season, Gwyneth Shoes introduces a wide leg boot and has recently started a bridal line called, Blue by Gwyneth. Gwen's line is in boutiques around the country and also on Endless.com. I'm excited to share her story of perseverance and success. Enjoy!
1. Tell me your story. What were you doing before you started your own business?
Before Gwyneth was a vision, I worked as a design assistant for Sam & Libby (Sam Edelman), where I was eventually promoted to Sr. Designer before moving on to work with other powerhouse shoe companies like Kenneth Cole and Steve Madden.
2. What made you want to start a business and what is your mission?
After working for nearly 20 years and getting to see the world, my life was only about my career. I have always wanted kids, but it was impossible with my demanding schedule, so mainly out of a need for flexibility to start a family, Gwyneth was born. During my years in the industry, I always noticed especially in foreign countries, the awful shoes that tall women wore and the few choices they had to change it. So part of Gwyneth's mission was to create beautiful affordable and comfortable footwear for all women, including those that wear size 10 or more!
3. What inspires you? What keeps you motivated daily to keep growing your business?
My inspiration comes from many sources be it nature, art or life itself. I’m also inspired by the diverse culture and personal style of women from around the world. To keep Gwyneth evolving, I constantly challenge myself on how I can improve or create something new based on voids in my own closet and how they may relate to other women.
4. Do you have a mentor? Who is it and why? Do you believe it's important to have one?
I learned a lot from my first mentor in the industry Sam Edelman. He is one of the most creative people I've ever worked with. I’m still in contact with him today. I think it's extremely important to have someone teach you all the ins and outs that you may not normally be exposed to, it's a great way to expedite your professional growth. Often I approach new collections thinking, what will Sam's take on this be or asking myself, what would Steve (Steve Madden) do?
5. What would you tell someone who wants to get involved in your line of business but doesn't know how to get started?
The best place to get started is with the proper education or having a related background. Most companies require a bachelor's degree in fashion and or business. Of course it's a plus to have the necessary talent and experience as well.
6. What advice would you give to someone with an entrepreneurial spirit?
Anyone looking to start their own business must be extremely passionate about their craft. They should also be prepared to make sacrifices........
I would like to thank Gwen for sharing her story with us. I hope you have been inspired especially if you are an aspiring fashion designer. You can see the Gwyneth Shoes collection and visit the online store at www.gwynethshoes.com.
Be someone’s motivation and tell us your story! To be featured on PeopleWhoProsper.com email Tamara@garrisonprosperitysolutions.com. Put PEOPLEWHOPROSPER in the subject line and share a little about yourself.
http://www.goodcreditunion.com/ 1-800-652-7157 Good Credit Union shares a tax tip and secret of the rich on why you should not buy a car with your taxes. Use your tax return to get your personal credit fixed within 45 days then go and buy that brand new car with no money out of your pocket plus you get the lowest interest rate. Once you have your personal credit fix then you go apply for a mortgage so you can move out of that apartment that you're probably paying 1000.00 to 1200.00 and month. With good credit you can get a low mortgage rate and you'll pay less for it then when you were renting maybe like 900.00 a month which could save you up to 300.00 a month. Don't buy anymore used cars get the car you want with your strong personal credit.
Check out our other services we offer. 2013 and Past Due Tax Preparation for Personal and Small Business Taxes Business Credit Building with No Upfront Fee Personal Credit Sweep Personal Credit Repair Bankruptcy Removal Private Student Loan Removal Guarantee Funding Foreclosure Removal Chex System Removal Seasoned Trade Lines Retirement Plan Transfer to your Corporation Car Repossession Removal Credit Card Charge off Removal Free Net30 Account Reporting Dun and Bradstreet File Review http://www.businesscreditamerica.com/ 1-800-652-7157
http://www.goodcreditunion.com/ Good Credit Union offers Credit Repair Services to help you Get the best deal on a new mortgage, car loan, personal loan, or refinancing. GCU Group, Inc. also offers alternatives to Personal Credit. You can have a CPN- if your worried about identity theft. Many doctors, attorneys, dentist, celebrities, pro athletes use cpn's for identity theft and when they maximize their personal credit. 2013 and Past Due Tax Preparation for Personal and Small Business Taxes Business Credit Building with No Upfront Fee Personal Credit Sweep Personal Credit Repair Bankruptcy Removal
Private Student Loan Removal Guarantee Funding Foreclosure Removal Chex System Removal Seasoned Trade Lines Retirement Plan Transfer to your Corporation Car Repossession Removal Credit Card Charge off Removal Free Net30 Account Reporting Dun and Bradstreet File Review http://www.businesscreditamerica.com/ 1-800-652-7157
A revolutionary NEW source of funding to sweep across the internet in droves is crowdfunding! According to Growthink.com, $100 million USD was pledged in 2011 on the site www.Kickstarter.comalone, launching over 27,000 projects at a 46% success rate. Now that’s impressive!
