(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America (S.E.A.)

an Houston, Texas based mentoring program for high school students, students at risk, and college bound students who want to attend an Historically Black College / University. (HBCU).

S.E.A will post a scholarship for minority students each day. If you are a high school senior, junior, or an transferring college student, these scholarships are for you. FREE MONEY! We all know through life there is nothing Free, you have to apply to receive this money. Your cost is time. The time it takes to fill out the scholarship application.. Look for the S.E.A. blog each day, highlighting a new scholarship listing 2010/2011

STUDENTS / WOMEN OVER 30 YEARS OLD

SCHOLARSHIP OF THE DAY

9-10-2010

The National Hook-Up of Black Women, Inc.

SCHOLARSHIPS. (NHBW, Inc.)

SCHOLARSHIPS

There are two categories of awards:

The 2011 scholarship application will be available November 2010.

The 2011 scholarship application will be available November 2010.

For information or to receive an application by mail, please send a letter requesting an application and include a stamped self-addressed envelope to:

CONTACT: Scholarship Committee
National Hook-Up of Black Women, Inc.
1809 East 71st. Street, Suite 205
Chicago, IL 60649

Phone: (773) 667-7061

Fax: (773) 667-7064

Website: http://www.nhbwinc.com/scholarships.html

Local chapters provide scholarships as well. Contact the local chapter nearest you for details.

EDUCATION

The Education Committee plans and implements educational programs and activities sponsored by the organization. This Committee enhances the professional development of chapter members through planned activities or workshops on various topics. It maintains communication with scholarship recipients to determine their current educational status, progress and academic accomplishments. It offers *mentorship and advisement to current scholarship recipients to strengthen and/or enhance their *educational achievements.

It is our desire that scholarship recipients, upon graduation and after gaining full-time employment, will join NHBW and continue the *legacy of helping other youths to achieve.

KNOWLEDGE IS POWER.

Resource: http://www.nhbwinc.com/index.html

p.s. If you need help in your scholarship search, please contact

S.E.A. c/o NORRIS COLEMAN @ mr.nncoleman@yahoo.com

*As part of S.E.A. Mentoring Program, we want to build our Mentees vocabulary. S.E.A. has chosen to italicize words and statements in blue for our Mentee to understand and use in their vocabulary

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America (S.E.A.)

an Houston, Texas based mentoring program for high school students, students at risk, and college bound students who want to attend an Historically Black College / University. (HBCU).

S.E.A will post a scholarship list for minority students each day. If you are a high school senior, junior, or an transferring college student, these scholarships are for you. FREE MONEY! We all know through life there is nothing Free, you have to apply to receive this money. Your cost is time. The time it takes to fill out the scholarship application.. Look for the S.E.A. blog each day, highlighting a new scholarship listing 2010 / 2011.

The Basics Of School Loans

At one time all you needed was a high school diploma in order to attain a good occupation. Nowadays, it's a different story, a college degree is virtually mandatory for any type of good-paying occupation. Alas, college is extremely costly. Even when you attend a state school with discounted in-state tuition, college costs frequently surpass those of autos and houses. Although most families don't have the funds to *ante up for a multi-year college education, assistance is obtainable in the form of a *school loan.

The school loan is available in two different flavours. The need-based school loan is for people who need help with paying for an education and are configured to meet part of the educational costs. The non-need based loan helps to pay a share of the family contribution when cash is tight.

For both graduate and undergrad pupils, the *Fed Stafford Loan offers up a simple-interest, *collateral-free, government secured school loan. While the student remains in school, interest accumulates at a lesser rate. The rate of interest is fixed and doesn't adjust up or down during this time. Once the Stafford school loan is taken out, there is a rate of interest ceiling that's imposed. At no time during the lifetime of the loan can the rate of interest rise above this ceiling. When the student leaves school or graduates, they're afforded a six-month goodwill period before they have to *commence repayment of the loan.

The Federal PLUS school loan, or Parent Loan for undergrad Students, is akin to the Stafford loan. Its non-need based, and is also no-collateral, simple interest, and government secured. PLUS loans permit parents of undergraduate students to borrow up to the full amount of college costs, less any fiscal aid, grants, or scholarships. PLUS loans are up to ten years in length and there is no penalization to prepay the loan in full. Parents can start payment while the student is still registered in school.