When you are starting or growing a small business, it typically comes down to lack of resources to raise that much needed capital! Funding is a very important element to the success of any business remaining relevant in a competitive marketplace. If you’ve applied for a traditional loan; SBA Micro Loan; Unsecured Line of Credit; or even a Credit Card to no avail, then consider the HOT new trend in financing…CROWDFUNDING!
What is Crowdfunding?
Crowdfunding is a cutting edge way of raising the much needed money required by businesses to sustain. A group of investors share their resources to support endeavors initiated by individuals or organizations. Many industries can take advantage of crowdfunding; from political campaigns; service or product based businesses; artist; scientific researchers to software development.
3 Business Preparation Tips for Crowdfunding
Select the Best Platform: There are many crowdfunding platforms available with new ones forming daily. It is important to choose the one that can best fit your project funding needs.
Create a ‘WIFM’ Reward Program: Remember that old WIFM (what’s in it for me)? Well, if you want to have a successful campaign, you’d better come up with some juicy reward for prospective investors. The reward you create should be based on the type of campaign you are running. For example, the Crescent Theater was forced to upgrade its equipment and as a part of their reward program, the lowest reward offer is a free movie pass.
Design a Stellar Marketing Strategy: Consider multiple ways to connect with potential investors. The key is creating a diverse marketing campaign. A favorite by many and Google as well are videos! You can also add a slide presentation, a podcast and a simple written message.
3 ways that Crowdfunding can help you:
Independence from Banking Institutions
Banks are sitting on their cash and aren’t lending to start up or small businesses that need capital. At a recent lecture at George Washington University, Federal Reserve Chairman Ben Bernanke innocuously remarked that lately “smallbusinesses have … found it difficult to get credit.” Most banks have high unreachable expectations along with a daunting process. Indeed crowdfunding offers a more realistic approach to funding.
Free Publicity
An opportunity to publicly raise funds for your business idea or existing company to a gazillions of potential investors by way of the internet is astounding! Many entrepreneurs yearn for a chance to receive the type of publicity crowdfunding offers. If well handled, the publicity can greatly catapult your business to immense success.
Validation
Validation of your business idea is important. To know that there are people globally who believe in your concept is empowering. People will generally invest in opportunities that are viable. So every contribution you receive from people simply means that they believe in the validity of it!
3 Top Crowdfunding
Kickstarter: funding platform for creative projects such as films, games, and music to art, design, and technology. Kickstarter is full of ambitious, innovative, and imaginative projects that are brought to life through the direct support of others.
Indiegogo: an international crowdfunding site where anyone can raise money for film, music, art, charity, small businesses, gaming, theater, and more
RocketHub: Fundraising platform raises funds and awareness for projects primarily in fashion, music, theatre, writing, and photography.
In conclusion, businesses can gain a lot by embracing the benefits of crowdfunding. It is a very unique way of raising funds for businesses and can greatly impact positively on the success of a startup making them more vibrant and competitive.
About Author: Sylvia Browder is a small business consultant, trainer and author. She is founder of National Association Women on the Rise, a virtual community for aspiring and established women entrepreneurs. For the past 6 years, she has worked as Project Director of the Women's Business Center; and served as an online volunteer SCORE counselor since 2004. For FREE weekly articles go to Sylvia Browder's Blog for Women Entrepreneurs, http://www.sylviabrowder.com.
http://www.businesscreditamerica.com/ 1-800-652-7157 Business Credit America announces no upfront fees for Business Credit Services. We charge you 15% once the business if funded. In order for a client to get access to these privilages they have to have a 700 fico score with all three credit bureaus (Experian,Equifax,Transunion). If you do not have a strong personal credit score then you setup a consultation with Good credit union first and they build your personal credit, whether it be removal of foreclosures, bankruptcy's, chargeoff's, private student loans, car repossessions, judgements, or inquiries. They offer 100% money back guarantee.