These loan options occasionally don't cover every cent of all college expenses. When there is a gap between loans and true costs, alternate loans may be looked for. A lot of lenders offer up private student loans that are *akin to the government student loans. They have low rates, no charges, deferred payment, and multiple repayment choices. A different option is for parents to borrow against their house equity to finance college training.

Although this alternative offers income tax advantages, a home equity loan doesn't have the same sort of flexibility as federal student loans. For instance, when fiscal hardship arises, federal student loans may be placed in *forbearance. Home equity loans cannot. Besides, loans can be consolidated into one student school loan that has adaptable repayment choices. Home equity loans commonly only have one repayment option.

Learn a lot more about school funding at school loans.

By James Hunaban

The Student Loan

The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables students to take care of their varying college expenses. A student loan however, is a loan that must be repaid under specified circumstances.

Each of the following are student loans with differing conditions and time frames for repayment:

Virtually any school or program will allow you to utilize the Direct Student loan, Guaranteed Student loan or PLUS loan. It is very important to thoroughly research all available options for funding long-term education. Your future is tied to your funding, which is your student loan.

John Williams is the student loan blogger at http://studentloan.blogspot.com. He reviews student loans and interprets often complicated financial data into simple to understand language.

By John Williams Article Source: http://EzineArticles.com/?expert=John_Williams

SCHOLARSHIP OF THE DAY

9-13-2010

The Elie Wiesel Prize in Ethics Essay Contest

Scholarship ID: 119925

Scholarship Description: The Prize in Ethics Essay Contest is an annual competition designed to challenge college students to analyze the urgent ethical issues confronting them in today's complex world. Full time Juniors and Seniors at accredited four-year colleges and universities in the US are welcome to enter the Essay Contest and compete for $10,000 in prizes and the opportunity to meet Elie Wiesel in New York City.

Contact: The Elie Wiesel Foundation for Humanity

Address: 555 Madison Avenue

20th Floor New York, NY 10022

Phone: 212-490-7788

Fax 212-490-6006

Email Address: Alexandrea@eliewieselfoundation.org

Application Deadline: February 12, 2011

Number Of Awards: (5) FIVE

Maximum Amount: See Description

Website Address: http://www.eliewieselfoundation.org

For more information about the Essay Contest or The Elie Wiesel Foundation,

please visit: http://www.eliewieselfoundation.org

GO TO SCHOLARSHIPS.COM http://www.scholarships.com/Award.aspx?AWARD_ID=14

p.s. If you need help in your scholarship search, please contact S.E.A. c/o

NORRIS COLEMAN @ mr.nncoleman@yahoo.com

*As part of S.E.A. Mentoring Program, we want to build our Mentees vocabulary. S.E.A. has chosen to italicize words and statements in blue for our Mentee to understand and use in their vocabulary

(New scholarships posted everyday)

Students Seeking Education by Experiencing Academic America (S.E.A.)

an Houston, Texas based mentoring program for high school students, students at risk, and college bound students who want to attend an Historically Black College / University. (HBCU).

S.E.A will post a scholarship for minority students each day. If you are a high school senior, junior, or an transferring college student, these scholarships are for you. FREE MONEY! We all know through life there is nothing Free, you have to apply to receive this money. Your cost is time. The time it takes to fill out the scholarship application.. Look for the S.E.A. blog each day, highlighting a new scholarship listing 2010/2011

All about the FAFSA

The Free Application for Federal Student Aid, or FAFSA, is the main application for most federal aid programs. The FAFSA seeks to determine an individual’s ability to pay for college, and according to the Department of Education, the previous year’s tax information leads to the most accurate assessments. Questions will be asked requiring both your 1040 and your W-2’s, so (if you have them) you will need both those documents to complete the FAFSA.

In the winter or spring before you are set to begin college, you will need to complete a FAFSA on the Web in order to apply for federal aid. Applications are available on January 1 each year, and you’ll have to do a new application for each year you are in school. FAFSA deadlines vary by state and can occur as early as the February before the first semester in which you’re requesting financial aid.

If you are an *undergraduate student who is under 24, isn’t married, doesn’t have kids, and is neither a veteran nor a foster child or emancipated minor, you will need to use your parents’ tax information as well as your own, regardless of who is responsible for paying your tuition. However, if you are *estranged from your parents, it may be possible to *appeal through your school’s financial aid office. Appeals can also be made based on changes in your financial situation not reflected in your previous year’s income taxes, such as the loss of a job. WWW.FAFSA.GOV

SCHOLARSHIP OF THE DAY

9-12-2010

Federal Supplemental Educational Opportunity Grants Scholarship ID: 93063

Scholarship Description: The FSEOG Program provides need-based grants to low-income undergraduate students to promote access to postsecondary education. Students can receive these grants at any one of approximately 4,000 participating postsecondary institutions. Institutional *financial aid administrators at participating institutions have substantial flexibility in determining the amount of FSEOG awards to provide students who are enrolled or accepted for enrollment. Priority is given to those students with “exceptional need” (those with the lowest expected family contributions at the institution) and those who are also Federal Pell Grant recipients. Financial need is determined by the U.S. Department of Education, using a standard formula to evaluate the financial information reported on the FAFSA and to determine the family’s expected family contribution (EFC). After filing a FAFSA, the student receives a Student Aid Report (SAR), or the school receives an Institutional Student Information Record (ISIR), which provides the EFC.

Resource: http://www.scholarships.com/Award.aspx?AWARD_ID=24

For more information, visit http://www.ed.gov/programs/fseog/index.html

Contact: Federal Student Aid

Address: PO Box 84

Washington, DC 20044-0084

Phone: 800-4FE-DAID

Application Deadline: Varies

Number Of Awards See Description

Maximum Amount $4,000

Website Address: http://www.ed.gov

p.s. If you need help in your scholarship search, please contact S.E.A. c/o

NORRIS COLEMAN @ mr.nncoleman@yahoo.com

*As part of S.E.A. Mentoring Program, we want to build our Mentees vocabulary. S.E.A. has chosen to italicize words and statements in blue for our Mentee to understand and use in their vocabulary

Press Release-

FOR IMMEDIATE RELEASE

Media Credentials
Contact: Andre’ Pittmon
Office Tel. 323.712.9955
Email: vpcreative1@yahoo.com

Preston Glass Gets A Rebirth

Rebirth To Start A New, A New Beginning.

Hollywood, Ca Wed April 20, 2010 Preston Glass US Music Producer, Musician/ and Songwriter. The list of numerous artists he as work with, Whitney Houston, George Michael, Ice-T, Lionel Richie, Earth, Wind and Fire, Clarence Clemons, Warren Hill,Aretha Franklin,Dionne Warwick,Kenny G, Patti Austin,The Delfonics,The Temptations,Diana Ross,Philip Bailey, Peabo Bryson, Evelyn ‘Champagne King,Howard Hewett, Narada Michael Walden, Brenda Holloway,The Stylistics, Teddy Pendergrass,Norman Connors Ali Woodson,. the list goes on. He has contributed as a songwriter for George Benson,”System Of Survival”, Natalie Cole “Miss You Like Crazy”, Aretha Franklin “Who’s Zooming Who”, “Jimmy Lee”, Kenny G “ Songbird” Earth, Wind & Fire,”System Of Survival” Jermaine Stewart,”We Don’t Have To Take Our Clothes Off” Stacy Lattisaw & Johnny Gill,” Perfect Combination” Mase,” Keep It On” .

Preston has become TV Producer with a new created reality show Rebirth. Along with dynamic TV personality, Sheila “O”, Cuba Gooding Sr, Producers Mickey Stevenson, Andre’ Pittmon, in conjunction with EdnaRmet Entertainment, She-la-la Productions produces a new hot reality show: an experienced music industry team makes former Billboard chart busters dreams come true. The series features cross promotion with the biggest record producers in the world, past and present:

This new format challenges your favorite one-hit wonder recording artists/bands/groups from the 60s, 70s and 80s, who have long disappeared from the music biz, to write and perform a new song with the help of hit-making record producers. A panel of judges, in front of a live audience each week, selects the subject matter of the new song; the catch is, they only have 30 minutes to complete the song. These artists and producers all have notable household names that carry a large TV viewing audience both domestically and internationally. As such, the demographic range is expansive. This show has the staying power to cover all artists long forgotten. The names of celebrities/cast members reads like a grocery list Cuba Gooding Sr, Ollie Brown, Cornelius Grant, Florence La Rue, William Goldstein, Quentin Dennard, Ron Brewington, Claudette Robinson, Pat Hodges, Mickey Stevenson, Preston Glass, Brenda Lee Eager, Ollie Woodson, Reggie Calloway, Chris Bolton.