Check out some of the other services they currently offer. 2013 and Past Due Tax Preparation for Personal and Small Business Taxes Business Credit Building with No Upfront Fee Personal Credit Sweep Personal Credit Repair Bankruptcy Removal Private Student Loan Removal Guarantee Funding Foreclosure Removal Chex System Removal Seasoned Trade Lines Retirement Plan Transfer to your Corporation Car Repossession Removal Credit Card Charge off Removal Free Net30 Account Reporting Dun and Bradstreet File Review http://www.goodcreditunion.com/ 1-800-652-7157
Both career women and those in business have faced many obstacles in past decades and unfortunately, still today. Women in the workforce have battled glass ceilings, unequal pay for equal production and undeserved stereotypical barriers. As business prototypes have changed with the advent and growth of the internet, so have the unique issues encountered by women in business. Below are five of these challenges and solutions to overcome and achieve success.
Challenge 1: Lack of Cash Flow
Even the most brilliant business plan will fail without sufficient cash flow. Simply put, cash flow can be loosely defined as "cash in" (as generated by revenue) and "cash out" (to pay the expenses incurred to achieve "cash in." Inadequate cash flow can stifle a business into failure.
Let’s just get real… your creditors, employees or suppliers don’t care about your cash flow woes. They want to be paid in a timely manner!
Solution:To simplify this problem, as well as correct it, look at all facets of the balance sheet and income statement. Is there a lag time between the time you have to pay your creditors, suppliers and employees and when you collect from your customers? If so, you must pinpoint the problem areas and take necessary steps to correct them.
Four quick solutions to manage your cash flow:
Consider factoring. In factoring, a business owner sells accounts receivable at a discount to a third-party funding source that pays invoices immediately. Chris Lehres, a loan officer for Versant Funding says, “A wide range of companies in a multitude of industries, including some with a negative net worth, that are losing money, and often even companies in Chapter 11 Bankruptcy are eligible for factoring services.”
Open a line of credit. A line of credit is a standard service provided by many banks and credit unions that serve small businesses. Your banker can best discuss the benefits of a business line of credit.
Offer several payment options to your clients, such as Electronic Funds Transfer (EFT) or pay pal.
Track your receivables. Have a collection process in place so that you have a protocol to handle aging invoices.
Challenge 2: Undefined Niche
To Niche or Not to Niche…that is the question. What is a niche? A niche business is one that targets a very specific group of people with specific shared interest. A business with an undefined niche is like a ship sailing in shallow water.
By creating a niche business allows you to market to your ideal clients. For example, if you were a behavioral psychologist targeting teens, you would market your services in places where parents are likely to find out about you; such as advertising in parent magazines, providing resources to local middle and high schools or joining organizations geared towards parents.
Solution:By understanding who and where your ideal customers are; it is easy to craft a marketing plan to target them. Here are three easy ways to target your potential clients:
Improve your website’s SEO with specific key words
Generate exposure locally and virtually with professional speaking, seminars or publishing a book or articles.
Craft a clear message that speak at the heart of your customer
Challenge 3: Not Understanding the Power of Referral Marketing
For years, the mantra for success in marketing was "cold calling." Today, we know that cold calling is ineffectual, especially when compared to referral marketing. Referral marketing is promoting your business thru referrals and word of mouth networking to more effectively gain sales.
When comparing referral marketing to cold calling, think of it as sowing grass seed. It is much easier to grow grass from seeds if you know how fertile the ground is. You can scatter a handful of seeds over a wide area of dirt and some of it may, or may not, take root.
Solution: Find others with whom to network and collaborate to gain sales. For instance, if your business sells cars, you might collaborate with a local automobile service company with the result that the purchase of a car includes a certificate for a free oil change from the car servicing business. Both businesses benefit and just increased the likelihood for repeat business.
Challenge 4: No Social Media Plan
Random tweets and meandering Facebook posts will result in a lot of time devoted to zero results. Before making another useless post, sit down with pen and paper and make a list of what you want to achieve from social media. To which social media do you belong? What are some social media marketing strategies that you have noticed from other companies? What do you have that will offer value? You may find that your company is spread a little too thin across the social media spectrum. Quality truly is superior to quantity in this respect.