VISIT www.sheilaoshow.com

I’m a big fan of Ms. Marquette’s work and TURNABOUT, her latest novel, is a beautifully written masterpiece...

---Tamela Quijas, Author: Blood of the Beast

To read the full review, click here.

For more on this enticing love story that involves family, friends and foes, or to read a tantalizing excerpt,

click here.

A couple of years ago, I went through a very stressful time in my life, and became very careless with my diet and exercise regimen, and ended up gaining about 25-30 lbs. Now as a professional dancer, that
might as well have been 50 or 60 lbs.! During that time, I of course was
not happy with the condition that my body was in, however, it took a
while for me to get to the point where, it was time to wake up and make a
change. Mastering the power of focus is part of what got me out of the
rut that I was in.

This article is Part 2 in the, "Mastering the Power of Focus" Series, and I'd like to share with you how focusing can help you overcome challenges you may face with your health and wellness.

When it comes to your body, we all know that we need to "eat healthy and exercise regularly". But what happens when life takes over? Maybe you're stressed because of financial problems, or trouble in your
relationship or marriage. What if you, your child, or a loved one, is
sick, and the emotional stress is taking its toll on you? You see where
I'm going with this. Eating healthy and exercising regularly isn't
necessarily as easy as it sounds under these types of circumstances. We
must, however, put things in perspective.

I would say that, to master the power of focus, you need to realize/do three things:

1) Understand that the power of focus lies in your hands. You choose what you focus on. You can focus on your circumstances, or focus on God. Focus on the positive or focus on the negative. Therefore, it
can work for you, or against you. Focusing is an action word, a verb, a
decision, and it is crucial in your daily life. If you'd like to lose
weight, you must focus on that vision of your physical self, and your
life, once you are in a healthy place again, and nothing else. This will
allow you to overcome the junk food temptations that you are confronted
with everyday, because your focus is on your goal. The list goes on...

2) Set goals, focus on them, and begin crawling towards them. I use the word "crawl" because it's usually the little steps that we take each day that make the most difference. It's unbelievable to me how
much we can accomplish, or change in our lives by doing, or not doing
something, once or twice a day. Take time to meditate or go for a walk
for just 5 or 10 minutes, in the middle of the day, and see how
differently you feel. Choose to stop working from home at 8 pm every
night, and watch how much more relaxed, happy, and productive you will
be throughout the day. The same goes for going to sleep 30 min. or 1
hour earlier than normal. Figure out what will work for you, and do it
today!

3) Your thoughts become actions, and your focus begins in your own mind. Are you a negative thinker? Do you always see the glass as half-empty? Well, if you focus on the negative, then that's what you'll
always get. Choose to be positive and see the positive in people and
situations. That way, negative people or occurrences (although they will
come) won't sway your new-found mastery of focusing on the positive and
what you want.

And by the way, no one ever said that this would be easy. But, it's crucial to be actively controlling and streamlining what you focus on from day to day. Otherwise, your mind will be controlled by your
circumstances, and by what others say, do, or think, and believe me, you
don't want that! :)

To Read more from my blog, go to, http://danceprosusa.wordpress.com

Stay tuned for Part 3......

Normally I’m all about free ways to get traffic to your website and learning how to automate your SEO projects so it’s easy and simple. I’ve had some success getting my articles and blog content posted and reviewed.
But there are things about SEO that I still need to learn.

Let’s face it the online internet marketing system is constantly changing and websites like Facebook are ranking higher in the search engines than Google these days and even gets over a million more people going
and signing onto Facebook than Google. But several people don’t know how to
even begin learning how to advertise on Facebook effectively and get more
traffic to their website.

DISCOVER THE SECRET TO GETTING MORE TRAFFIC TO YOUR WEBSITE

Getting traffic to your website is essential and important toward your website ranking in the search engines and making more sales. This new product that Jeff Johnson has created is exclusive and is actually going to
go down in the next few days. Yes I know this is last minute but you will have
to get signed up by April 2^nd 2010 to get on this new product.

Jeff is a well known traffic generator, he is an expert and has already earned well over millions of dollars doing this. Not only that but he is the top affiliate for sites like ClickBank.com and other affiliate
products he promotes.

If you want to find out more info about him I suggest you look him up on Google because he is the real deal.