Solution: Create a social media marketing plan and stay the long haul. Establishing a strong presence can be a very time consuming process. It is unwise to expect your list of fans, followers or subscribers to grow overnight.
Challenge 5: No Strategic Plan (after 3 years in business)
Without a strategic plan, a business can become stagnant in the mire of what is immediately going on, rather than focusing on long-term goals. Successful businesses recognize the critical need for strategic planning and it is an ongoing process - it is never finished.
Solution:An effective strategic planning process allows small businesses to take control of their future and stay focused on the essential areas that will result in sustained periods of growth and success. Here are six tips to help you in the planning process:
Assess the Current Business Environment
Focus on Important (SWOT) Strengths, Weaknesses, Opportunities and Threats
Define (or Redefine) the Company’s Mission and Goals
As you can see, there are many hurdles that can cause women to fail in business; nevertheless, many solutions to prevent failure from happening. These are my top 5 challenges; what other challenges do you think women face today?
WANT TO USE THIS ARTICLE? YOU MAY AS LONG AS THE BLURB BELOW IS INCLUDED:
Sylvia Browder is a small business consultant, trainer and author. She is founder of National Association Women on the Rise, a virtual community for aspiring and established women entrepreneurs. For the past 6 years, she has worked as Project Director of the Women's Business Center; and served as an online volunteer SCORE counselor since 2004. For FREE weekly articles go to Sylvia Browder's Blog for Women Entrepreneurs, http://www.sylviabrowder.com.
I know right? Only 90 days until 2013. And if you haven't thought about it yet, ask yourself... what have you done in 2012? If you own a business, have you met your financial goals for 2012 so far? Have you met your customer service goals for the year? Did you even start the business you wanted to or are you still thinking and talking about it? What about if you have started a movement, does the world know about your cause? Did you get the job or start the career you wanted?
Well, if you haven't met your goals, I'm here to tell you that you still (or ONLY) have 90 days to reach your goals for 2012. You should start a countdown now to push yourself to meet your most important goals. If you are looking to get started in 2013, this is a great time to begin your planning process. You should be planning how you are going to be successful in 2013. You should be writing your business plan, looking for investors, or figuring out how you are going to finance your business.
For some of you, the answer will be positive. For those of you that have met your goals so far, I applaud you for working so hard! For those of you that do not have a positive answer, this is not to make you feel like a failure but it is a friendly reminder to wake up and ask yourself, WHAT HAVE I DONE IN 2012??
Let's get to work and make the last 90 days prosperous!
We would love to hear from those that have had a good 2012, how did you do it? What advice do you have for those still trying to meet goals in the next 90 days?
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Want advice from from real entrepreneurs who've been where you are?
Need inspiration to get started or keep moving forward in your business?
If so, I think you'll love this! I'm so happy to announce that in February 2013, I'll be launching a magazine, exclusively for women entrepreneurs called flyy, female & fabulous! This publication is dedicated to profiling a variety of women entrepreneurs who encourage and motivate women who aspire to become entrepreneurs and those interested in growing their businesses.
Available in both digital and print formats, our mission is to inspire, motivate and encourage aspiring and current women entrepreneurs. To learn more about flyy, female & fabulous, please visit our website, and check us out on Facebook! :-)
Business Credit America has doneit again. This time, their taking on the credit industry to prove to Americans it is still possible to build business credit. Their offering a free business credit forum and BUSINESS training teaching entrepreneurs, small business owners, internet and online marketers how to properly structure themselves for the best asset protection.
As the banks and other financial institutions still refuse to help the American economy rebuild itself, Business Credit America has decided, they will not wait until after an election to help revive the economy. A spokesperson for the company, said “they feel the American Economy should not be struggling when you have so many multimillionaires that are able to help small business owners keep their business going and help start new businesses”.
Business Credit America is offering a Free Business Credit Forum and Business Training to the American public. Learn some of the Basic things most business owners miss in order to have a successful business
• Learn, How to properly structure your business for the strongest asset protection • Learn how to properly order you EIN number • Learn about current trade vendors that offer business credit on net terms, such as ShareDaLuv.com, AZSnaxks.net, TradeSmartProducts.com, VipElectronicsCenter.com, SNS.com, these are just a few trade vendors. • Learn the difference between a Paydex score and a Business Credit Score • Learn how to properly file a Ucc-1 financial statement to help your business or personal credit Business Credit America offer so much business information to help get the American Economy get back going. Check them out at BusinessCreditAmerica.com and join their free business credit forum today, IT’S FREE http://BusinessCreditAmerica.com
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Becoming a Power Player in the Coaching Business isn't easy, but it's possible.