CLICK HERE TO GET STEP BY STEP STRATEGIES TO GET MORE TRAFFIC

Believe me you CAN make money online. He has brought in a huge line up of the best of the best internet marketing including Frank Kern, Leslie Rohde, Jeff and Ryan Ringold, and many more to personalized one on one
coaching and guidance. He has also lined up a step by step process of how you
can get started with the program, develop your own product and sell them
effectively online, be an affiliate marketer, get the inside tips, AND ALL THE
SOFTWARE YOU NEED directly from the instructors and people who have made
millions doing this themselves. This is a must have access coaching system.

P.S.

START GETTING TRAFFIC TODAY

Posted by Anita Moore http://www.girl-friends.ning.com

When should you give your kids a credit card? Should you wait until they're 18 and off to college? Or is younger better? This can be an explosive topic for parents, many of whom have very strong ideas about what's best for their teens when it comes to credit. A new ABC News poll found that 71 percent of parents are opposed to giving kids a credit card before the age of 18, even one that has a restricted balance and is linked to a parent's account."GMA" assembled a roundtable of moms and dads with children between 8 and 17, who were passionately divided about the topic. Some said children need to have access to credit to learn how to use it safely, while others were adamantly opposed to the idea. Most parents agree that kids should learn to save and budget and should earn their own money. But when adults are struggling with their own credit along with the increasing and complex material needs of children, it can be difficult to decide when to help them get plastic. What's the Appropriate Age? Mellody Hobson disagrees with the majority in the ABC News poll, and advises getting your child a credit card linked to your account at 16. She thinks 18 is too late because, at that point, you no longer have total control over your child's spending and credit habits. Parents should look at 16 as a milestone age, she says. We already equate turning 16 with getting a driver's license, 18 with the right to vote and 21 with the right to drink. Make 16 the age you start teaching your child about financial independence and responsibility. Benefits of Giving Your Teen a Card-You Can Monitor and Control Activity A credit card can give you some control over your child's spending and credit management skills, especially before they go off to college, Hobson says. You can discuss with them the proper way to use credit before they get a card of their own, kind of like credit with training wheels. You get to see all of your child's transactions in your monthly statement if they are an authorized user on your card, and you will be able to better recognize any impending issues and problems they might develop in the future. MY VIEWS: View the video and tell me what you think? Personally this has made me recognize that I can handle finances with my sixteen year old son differently. I’ve been holding a credit/debit card for him and when he gets paid, I would take a few dollars from him and match it and put it on his debit card for when he started college, but now I see that I need to give him the card so that he can learn how to handle his credit himself. Even though I still feel a child shouldn’t get a credit card until he has a job, this is a good eye opener. What’s your opinion? Kids Won't Have to Carry a Lot of Cash There's one other really big advantage to giving your 16-year-old a credit card, Hobson says. By giving your child a card, you're making sure they will not be carrying a ton of cash which can be very unsafe for them.

• Convenient and fast: there are a number of different health products. Juice and capsules are 2 of the most well liked forms of product. Customers take these products twice or once per day. People find this very convenient.
• 
  
• More health awareness: the public is getting more health conscious, resulting in a rapid growth of the wellness industry. There is a growing concern to stay fit and healthy. With more public awareness about nutrition, health supplements have become a necessary part of diet.
• 
  
• An abundance of research: A lot of research has been done with wellness products especially health supplements. This research proves to the public that these products really work. This means that they will trust these products more and be wiling to try them out.
• 
  
• Hungry market: there are many people from all walks of life that are concerned about their health. This fact has led to huge growth in the wellness industry. Because of this fitness and health supplements are easy to sell. This marketing is booming due to the increasing number of people wanting to know more about improving their health and lifestyle.
• 
  Network marketing is a highly efficient way of selling products. This marketing method has contributed to the rapid growth of the health industry as people become more familiar with products and are encouraged to buy them. Companies have found this method of product distribution to be fast and cost effective. New entrepreneurs have flocked to network marketing as an exciting start up business.
  
  Books by Paul Zane Pilzer have increased the popularity of the wellness industry still further. He is a celebrated for his expert market analysis and as an economist. He also recommends network marketing and has backed this up with informative books.
  
  There is a general consensus in the business world that the wellness industry is the up and coming market of today. This is the time to carve your niche in this market. Forecasters predict that by 2010 the wellness industry will be worth around 1 trillion dollars.
  
  
  
  About The Author:
  
  Michelle Penfold is a Network Marketer. She specializes in Health and Wellness products. Please visit her at: http://www.network-marketingopportunity.com
  
  Read more articles written by: Michelle Penfold