Ladies – are you:
A woman with a defined area of expertise or a unique skill to offer the world who is trying to determine if coaching is the right pathway?
An ambitious female entrepreneur who started your own coaching business and is trying to figure out how to get your business out of first gear?
A woman who ealized that the corporate world was not for her and left to use your expertise as a coach in your field?
A professional coach with an established coaching business who isn't earning what you deserve?
If you fit into any of these categories, keep reading.
The Coaching Business is like a game of chess and every woman entrepreneur must play to win. Regardless of your current position in the industry, all women share one common drive – to become the Queen of our respective domain. However, in order to become a Power Player, you must have more than desire and determination; you need to have a Framework for Success.
Let me start by setting the table:
In my twenty-four years in business, I’ve had the opportunity to sit in the C-Suite of two National Healthcare Corporations, work as a Division Chief for three State Government Agencies, serve as a Commissioner for Women in 2 states, and direct a National Women’s Association. In these roles, I hired a variety of coaches to help with skill development, provide training and speak at conferences. Today, as a National Business Consultant and Trainer, I have the pleasure of coaching hundreds of women (and men) in corporate leadership roles, as well as small business entrepreneurs.
Coaching is an industry that’s ripe, if you pick from the right tree! I want to see women entrepreneurs rock the coaching industry like never before; and now is the ideal time. But the only way this can be done is if more women learn how to become “Power Players”. A Power Player is a women that, no matter where she began her coaching journey – be it in the “Hood” or at “Harvard” – knows how to play the game exceptionally well, stand out, and even change the game altogether.
What Does It Take to be a Power Player?
The business arena is the ultimate proving ground for one’s skills and abilities, especially as a coach. It’s the ultimate self-development and growth experience. The business world provides you with the opportunity to stretch your mind and broaden your expertise in the process of producing results for your clients. Coaching is a matter of expanding the capacity of one person or many to win in the Super Bowl of their own life or career, but your coaching skills have to be a proficient enough to show them how to do that.
The structures, models and methodologies of the coaching business are numerous, but most are designed to facilitate learning new behavior for personal growth or professional advancement. Coaching is the process of helping to identify the skills and capabilities that are within a person, and enabling them to use them to the best of their ability. As a coach, you must possess the skill, ability and ingenuity to help people envision and create the better future for themselves or their organizations.
Becoming a Power Player in the coaching industry encompasses four things:
Learning the Game – This involves knowing the rules of the industry, understanding your niche in the field, and figuring out what it takes to be one of the top contenders.
Playing the Game – This involves knowing how to connect with the right networks, figuring out where to focus your efforts to build your clientele, and what products and services you should offer.
Mastering the Game – This involves figuring out how to build eminence in the market and how to position yourself to continuously move through a series of destinations to avoid complacency.
Redefining the Game – This involves leaving your mark in the field, becoming a revolutionary coach, and creating a legacy that will impacting others for years to come.
Now that you know what it takes, let’s outline the Power Player Manifesto. To be a powerful coach in today’s business environment, you must be serious about putting your coaching services on the national map and this requires a specific vision, mindset and method. The infographic below provides a framework to show you the four most critical areas for coaches to establish themselves and/or improve in order to step-up their game during the last quarter of 2012 and in 2013.
The Framework:
Business Strategy – How You Compete:
This helps establish your “position” in the field and guides how you compete. Coaches aren’t and shouldn’t try to be experts in every area. What is your established area of expertise? What type of coach are you – life, business, career, health, fitness, spiritual, executive, dating, financial, etc. Find and establish your niche. Trying to be a jack-of-all-trades makes you a master of none. Likewise, if you were a mailroom supervisor making $38,000 a year at the height of your professional career, you shouldn’t jump into the coaching business claiming to be able to show people how to make a million dollars as entrepreneurs – unless you’ve already made your first million.
Compete based upon what you know, do well, and can demonstrate past results! Your clients will know if your expertise is being recited from a blog or a book or if it came from your own experience and knowledge. Your business strategy should always flow from the position you’re establishing in the market. For example, Life Coaches offer very different services & products, and address a completely different set of issues than Executive Coaches and you don’t want to send a mixed message to clients or potential clients.
Branding Strategy – How You Build a Name, Reputation and Loyal Clients:
Once you know your business, then you can build a powerful brand. Your brand as a Coach is the platform upon which you stand and the promise of what you plan to offer to clients. Therefore, your brand messaging has to be consistent with the business area in which you’ve positioned yourself. If you’re a Business Coach, why would you market your latest “healthy living” product or "organic soap"? However, if health & wellness is a part of your business coaching platform, how have you integrated the two areas? Do your clients understand the correlation between all of your products and services? You don’t want potential clients to think that you’ve changed focus areas based upon your brand messaging, particularly if you cater to corporate clients.
Financial Strategy – How You Profit:
This is where the rubber meets the road. If you’ve started or plan to launch a coaching business for lifestyle economy reasons (i.e. to augment your 9-5 paycheck) and you’re not looking to build wealth as an entrepreneur, then none of this information is really pertinent. But, if you are in the coaching business to build an enterprise economy, then you must have the right financial strategy and revise it as the needs or trends in the market change. Do you know what are other coaches charging? Are your products comparable? Upon what did you base your pricing model? Did you know that pricing is related to and can actually dictate your target market? Pricing too low or too high can also make it difficult for you to move up or down at a later date.
Keep in mind that Ken Blanchard can bill a million+ dollars for his teams coaching services. Your products and methods may be just as good, if not better, but you have to prove that you are worth the higher bill rate. Posting YouTube videos of yourself sitting on your bed giving a coaching lesson in business management strategies won't get you to the million dollar club! Proven business experience comes from results and outcomes. What results can you show with current clients to substantiate your pricing model or bill rate?
Leadership Strategy – How You Build Eminence and Grow Your Business:
Okay – now for some real talk. If you don’t consistently play this game like you’re a “true” WNBA player, then you’ll end up on the bench or in early retirement. You must focus on optimizing what you offer and maximizing the results for your clients. Every day hundreds of men and women are stepping into the coaching field, including CEO’s from billion dollar corporations with “proven business experience” and the competition is fierce. Whatever got you to where you are today, won’t keep you there tomorrow.
If you want to be a leader in the field, you must be innovative and focus on solutions. Leaders don’t follow the same tactics as others, they figure out how to do things better and how to add more value than their competitors. Ask yourself this question, if you had to pitch a proposal for coaching services in "Change Management" to a group of CEO's from 3 Fortune 500 Companies, what innovative service or product could you bring to them that would make you a top contender against Ken Blanchard Companies, Anthony Robbins, or even another small business coach? This question illustrates why your leadership strategy must focus on where you want to go as a coach, and not just on where you are today!
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If you are serious about becoming a Business-Savvy Entrepreneur and a Successful Coach and you want to increase your earning potential, Monique Stoner can help!
Visit her website at www.moniquestoner.com. Monique has upcoming webinars focused on helping women in the Coaching and Consulting Businesses. LIKE her on Facebook atwww.facebook.com/MoniqueStonerFanPage to get immediate notices about her webinars.
Monique is also launching the MBA Center for Women website and virtual training services on Oct. 16, 2012 at www.mbacenterforwomen.com.
There is a BIG shift happening in America today. Attention is being paid to the true wealth of our inner cities. Hospitals, universities, community colleges and other "anchor" institutions in our U.S. cities are looking to "local" markets for their services and supplies.
It's all part of that "go local" movement and it is also about building up our domestic economy.
Fresh Urban Marketing is a service organization specifically for small businesses in urban centers and regional towns. We know that our cities are filled with big “potential” from major institutional community anchors like universities and hospitals, to revitalized manufacturing sectors and retail centers that all contribute to diverse and sustainable communities for YOUR business.
It’s important for small businesses to know what’s possible and changing in our cities today. That knowledge can translate into increased sales and sustainability.
We help small businesses by providing:
Timely news and marketing information to keep small urban and suburban businesses informed and prepared.
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Are you ready to make a positive change in your business? Contact me today at sharon@freshurbanmarketing.com to learn more or visit our Services page to learn how we can get working for you today.
Business Credit America specializes in helping companies nationwide gain greater access to trade credit and investment capital. Our program, uses a step-by-step approach to help companies solidify their financial standing, so they can build a business credit history, obtain lines of credit and position themselves for loans from banks, angel investors and other outside funding sources. 
